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LATEST! 30th September 2013
(scroll down to see full list; previous month's (August 2013) Viewpoint); Latest eBOSS contents

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st September 2013

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

30.09.2013: Post Office workers latest strike. http://www.bbc.co.uk/news/business-24327136#

Google's UK division pays only $12 million in tax in 2012. http://www.telegraph.co.uk/technology/google/10343014/Googles-UK-division-paid-12m-in-corporation-tax-in-2012.html

Can solar power really earn you 12 per cent? http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10340039/Solar-power-can-you-really-earn-12pc.html

Fine wines from London. http://www.telegraph.co.uk/foodanddrink/wine/10335759/London-Cru-welcome-to-Londons-first-winery.html

29.09.2013: Climbdown on tourist visa restrictions for Chinese visitors. http://www.telegraph.co.uk/news/uknews/law-and-order/10341825/Britain-to-encourage-more-Chinese-visitors-after-climbdown.html At very long last.

Mothers who do the business. http://www.independent.co.uk/life-style/health-and-families/health-news/mums-do-the-business-the-number-of-female-entrepreneurs-who-juggle-work-and-looking-after-their-children-is-growing-fast-8846577.html

MPs back farming of personal data for targetted advertising. http://www.dailymail.co.uk/news/article-2436608/MPs-green-light-online-firms-spy-personal-data-mobile-apps-social-networks-targeted-ads.html

Freeze your own energy bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10339085/Forget-Miliband-you-can-freeze-your-own-energy-bills.html

Stoned to death for having a mobile phone. http://www.independent.co.uk/news/world/politics/special-report-the-punishment-was-death-by-stoning-the-crime-having-a-mobile-phone-8846585.html Revolting story. Potential victims should emigrate to the UK and London particularly, where they can be knifed for their mobile phone, instead. Plus, on the positive side, it will give the Americans a further excuse for drone bombing helpless Pakistani villagers.

28.09.2013: Concern over closure of ethnic minority accounts. http://www.bbc.co.uk/news/business-24285885#

English is the lingua franca of two thirds of Europeans. http://www.dailymail.co.uk/news/article-2436051/English-lingua-franca-Europeans-thirds-speak-language-squeezed-rivals.html Really? There is English as how it should be spoke. And there is English as is taught in schools and appears on CVs but who no-one understands. Then, there's the Scots, the Welsh and the Geordies who man the country's telephone helplines - who no-one understands, either. Bless 'em.

CNET Community: Why do I need two web browsers these days? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/27/2013

Ten surprising secrets of success. http://postman.cbmeg.co.uk/lt.php?c=704&m=669&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23695&l=-http--www.bmmagazine.co.uk/in-business/advice/21242/ten-surprising-secrets-success/

The future of urban Britain. http://www.independent.co.uk/incoming/the-future-faces-of-urban-britain-the-characters-who-will-populate-our-cities-a-decade-from-now-8845148.html

27.09.2013: Freebie Friday. http://money.aol.co.uk/2013/09/27/freebie-friday-this-weeks-discounts-deals-and-freebies/

TalkTalk launches unlimited broadband for £2.50 a month. http://money.aol.co.uk/2013/09/27/talktalk-launches-unlimited-broadband-for-2-50-a-month/

Prices rise for BT customers. http://money.aol.co.uk/2013/09/27/prices-set-to-rise-for-bt-customers/ And would ex-BT boss and now the Minister for Trade, like to comment? (Don't wait for it.)

Company directors face HMRC clampdown. http://www.taxassist.co.uk/resources/show-news/title/HMRC-
HMRC is to carry out a 'routine review' to ensure company directors declare full details of all their sources of taxable income. Directors will be sent a letter asking them to provide HMRC with information about all the income they have received from full- or part-time employment, self-employment, company directorships and dividends during the financial years from 6th April 2006 to 5th April 2012. HMRC will also explain to directors that penalties may arise if it is found that they failed to declare any taxable income within six months of the end of the relevant tax year. A spokesman for HMRC said: "Anyone who needs help is welcome to get in touch with us."

UK tax policy: 'Do as I say, not as I do'. http://money.aol.co.uk/2013/09/26/uk-tax-policy-do-as-i-say-not-as-i-do/

Foreigners are buying up Britain. http://www.telegraph.co.uk/comment/10336888/Good-news-foreigners-are-buying-up-Britain.html

Foreigners to print British banknotes. http://www.telegraph.co.uk/finance/bank-of-england/10337475/G4S-preparing-joint-bid-with-French-to-print-British-banknotes.html Makes a nice addition to foreigners printing British telephone directories; official sporting kit; owning the country's utilities and manufacturing base (or what's left of it); most public services; and the country's rent-a-fag politicans.

Electricity switching numbers at record low. http://www.bbc.co.uk/news/business-24288084#

Tricked by a fraudster posing as eBay. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10335763/I-was-tricked-by-a-fraudster-posing-as-eBay.html

26.09.2013: EU rules on rail delay compensation. http://money.aol.co.uk/2013/09/26/eu-rules-on-rail-delay-compensation/ The transport industry and its many bent politicians will not be happy bunnies, at all, at all. Ever since Margaret Thatcher's government and US advisers peddled the lie that flogging off taxpayer-owned assets would promote competition, improve services and force down prices, the reality of the matter, unsurprisingly, has been anything but. Now, a bit of pay-back for long-suffering consumers would be a good thing. Which, without stating the blindingly obvious, was never going to be an initiative which came from a British government.

Rural broadband rollout attacked by committee of MPs. http://www.bbc.co.uk/news/technology-24227096#

BT handed a £1.2 billion taxpayers' subsidy. http://www.independent.co.uk/news/uk/politics/bt-wins-a-12bn-broadband-subsidy-from-the-taxpayer-8839825.html Plus ex-BT boss becomes new trade minister. Etc. Etc. All the latest stitch-ups from 'Wankminster'.

