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30.11.2017
(scroll down to see full list; previous month's (October 2017) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st November 2017

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

30.11.2017: Construction bodies warn of Brexit 'cliff edge' skills gap. http://www.bbc.com/news/business-42155228 Although this has been a crisis issue for years, the Tory regime still lies to the public that it will build 300,000 houses a year. Are the Poles on board, one asks?

Over £1bn stolen through credit and debit card fraud in past year, research shows. http://www.independent.co.uk/news/business/news/credit-debit-card-fraud-billion-stolen-identity-uk-britain-banks-protection-security-a8073586.html

Free ATMs 'must be available across UK'. http://www.bbc.com/news/business-42156569

Court backs salesman's claim for 13 years of holiday pay. http://www.bbc.com/news/business-42164201 And yet another bad day for the regime's statistics of 'millions' of bogus self-employed entrepreneurs.

EU's top court rules workers can claim compensation for untaken holidays. https://www.theguardian.com/law/2017/nov/29/eu-top-court-rules-workers-can-claim-compensation-for-untaken-holidays And of course it doesn't take a rocket scientist to work out why so many corrupt, Big Corp financed Tory politicians are pro-Brexit. This being just one example of many.

Wednesday briefing: Location inflation – Britain's homes worth £6tn. https://www.theguardian.com/world/2017/nov/29/wednesday-briefing-location-inflation-britains-homes-worth-6tn Sure they are. And it's since the British workforce began believing their homes can make more money for them than getting out of bed and going to work that the country began to fill with skilled, cheap(er) immigrant labour which doesn't believe in get-rich-quick bullshit.

Plan to fix 'creaking' railways unveiled by government. http://www.bbc.com/news/business-42157853 And who forced the railways to 'creak' in the first place?

Facebook forcing users to upload selfies to prove who they are. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-forcing-users-upload-selfies-captcha-invalid-picture-account-locked-password-a8081811.html And of course, Arsebook users are dumb enough to do just that.

Iphone users unable to write one of the most common words in english. 'It'. http://www.independent.co.uk/life-style/gadgets-and-tech/news/iphone-ios-apple-11-it-keyboard-autocorrect-error-how-to-fix-problem-security-a8080731.html We heard that that was to stop Twatterers having an intellectual fit.

Steroids, syringes and stigma: the quest for the perfect male six-pack - video. https://www.theguardian.com/society/video/2017/nov/29/steroids-six-packs-and-stigma-video We've been banging on about this being the real problem of performance-enhancing drugs for YEARS. In the meantime, 'fake' anti-doping agencies, sporting associations, governing bodies and the press have singled out the odd culprit and subjected them to an orchestrated hate campaign just to show willing, while at the same time old media favourites like tennis and soccer as well as newly-imported doped-up sporting cultures like American football are thrust down the public's throats. Once again, just follow the money trail.

Shite Made By America - today's update: MacOS High Sierra bug allows anyone to access a Mac with blank password. https://www.theguardian.com/technology/2017/nov/29/macos-high-sierra-bug-apple-mac-unlock-blank-password-security-flaw

Roger Waters (ex-Pink Floyd) broadcasts cancelled in Germany over his support for Israel boycott. https://www.theguardian.com/music/2017/nov/29/roger-waters-broadcasts-cancelled-in-germany-over-accusations-of-antisemitism Nazism dies hard in Germany, as broadcasters RBB re-iterate their support for apartheid and genocide just as many of their forefathers did - although this time, that support is for Israeli terrorists.

Not without shedding crocodile tears into their schnapps, however, pretending to bemoan the rise of anti-Jewish sentiment from ordinary, honest, law-abiding people around the world who have a problem with liars, thieves and murderers. Now why would that be, I wonder? Yet RBB are no more the voice or the champions of 90% of the world's Jews than are Israeli war criminals like Netanyahu. Nor are they the voice of democracy or freedom or we would be reading and hearing from EVERYONE - including the views of the vast majority of the international community which RBB and the rest of Israel's cronies are always more than happy to boycott. In the national interest of the shekel.

Perhaps it's time to start looking beyond Germany's immigrant labour engineering excellence? Toyota, maybe?

A Courageous Israeli Speaks Out. http://truepublica.org.uk/global/courageous-israeli-speaks/

29.11.2017: Christmas spending expected to fall. https://www.visa.co.uk/newsroom/christmas-spending-expected-to-fall-for-first-time-in-half-a-decade-2285032 UK consumer spending this Christmas season is expected to be 0.1% lower in real terms when compared with the 2016 festive period, figures released by payment provider Visa have revealed. This would represent the first fall in Christmas spending in five years and is mainly attributed to the impact of economic uncertainty and falling wages. High street spending is set to fall by 2.1% in November/December 2017 when compared to the same period in 2016. However, online spending is expected to grow by 3.6%, with £2 of every £5 spent set to be spent online.

UK banks could handle 'disorderly Brexit'. http://www.bbc.com/news/business-42148682 The same criminal banks which still can't handle online security - although they do manage very well at money-laundering, funding terrorism, poverty, starvation, famines, wars, refugees, oh, and that small matter of screwing the consumer - especially small businesses?

Jeremy Corbyn is 'worse threat to British business than Brexit', Morgan Stanley claims. http://www.independent.co.uk/news/business/news/jeremy-corbyn-morgan-stanley-worse-threat-brexit-british-business-labour-prime-minister-policies-a8079981.html Compared to the threat posed by the banks based on their actual performance, Mr Corbyn's hypothetical 'threat' pales into absolute insignificance. Of course, had Mr Corbyn levelled the same suggestion at Morgan Stanley, he would no doubt, have been accused of 'anti-Semitism.' Given the sustained campaign of hatred Mr Corbyn has had to endure, isn't it about time we had an 'anti-Corbynism' law as well? Apart from alleviating compound boredom from reading the same fake media trash all the time, it might also help the 95% majority of the UK's businesses to focus on their own country's affairs for once. Not the USA's. And not Israel's.

Brexit to result in a sharp slowdown in UK economic growth, OECD predicts. http://www.independent.co.uk/news/business/news/brexit-oecd-economic-forecast-paris-gdp-eu-european-union-a8079586.html Is this is addition to the Brexit/bank-assisted slowdown the country is experiencing already?

Christmas crimewave: the tricks fraudsters will be using in coming weeks... http://www.telegraph.co.uk/personal-banking/current-accounts/christmas-crimewave-tricks-fraudsters-will-using-coming-weeks/

CMA: Secondary ticket websites may be breaking the law. http://www.bbc.com/news/business-42152842

Subscription traps: everything you need to know and do to drop an unwanted service. http://www.telegraph.co.uk/money/consumer-affairs/subscription-traps-eveything-need-know-do-drop-unwanted-service/

Black Friday damp squib as Oxford Street shop opens its doors to lone man. http://www.telegraph.co.uk/news/2017/11/24/black-friday-damp-squib-oxford-street-shop-opens-doors-lone/ Now there's hope for the future!

Chaos at Manchester Airport as passengers are sent through the wrong door in 'massive security breach. http://www.telegraph.co.uk/travel/news/chaos-at-manchester-airport-arrivals-departures-security-breach/ The only 'massive security breach' in the UK is the terrorist Tory regime, its lickspittles, cronies, donors and sponsors.

New app allows passengers to bid for last-minute upgrades on planes. http://www.telegraph.co.uk/travel/news/seatfrog-bidding-app-first-class-seats-upgrade/

28.11.2017: Government funding aims to transform UK into world's most innovative nation. https://www.aol.co.uk/news/2017/11/27/government-funding-aims-to-transform-uk-into-worlds-most-innova/ This is in addition to earlier government failures such as making the UK the best place in the world to start and develop a business; bringing high speed broadband into every home; ending homelessness; bringing affordable housing to those in need, especially the young and first-time buyers. Etc. Etc.

BBC Panorama: The fraud costing the UK £1bn a year. http://www.bbc.com/news/business-42143849

Draft bill to tackle exploitation of gig workers. https://www.personneltoday.com/hr/worker-default-status-proposed-new-gig-economy-bill/ The Work and Pensions and Business, Energy and Industrial Strategy Committees have published a draft bill to tackle the perceived exploitation of gig workers. The bill outlines measures to address false self-employment, which occurs when an employer classes its workers as self-employed in order to avoid paying income tax, National Insurance contributions and employee benefits. If passed into law, the bill will introduce a new presumption of 'worker by default'. This would require employers to provide workers with a basic standard of rights and benefits, such as sick and holiday pay, unless they can prove a worker is genuinely self-employed. (EnterpriseQuest)

Campaign to highlight scale of UK small businesses. https://british-business-bank.co.uk/hidden-britain-survey-reveals-98-people-underestimate-scale-small-businesses-uk/ Just 2% of people are aware that small businesses with fewer than 50 employees make up 99% of all businesses in the UK, according to a survey commissioned by the British Business Bank. Only 21% of survey respondents were able to correctly identify that small businesses account for £1.3 trillion or 33% of private sector turnover, while the remaining 79% of respondents said they contribute less. In response to the findings, the British Business Bank has launched the 'Small Wonders' campaign to encourage consumers to support and recognise the value of small businesses. (EnterpriseQuest)

As we keep saying, despite dummyphones, slow-speed broadband, hundreds of TV channels (all repeats, duplicates and Z-rater crap, admittedly), search engines and social media, never has the public been as thick and misinformed as it is today.

Uber takes driver battle to Supreme Court. http://www.bbc.com/news/business-42114851

Number of young people acting as 'money mules' doubles. http://www.bbc.com/news/uk-42132802

Archers 'fraud' storyline praised. http://www.bbc.com/news/business-42110539 A pity nobody listens - or even knows - what the Archers are.

Car insurance: Going to the wrong comparison site could cost you over £300 more for same policy. http://www.independent.co.uk/news/business/news/car-insurance-comparison-sites-charge-more-same-policy-channel-4-investigation-gocompare-a8073721.html

Vending machine for homeless people launches just in time for Christmas. https://www.aol.co.uk/money/2017/11/27/vending-machine-for-homeless-people-launches-just-in-time-for-ch/ Looks like the High Street of the future, then? Apart from betting shops and trash coffee and food outlets.

Budget 2017 Summary and Reaction (EnterpriseQuest)

In the Chancellor's Autumn Budget on 22 November 2017, a number of measures were announced that will have an impact on smaller firms and the self-employed. These include:

The Enterprise Finance Guarantee programme will be extended until March 2022 and will be expanded to provide up to £500 million of loans every year.

• To improve access to reputable sources of credit, the number of potential members that a credit union can serve in a local area will be increased from 2 million to 3 million.
• An additional £1.5 billion of funding has been allocated to the Home Building Fund. It will provide loans to small and medium-sized house builders that cannot access the finance they need to build.
• From 1 April 2018, two years earlier than planned, business rates will rise in line with the Consumer Price Index instead of the Retail Price Index.
• Pubs in England with a rateable value of up to £100,000 will continue to receive a £1,000 business rates discount from 1 April 2018.
• The VAT registration threshold will be maintained at its current level (£85,000) for two years from 1 April 2018. This is to give the Government sufficient time to consult on whether the threshold could be changed to encourage business growth.
• £34 million will be made available to support the development of construction skills, while a £30 million fund will extend the provision of digital courses using artificial intelligence.
  

To read the Federation of Small Businesses's reaction to the Budget, go to: http://www.fsb.org.uk/media-centre/press-releases/business-friendly-budget-in-challenging-times

To read the British Chambers of Commerce's reaction, go to: http://www.britishchambers.org.uk/press-office/press-releases/budget-2017-full-bcc-budget-reaction.html

To read the reaction of IPSE, go to: https://www.ipse.co.uk/our/news-listing/chancellor-listens-to-ipse-in-budget.html

To read the Chancellor's speech and Autumn Budget documents in full, go to: https://www.gov.uk/government/publications/autumn-budget-2017-documents

27.11.2017: Airbnb rival Altovita sets sights on London expansion. https://www.aol.co.uk/news/2017/11/26/airbnb-rival-altovita-sets-sights-on-london-expansion/?icid=maing-grid7%7Cmain5%7Cdl1%7Crelated_lnk1%26pLid%3D890788783_uk

The new gold and bitcoin bankcards that enable you to spend entirely without cash. http://www.telegraph.co.uk/personal-banking/credit-cards/new-gold-bitcoin-bankcards-enable-spend-entirely-without-cash/

Government cracks down on 'rogue drone users' with new no-fly zones. http://www.independent.co.uk/news/uk/home-news/drones-airports-regulations-crack-down-government-no-fly-zones-a8076386.html

The community cafe making a meal of Britain's dumped food. http://www.telegraph.co.uk/christmas/2017/11/26/community-cafe-making-meal-britains-dumped-food/

Top 10 Home-Based Business Ideas. https://www.thebalance.com/top-home-based-business-ideas-2951508?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11248173&utm_term=

How to Become a Freelancer from Home. https://www.thebalance.com/how-to-become-a-freelancer-1794507?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11248173&utm_term=

New app allows strangers to communicate while waiting for a flight. https://www.springwise.com/new-app-allows-strangers-communicate-waiting-flight/?utm_campaign=1001064_Custom%3ASpringwise%20Daily%20-%202017-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,LGFC,2V1FMX,28ILZ,1

Biogas digester reduces carbon waste in the home. https://www.springwise.com/biogas-digester-reduces-carbon-waste-home/?utm_campaign=1001064_Custom%3ASpringwise%20Daily%20-%202017-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,LGFC,2V1FMX,28ILZ,1

New app allows home owners to find the perfect plants for their space. https://www.springwise.com/new-app-allows-home-owners-find-perfect-plants-space/?utm_campaign=990764_Custom%3ASpringwise%20Daily%20-%202017-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L8H8,2V1FMX,27USX,1

Stand-alone house fits into a parking space. https://www.springwise.com/stand-alone-house-fits-parking-space/?utm_campaign=990764_Custom%3ASpringwise%20Daily%20-%202017-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L8H8,2V1FMX,27USX,1

Portable tool revolutionises cleaning. https://www.springwise.com/portable-tool-revolutionises-cleaning/?utm_campaign=990764_Custom%3ASpringwise%20Daily%20-%202017-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L8H8,2V1FMX,27USX,1

26.11.2017: While Black Friday was a huge success in America, Europe was not so enthusiastic. http://www.independent.co.uk/voices/black-friday-2017-cyber-monday-consumers-usa-amazon-germany-strike-a8075646.html

Britain Faces ‘TTIP On Steroids’ As US Trade Talks Begin, Campaigners Warn. http://truepublica.org.uk/united-kingdom/britain-faces-ttip-steroids-us-trade-talks-begin-campaigners-warn/

'Fraudsters stole £11,878 through my Facebook account - and then the transactions mysteriously vanished'. http://www.telegraph.co.uk/personal-banking/current-accounts/fraudsters-stole-11878-facebook-account-transactions-mysteriously/

YouTube adverts pulled by major brands due to fears over access to paedophiles. http://www.independent.co.uk/news/business/news/youtube-adverts-paedophiles-children-videos-access-comments-a8073181.html

How to delete your old Fakebook and Twatter posts. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-delete-posts-permanently-twitter-tweets-delete-embarrassing-how-to-guide-step-by-step-a8074106.html

The hidden Google features you never knew existed. https://www.indy100.com/article/google-hidden-features-easter-eggs-never-knew-existed-space-games-fun-art-doodle-tips-numbers-timer-8075656?utm_source=indy&utm_medium=top5&utm_campaign=i100

How to Make Your Small Business More Successful. https://www.thebalance.com/how-to-make-your-small-business-more-successful-4060804?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11248413&utm_term=

Aviation startup introduces on-demand air travel to Britain. https://www.springwise.com/aviation-startup-introduces-demand-air-travel-britain/?utm_campaign=998351_Custom%3ASpringwise%20Daily%20-%202017-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,LEBZ,2V1FMX,28AR3,1

High-tech cocktail glass changes the flavor of any beverage. https://www.springwise.com/high-tech-cocktail-glass-changes-flavor-beverage/?utm_campaign=998351_Custom%3ASpringwise%20Daily%20-%202017-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,LEBZ,2V1FMX,28AR3,1

Printable electric sensor monitors plant hydration. https://www.springwise.com/printable-electric-sensor-monitors-plant-hydration/?utm_campaign=998351_Custom%3ASpringwise%20Daily%20-%202017-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,LEBZ,2V1FMX,28AR3,1

25.11.2017: Liam Fox ridiculed over claims UK businesses 'don't want to export'. http://www.independent.co.uk/news/uk/politics/liam-fox-uk-businesses-not-export-trade-secretary-brexit-leave-eu-import-a8073646.html Understandable comments from Sliam Fox, whose export vision consists of selling weapons of mass destruction to the world's terrorists and knob-polishing Israeli and American war criminals.

Black Friday sales bonanza set to hit a record. http://www.bbc.com/news/business-42107738 In other words, there has been no slow-down in the spread of dumbed-down British consumerism.

Black Friday versus No-buy day - social media reacts. http://www.bbc.com/news/business-42106850 For dumbed-down British consumers.

Many home insurance customers 'paying loyalty penalty'. https://www.aol.co.uk/money/2017/11/23/many-home-insurance-customers-paying-loyalty-penalty/

Rent Smart Wales: 4,000 landlords 'letting illegally'. http://www.bbc.com/news/uk-wales-42057603 At least they aren't 'illegally' burning their tenants to death! (And getting away with it.)

Empty homes spike in London commuter belt. http://www.bbc.com/news/uk-england-41968461 In other words, there isn't actually a house construction shortage. Just bent, crooked and inept politicians, councils and developers. As everyone has known for decades.

24.11.2017: UK economy faces 'longest fall in living standards in 60 years'. http://www.bbc.com/news/business-42087881 At this rate the country will be enjoying the same living standards as the millions of defenceless civilians terrorised, bombed and murdered by successive British regimes also during the past 60 years. Perhaps it's an 'anniversary' thing?

Christmas fraud: Mobiles and clothes top presents targeted. http://www.bbc.com/news/uk-42085557

Apprenticeship numbers fall by 59% after levy imposed. http://www.bbc.com/news/business-42092171 That should make the right sort of impact on the country's appalling productivity figures, then. And continue to stimulate the influx of skilled workers from abroad to fill the gap at half the going rate - as offered by Tory sponsors and donors, of course.

Families to pay an extra £900m inheritance tax by 2022. http://www.telegraph.co.uk/tax/inheritance/families-pay-extra-900m-inheritance-tax-2022/ And the rest!

Tech giants face tax avoidance crackdown. http://www.telegraph.co.uk/technology/2017/11/22/budget-2017-tech-giants-face-tax-avoidance-crackdown/ Source: lying, thieving Tory Fags for US Big Corp. And their fake news state propaganda.

Councils handed power to double tax on empty homes. http://www.telegraph.co.uk/money/consumer-affairs/councils-handed-power-double-tax-empty-homes/

You can now buy a £24,000 house which takes six hours to build. http://www.independent.co.uk/life-style/flat-pack-house-six-hours-build-three-rooms-price-microhousing-affordable-a8069731.html Is this a middle-class house from Tory regime sponsors Jerry & Bilt Ltd? Although to justify its eventual £240,000 price tag (special Flood Plain Offer) it's obviously got to take six months to build instead of six hours.

Vladimir Putin says all big Russian businesses should be ready for war production. http://www.independent.co.uk/news/world/europe/vladimir-putin-russia-business-war-production-sochi-military-talks-a8069951.html He must be fancying his chances after Russia's successful intervention against American, British and French terrorists in Syria and the growing success of Russian sanctions against the Coalition of Evil, which are already damaging farm/dairy/butter production and above all - the future of the croissant! (Although whale margarine croissants will be made specially for Brexit Knobheads.)

23.11.2017: Stamp duty cut for first-time buyers at heart of plan to tackle housing crisis. https://www.aol.co.uk/news/2017/11/22/stamp-duty-cut-for-first-time-buyers-at-heart-of-plan-to-tackle/ Or, as is more likely, it will help to stimulate house prices just as they have started to fall. 'Trebles all round, chaps,' say the Tory regime's sponsors and donors.

Black Friday fraud warning as retailers plan 'special offer' text messages. http://www.telegraph.co.uk/news/2017/11/22/black-friday-fraud-warning-retailers-plan-special-offer-text/

Black Friday is a retail industry trick played on gullible consumers. http://www.independent.co.uk/voices/black-friday-deals-trick-played-on-gullible-consumers-a8068876.html And the only people who don't know that already are - gullible consumers (and Brexit Knobheads.)

Government urged to make it easier for public to be compensated after hacks. http://www.telegraph.co.uk/technology/2017/11/22/government-urged-make-easier-public-compensated-data-breaches/ 'Urge' away.