Family spending power falls again in August. http://www.internationalsupermarketnews.com/news/14239

Surge in current accounts switch. http://money.aol.co.uk/2013/09/26/surge-in-current-accounts-switch/

Launch Of Week To Inspire Small Food And Drink Businesses To Export. http://www.bmmagazine.co.uk/news/21193/launch-week-inspire-small-food-drink-businesses-export/

Pubs and restaurants cut prices in VAT protest. http://www.bbc.co.uk/news/business-24237704#

In defence of hotel wi-fi charges. http://www.telegraph.co.uk/travel/columnists/alexpolizzi/10314887/Alex-Polizzi-on-Wi-Fi-charges-chain-hotels-and-theft-by-guests.html

Home has better tech than office. http://www.bmmagazine.co.uk/news/21196/home-better-tech-office/

Is the price really right? http://www.bmmagazine.co.uk/in-business/finance/21181/price-really-right/

In-game app fees face crackdown. http://www.bbc.co.uk/news/technology-24272010#

English business survey statistical release: July 2013. https://www.gov.uk/government/publications/english-business-survey-statistical-release-july-2013

25.09.2013: Pace of UK town shop closures slows. http://www.bbc.co.uk/news/business-24216935#

Credit card debt and mortgage approvals hit four-year highs. http://www.theguardian.com/business/2013/sep/24/credit-card-debt-mortgage-approvals-high

TSB online lockout drags on. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10330887/Frustration-as-TSB-online-lockout-drags-on.html

3D printers get cheaper, faster - and more mainstream. http://www.theguardian.com/technology/2013/sep/24/3d-printers-get-cheaper-faster-and-more-mainstream

eBay shoppers can collect from Argos. http://www.dailymail.co.uk/news/article-2431294/eBay-shoppers-collect-parcels-Argos-Click-collect-scheme-trialled-run-Christmas.html

Campaign to rid Britain of its lazy linguists' reputation. http://www.dailymail.co.uk/news/article-2431269/Speak-Future-campaign-Learn-1-000-words-language-understand-new-culture.html . . . by learning just a 1000 words. Mind you, the average American and dumb Brit manages to get by with just three. 'Oh, My God'. Sorry. Musn't exaggerate. Four. There's 'Hi', as well.

Tech startups: the Stockholm guide. http://www.theguardian.com/technology/2013/sep/24/tech-startups-the-stockholm-guide

Fake 'waterproof iPhone' ad tricks users into destroying their smartphones. http://www.independent.co.uk/life-style/gadgets-and-tech/news/fake-waterproof-iphone-ad-tricks-users-into-destroying-their-smartphones-8835952.html.

24.09.2013: AOL poll. 64% of people don't use either Facebook or Twitter. Only 5% use both. http://www.aol.co.uk/?icid=aol-uk-email-header Nice to see the world is still a normal-ish place. So all that crap about the internet, the digital revolution, blah, blah, blah, coming from the discredited, criminal media taking a day off from making children cry, trawling kiddyporn and drivelling about football; professional scammers (which includes our politicians); and unemployable yoof, is somewhat detached from reality then? There's a surprise.

All we need now is a proper education, training and guidance and we might see everyone from youngsters to businesses begin to make a bit of money for themselves for a change, rather than just for U.S. Big Corp.

Government urged to increase face-to-face advice for start ups. http://www.telegraph.co.uk/finance/festival-of-business/10325388/Soapbox-The-government-must-bring-back-face-to-face-advice-for-startups-says-Dawn-Whiteley.html The Government should increase the provision of face-to-face advice for business start ups according to the National Enterprise Network (NEN). Dawn Whiteley, Chief Executive of the NEN, has warned that a lack of face-to-face advice could result in a rise in the start up failure rate, adding that NEN members regularly deter people seeking advice from starting a business, with just 25% of those who had sought advice going on to start a business. As a result, the survival rates of start ups advised by NEN members after one year is 78%, far higher than the national average. She also commented that business start ups need an adviser in the pre-start up stage rather than a mentor, explaining that "at pre-start up, what people really need is skills acquisition and training. Mentoring really has its value once a business has started trading, not beforehand." (EnterpriseQuest)

Read a discussion about this topic at: http://www.cobwebinfo.com/what-micro-business-owners-dont-need/

Wow. Another surprise. Not. It's a pity it's taken so long for so-called professionals to roundly condemn the Government's massacre of business support in the UK - although they might be excused for having once thought there might be something in it for them. Plus some cheap publicity in the nation's disgraced media. So what has this Government managed to save by closing down Business Links? £35 million? Or, a fraction of what it wastes on cleaning up the country's dummyphone pisshead culture every weekend.

40% of Start Up Loans 'unlikely to be repaid'. http://www.ft.com/cms/s/0/6b91900e-1bbe-11e3-b678-00144feab7de.html It has been estimated that 40% of Start Up Loans taken out will not be repaid, according to official figures seen by the Financial Times (FT). The FT reported that £549,000 of loans were already in arrears, despite Government plans to extend eligibility for the scheme to over 30s. The Start Up Loans Company, which administers the scheme, said the actual default rate was likely to be lower than is currently estimated, saying it would peak at around 30-35% in the next six months before falling as risk management improves. (EnterpriseQuest)

NEVER! And after all that propaganda in the country's hate-preaching tabloids, too. Looks like the Government is having to deal with a virtual armada of its 'floaters' this week.

eCommerce Expo 2013 is the UK's number 1 event dedicated to all aspects of selling online, taking place 2-3 October at Olympia London. Free registration. https://ecommerceexpo2013.registerbynet.com/

Milliband vows to cut business rates for small firms. http://www.bbc.co.uk/news/uk-politics-24213366#

Landlords face tracker mortgage rise. http://www.bbc.co.uk/news/business-24203736#

'The vanishing High Street'. http://www.independent.co.uk/news/uk/home-news/eighteen-high-street-shops-are-shutting-a-day-8835556.html

'At five, I sold wooden boxes for firewood'. http://www.telegraph.co.uk/finance/personalfinance/fameandfortune/10323339/John-Bird-At-five-I-sold-wooden-boxes-for-firewood.html

Direct Lending Scheme for exporters launched. https://www.gov.uk/government/news/direct-lending-scheme-launched-to-support-uk-exporters UK Export Finance (UKEF) has launched a new Direct Lending Scheme to provide export credit loans directly to overseas purchasers of goods and services from UK firms who have been refused export credit finance by banks. The scheme will run until March 2016 and will provide up to £1.5 billion to support fixed interest loans between £5 million and £50 million for the purchase of capital and semi-capital goods and services from UK exporters. Although UKEF's role is to take financial risks relating to non-payments for exports purchased by overseas buyers, in the past it has only been able to provide guarantees to banks for the repayment of loans rather than providing loans directly to the purchasers. (EnterpriseQuest)

A bit of a leg-up for our exporting death merchants after their supply of warfare chemicals and armaments to the Syrians, Egytians, well, any terrorist or extremist groups really, got tumbled and profits took a bit of a knock. Like those of small businesses who can't make any progress whatsoever with exporting because of this country's Nazi image.