Law Society accreditation scheme advert 'misled' public. http://www.bbc.com/news/uk-42074154 Now there's unusual for the 'legal' profession!

Cyber experts assessing how many UK users affected by Uber hack. https://www.aol.co.uk/news/2017/11/22/uber-hack-cyber-experts-assessing-how-many-uk-users-affected/

Google continues to track people even after thay have specifically told it to stop. http://www.independent.co.uk/life-style/gadgets-and-tech/news/google-secret-tracking-location-services-disable-privacy-apps-a8068961.html Google's next step will be to sell this information to state terrorists, private police forces, credit rating agencies and Big Corp advertisers. Well. They are probably doing that already. And killer robots, perhaps?

Net neutrality repeal allows internet to consist only of government-sanctioned sites. http://www.independent.co.uk/life-style/gadgets-and-tech/news/net-neutrality-donald-trump-fcc-arjit-pai-breitbart-sanctioned-tv-internet-reddit-a8069086.html This has been coming since 9/11 and the American terrorist invasions of Afghanistan and Iraq. At the pointy end of billions of consumers and small business users, it also means the end of the net as a tool for individual information and gain.

The new gold and bitcoin bankcards that enable you to spend entirely without cash. http://www.telegraph.co.uk/personal-banking/credit-cards/new-gold-bitcoin-bankcards-enable-spend-entirely-without-cash/

The world's best cheese comes from a dairy in Cornwall, but you can't eat it until 2019. http://www.telegraph.co.uk/food-and-drink/news/cornish-kern-named-worlds-best-cheese/ This means it will continue to be ignored by Little Ingerlandt's fake food critics and media chefs who will continue to use inferior foreign muck because like sheep, that is what they have been doing for donkey's years.

22.11.2017: Flagship government housing plan fails to deliver a single home in three years. http://www.independent.co.uk/news/uk/politics/housing-starter-homes-budget-philip-hammond-a8066571.html

Air traffic control failures cause chaos throughout Europe. http://www.independent.co.uk/travel/news-and-advice/amsterdam-flight-delays-cancellations-airport-air-traffic-control-systems-failures-latest-italy-a8067226.html

'Outsourced' workers seek better deal in landmark case. http://www.bbc.com/news/uk-42056769

Viable customs system vital to avoid Brexit catastrophe. http://www.parliament.uk/business/committees/committees-a-z/commons-select/public-accounts-committee/news-parliament-2017/brexit-future-customs-report-published-17-19/ The House of Commons' Public Accounts Committee (PAC) has warned that it would be catastrophic if a viable customs system is not in place before the UK leaves the EU. The PAC has urged HMRC to do more to ensure that the new Customs Declaration Service is ready in time, as well as for contingency plans to be in place by January 2019, well in advance of the UK leaving the EU. Chair of the PAC, Meg Hillier MP, said: "Failure to have a viable customs system in place before the UK's planned exit from the EU would wreak havoc for UK business, trade and our international reputation. Confidence would collapse amid the potentially catastrophic effects." (EnterpriseQuest)

Vouchers available to fund super-fast full-fibre broadband. https://gigabitvoucher.culture.gov.uk A £2 million voucher programme to help small and medium-sized firms install gigabit broadband is being piloted in four areas of the UK. Gigabit broadband is super-fast full-fibre broadband that delivers speeds of up to 1,000 Mbps. Successful programme applicants will receive a voucher worth between £500 and £3,000 from their broadband supplier to put towards the cost of gigabit broadband installation. The pilot areas are: Aberdeen and Aberdeenshire; Bristol, Bath and North East Somerset; Coventry and Warwickshire; and Bradford, Calderdale, Kirklees, Leeds, Wakefield and York. (EnterpriseQuest)

Picturesque Swiss village considers offering families £50,000 to move there. http://www.independent.co.uk/news/world/europe/swiss-village-pay-families-move-name-canton-switzerland-francs-populations-numbers-drop-birthrate-a8066846.html

21.11.2017: Brexit: Business leaders concerned over what the Budget means for them want more Government support. http://www.independent.co.uk/news/business/news/brexit-autumn-budget-what-does-it-mean-for-business-leaders-want-government-support-a8065186.html These particular business leaders, being rather more representative of the country's vast majority of businesses than most of the voices one usually hears, should congratulate themselves on getting at least a little bit of media room. And, not being American Big Corp or Friends of Israel, that's all they will get.

Brexit: German business grouping calls for UK to remain in EU. http://www.bbc.com/news/business-42049565 They should produce a better deal for Britain than the present regime of Tory Nazi fags for US Big Corp.

Households are more than £400 worse off after Brexit, study says. http://www.independent.co.uk/news/uk/politics/brexit-800-worse-off-households-food-poverty-inflation-a8064286.html

Consumer spending falls at fastest rate for four years. https://www.visa.co.uk/newsroom/october-spending-declines-at-fastest-rate-in-four-years-driven-by-poor-performance-on-the-high-street-72665?returnUrl=/newsroom/listing Consumer spending fell by 2% year-on-year in October 2017, figures released by payment provider Visa have revealed. This represents the greatest year-on-year fall in four years and was mainly attributed to the continuing poor performance of high street retailers. The value of high street spending fell by 5% in the 12 months to October 2017, representing the second-biggest year-on-year decrease since April 2012. In addition, online spending by consumers increased by just 2.2% over the same period. (EnterpriseQuest)

Banks that will pay you big money to switch to them. https://www.aol.co.uk/money/2017/11/20/banks-that-will-pay-you-big-money-to-switch-to-them/

Black Friday deals ‘not all they seem,’ shoppers warned. http://www.bbc.com/news/business-42050642 Or, if you take the view that Black Friday and its deals are aimed at carrot-IQ dummyphone users spending borrowed money, then what they seem is exactly what they are.

How much …? The rise of dynamic and personalised pricing. https://www.theguardian.com/global/2017/nov/20/dynamic-personalised-pricing

People accusing Amazon of ruining Christmas. http://www.independent.co.uk/life-style/amazon-accused-ruining-christmas-deliveries-without-packages-a8065181.html Having already ruined tens of thousands of small businesses . . .

MPs vote that animals can't feel pain or emotion. http://www.independent.co.uk/news/uk/home-news/brexit-bill-latest-animal-sentience-cannot-feel-pain-emotion-vote-mps-agree-eu-withdrawal-bill-a8064676.html More bad news for murdering Tory pigs then.

Meet the world's youngest self-made billionaire. http://www.bbc.com/news/business-41859941

20.11.2017: Philip Hammond aims to fix housing market amid push for 300,000 new homes a year. https://www.aol.co.uk/news/2017/11/19/philip-hammond-aims-to-fix-housing-market-amid-push-for-300-000/ The Tory regime's sponsors and donors will be pleased. Will this mean significantly more homes for the socially disadvantaged and for first-time buyers, though? Given the Tory regime's track record so far - no. (Plus the fact that Mr Hammond can't even count and doesn't know what time of day it is. http://www.independent.co.uk/news/uk/politics/philip-hammond-latest-chancellor-no-unemployed-people-annual-budget-jobless-a8063416.html)

JCB's Lord Bamford reignites CBI row claiming Brexit-businesses are not represented by big trade bodies. http://www.telegraph.co.uk/business/2017/11/18/jcbs-lord-bamford-reignites-cbi-row-claiming-brexit-businesses/ Lord Bamford is perfectly right. Although this so-called 'row' is only ever re-ignited when Little Ingerlandt's fake news propaganda finds the argument suits them - and not when the huge majority of the UK's businesses are looking to be heard on ALL issues.

As Amazon opens a ‘guerrilla shop’, has the internet beaten the high street? https://www.theguardian.com/technology/2017/nov/19/amazon-high-street-shop-london

It's not all sandwiches and city breaks: How millennials really spend their money. http://www.telegraph.co.uk/women/life/millennials-really-spend-money/ It never ceases to amaze us how hacks and media presenters seem to think their own distorted views of the world are somehow relevant to the population at large. Unfortunately, there are types like Brexit Knobheads who are all too easily persuaded that that is the case.

The danger of text-message wills. http://www.independent.co.uk/money/text-message-wills-last-testament-law-commission-electronic-death-parents-family-a8056396.html

How pensioners can get a degree 'for free'. https://www.aol.co.uk/money/2017/11/19/pensioners-get-university-degree-for-free/ Given the fact that many pensioners bung their grandchildren at university a significant lending hand, such degrees are, to all intents and purproses, fully paid-up.

Washable smart fabric uses magnetic thread to store data. https://www.springwise.com/washable-smart-fabric-uses-magnetic-thread-store-data/?utm_campaign=989457_Custom%3ASpringwise%20Daily%20-%202017-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L7GX,2V1FMX,27RIT,1

19.11.2017: Facebook won't let users delete their posts any more. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-delete-updates-old-posts-privacy-desktop-site-mobile-app-a8060206.html

Amazon staff could secretly enter your home. http://www.independent.co.uk/life-style/gadgets-and-tech/news/amazon-delivery-key-camera-lock-problems-home-security-a8061176.html

CNET Community: Would you give Amazon the keys to your house? https://www.cnet.com/news/cnet-asks-would-you-give-amazon-keys-to-your-house/?ftag=CAD5920658&bhid=22951757626637189212880527427435

5 Ways to Research a Rare Item Before Selling on eBay. https://www.thebalance.com/how-to-research-rare-items-before-selling-on-ebay-4087708?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11180328&utm_term=

Graphene-coated shoes keep feet cooler. https://www.springwise.com/graphene-coated-shoes-keep-feet-cooler/?utm_campaign=985833_Custom%3ASpringwise%20Daily%20-%202017-11-14&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L4O9,2V1FMX,27HYR,1

Compostable bottle helps reduce plastic pollution. https://www.springwise.com/compostable-bottle-helps-reduce-plastic-pollution/?utm_campaign=985833_Custom%3ASpringwise%20Daily%20-%202017-11-14&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L4O9,2V1FMX,27HYR,1

Mobile app hosts live auctions on stadium scoreboards. https://www.springwise.com/mobile-app-hosts-live-auctions-stadium-scoreboards/?utm_campaign=987566_Custom%3ASpringwise%20Daily%20-%202017-11-15&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L60E,2V1FMX,27MEN,1

18.11.2017: Black Friday retail record expected as shoppers set to spend £2.6bn. https://www.aol.co.uk/news/2017/11/17/black-friday-retail-record-expected-as-shoppers-set-to-spend-a-2/

Number of visitors to Britain hits record high as weak pound lures tourists. http://www.independent.co.uk/news/business/news/uk-visitor-numbers-tourism-record-high-brexit-weak-pound-sterling-tourists-eu-euro-dollar-a8060181.html

Average UK home 'now taking 96 days to sell'. https://www.aol.co.uk/money/2017/11/16/average-uk-home-now-taking-96-days-to-sell/

Home owners' confidence in house price growth 'has taken a dip'. https://www.aol.co.uk/money/2017/11/17/home-owners-confidence-in-house-price-growth-has-taken-a-dip/

Christmas shoppers warned online criminals are 'getting ready to pounce'. https://www.aol.co.uk/money/2017/11/15/christmas-shoppers-warned-online-criminals-are-getting-ready-to/ We know. We've already seen them advertising on TV.

Many card borrowers 'having credit limits increased without being asked'. https://www.aol.co.uk/money/2017/11/16/many-card-borrowers-having-credit-limits-increased-without-bein/ This is 'news'! This has been going on for ever!

Scamwatch: New speeding ticket fraud. https://www.aol.co.uk/money/2017/11/17/scamwatch-new-speeding-ticket-fraud/

Germany replaces USA as country with best international image. http://www.independent.co.uk/travel/news-and-advice/germany-replaces-us-best-international-image-brand-country-donald-trump-angela-merkel-simon-anholt-a8059926.html A poll usually produced for the American Unholy Trinity of its banks, its criminal Big Corp and its murder industry and which always avoids the opinions of the 24 countries it has bombed since the Second World War alone; the 70 countries it has subjected to war crimes and terrorism since its inception; the 8 million native American Indians it murdered on its way to becoming the USA; the 60 million Africans who died during the slave trade and the millions of starving, homeless, poor and refugees it creates every year. It's hardly surprising that Germany - which has done relatively little to offend by comparison - should be seen in a better light than America.

However, as gobshite Americans are likely to be blubbing on Fakebook and Twatter as a result of this latest setback to their historically cowardly, thieving, murdering reputation, the equally disreputable Nobel Committee will be awarding their next consolation Peace Prize to yet another leading American terrorist. As usual.

The degrees that make you rich... and the ones that don't. http://www.bbc.com/news/education-41693230

Could buying paintings make you rich? http://www.bbc.com/news/business-42011989

17.11.2017: Retail sales in first annual fall since 2013. http://www.bbc.com/news/business-42009800

UK retail sales continue to grow in October easing fears over consumer spending. http://www.independent.co.uk/news/business/news/uk-retail-sales-october-latest-consumer-spending-confidence-ons-a8057921.html

Landmark study links Tory austerity to 120,000 deaths. http://www.independent.co.uk/news/health/tory-austerity-deaths-study-report-people-die-social-care-government-policy-a8057306.html That should help the Tory regime get over its disappointment at causing just 50,000 UK deaths from pollution alone last year. Although its overseas track record which runs to millions of deaths and refugees, is much better.

Baby boomers are living in a different world when they say UK doesn't need more homes, says Sajid Javid, as he hints at Budget pledge on housing. http://www.telegraph.co.uk/news/2017/11/16/nonsense-baby-boomers-suggest-millennials-cant-afford-houses/ Perhaps 'baby boomers' (whoever they might be) are living in an imaginary world without corrupt, grasping, thieving Tory politicians and their party sponsors and donors, building on publicly owned land purely for middle-to-high-end purchasers? They might also be thinking that the country's 750,000 houses standing empty could be put to better use.

New borrowing rules will 'boost home building'. http://www.bbc.com/news/uk-politics-42001261 I'm sure they will; Tory donors will be having hands-free orgasms - again.

Google Docs down. http://www.independent.co.uk/life-style/gadgets-and-tech/news/google-docs-down-not-working-drive-sheets-slides-fix-error-message-latest-new-a8057456.html Could this give rise to the hope that the webspam, Google Adshite, will also go down?

The ridiculous rise of luxury advent calendars – from £500 beauty boxes to pork scratchings. https://www.theguardian.com/lifeandstyle/2017/nov/16/ridiculous-rise-luxury-advent-calendars-500-pound-beauty-boxes-pork-scratchings-christmas

Why do female freelancers earn less than male counterparts? http://www.independent.co.uk/money/spend-save/female-freelancers-self-employed-gender-pay-gap-men-women-a8044021.html

10 Guaranteed Ways to Charge More as a Freelancer. https://www.thebalance.com/ways-to-charge-more-as-a-freelancer-4040954?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11180289&utm_term=

5 Simple Ways to Make Money Online. https://www.thebalance.com/simple-ways-make-money-online-2531879?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11180289&utm_term=

Starbucks launches instore artisanal bakeries. http://www.independent.co.uk/life-style/food-and-drink/starbucks-artisan-bakeries-princi-rosso-in-store-coffee-shops-us-seattle-roastery-a8058076.html Minus the artisans, of course, as the average Starbucks punter wouldn't know what one was.

New shelters aid refugees with recycled plastics. https://www.springwise.com/new-shelters-aid-refugees-recycled-plastics/?utm_campaign=979841_Custom%3ASpringwise%20Daily%20-%202017-11-09&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L01T,2V1FMX,274BY,1

Smart children’s building blocks create real time 3D animation on tablets. https://www.springwise.com/smart-childrens-building-blocks-create-real-time-3d-animation-tablets/?utm_campaign=981338_Custom%3ASpringwise%20Daily%20-%202017-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L17E,2V1FMX,2780K,1

Eco-friendly toothbrush is powered with a twist. https://www.springwise.com/eco-friendly-toothbrush-powered-twist/?utm_campaign=981338_Custom%3ASpringwise%20Daily%20-%202017-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L17E,2V1FMX,2780K,1

University scientists bring pictures to life with new software. https://www.springwise.com/university-scientists-bring-pictures-life-new-software/?utm_campaign=981338_Custom%3ASpringwise%20Daily%20-%202017-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L17E,2V1FMX,2780K,1

Cognitive AR brings training manuals to life. https://www.springwise.com/cognitive-ar-brings-training-manuals-life/?utm_campaign=982735_Custom%3ASpringwise%20Daily%20-%202017-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L2A7,2V1FMX,27BNN,1

Artisan nut milk delivery service comes to London. https://www.springwise.com/artisan-nut-milk-delivery-service-comes-london/?utm_campaign=982735_Custom%3ASpringwise%20Daily%20-%202017-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,L2A7,2V1FMX,27BNN,1

TaxationWeb newsletter. http://mailchi.mp/taxationweb/globe_20171114?e=45c941d6f6

16.11.2017: Deliveroo claims victory in self-employment case. http://www.bbc.com/news/business-41983343 This surprising landmark ruling appears to be based on (bogus) self-employed riders enjoying so-called 'flexibility' which means they can't be classed as workers!!! Oh, yes. Having myself enjoyed 'flexitime' as an employee over forty years ago and worked as a courier as well where I, just like my fellow-riders, thought we were working to get paid, this bizarre judgement stinks of yet another bent judge coming to the aid of a cynical regime and its even more cynical donors and sponsors who have been exploiting the labour force with what is being referred to as the gig economy. Or, more fake employment/self-employed/start-up/entrepreneur stats for a regime of Fake Brit politicians fagging for big business.

Stamp duty blocking 45,000 property purchases a year. http://www.telegraph.co.uk/news/2017/11/15/stamp-duty-blocking-45000-property-purchases-year/

Want to buy your own home? Just stop eating. https://www.theguardian.com/commentisfree/2017/nov/15/buy-home-stop-eating-young-people-deposit-budget-save There are plenty of people in the UK who don't eat simply because they can't afford to - and not because they are saving to buy a home!

Nearly 16 million adults 'are without contents insurance'. https://www.aol.co.uk/money/2017/11/15/nearly-16-million-adults-are-without-contents-insurance/ Perhaps they are also saving up to buy their homes?

Smaller firms lack basic digital skills. http://resources.lloydsbank.com/insight/uk-business-digital-index/ Around 16% of small firms and 20% of charities in the UK lack basic digital skills, according to the latest 'Lloyds Bank Digital Business Index'. The index has revealed that the main barrier to gaining digital skills is motivation, with 61% of charities and 43% of small firms believing an online presence is not relevant to their business. Lloyds Bank has launched a new 'Digital Knowhow' toolkit to help smaller organisations improve their digital skills. (EnterpriseQuest)

So the regime's Digital Dickhead Programme, Barclays Bank's Digital Eagles, AI and an 'intelligent' internet catering for American primates isn't cutting the mustard? Oh, my God. Awesome. Cool. Perhaps Microshite, etc should simply let consumers get to grips with their earlier platforms instead of introducing some new crap every year just to line their tax-dodging coffers (and impress dumb IT hacks and an even dumber American public)?

Cyberattack warning for farmers using online BPS. http://www.fwi.co.uk/business/advance-cap-payments-spark-cyber-security-warning.htm (registered users only) 'Farmers Weekly' has warned farmers in England and Wales to be wary of cyberattacks, ahead of the Basic Payment Scheme (BPS) payment window opening on 1 December 2017. Earlier this year the Rural Payments Agency revealed that a record 80% of BPS claimants used its online BPS service in 2016 and it has also urged more farmers to use the service. (EnterpriseQuest)

Russian hackers have targeted Britain's energy companies, cyber security chief says. http://www.telegraph.co.uk/news/2017/11/15/russian-hackers-have-targeted-britains-energy-companies-cyber/ Let's wish them better luck next time - as the fagging, Tory war criminal regime clearly isn't interested in doing the necessary themselves.

Russian hackers targeted UK media and telecoms firms, confirms spy chief. https://www.theguardian.com/technology/2017/nov/15/russian-hackers-targeted-uk-media-and-telecoms-firms-confirms-spy-chief Is this the UK media and telecomms firms' attempt to cover up their long-standing, serial-lying criminal activity? On the other hand, if all these reports are to be believed and the Ruskies really are such prolific hackers, it makes one wonder what Little Ingerlandt's 'spy chiefs' have been doing all this time. Apart from watching porn and issuing propaganda releases after the horses have bolted.

Russia claims US is helping Isis - using video games as evidence. http://www.independent.co.uk/news/world/europe/russia-us-isis-video-game-footage-help-islamic-state-iraq-ministry-defence-ac-130-gunship-a8054066.html Are these the same video games the Coalition of Evil's propaganda has liberally borrowed from over the years to justify their terrorism and murder of millions of Yugoslavs, Afghans, Iraqis, Libyans, Syrians, Palestinians and Yemenis? And why should the Russians bother with fake evidence? Surely everyone knows ISIS (Israeli Settlers In Syria) are the bastard progeny of American terrorists?