23.09.2013: Barclays Bank to review overdraft fees. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10326623/Barclays-reviews-overdraft-fees-in-bid-to-break-from-sins-of-the-past.html

Rising food costs causing stress. http://www.bbc.co.uk/news/uk-24192396#

Could you run a successful business with your ex-partner? http://www.bbc.co.uk/news/business-24109141

46 resources for women small business owners. http://sbinformation.about.com/b/2013/09/10/women-small-business-owners.htm?nl=1

CNET Community Windows XP forum: How do I maximize security for XP even after support ends? http://forums.cnet.com/7723-6142_102-600927/how-do-i-maximize-security-for-xp-even-after-support-ends/?tag=nl.e497&s_cid=e497&ttag=e497&ftag=CAD5920658


22.09.2013: Tourism figures to UK jump. http://www.dailymail.co.uk/news/article-2427855/Tourism-figures-jump-Downton-Abbey-Harry-Potter-weave-magic-visitors.html However, Theresa May and her rapid response Scrote Office are reportedly planning fresh visa restrictions to stem the influx of foreign money into Britain.

Credit unions reveal training plans. http://money.aol.co.uk/2013/09/21/credit-unions-unveil-training-plan/ Credit unions have had compulsory training plans for yonks. What will make the difference this time - if any - is whether or not there is the political will, backed by the country's disgraced, criminal media, to promote a sustained, alternative lending culture to that of using the banks and payday loan companies. Which is as likely as being served a bourbon on the rocks in hell.

One-in-four landlords without insurance. http://money.aol.co.uk/2013/09/21/one-in-four-landlords-without-insurance/ Every bit helps to pay for the log-book loan on the black Range Rover.

Buying is £900 a year cheaper than renting. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10322938/Buying-is-900-a-year-cheaper-than-renting.html Back to the Thatcher equation, now. A finding which should help to sustain Britain's LSD-fuelled battery-housing prices.

Online HMRC search cost £70. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10322592/Online-search-for-Inland-Revenue-cost-me-70.html

Is your overseas retirement doomed to financial disaster? http://money.aol.co.uk/2013/09/20/is-your-overseas-retirement-doomed-to-financial-disaster/ In addition to the performance of bog-roll sterling and a succession of thieving and incompetent governments, that is.

Etiquette guide for dummyphone users. http://www.telegraph.co.uk/news/celebritynews/10325746/When-to-tweet-how-to-behave-in-a-queue-and-the-best-way-to-deal-with-a-troll-Sandi-Toksvigs-new-etiquette-guide.html

Trending: halal food. http://www.independent.co.uk/life-style/food-and-drink/news/move-over-organic--the-new-big-business-in-food-is-halal-8831791.html First, sharia banking; then, oil-producing countries wanting to price in euros and not dollars. Now, halal food. Time for another round of bombings and invasions by the Coalition of Evil, methinks.

21.09.2013: New proposals for SME procurement. http://postman.cbmeg.co.uk/lt.php?c=697&m=662&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23521&l=-http--www.bmmagazine.co.uk/wp-content/uploads/2013/09/whitehall.jpg

Tesco launch top low-rate credit card. http://money.aol.co.uk/2013/09/20/tesco-bank-launches-top-low-rate-credit-card/

Choosing the right office space for your business. http://postman.cbmeg.co.uk/lt.php?c=697&m=662&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23506&l=-http--www.bmmagazine.co.uk/in-business/21120/choose-right-office-space-business/

Migrant check reprieve for landlords. http://www.dailymail.co.uk/news/article-2427656/Reprieve-buy-let-landlords-migrant-check-fine-Ministers-warn-proposal-risks-criminalising-hundreds-thousands-rent-second-homes.html

The Scottish Business Exhibition 14/15 November, The SECC, Glasgow. Free ticket registration: http://instantreach.biz/USGCKETTBV/AXX6V82LXE/le/JGOXWFETBW

20.09.2013: Freebie Friday. http://money.aol.co.uk/2013/09/20/freebie-friday-this-weeks-discounts-deals-and-freebies/

E-retailers more upbeat than the High Street. http://postman.cbmeg.co.uk/lt.php?c=696&m=661&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23474&l=-http--www.bmmagazine.co.uk/news/21091/e-retailers-upbeat-high-street/

Labour 'reveal' builder tax loophole. http://www.independent.co.uk/news/uk/politics/labour-reveal-400m-builder-tax-loophole-8827707.html Not exactly 'news' but then, the W.C. (War Criminal) Party has been busy with more pressing issues the past twenty years. Like fagging for the American murder industry.

The account complaints banks are trying to ignore. http://money.aol.co.uk/2013/09/20/the-account-complaints-the-banks-are-trying-to-ignore/

Private sector rents close to record high. http://www.bbc.co.uk/news/business-24159580# Which will of course, be just the right climate for the Government and its army of digital lickspittles pushing for everyone to start a 'home business'.

Landlords profit from the housing price boom. http://www.telegraph.co.uk/property/propertymarket/10322006/Landlords-profit-from-the-housing-price-boom.html All coincidentally, fully paid-up members of the Hoody and Swivel-Eyed Loon Party.

Which means of transport is the fastest? http://www.theguardian.com/news/datablog/interactive/2013/sep/19/london-cycling-or-public-transport-faster Naturally, if people took to their bikes and started commuting rapidly and for free, then that would dispel another old chestnut about working from home. That it costs less than travelling to work. Still. Musn't deprive the media of all its fodder in one go or we'll have to put up with even more coverage of football - which only 26% of the country is interested in.

50,000 facing eviction and food banks after bedroom tax. http://www.independent.co.uk/news/uk/politics/exclusive-50000-people-are-now-facing-eviction-after-bedroom-tax-8825074.html Another propaganda floater and a situation which definitely justifies UN intervention.

Google revamps logo and search page. http://www.bbc.co.uk/news/technology-24170053#

How to play the credit card game. http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10318795/Martin-Lewis-How-to-play-the-credit-card-game.html

Banks to block internet porn sites. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10322072/Banks-to-block-internet-porn-sites.html So what is the workaround going to be for Westminster, sponsored as it is by the banks but populated with wankers who spend most of their time trawling for porn? http://www.independent.co.uk/voices/comment/forget-morals-its-the-stupidity-of-those-pornwatching-mps-that-should-worry-us-8798170.html

Just 12 homes sign up to Green Deal. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10321339/Just-12-homes-get-Green-Deal-energy-savers.html 12 is an achievement for this Government, so no sarcastic sniggers back there.

Top Ten UK farm stay holidays. http://www.theguardian.com/travel/2013/sep/19/top-10-uk-farm-stay-holiday

Portas just another 'fall guy' for a Government without ideas. http://www.independent.co.uk/voices/comment/portas-was-just-another-fall-guy-for-the-governments-lack-of-ideas-8827724.html . . . and too many propagandashitewriters. And M.P.s who spend all their time looking at porn.