The last places on Earth with no internet. http://www.telegraph.co.uk/travel/lists/the-last-places-on-earth-with-no-internet/ Not to be taken too literally. There's nowhere shown from the UK, for example.

The Welsh farm growing one of the world's rarest delicacies - the Perigord truffle. http://www.telegraph.co.uk/food-and-drink/features/welsh-farm-growing-one-worlds-rarest-delicacies-perigord-truffle/ That should bring all the thieving Parisians out of their polluted, boring environments with their baskets and little knives to do what they do best. Sponge off everyone else's hard work. Regardless of the Channel/ Brexit/striking French trade union criminals, etc. At least they will be easily recognised - parked in the middle of the road or up on the kerb.

15.11.2017: MPs warn of 'massive queues' and lorries full of rotting food at UK ports if Government fails to upgrade customs system for Brexit. http://www.telegraph.co.uk/news/2017/11/14/mps-warn-massive-queues-lorries-full-rotting-food-uk-ports-government/ The present Tory regime had already reduced the country's border operations to near-chaos well before the rigged Brexit vote came along. As for 'massive queues and lorries full of rotting food' that sounds just like another strike by French trade union criminals. Still further chaos tolerated by the Tories instead of taking action to defend the interests of its country's voters and businesses.

Does estate agency's claim that millennials could save £33k in five years 'by quitting coffee and takeways' add up? http://www.telegraph.co.uk/money/consumer-affairs/does-estate-agencys-claim-millennials-could-save-33k-five-years/ Sounds like estate agents tarring milleninials with their own brush! On the other hand, if millennials quit dummyphones, cars, tellies, videogames, drugs, holidays and their beds in the morning (like their grandparents did), they might start getting somewhere. Especially if they found themselves second and third jobs as well.

Old £10 note to disappear next year. http://www.bbc.com/news/business-41974386

Auto-enrolment could add £75k to self-employed pension pot. https://www.zurich.co.uk/en/united-kingdom/about-us/media-centre/life-news/2017/gig-workers-missing-out-on-up-to-75000-in-pension-savings-as-auto-enrolment-bypasses-gig-economy
Extending auto-enrolment to the self-employed could add up to £75,000 to each person’s pension pot, the Pensions Policy Institute (PPI) has calculated. This would result in a retirement income of £13,500 per year when combined with the state pension. PPI's 'Restless Worklife' study, commissioned by insurance provider Zurich, also revealed a growing gap in workplace benefits between gig workers and the rest of the workforce, with 53% of gig workers receiving no benefits from their employer. Gig workers are freelancers who work on temporary and short-term projects or engagements. (EnterpriseQuest)

OTS proposes simpler VAT system. https://www.gov.uk/government/news/otss-first-review-of-vat-triggers-debate The Office of Tax Simplification (OTS) has published a new report suggesting ways to simplify VAT. In the report, the OTS makes eight core recommendations for the Government to make the VAT system simpler, fairer and more flexible. Recommendations include reforming the current approach to the level and design of the VAT registration threshold, reducing the impact of penalties on a business that voluntarily discloses VAT inaccuracies, and exploring how VAT record-keeping could be handled online. (EnterpriseQuest)

HMRC reviewing Making Tax Digital. https://www.accountancylive.com/hmrc-reviewing-priorities-making-tax-digital-programme HMRC has confirmed that it is likely to delay work on some of the 250 projects that make up its digital transformation programme, due to the additional workload and uncertainty caused by Brexit. HMRC is currently in talks with the Government to agree which elements of the programme should be delayed or deferred, which could mean changes to the introduction of Making Tax Digital. The chief executive of HMRC, Jon Thompson, said: "It's not credible to continue with the transformation programme as it is and deliver all 250 projects at one time, not with the additional workload of 40% to 50% because of Brexit and responding to fiscal changes in the Budget." (EnterpriseQuest)

Council tax debt: Concern over use of bailiffs. http://www.bbc.com/news/business-41974406 It's high time councils themselves were being investigated. As it is (under the Tory war criminal regime) they are just getting away with murder. Literally. While the police fossick about making shite TV shows. Until the present Tory regime sells off police services to the private sector. (As not announced by state propaganda.) http://truepublica.org.uk/united-kingdom/powers-arrest-restraint-detention-policing-privatised/

Young adults 'may be putting themselves at fraud risk by sharing details online'. https://www.aol.co.uk/money/2017/11/14/young-adults-may-be-putting-themselves-at-fraud-risk-by-sharing/ This could be a serious matter - if they had any assets or money to be defrauded.

Five ways to fix our ailing High Streets. http://www.bbc.com/news/uk-41916658 To be added to the 10 x 5 earlier ways of fixing the High Street. Which also haven't worked. What Britain needs to fix its High Street is a loyal population which values its own country, its own businesses, its own jobs above buying crap online from a tax-dodging American corporate. And not Fake Brit, Brexit Knobhead sheep who will go wherever their dummyphone marketing points them.

Governments in 30 countries are paying 'keyboard armies' to spread propaganda, report says. http://www.telegraph.co.uk/technology/2017/11/14/governments-30-countries-pay-keyboard-armies-spread-propaganda/ It looks as if Little Ingerlandt's offshore, fake media armies and propaganda-for-hire services (aided and abetted by GCHQ, MI5 and Wankminster) have missed out on some business! Despite having the advantage of already being world leaders in supplying weapons of murder and mass destruction to every terrorist state and organisation on the planet.

14.11.2017: Housing market sees 'autumn sale' as many homes have asking price slashed. https://www.aol.co.uk/money/2017/11/11/housing-market-sees-autumn-sale-as-many-homes-have-asking-pric/

Population of 'silver renters' set to hit a million - as people are leaving it too late to get a mortgage. http://www.telegraph.co.uk/news/2017/11/12/population-silver-renters-set-hit-million-people-leaving-late/

Universal Credit will discourage self-employment. https://www.tax.org.uk/media-centre/press-releases/litrg-press-release-report-calls-changes-universal-credit-self-employed The Low Incomes Tax Reform Group ( ) has warned that Universal Credit will discourage people from becoming or continuing to be self-employed. The current Universal Credit system assumes self-employed claimants earn a regular income equal to at least the National Minimum Wage. In addition, no provisions are made for claimants with income and expenditure that fluctuates from month to month. As a result, the LITRG has called for the Government to allow self-employed claimants to average their income over a year, and for the 'minimum income floor' not to apply for the first two years after a self-employed person starts trading. (EnterpriseQuest)

Abolition of Class 2 NICs delayed by 12 months. HM Treasury has announced that the abolition of Class 2 National Insurance contributions (NICs) will take effect in April 2019 rather than April 2018. The delay is to enable HM Treasury to consult on the impact that abolishing Class 2 NICs will have on the low-earning self-employed. Once Class 2 NICs have been abolished, self-employed people with annual profits below the small profits threshold will have to pay Class 3 NICs in order to build up an entitlement to state benefits. Class 3 NICs are five times the amount of Class 2 NICs for 2017/18 (£14.25 per week compared to £2.85 per week). (EnterpriseQuest)

Read more about the delay at: https://www.litrg.org.uk/latest-news/news/171103-press-release-nics-announcement-good-news-self-employed-low-incomes

HM Treasury's statement is available in full at:
http://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-11-02/HCWS220

Fewer High Street shops closing down. http://www.bbc.com/news/business-41962807

How to cancel your broadband without being charged. https://www.aol.co.uk/money/2017/11/13/how-to-cancel-broadband-without-penalty-fee/

I'm a sex worker in a legal brothel – here are the biggest misconceptions about what I do. http://www.independent.co.uk/voices/comment/im-a-sex-worker-in-a-legal-brothel-here-are-the-five-biggest-misconceptions-about-what-i-do-10460454.html

NaNoWriMo: Forget growing a moustache, November is the month to start and finish a novel. http://www.independent.co.uk/news/long_reads/nanowrimo-november-is-the-month-to-start-and-finish-a-novel-a8047901.html

13.11.2017: Entrepeneur Sir James Dyson says UK should quit Brexit talks. https://www.aol.co.uk/news/2017/11/12/entrepeneur-sir-james-dyson-says-uk-should-quit-brexit-talks/ Just like Fake Brit, James Dyson, quit Britain, does he mean?

Brexit: UK must start preparing for Dover no deal chaos (and build a 1,000-strong lorry park). http://www.independent.co.uk/news/uk/politics/brexit-uk-must-start-preparing-for-dover-chaos-in-event-of-a-no-deal-a8023976.html

Why the English language might be our best weapon in a post-Brexit world. http://www.independent.co.uk/news/business/comment/english-language-uk-advantage-brexit-leave-eu-trade-talks-deals-world-countries-a8046461.html Oh, my God. Awesome. Cool. Like. Innit. Is there anyone left in Britain who can still speak English, rather than trailer-trash American? Or shall we allow linguist nations like the Germans and the Scandinavians do that for us?

Scamwatch: how fraudsters can use your smart TV to steal your cash. https://www.aol.co.uk/money/2017/11/12/scamwatch-fraudsters-use-smart-tv-steal-cash/

Raise Extra Money by Selling Your Stuff. https://www.thebalance.com/raise-extra-money-by-selling-your-stuff-2385672?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11137466&utm_term=

8 Best Jobs and Side Gigs for Introverts. https://www.thebalance.com/best-jobs-and-side-gigs-for-introverts-4145339?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11137466&utm_term=

Top 5 Ways Retailers Lose Customers. https://www.thebalance.com/top-ways-retailers-may-lose-customers-2890109?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11180205&utm_term=

One-piece to-go cup eliminates need for plastic covers. https://www.springwise.com/one-piece-go-cup-eliminates-need-plastic-covers/?utm_campaign=973961_Custom%3ASpringwise%20Daily%20-%202017-11-06&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KVIH,2V1FMX,26PEM,1

Green gyms use natural materials and movements. https://www.springwise.com/green-gyms-use-natural-materials-movements/?utm_campaign=973961_Custom%3ASpringwise%20Daily%20-%202017-11-06&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KVIH,2V1FMX,26PEM,1

Brain-controlled device helps concentration. https://www.springwise.com/brain-controlled-device-helps-concentration/?utm_campaign=976237_Custom%3ASpringwise%20Daily%20-%202017-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KX9P,2V1FMX,26UL1,1

Pedal-electric bike rides on fresh and salt water. https://www.springwise.com/pedal-electric-bike-rides-fresh-salt-water/?utm_campaign=976237_Custom%3ASpringwise%20Daily%20-%202017-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KX9P,2V1FMX,26UL1,1

New paint cools buildings using light from the Sun. https://www.springwise.com/new-paint-cools-buildings-using-light-sun/?utm_campaign=976237_Custom%3ASpringwise%20Daily%20-%202017-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KX9P,2V1FMX,26UL1,1

Concentrated cleaning materials reduce pollution and waste. https://www.springwise.com/concentrated-cleaning-materials-reduce-pollution-waste/?utm_campaign=977871_Custom%3ASpringwise%20Daily%20-%202017-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KYJ3,2V1FMX,26Z10,1

AI tool complements the work of stylists. https://www.springwise.com/ai-tool-complements-work-stylists/?utm_campaign=977871_Custom%3ASpringwise%20Daily%20-%202017-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KYJ3,2V1FMX,26Z10,1

New device detects cancer cells and smells explosives. https://www.springwise.com/new-device-detects-cancer-cells-smells-explosives/?utm_campaign=977871_Custom%3ASpringwise%20Daily%20-%202017-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KYJ3,2V1FMX,26Z10,1

12.11.2017: Trade deal advances without United States. http://www.telegraph.co.uk/news/2017/11/11/trade-deal-advances-without-united-states/

Cornwall appeals to government as crops ‘rot in fields’ due to shortage in migrant labour after Brexit. http://www.independent.co.uk/news/uk/home-news/cornwall-council-appeal-government-crops-rotting-migrant-labour-a8049391.html

Homebase website named the UK's worst online shop in Which? rankings. http://www.independent.co.uk/news/business/news/homebase-website-uk-worst-online-shop-which-rankings-allbeauty-a8047611.html

Buying and renting: Your biggest financial decision - in 10 charts. http://www.bbc.com/news/business-41684812

How to improve the wi-fi signal in your home by using foil. http://www.independent.co.uk/life-style/gadgets-and-tech/news/wifi-signal-hack-improve-foil-tip-guide-help-low-speed-broadband-a8047771.html

11.11.2017: Double dose of economic cheer despite construction slump. https://www.aol.co.uk/news/2017/11/10/double-dose-of-economic-cheer-despite-construction-slump/

UK construction industry 'enters recession'. https://www.aol.co.uk/news/2017/11/10/uk-construction-industry-enters-recession/

UK industrial output grows at fastest rate so far in 2017, finds ONS. http://www.independent.co.uk/news/business/news/uk-industrial-output-2017-september-fastest-rate-ons-study-figures-a8047361.html . . . as arms sales to Saudi terrorists alone went up by 500%.

Christmas ad spend 'to hit record high'. http://www.bbc.com/news/business-41933877

Poll finds strong support for Brexit reversal. https://www.aol.co.uk/news/2017/11/10/poll-finds-strong-support-for-brexit-reversal/

Voters should not be misled - Brexit can be reversed, Article 50 architect says. https://www.aol.co.uk/news/2017/11/10/voters-should-not-be-misled-brexit-can-be-reversed-article-50/

Uber loses key appeal over drivers' rights. http://www.telegraph.co.uk/technology/2017/11/10/uber-loses-key-appeal-drivers-rights/ And still more bad news for the Tory regime's fake, self-employed/entrepreneur/start-up statistics.

Broadband and landline users to get automatic compensation. http://www.bbc.com/news/business-41940505 Absolutely derisory although compensating consumers to the tune of their actual losses was always going to be a pipe-dream. So, we now have Teleconmen 9 : Consumers 0.

BT will charge customers up to £36 more a year from January. http://www.telegraph.co.uk/bills-and-utilities/broadband/bt-will-charge-customers-36-year-january/ Surprised, anyone?

How much money do you owe your family and friends? https://www.aol.co.uk/money/2017/11/10/borrowing-money-from-family-friends-debt/

Ofgem caps prepayment meter warrant charges for indebted consumers. https://www.aol.co.uk/money/2017/11/09/ofgem-caps-prepayment-meter-warrant-charges-for-indebted-consume/

Reforms needed to slash cost of major council house-building drive, says think tank. https://www.aol.co.uk/money/2017/11/09/reforms-needed-to-slash-cost-of-major-council-house-building-dri/

Sir Richard Branson labelled a hypocrite over support for Saudi tourism scheme. https://www.theguardian.com/global-development/2017/nov/10/sir-richard-branson-hypocrite-support-saudi-arabia-tourism-scheme

I bought to let in a no-go-zone and now I can't find tenants. https://www.homesandproperty.co.uk/property-news/renting/i-bought-to-let-in-a-nogozone-and-now-i-cant-find-tenants-a115441.html

Fed up with Brexit Britain? Come to work in Denmark. https://www.theguardian.com/commentisfree/2017/nov/10/fed-up-brexit-britain-come-work-denmark-eu

Can I use a cheap USB flash drive to run Windows and use as a local hard drive? https://www.theguardian.com/technology/askjack/2017/nov/09/cheap-usb-flash-drive-run-windows-local-hard-drive-memory-stick

10.11.2017: Home repossessions edged up in the third quarter of 2017, UK Finance reports. https://www.aol.co.uk/money/2017/11/09/home-repossessions-edged-up-in-the-third-quarter-of-2017-uk-fin/

House price falls now widespread, say surveyors. http://www.bbc.com/news/business-41917884

House prices coming under pressure amid subdued activity, surveyors' report says. https://www.aol.co.uk/money/2017/11/08/house-prices-coming-under-pressure-amid-subdued-activity-survey/

Reality Check: Has HMRC saved £160bn since 2010? http://www.bbc.com/news/uk-41890708

Whole Foods Market reveals top food trends for 2018. http://www.internationalsupermarketnews.com/news/29852

Pets in the doghouse as ownership falls. http://www.bbc.com/news/business-41928779

£8m support programme for community enterprise. https://www.thenews.coop/123654/sector/8m-community-development-programme-launched-grow-co-ops/ Co-operatives UK and Power to Change have launched an £8 million programme for community-based organisations in seven areas across England. The five-year programme will provide grants, support and practical tools to help local co-operatives and community enterprises to start up and grow. The programme will also investigate the impact of clusters of community-based organisations on improving local communities and addressing inequality. The programme will run in Bradford, Grimsby, Hartlepool, Leicester, Luton, Wigan and Plymouth. (EnterpriseQuest)

The world's most prolific Airbnb owner has 881 properties in London and earns £11.9m a year. http://www.telegraph.co.uk/travel/news/airbnb-top-earnings-cities-landlords/

Unusual ways to invest when you don't have much money. https://www.aol.co.uk/money/2017/11/09/unusual-ways-to-invest-when-you-dont-have-much-money/

09.11.2017: Brexit: Ministers publish post-EU trade legislation. http://www.bbc.com/news/uk-politics-41895387 Another pack of lies teeing up a raft of new red tape?

EU to investigate George Osborne’s ‘Sweet-Heart’ Tax Deals With Foreign Corps. http://truepublica.org.uk/united-kingdom/eu-investigate-george-osbornes-sweet-heart-tax-deals-foreign-corps/ This is reason enough alone for the corrupt, Tory war criminal regime to be pro-Brexit.

Debt management: The average Brit owes £8,000. https://www.aol.co.uk/money/2017/11/07/debt-management-average-brit-owes-8000/ And the rest! What's the average mortgage nowadays?

Numbers of British homeless greater than population of Newcastle, says Shelter. https://www.aol.co.uk/news/2017/11/08/numbers-of-british-homeless-greater-than-population-of-newcastle/ Not to worry. A regime Brownshirt and fake guru has suggested launching a new website which shows them how to set up a 'homeless' business and join the ranks of 'millions' of other Little Ingerlandt's entrepreneurial success stories.

'No coloureds' landlord taken to court by UK equality watchdog. https://www.theguardian.com/uk-news/2017/nov/08/no-coloureds-landlord-fergus-wilson-court-uk-equality-watchdog

Shopping choices shrink in Portas Pilot towns. http://www.bbc.com/news/business-41906964 Publicity gimmicks only ever last so long. Especially under the present regime and its retinue of fake gurus and accompanying dumb propaganda.

Mary Portas' 'Save the High Street' scheme has failed as over 1,000 shops have closed. http://www.telegraph.co.uk/news/2017/11/08/mary-portas-save-high-street-scheme-has-failed-1000-shops-have/

E.On admits to losing 200,000 UK customers this year. https://www.aol.co.uk/news/2017/11/08/e-on-admits-to-losing-200-000-uk-customers-this-year/ The worst, most incompetent energy supplier I have ever seen anywhere, anytime. It beggars belief that it's a Kraut company.

WhatsApp: How the supermarket voucher scam works. http://www.bbc.com/news/uk-41900814

Facebook Messenger lets you pay friends and bug ('press, annoy, irritate' rather than 'install an illegal listening device') them for any money they owe you. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-messenger-payments-p2p-how-to-transfer-money-a8040361.html

British tourists complain to mayor after being charged £463 for lunch in Venice. http://www.telegraph.co.uk/news/2017/11/07/british-tourists-complain-mayor-charged-463-lunch-venice/ The Italian view appears to be that if Little Ingerlanders can afford a Brexit they can certainly afford to pay £463 for a lunch.

Twitter is letting everyone post 280 character tweets. http://www.telegraph.co.uk/technology/2017/11/07/twitter-letting-everyone-post-280-character-tweets/ That should prove a challenge for Americans! Even their descendants, the apes, would struggle with that.

08.11.2017: Retailers hit by worst non-food sales growth on record. http://www.bbc.com/news/business-41886330

Eurozone retail sales boosted by clothing and food. http://www.bbc.com/news/business-41901594

'Disruption potential for UK food supply chain post-Brexit'. https://www.aol.co.uk/money/2017/11/07/disruption-potential-for-uk-food-supply-chain-post-brexit/

Watchdog eyes compensation for bank transfer fraud as 20,000 victims lose £100m in six months. http://www.telegraph.co.uk/money/consumer-affairs/watchdog-eyes-compensation-bank-transfer-fraud-20000-victims/

Netflix email scam hits millions of subscribers. http://www.independent.co.uk/arts-entertainment/tv/news/netflix-email-scam-subscribers-a8041621.html

'We had £300,000 taken in payment scam'. http://www.bbc.com/news/business-41897888

Britain must scrap EU rules and allow chlorine-washed chicken if it wants post-Brexit trade deal with US, Trump adviser says. http://www.independent.co.uk/news/business/news/us-brexit-eu-uk-trade-deal-wilbur-ross-commerce-secretary-imports-exports-european-union-a8040571.html Not such a difficult request: with a regime of arse-lickin' Tories willing to bend over for anything American and a populist 'majority' of Fake Brit. Brexit Knobheads who eat nothing but foreign muck takeaways, I can see why this is probably going to happen.