19.09.2013: Bedroom tax leaves 50% of families in debt. http://www.theguardian.com/society/2013/sep/18/families-bedroom-tax-in-debt Another cunning propaganda ruse by The Swivel-Eyed Loon and Hoody coalition government gone wrong then?

Is Google about to kill off the cookie? http://www.dailymail.co.uk/sciencetech/article-2424341/Google-AdIDs-new-way-control-customers-tracked-online.html

Scottish councils to tailor business rate relief. http://news.scotland.gov.uk/News/Blueprint-to-overhaul-business-rates-3b7.aspx Reforms announced by the Scottish Government will enable local authorities in Scotland to tailor business rate relief to local needs. Provision has also been made for a broad review of the Scottish rate relief system to be carried out before 2017, covering both valuation appeals and the recent changes made to empty property relief. Local Government Minister Derek MacKay said: "All current exemptions provided, including to some key sectors such as agriculture, will be retained. We will review rates relief application processes to ensure they are simple, transparent and streamlined."

Guide to choosing your business broadband supplier. http://postman.cbmeg.co.uk/lt.php?c=695&m=660&nl=16&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23446&l=-http--www.bmmagazine.co.uk/toolbox/guides/20055/guide-choosing-your-business-broadband-supplier/

Guide to setting up ecommerce payments. http://postman.cbmeg.co.uk/lt.php?c=695&m=660&nl=16&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23445&l=-http--www.bmmagazine.co.uk/toolbox/guides/18346/guide-to-setting-up-ecommerce-payments/

18.09.2013: Barclays to refund at least 300,000 borrowers. http://www.bbc.co.uk/news/business-24122659#

Official release: Government vows to end unfair consumer bill and subscription practices. https://www.gov.uk/government/news/government-vows-to-end-unfair-consumer-bill-and-subscription-practices

Crackdown on hidden price hikes. http://money.aol.co.uk/2013/09/17/crackdown-on-hidden-price-hikes/

Prince William should become official ambassador for entrepreneurship to Britain. http://postman.cbmeg.co.uk/lt.php?c=693&m=658&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23391&l=-http--www.bmmagazine.co.uk/columns/opinion/21059/prince-william-become-official-business-entrepreneurship-ambassador-britain/

Who are the UK's most generous hosts? http://money.aol.co.uk/2013/09/17/who-are-the-most-generous-hosts-in-the-uk/

ICO publishes new direct marketing guidance. http://www.ico.org.uk/for_organisations/privacy_and_electronic_communications/~/media/documents/library/Privacy_and_electronic/Practical_application/the-guide-to-privacy-and-electronic-communications.pdf New guidance on the requirement to obtain "extremely clear and specific consent" from consumers for direct marketing via e-mail has been published by the Information Commissioner’s Office (ICO). The guidance explains that consent to receive a one-off message does not provide ongoing consent to receive direct marketing e-mails in future and also that "consent to receive phone calls cannot be extended to cover texts or e-mails, and vice versa." The ICO advises firms to use 'opt-in' boxes to obtain consumers’ explicit consent to receive direct marketing messages, and to keep clear records of the consent as evidence in case of a future complaint. Breaches of the rules can lead to fines of up to £500,000. (EnterpriseQuest)

Why and how you should use PR. http://postman.cbmeg.co.uk/lt.php?c=693&m=658&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=23390&l=-http--www.bmmagazine.co.uk/in-business/21048/stand-crowd-use-pr/

How to get on a fashion course. http://www.theguardian.com/education/2013/sep/17/writing-a-personal-statement-for-fashion

Buyers guide to laptops. http://www.theguardian.com/money/2013/sep/17/laptops-buyers-guide

17.09.2013: Small firms to benefit from cuts to accounting red tape. https://www.gov.uk/government/news/accounting-red-tape-cut-for-smallest-uk-companies Business Minister Jo Swinson has announced changes to accounting rules for the smallest UK limited companies (classified as micro-entities). These micro-entities will have the option of drawing up abridged profit and loss accounts and balance sheets for financial years ending on, or after, 30th September 2013. The changes bring into force the EU 'Micros Directive' which is the first deregulatory directive to recognise micro-entities. A micro-entity is defined by the EU as a limited company meeting two out of three criteria, including having a balance sheet of less than £316,000, a turnover of less than £632,000 and ten or fewer employees. There are around 1.5 million micro-entities in the UK, which are part of around 2.8 million companies registered in the UK in total. (EnterpriseQuest)

TSB to invest £60 million in construction sector. https://www.innovateuk.org/-/150m-pound-five-year-investment-to-transform-building-construction The Technology Strategy Board (TSB) is to invest £60 million in the construction industry via its Low Impact Building Innovation Platform, which funds projects to reduce construction times, improve quality and make buildings more energy efficient. The funding is expected to leverage a further £60 million of industry investment and £30 million from Government and other agencies. The funding is part of the TSB's efforts to drive growth in the construction sector, enabling the development of technologies such as digital design and engineering, high-performance materials and components, and energy management tools. (EnterpriseQuest)

Paying off credit card debt gets cheaper. http://money.aol.co.uk/2013/09/16/paying-off-credit-card-debt-gets-cheaper/

Wind farms a modern version of medieval scam. http://blogs.telegraph.co.uk/news/douglascarswellmp/100236055/wind-farms-and-renewable-energy-a-modern-version-of-a-medieval-scam/

16.09.2013: Bank account switchers could save £600. http://www.bbc.co.uk/news/business-24083324#

Barclays 'worst bank for honesty'. http://money.aol.co.uk/2013/09/16/barclays-worst-bank-for-honesty/

Union says Royal Mail workers 'certain' to back strike. http://www.bbc.co.uk/news/business-24099852#

Shell LiveWire latest. http://www.shell-livewire.org/

Top Ten Tips for buy-to-let success. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10308290/My-top-10-tips-for-buy-to-let-success.html

Retailers warned to seek help before shutting up shop. http://www.bmmagazine.co.uk/news/21020/retailers-warned-seek-help-shutting-shop/

Tesco Red Tractor, 'British' pork chops probably came from the Netherlands. http://www.bbc.co.uk/news/business-24081526# If, after all the meat and produce 'scares' in recent years the public is still buying from supermarkets instead of small local producers and butchers, then I have little or no sympathy left. Perhaps guided tours of industrial pig farms would help?

15.09.2013: Tourists only visit Britain to see London, claims deputy mayor. http://www.theguardian.com/uk-news/2013/sep/14/spend-tourist-cash-on-london Well, as far as tourist plebs are concerned, he's about right. However, Britain should also cater for the more intelligent, discerning visitor.