Tug boats and condensed milk: Countries around the world according to their biggest export. http://www.telegraph.co.uk/travel/maps-and-graphics/mapped-countries-by-their-largest-export/

07.11.2017: Businesses reject Jeremy Corbyn's wooing and warn he would trash Britain's economy. http://www.telegraph.co.uk/business/2017/11/06/businesses-reject-jeremy-corbyns-wooing-warn-would-trash-britains/ Let's not confuse 'businesses' with the CBI - as this article intends. Or 'Friends of Israel' in other words, and most definitely not the huge, 95% majority of the country's actual businesses. As for Mr Corbyn 'trashing' the economy as the CBI has supposedly suggested, well, it seems their preferred choice, the war criminal Tories and their Fake Brit, tax-dodging, offshore CBI donors, haven't done that too badly themselves.

Businesses will begin moving jobs across Channel by March unless Brexit transition deal reached, CBI warns May. http://www.telegraph.co.uk/business/2017/11/06/businesses-will-launch-brexit-contingency-plans-march-cbi-warns/ 'May' as not a part of Jeremy Corbyn's future government.

US interests must be protected in post-Brexit EU-UK trade deal, says Wilbur Ross. http://www.independent.co.uk/news/business/news/us-brexit-eu-uk-trade-deal-wilbur-ross-commerce-secretary-imports-exports-european-union-a8040571.html Weren't US interests being 'protected' by Brexit vote-tampering in the first place? Whereas the whole (populist and democratic) point of Brexit is that it is supposed to protect Britain's best interests and not those of the world's leading terrorist state. Not that that is something which would strike a chord with the present regime of fagging, corrupt, Tory war criminals. And rapists. And paedos.

Change in 'rules of business' for small retailers and wholesalers. http://www.retailtimes.co.uk/rules-business-changed-sme-retailers-wholesalers-finds-menzies/ A survey of 222 small and medium-sized retailers and wholesalers by Menzies LLP has identified the trading risks they expect to face in 2018. The top four risks identified were cash-flow difficulties, supply problems, a lack of resources and the effect of uncertainty on trading activity. The research also found that many small and medium-sized retailers and wholesalers indicated that they lack support and feel isolated, and that they may require better signposting to business support services. (EnterpriseQuest)

£40m funding boost for farming enterprises in England. https://www.gov.uk/government/news/environment-secretary-opens-40-million-fund-to-boost-farm-productivity Environment Secretary Michael Gove has launched a new £40 million grant scheme to improve farm productivity across England. The Countryside Productivity Scheme, which is part of the Rural Development Programme for England, will provide grants of between £35,000 and £1 million to support farmers to invest in farm technology and equipment. The first phase of the scheme is for projects that support better water resource management or improve forestry productivity. The deadline for applications is 3 April 2018. (EnterpriseQuest)

Call for a change in priorities to avert retirement housing crisis. http://www.telegraph.co.uk/property/retirement/call-change-priorities-avert-retirement-housing-crisis/

Poland legalises medical cannabis. http://www.independent.co.uk/news/world/europe/poland-legalise-medical-marijuana-cannabis-pharmacy-a8037681.html That should provide a significant boost to tourist numbers! Perhaps instead of rolling out the red carpet for the world's most wanted war criminals, Little Ingerlandt should consider doing something similar?

The secret of how to write a bestseller. http://www.independent.co.uk/news/long_reads/the-secret-of-how-to-write-a-bestseller-a8034456.html

06.11.2017: UK firms want a Brexit transition deal by March. https://www.theguardian.com/business/2017/nov/05/most-uk-firms-preparing-for-no-deal-brexit-warns-cbi They shouldn't have voted for a regime of Tory fags, wasters and criminals in that case.

Brexit 'threat to UK broadcasting jobs', trade body warns. http://www.bbc.com/news/business-41875853 Or, the sex grooming and paedophile industry as it is more commonly known. Outside the fake news media.

Tony Blair ‘duped’ by the US into backing Iraq war, says Gordon Brown. http://www.telegraph.co.uk/news/2017/11/05/tony-blair-duped-us-backing-iraq-war-gordon-brown/http://www.telegraph.co.uk/news/2017/11/05/tony-blair-duped-us-backing-iraq-war-gordon-brown/ Not a new pack of apologist lies from a cowardly British war criminal although it might convince Brexit Knobheads! Nonetheless, it seems close enough to an admission of guilt to warrant reparation costs to the millions of innocent Iraqis murdered by cowardly, Coalition of Evil terrorists. To which we can add reparation also to the Yugoslavs, the Afghans, the Libyans, the Syrians, the Palestinians, the Yemenis, the Somalis plus the divorce bill for Brexit AND of course, millions of lost overseas export accounts. Just to satisfy a handful of evil, shekel-worshipping Americans and Israelis.

Some 'dupe' that Baby Butcher Blair, the Blairites and the Tories. (Tories = Blairite war criminals who wear blue ties. And vice versa. Blairites = Tory war criminals who wear red ties.) Then, hopefully, the next step will be the arrest, trial and imprisonment of these terrorists which should clear the present Brexit log-jam at the very least and help 'nail' that most fundamental plank of business success from all around the world - good will.

New state pension rules mean workers pay through their 40s and 50s 'for nothing'. http://www.telegraph.co.uk/pensions-retirement/news/new-state-pension-rules-mean-workers-pay-40s-50s-nothing/httCBI: 'Time to stop Brexit soap opera'. http://www.bbc.com/news/business-41865046
p://www.telegraph.co.uk/pensions-retirement/news/new-state-pension-rules-mean-workers-pay-40s-50s-nothing/

Nationwide down: Card payment problems hit building society customers across UK. http://www.independent.co.uk/news/uk/home-news/nationwide-building-society-customers-card-payment-problems-latest-updates-bank-a8037841.html

China online shopping: Dishonest websites face fines. http://www.bbc.com/news/world-asia-china-41875331

Online shops planning 'same day returns' service in time for Christmas. http://www.telegraph.co.uk/news/2017/11/05/online-shops-planning-day-returns-service-time-christmas/http://www.telegraph.co.uk/news/2017/11/05/online-shops-planning-day-returns-service-time-christmas/

Romanian thief is jailed for stripping lead from the roofs of rural churches - and may face deportation. http://www.telegraph.co.uk/news/2017/11/04/romanian-thief-jailed-stripping-lead-roofs-rural-churches/http://www.telegraph.co.uk/news/2017/11/04/romanian-thief-jailed-stripping-lead-roofs-rural-churches/ Have English thieves left any lead on rural church roofs?!

'We remortgaged to renovate and our home's worth an extra £200k' - but with rising rates, is it still so easy? http://www.telegraph.co.uk/personal-banking/mortgages/remortgaged-renovate-homes-worth-extra-200k-rising-rates-still/http://www.telegraph.co.uk/personal-banking/mortgages/remortgaged-renovate-homes-worth-extra-200k-rising-rates-still/

'Our freehold cost £38,000 - now we're being denied compensation'. http://www.telegraph.co.uk/property/buy/freehold-cost-38000-now-denied-compensation/http://www.telegraph.co.uk/property/buy/freehold-cost-38000-now-denied-compensation/

9 Global Businesses That Began as Side Hustles and How They Started. https://www.thebalance.com/successful-businesses-that-began-as-side-hustles-4147373?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11137309&utm_term=

How to Use Creativity to Keep Your Side Hustle Growing. https://www.thebalance.com/using-creativity-to-grow-your-side-hustle-4144777?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11137309&utm_term=

New wearable device interacts with fans at live events. https://www.springwise.com/new-wearable-device-interacts-fans-live-events/?utm_campaign=972103_Custom%3ASpringwise%20Daily%20-%202017-11-03&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KU2V,2V1FMX,26K5L,1

Crows trained to clean cigarette butts from city streets. https://www.springwise.com/rows-trained-clean-cigarette-butts-city-streets/?utm_campaign=972103_Custom%3ASpringwise%20Daily%20-%202017-11-03&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KU2V,2V1FMX,26K5L,1

05.11.2017: No deal Brexit would almost add £1,000 per year to shopping bills in the UK, experts warn. http://www.independent.co.uk/news/uk/politics/no-deal-brexit-shopping-bills-national-institute-economic-review-a8036771.html

Insurers 'burying price rises' in renewal letters. http://www.bbc.com/news/business-41864115

Scamwatch: New pension fraud warning. https://www.aol.co.uk/money/2017/11/04/scamwatch-new-pension-fraud-warning/

More people booking holidays despite lack of faith in economy, figures show. https://www.aol.co.uk/news/2017/11/04/more-people-booking-holidays-despite-lack-of-faith-in-economy-f/

Consumers urged not to buy fireworks from car boot sales or through social media. https://www.aol.co.uk/news/2017/11/04/consumers-urged-not-to-buy-fireworks-from-car-boot-sales-or-thro/

'Nationwide gave a criminal with fake ID an account but refused to refund me £8,700'. http://www.telegraph.co.uk/personal-banking/savings/nationwide-gave-criminal-fake-account-refused-refund-8700/

Stunned farmer finds flock of sheep in her home thanks to overzealous sheepdog puppy. http://www.telegraph.co.uk/news/2017/11/03/stunned-farmer-finds-flock-sheep-home-thanks-overzealous-sheepdog/ Looks like that puppy could have a promising future as a British Prime Minister - if it wasn't such an over-achiever!

04.11.2017: Services sector rise puts UK economy on track for 0.5% growth in fourth quarter. https://www.aol.co.uk/news/2017/11/03/services-sector-rise-puts-uk-economy-on-track-for-0-5-growth-in/

October storms dent high street footfall. https://www.aol.co.uk/money/2017/11/02/october-storms-dent-high-street-footfall/

Landlords and letting agents face £30,000 fines for charging tenant fees. http://www.telegraph.co.uk/investing/buy-to-let/landlords-letting-agents-face-30000-fines-charging-tenant-fees/

WhatsApp goes down around the world. http://www.independent.co.uk/life-style/gadgets-and-tech/news/whatsapp-down-latest-updates-news-messaging-app-users-send-recieve-uk-a8034996.html

WhatsApp Business App tricking people into downloading fake version of Messenger. http://www.independent.co.uk/life-style/gadgets-and-tech/news/whatsapp-business-app-release-fake-version-google-play-store-messenger-apps-a8033296.html A 'fake' business app? Not another one introduced by a regime guru, by any chance?

Restaurant owners hit out at TripAdvisor 'revenge' review. https://www.aol.co.uk/money/2017/11/03/restaurant-owners-hit-out-tripadvisor-revenge-review/ I don't think I have ever read a TripAdvisor review which I didn't subsequently have an issue with - apart from asking myself if it was rigged, anyway.

Old scams, new tricks as fraudsters adapt. http://www.bbc.com/news/business-41851510 Like fake TripAdvisor reviews.

8 Inexpensive Online CRM for Small Business. https://www.thebalance.com/online-crm-small-businesses-2947867?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11053731&utm_term=

How to Leverage Business Best Practices in Your Small Business. https://www.thebalance.com/small-business-best-practice-benchmarking-2951166?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=11053731&utm_term=

Farmers urged to bury their underpants to improve quality of their beef. http://www.telegraph.co.uk/science/2017/11/02/farmers-urged-bury-underpants-improve-quality-beef/

Indian startup helps women rise in business. https://www.springwise.com/indian-start-helps-women-rise-business/?utm_campaign=965895_Custom%3ASpringwise%20Daily%20-%202017-10-30&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KPAF,2V1FMX,2652T,1

AI app diagnoses crop diseases and alerts farmers via text. https://www.springwise.com/ai-app-diagnoses-crop-diseases-alerts-farmers-via-text/?utm_campaign=968708_Custom%3ASpringwise%20Daily%20-%202017-10-31&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KRGK,2V1FMX,26B72,1

Browser extension reveals manufacturers’ ethics. https://www.springwise.com/browser-extension-reveals-manufacturers-ethics&/?dm_i=3GJ2,KTCQ,2V1FMX,26HOF,1#8217;|ethics|Crowdfunding+Now|Eco+%26amp%3B+Sustainability|Education|Life+Hacks|Retail

Underwater restaurant lets guests dine with the fishes. https://www.springwise.com/underwater-restaurant-lets-guests-dine-fishes/?utm_campaign=971162_Custom%3ASpringwise%20Daily%20-%202017-11-02&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KTCQ,2V1FMX,26HOF,1

Lecturer invents microcapsules to repair road surfaces. https://www.springwise.com/lecturer-invents-microcapsules-repair-road-surfaces/?utm_campaign=971162_Custom%3ASpringwise%20Daily%20-%202017-11-02&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,KTCQ,2V1FMX,26HOF,1

03.11.2017: First UK interest rate rise in 10 years. http://www.bbc.com/news/business-41846330

Are more interest rate rises ahead? http://www.bbc.com/news/business-41846637

Number on strict debt repayment plans hits record high as concerns over interest rate hike grow. https://www.aol.co.uk/news/2017/10/27/number-on-strict-debt-repayment-plans-hits-record-high-as-concer/

Facebook admits up to 270m users are fake and duplicate accounts. http://www.telegraph.co.uk/technology/2017/11/02/facebook-admits-270m-users-fake-duplicate-accounts/ And how long has Fakebook - as it is better known - been around for this admission to be made? (Which doesn't even include how many million military accounts?)

New Zealand launches biggest ever drive to attract Brexit Britain's builders. https://www.theguardian.com/world/2017/nov/02/new-zealand-launches-biggest-ever-drive-to-attract-brexit-britains-builders

This map shows the most dangerous countries in the world. http://www.independent.co.uk/travel/map-most-dangerous-countries-tourists-foreign-commonwealth-office-advice-a8031586.html It doesn't at all, actually. It doesn't show the USA as the most dangerous region in the world by far. Which it is. Then again, the map was compiled by Little Ingerlandt's USA stooges - The Foreign and Commonwealth Office.

Michelin-starred restaurant bans social media monkeys photographing their food. http://www.independent.co.uk/life-style/food-and-drink/michelin-starred-restaurant-the-waterside-inn-bans-diners-photographing-food-berkshire-a8033291.html At long last. It's bad enough watching such riff-raff taking selfies in public without being forced to rub shoulders with them as well when trying to dine in a civilised fashion.

02.11.2017: Bank of England set to hike rates for first time in over a decade. https://www.aol.co.uk/money/2017/11/01/bank-of-england-set-to-hike-rates-for-first-time-in-over-a-decad/ And there will be an almighty wailing, gnashing of teeth and rending of hair . . . All Brussels' fault, of course.

Half a million businesses in distress as interest rate hike looms. https://www.aol.co.uk/news/2017/11/01/half-a-million-businesses-in-distress-as-interest-rate-hike-loom/ Hasn't the Tory war criminal regime done well? All without dropping a single bomb on their own country.

What would a rate hike mean for Britons and will borrowing costs rise further? https://www.aol.co.uk/money/2017/11/01/what-would-a-rate-hike-mean-for-britons-and-will-borrowing-costs/

Annual house price growth accelerated in October, index finds. https://www.aol.co.uk/money/2017/11/01/annual-house-price-growth-accelerated-in-october-index-finds/

Thousands of affordable homes dropped due to 'loophole', Shelter claims. https://www.aol.co.uk/money/2017/10/31/thousands-of-affordable-homes-dropped-due-to-loophole-shelter/ As we keep saying - it's what developers pay the Tory regime for.

Rate rise impact 'modest' for homeowners, says Nationwide. http://www.bbc.com/news/business-41829034

Get ready for 'end to the Golden Age of house prices' – with a rise of just 1pc forecast for next year, says JLL. http://www.telegraph.co.uk/property/house-prices/get-ready-end-golden-age-house-prices-with-rise-just-1pc-forecast/

UK manufacturing performance improves in October increasing likelihood of interest rates rise. http://www.independent.co.uk/news/business/news/uk-manufacturing-performance-october-interest-rates-rise-bank-of-england-a8030846.html

Shop price deflation remains at four-year low. https://www.aol.co.uk/money/2017/10/31/shop-price-deflation-remains-at-four-year-low/

Why Britain is ditching the weekly shop. https://www.theguardian.com/business/2017/nov/01/weekly-shop-daily-spending-waitrose-supermarket

One in five ATMs set to close over next four years. http://www.telegraph.co.uk/news/2017/10/31/one-five-cash-points-set-close-next-four-years/

Openreach says it will build faster broadband for 10 million homes but only if it gets the money back. http://www.independent.co.uk/news/business/news/openreach-faster-broadband-network-10-million-people-government-funding-pay-digital-economy-a8028981.html Latest telecomms industry bullshit.

Slack messaging service stops working. http://www.independent.co.uk/life-style/gadgets-and-tech/slack-down-broken-not-working-latest-outage-a8030526.html

Social media firms under scrutiny for 'Russian meddling’. http://www.bbc.com/news/world-us-canada-41821359 We have been trying to find reports in western terrorist propaganda of American social media meddling in the Arab Spring and the Orange Revolution. Which are about as non-existent as reports into US Big Corp involvement in the Holocaust. Still. If you want to promote your business using such sinister, discredited tools, then feel free. While you can.

Nomadic Homes: 10 dwellings that will make you forget about the property ladder. http://www.telegraph.co.uk/travel/lists/nomadic-homes/

01.11.2017: UK economic growth dwarfed again by eurozone in third quarter. http://www.independent.co.uk/news/business/news/uk-economic-growth-eurozone-q3-2017-third-quarter-gdp-france-eu-brexit-a8028891.html Little Ingerlandt assuming its natural position in the order of things - under the present regime of criminals, that is.

Brexit: MP demands Met Police investigate Breitbart 'donations' to Ukip in run up to EU referendum. http://www.independent.co.uk/news/uk/politics/ukip-breitbart-donations-brexit-met-police-investigation-eu-referendum-influence-donald-trump-a8027456.html This has been common knowledge for months. Other than in the offshore, hate-preaching, lying Brexit media (propaganda.) And which will continue to obfuscate such matters of national importance with age-old stories of amoral politicians with wandering hands. Which helps deflect the heat from their corrupt, murderous, terrorist activities, too.

UK watchdog says RBS should accept small businesses treatment report findings. https://www.aol.co.uk/news/2017/10/31/uk-watchdog-says-rbs-should-accept-small-businesses-treatment-re/ Why are these criminals being invited to 'accept' the report findings? They should already be behind bars.

More over 65s are working than ever before: is retirement dead? http://www.telegraph.co.uk/work-salary/news/65s-working-ever-retirement-dead/ Sort of. The official plan being that 'retirees' should die before they claim their pensions. That will leave more money in the national kitty to provide huge tax breaks for American Big Corp; and to continue the terrorism and murder of millions of defenceless people in far-off countries which never make the UK media's (propaganda) fake news.

Bookies brace for possible sales hit. http://www.bbc.com/news/business-41811989 Let's hope it's a lot more than 'possible'. Although the gambling industry is a major Tory regime donor, so . . . ?

ePrivacy reforms "bad news for marketing industry". https://dma.org.uk/article/political-wrangling-in-brussels-and-the-eprivacy-regulation The EU LIBE (Civil Liberties, Justice and Home Affairs) Committee has accepted proposed changes to the ePrivacy Regulation. However, the Direct Marketing Association has warned that the proposals are anti-competitive and "bad news for the marketing industry". Criticisms include that the revised Regulation references no other legal bases for data processing under the General Data Protection Regulation (GDPR) than consent, and that requiring opt-in consent for B2B corporate marketing will hinder the ability of smaller firms to enter the market. The amendments are set to be debated by the European Parliament. (EnterpriseQuest)

ICO investigation finds inadequate website privacy notices. https://ico.org.uk/about-the-ico/news-and-events/news-and-blogs/2017/10/international-enforcement-operation-finds-website-privacy-notices-are-too-vague-and-generally-inadequate/ An investigation by the Information Commissioner's Office (ICO) into website privacy notices has found that many are inadequate. The ICO reviewed privacy notices on 30 UK websites in the retail, banking, travel and finance comparison sectors, and found that they generally provided a good explanation of the personal information they collect. However, 26 privacy notices failed to specify how and where this information would be stored, the same number did not explain how it would be shared, and 24 did not explain how users could delete their personal data from the website. (EnterpriseQuest)

Have you considered ditching your smartphone? https://www.theguardian.com/technology/shortcuts/2017/oct/30/phone-young-people-digital-detox Go on! Get a life.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel

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