The Gateshead pensioner who started the online shopping revolution. http://www.independent.co.uk/news/uk/home-news/forget-ebay-and-amazon-it-was-a-gateshead-pensioner-who-started-the-online-shopping-revolution-8816912.html Not a Londoner, then?

Is one-year borrowing worse than a payday loan? http://www.independent.co.uk/money/loans-credit/is-oneyear-borrowing-worse-than-a-payday-loan-8816670.html Or an 'investment' from a Dragon, even?

Top Ten British tabloid EU myths (lies). http://ec.europa.eu/unitedkingdom/blog/index_en.htm Includes the truthful version of Made in Britain labelling proposals.

The Ten Best fonts. http://www.theguardian.com/theobserver/gallery/2013/sep/14/the-10-best-fonts Not including the Plane Crash font thieved by Theresa May's Scrote Office recently, for use on the sides of its Furrener Go Home vans (where we can bomb you in peace. Or until it's time for you to help us 'win' our next war.)

14.09.2013: High Street policies driving up prices. http://money.aol.co.uk/2013/09/13/high-street-policy-puts-prices-up/

Delivery costs must be made clearer, says M.P. http://money.aol.co.uk/2013/09/14/delivery-costs-must-be-clearer-mp/

Private eBay sellers facing postage fees. http://money.aol.co.uk/2013/09/13/private-ebay-sellers-now-face-fees-on-postage/

End in sight for 'courier fraud' phone trick. http://www.bbc.co.uk/news/business-24079493#

The best current accounts to suit you. http://www.theguardian.com/money/2013/sep/13/best-current-accounts-seven-day-switching

The helplines most likely to cause phone rage. http://money.aol.co.uk/2013/09/13/the-helplines-most-likely-to-cause-phone-rage/

13.09.2013: Freebie Friday. http://money.aol.co.uk/2013/09/13/freebie-friday-this-weeks-discounts-deals-and-freebies/

HMRC launches new ADR service. http://hmrc.presscentre.com/Press-Releases/HMRC-launches-Alternative-Dispute-Resolution-service-6924b.aspx Small firms and individuals can now resolve disputes with HMRC more quickly by using a new Alternative Dispute Resolution (ADR) service. Independent HMRC facilitators will be used to resolve direct tax and VAT disputes between taxpayers and HMRC as part of compliance checks. ADR, which has been trialled for two years, has been introduced to reduce costs, avoid tribunals and ensure a swift and fair outcome. Richard Summersgill, HMRC Director of Local Compliance, said taxpayers liked the speed and flexibility of the ADR service, which could significantly shorten the time taken to resolve disputes. (EnterpriseQuest)

Official release: £69 million more for Start-Up Loans and New Enterprise Allowance. https://www.gov.uk/government/news/69-million-more-for-start-up-loans-and-new-enterprise-allowance

Asda: squeeze on family finances set to last another five years. http://www.internationalsupermarketnews.com/news/14055

More than one million people borrowing monewy to pay mortgage or rent. http://blogs.independent.co.uk/2013/09/12/more-than-a-million-people-borrow-money-to-pay-their-mortgage-or-rent/

Consumers spending £300 million a year on unecessary warranty cover. http://www.dailymail.co.uk/news/article-2419570/The-stores-using-misleading-claims-sell-warranties-Consumers-spending-300million-year-unnecessary-cover.html

Avoid misleading consumers and potential legal action with Brand View. http://www.internationalsupermarketnews.com/news/14044

Mobile payments to transform shopping in 2014. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10303144/Retailers-to-accept-mobile-payments-on-iPhone-and-Android.html

Online food shopping to increase by 126%. http://www.dailymail.co.uk/news/article-2418414/Online-food-shopping-increase-families-fed-trudging-aisles-supermarket.html

Royal Mail sell-off provokes fears of postal chaos. http://www.theguardian.com/uk-news/2013/sep/12/royal-mail-strikes-privatisation

Official release: Royal Mail myth busters. https://www.gov.uk/government/publications/royal-mail-myth-busters

Landline calls to Europe to cost the same as in the UK . . . http://www.dailymail.co.uk/news/article-2418430/European-Commission-plans-make-landline-calls-Europe-price-ringing-UK.html UK telecoms lapdog, Ofcon, were unavailable for comment.

The most common and hackable passwords on the internet. http://www.telegraph.co.uk/technology/internet-security/10303159/Most-common-and-hackable-passwords-on-the-internet.html

University of Essex, Business School, October training courses. http://www.essex.ac.uk/ebs/bmt/HTML/html_e-mail_wkly_bulletin_11_Sep.html

Weekend Larf: Hands off my font! http://www.independent.co.uk/news/uk/politics/home-office-rapped-for-illegal-use-of-font-in-go-home-ad-vans-8812646.html

12.09.2013: Poll: 8 out of 10 businesses would vote for Britain to remain in the EU. http://www.independent.co.uk/news/business/news/eight-out-of-10-businesses-would-vote-for-britain-to-remain-in-the-eu-according-to-poll-8810299.html

A third of small firms do their own online advertising. http://www.thedrum.com/news/2013/09/02/31-small-businesses-handle-own-online-marketing-themselves-yougov-survey-finds A third of small business owners do their own online advertising according to a survey conducted by YouGov, commissioned by Wix.com. In addition, 34% of respondents handled their own PR and 39% had created their own website. The survey results also revealed that the most common online promotional tools used by small firms were social media, used by half of respondents, a DIY website or blog, used by 58%, and free online directories, used by 31%. Omer Shai of Wix.com said small business owners "appear to be on the lookout for free and easy-to-use tools to promote and manage their businesses". (EnterpriseQuest)

Start-up engineer: avoid humiliation of Dragons' Den. http://money.aol.co.uk/2013/09/12/gyroscope-man-avoid-dragons-spin/ We do keep saying it; Dragons' Den is entertainment for the plebs and has little or no 'currency' in the real businessworld - as numerous polls have already shown. Another, even more fundamental point which the producers fail to mention, is that the main motivation for people running their own businesses isn't about making a lot of money - but about being your own boss. About personal freedom. Sure, making money and a lot of it hopefully, is a major issue - but that doesn't equate to selling a near-controlling share of your venture in exchange for a few pieces of silver from a moneylender who may not be a suitable match as a partner, anyway. Whereas if you do just want to make a lot of money, there are far better ways out there than running 'your own' business, believe me.

BT Infinity broadband ad banned due to 'misleading' speed claims. http://www.telegraph.co.uk/technology/news/10301661/BT-Infinity-broadband-ad-banned-due-to-misleading-speed-claims.html

Britain's bespoke tailoring industry facing massive skills shortage. http://www.bmmagazine.co.uk/columns/opinion/20966/britains-bespoke-tailoring-industry-faces-catastrophic-skill-gap/

How to get your boiler repaired or replaced for free. http://money.aol.co.uk/2013/07/18/how-to-get-your-boiler-repaired-or-replaced-for-free/?icid=maing-grid7%7Cuk%7Cdl2%7Csec3_lnk3%26pLid%3D207927

11.09.2013: Bank of England drafts plans for plastic notes. http://money.aol.co.uk/2013/09/10/bank-drafts-plans-for-plastic-notes/

New bank account switching system from Monday. http://www.dailymail.co.uk/money/saving/article-2416826/Fed-bank-Now-ditch-seven-days.html

Small firms fail to reclaim VAT entitlement. http://www.freelanceuk.com/news/4369.shtml Over a third of smaller firms are losing out financially by failing to claim back the VAT they are entitled to, according to research carried out on behalf of Sage. The research found that many owner-managers do not understand the tax rules relating to reclaiming VAT and over half of those surveyed estimated that this lack of knowledge could be losing their business more than £500 per year. Lee Perkins, Managing Director of Sage's Small Business Unit, said: "Businesses that aren't claiming back the VAT they are entitled to are really putting themselves at a competitive disadvantage." (EnterpriseQuest)

How much your holiday break was worth to your business. http://www.bmmagazine.co.uk/in-business/finance/20960/away-summer-heres-check-week-worth-business/

EC to press on with laws to end roaming charges. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/10297288/EU-to-press-ahead-with-laws-to-scrap-mobile-roaming-charges.html

Shopping centres and out-of-town retail parks being hit harder than the High Street. http://www.bmmagazine.co.uk/news/20954/shopping-centres-town-retail-parks-hit-harder-high-streets/

Alternative Grimsey Review published to help rescue high street. http://www.thegrocer.co.uk/topics/bill-grimseys-high-street-review-conclusions-and-calls-to-action/349054.article A new independent review of the high street has been published by former Iceland and Wickes boss Bill Grimsey, which comes after new figures revealed up to 20,000 high-street retailers are facing the threat of closure. The Grimsey Review argues against the 'futile' efforts of initiatives such as the Portas Review and makes 31 recommendations, including ensuring large retail and leisure chains pay a one-off levy in 2014 to fund new start ups on the high street, and creating town centre plans that focus on reviving entire communities. (EnterpriseQuest)

'Small businesses account for half our national income and two thirds of all employment.' http://www.independent.co.uk/news/business/comment/chris-blackhurst-its-time-we-paid-attention-to-nev-and-his-call-centre-not-the-huge-corporations-8807689.html

Portas admits to £500k contract for Channel 4 series. http://www.theguardian.com/lifeandstyle/2013/sep/10/mary-portas-contract-channel-4

UK holiday tips. http://www.theguardian.com/travel/2013/sep/10/uk-holidays-guardian-writers-tips

The world's happiest nations. http://www.independent.co.uk/news/world/europe/revealed-the-worlds-happiest-nations-as-political-upheaval-sees-egypt-fall-in-rankings-8806336.html

UN investigator slams UK bedroom tax as 'shocking'. http://www.huffingtonpost.co.uk/2013/09/11/bedroom-tax-united-nation_n_3904179.html?1378876839&ncid=webmail1 'UK crosses the 'red line' once again.' 'Army Barrack' Obama calls for precision bombing campaign of key, regime military targets using civilians as human shields, to teach curry-eating, Engerlandt surrender monkeys a lesson. (And to liberate bedroom tax freedom fighters.)

10.09.2013: HMRC gets new powers to tackle tax evasion. https://www.gov.uk/government/news/data-payment-crackdown New powers granted to HMRC will be used to make sure that traders taking payment by credit or debit card have accounted for all taxes they are due to pay. HMRC will be able to access information from UK 'merchant acquirers' - the companies that process all payments made by credit and debit cards - to check on the number and value of credit card transactions made by specific traders over the past four years. No personal data about individual card owners or their card numbers will be obtained, but according to HMRC, this crackdown could reduce data payment fraud by more than £50 million per year. HMRC will be able to identify fraud and tax evasion by cross-referencing the information obtained from merchant acquirers with the information it already holds. (EnterpriseQuest)

Official release: £150 million investment will help transform UK construction sector. https://www.gov.uk/government/news/150-million-investment-will-help-transform-uk-construction-sector

Chancellor promises to cut household bills as economy turns the corner. http://www.telegraph.co.uk/news/politics/georgeosborne/10297450/Osborne-promises-to-cut-household-bills-as-he-says-economy-is-turning-corner.html

Savings 'teaser' rates to face enquiry. http://www.bbc.co.uk/news/business-24016045#

Reliance on payday loans revealed. http://money.aol.co.uk/2013/09/10/reliance-on-payday-loans-revealed/

09.09.2013: G20 to share tax information by 2015. http://www.bbc.co.uk/news/business-23994488# An agreement reached faster than the proverbial ferret up a drainpipe. Shame they can't reach an agreement on containing U.S. (and Fagging Engerlandt's) terrorism and concentrate on economic growth through trade, instead of contemplating the 35th murderous American bombing campaign since the Second World War alone.

The scammers that promise to turn your PC into an ATM. http://money.aol.co.uk/2013/09/09/the-scammers-that-promise-to-turn-your-pc-into-an-atm/ Another 'earner' endorsed by a 'Dragon'?

Warning over pensions access scams. http://money.aol.co.uk/2013/09/09/warning-over-pensions-access-scams/ This is in addition to the official pensions scam of being forced to put aside your money for over fourty years, only to find the Government has pissed half of it up against a wall and given away the rest to its bent supporters.

How to waste £10,000 on life cover. http://www.telegraph.co.uk/finance/personalfinance/insurance/10291946/How-to-waste-10000-on-life-cover.html

Britain's smallest hotel? http://www.dailymail.co.uk/news/article-2415611/Is-Britains-smallest-hotel-Farmers-convert-40-year-old-horsebox-100-night-getaway.html

Britain's poshest pub? http://www.dailymail.co.uk/news/article-2415665/The-poshest-pub-Britain-Its-owned-tycoons-wife-stuffed-celebs-chips-cost-70p-EACH.html

Chip fryer becomes top chef. http://www.express.co.uk/news/uk/427946/Chip-fryer-becomes-top-chef Or, 'successful businessman', if you prefer.

08.09.2013: Mis-selling redress could be too little, too late. http://www.bmmagazine.co.uk/news/20921/mis-selling-redress-little-late/

Fashion designers call for return of rag trade. http://www.independent.co.uk/life-style/fashion/news/fashion-designers-call-for-return-of-rag-trade-8803432.html

6 Top Tips to secure government contracts. http://www.bmmagazine.co.uk/in-business/advice/20888/six-top-tips-secure-government-contracts/

10 powerful tutorials on small business 'how-tos'. http://sbinformation.about.com/od/startingabusiness/tp/small-business-how-to-tutorials.htm

5 Reasons why you struggle with negotiations. http://www.bmmagazine.co.uk/marketing/20906/5-reasons-struggle-negotiation/

Sales & Marketing links. http://entrepreneurs.about.com/od/salesmarketing/Sales_Marketing.htm

Snowdonia Challenge 2014. http://action4charity.co.uk/interface/external_view_email.php?C9182008908830710992415366363115

07.09.2013: Business immigration rules relaxed. http://www.bbc.co.uk/news/uk-23989305#

Which? calls for ban on costly Help(scam)lines. http://www.bbc.co.uk/news/business-23984153#

National Business Awards 2013: finalists announced. http://www.telegraph.co.uk/sponsored/business/national-business-awards/10185282/national-business-awards-2013-finalists.html?WT.mc_id=605610&source=TrafficDriver

Amazon 'will give away its mobile phone for free'. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/10292866/Amazon-will-give-its-mobile-phone-away-for-free.html

How supermarkets get you to spend more. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10289708/How-supermarkets-get-you-to-spend-more.html

CNET Community: Should I buy Windows 7 now before it's too late? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=09/06/2013

21st century skills: setting the satnav and putting rubbish in the right bin. http://www.dailymail.co.uk/news/article-2413664/Forget-darning-baking-fixing-car--skills-REALLY-need-21st-century-setting-satnav-putting-rubbish-right-bin.html And fummin'. Musn't forget fummin'. For which the average wage expectation is £30k p.a. And the tabloids pretend they don't understand why bosses prefer to employ immigrants.

Trending: making your own butter. http://www.telegraph.co.uk/foodanddrink/10283949/Why-homemade-butters-on-a-roll.html Even I don't make my own butter. But the neighbour's mum does! And cheese; and fromage frais; and creme fraiche; and pouring cream. Although she doesn't have a dummyphone.

10 Business Essentials Entrepreneurs do NOT need for success. http://www.huffingtonpost.co.uk/2013/09/06/business-essential-growth_n_3879309.html

How about the following?

1. A dummyphone
2. The internet
3. A tattoo
4. A piercing
5. GCSEs or a degree
6. Second-hand BMW or 4wd
7. A daily tabloid or the telly
8. A government-appointed mentor
9. A government business loan
10. 'Mates'

(Based on the estimate that there are around 675,000 millionaires in the UK - http://en.wikipedia.org/wiki/Millionaire - and only 'the odd couple' or so, get to appear on Dragons' Den or conform to the media's projection of 'success'.)

06.09.2013: Freebie Friday. http://money.aol.co.uk/2013/09/06/freebie-friday-this-weeks-discounts-deals-and-freebies/

Yorkshire named Europe's leading destination for 2013. http://www.theguardian.com/travel/2013/sep/03/yorkshire It'll become more popular still next year when the Tour de France rolls through.

Families in B&B accommodation hit ten year high. http://www.bbc.co.uk/news/business-23969275# Just one story behind part of the UK service sector's 'economic revival'?

First-time buyers look to cheaper properties abroad. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10287316/First-time-buyers-look-to-cheap-property-in-US-and-Spain.html And many a horror story follows . . .

Now supermarkets want you to live above their shops. http://www.theguardian.com/business/2013/sep/01/supermarkets-live-over-the-shop?INTCMP=ILCNETTXT3487

Town celebrates keeping Tesco out. http://www.theguardian.com/business/2013/sep/05/tesco-sherborne-dorset-supermarket

Bitcoin dealers seek official regulation. http://www.theguardian.com/technology/2013/sep/05/bitcoin-dealers-regulation-downing-street

Brits turning to hobbies for extra income. http://www.bmmagazine.co.uk/news/20874/british-workers-rely-hobbies-extra-income/

Mentoring - become a business Yoda. http://www.bmmagazine.co.uk/columns/opinion/20872/mentoring-become-business-yoda/

Weekend Larf: Vlad The Bad's man disses Little Engerlandt. http://www.huffingtonpost.co.uk/2013/09/05/cameron-putin-aide_n_3875435.html?icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D206728 Well, he didn't actually but lies are the UK Nazi tabloids' baguettes 'n Camembert. Like the Government, they like to think they can get away with murder all the time.

Still, like an alcoholic or a druggy, the road to recovery starts with accepting reality.

05.09.2013: Banks still to pay up in small firms mis-selling row. http://www.dailymail.co.uk/news/article-2411887/Banks-pay-mis-selling-firms-row.html That's what small firms are for, isn't it? To be screwed. That's why this Government is so anxious to put start-ups into the lending loop; it gives the banks plenty of ongoing, fresh fodder.

Mobiles have created a generation without manners. http://www.dailymail.co.uk/news/article-2411892/How-mobiles-created-generation-manners-Three-people-think-phones-laptops-social-media-ruder.html

French supplier Comigel selling Aldi up to 100% horsemeat as beef products. http://www.theguardian.com/business/2013/feb/09/aldi-100-percent-horsemeat-beef-products Yes, that's media celebrity chefs and food critics' 'French' which is not as in 'Romanian' or 'Polish'. It's also why East Europeans traditionally buy their meat products from proper butchers or their own shops.

All British shoppers could have to pay for carrier bags. http://www.telegraph.co.uk/earth/earthnews/10287464/All-British-shoppers-could-have-to-pay-for-carriers-bags-hints-David-Cameron.html

Britain's best gastro breaks. http://www.telegraph.co.uk/travel/picturegalleries/10285694/Good-Food-Guide-where-to-stay.html Britain's 'best' gastro breaks aren't soul-less, grotesqueley expensive eateries for pompous, posing knobs. It's somewhere which sells wholesome, competently prepared local food in comfortable surroundings, where an entire family can sit down, watch their children play safely and pay as little as £3.99 mid-week, for a full roast. I've got a pub just around the corner from where I stay when I visit the UK, which offers all of that. Of course, it's not in London on the doorstep of idle hacks or on the pretentious foodie circuit, so it won't be getting a mention. Just like thousands of other pubs, cafes and restaurants in the UK. Most of which don't even have websites. They're too busy doing real business.

The £ surges as UK economy picks up. http://money.aol.co.uk/2013/09/04/pounds-surges-as-uk-economy-picks-up/ Just as all those patriotic Brits are coming back off their foreign holidays. There seems to be a lot of 'good' economic news at the moment. Which means it's time to be careful.

04.09.2013: Cut crippling business rates call. http://money.aol.co.uk/2013/09/04/cut-crippling-business-rates-call/ At long last, we are starting to sing from the same hymn book instead of all this rubbish about the internet. Sure, the internet has had its effect. But there are root causes to the High Street's woes which go back to way before the internet came along. Unfortunately, it will mean weeding out a culture of bent politicians, councillors and their mates. Which is why Government, both central and local and the media, hasn't exactly been 'on message'. Still - every dog has its day. Even little home businesses and shopkeepers.

HMRC to use consumer data in tax clampdown on businesses. http://www.theguardian.com/money/2013/sep/03/hmrc-consumer-data-business-tax-clampdown More placcy and internet shopping, anyone?

The most complained-against banks. http://money.aol.co.uk/2013/09/04/the-most-complained-about-banks/

PPI dominates customer complaints. http://www.bbc.co.uk/news/business-23929978#

4.8 million Britons earn below living wage. http://www.bbc.co.uk/news/uk-politics-23953573# Many of whom will be self-employed; with an official mentor; and an official start-up loan. And a Wonga loan.

Wonga joins ranks of top UK lenders. http://www.theguardian.com/business/2013/sep/03/wonga-joins-ranks-top-uk-lenders

UK the bargain hunting centre of Europe. http://money.aol.co.uk/2013/09/03/uk-is-bargain-hunting-capital-of-europe/

UK's best cookery courses. http://www.theguardian.com/travel/2013/sep/02/uk-best-cookery-courses-culinary-breaks

Waitrose Good Food Guide's best UK restaurants. http://www.internationalsupermarketnews.com/news/13993

September Open Days at Southport Conferences. http://ch.visitsouthport.com/southport-conferences/

'7 essential things businesses neglect'. http://www.noobpreneur.com/2013/09/02/7-essential-things-businesses-neglect/

'Chasing debts wisely'. http://www.bmmagazine.co.uk/in-business/finance/20844/chasing-debts-wisely/

'Expand your business circle and grow your business'. http://www.bmmagazine.co.uk/in-business/advice/20838/expand-business-circle-grow-business/

03.09.2013: UK small business owners work fewest hours. http://www.bbc.co.uk/news/business-23937764# That will be the fault of all those immigrants again. And the EU.

Small business optimism in decline. http://money.aol.co.uk/2013/09/03/small-business-optimism-in-decline/

Business rates revenue to exceed council tax by 2015. http://www.retail-week.com/property/business-rates-income-to-exceed-council-tax-for-first-time-in-10-years/5052536.article Business rates income in Great Britain will exceed council tax revenue in 2015 - the first time in ten years, according to figures in the Grimsey Review of the high street. Business rates income is forecast to reach £29.6 billion in 2015, while council tax revenue will reach £29.1 billion. Paul Turner-Mitchell, high-street campaigner and key contributor to the Grimsey Review, said the Government was incentivising local authorities to freeze council tax while doing nothing about rising business rates. Commenting on the prediction, Ed Cooke of the British Council of Shopping Centres (BCSC) said: "It does look a lot like the Government sees business as a cash cow to raise taxes for local authorities." (EnterpriseQuest)

So - what's this about the internet being responsible for the demise of the High Street?

One-off tax urged to boost commerce. http://money.aol.co.uk/2013/09/02/one-off-tax-urged-to-boost-commerce/ Not as long as major retailers keep bunging cash to political parties, there won't be.

Employment allowance to become law by the end of the year. http://www.futurelinkgroup.co.uk/Contractors/News/August-2013/NIC-tax-break-confirmed-for-businesses.aspx Proposals to provide businesses with a £2,000 employment allowance towards their national insurance contributions (NICs) will become law by the end of 2013, according to HMRC policy adviser Raj Nayyar. Mr Nayyar said details of the allowance were yet to be finalised, but all firms would be entitled to the allowance from April 2014. The allowance will form part of the National Insurance Contributions Bill, a package of measures to crack down on 'abusive' tax avoidance schemes. (EnterpriseQuest)

This is all following the 'French' pattern for so-called business support. The general financial and adminstrative climate is too hostile for businesses to succeed naturally so one raft after another of dead-wood grants, subsidies and schemes are towed into view to impress the voting public at least, that something is being done to help the nation's 'entrepreneurs'. Of course, it's also good news for generating lots of 'red tape'. Then, the official hand takes away what it gives, and apart from smug politicians and fonctionnaires, businesses, if they are lucky, remain no better off than they were before.

Which of course, is what the term 'entre' (between) and 'preneur' (taker) is really all about. Being between a load of grasping bastards.

Financial complaints soar to record high. http://money.aol.co.uk/2013/09/03/financial-complaints-soar/ How many years is it now that the financial sector all but collapsed and politicians promised they would put things right?

A guide to consumer rights. http://www.theguardian.com/money/video/2013/sep/02/guide-to-consumer-rights-video

Stressed Britons spent a total of 76 centuries on hold to Government phone lines last year. http://www.dailymail.co.uk/news/article-2409454/Thats-long-time-wait-Stressed-Britons-spent-total-76-centuries-hold-Government-phone-lines-year.html And the same callers forked out £56 million calling official scamlines.

02.09.2013: Lending to small firms shrinks. http://money.aol.co.uk/2013/09/02/lending-to-small-firms-shrinks/

Portas rubbishes High Street report. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10279481/Portas-rubbishes-Grimsey-attack-on-high-street-report.html

Councils selling off personal details to fuel junk mail blitz. http://www.dailymail.co.uk/news/article-2408558/Sold-5--personal-details-Councils-cash-names-addresses-fuelling-junk-mail-blitz.html

Spoof British translation table. http://www.dailymail.co.uk/news/article-2408583/From-bad-quite-good-trait-polite-stops-saying-really-mean.html

Britons turning to fancy continental cheeses. http://www.express.co.uk/news/uk/426222/Britons-turning-to-fancy-continental-cheeses With over 700 different cheeses to choose from, British-made cheese offers a greater variety and quality nowadays, than the rest of Europe put together. A fact which regularly seems to evade hacks, food critics, supermarket buyers and celebrity chefs. http://www.britishcheese.com/

01.09.2013: English business survey statistical release: June 2013. https://www.gov.uk/government/publications/english-business-survey-statistical-release-june-2013

UK consumers' summer of confidence. http://www.internationalsupermarketnews.com/news/13908

UK Social Enterprise Awards 2013. http://www.independent.co.uk/news/business/news/which-is-the-fairest-firm-of-all-8793024.html

Working from home: Twitter tips on how to stay professional. http://www.theguardian.com/small-business-network/2013/aug/31/professional-working-home-business-twitter-tips What, from Twitter? Stay professional? From a bunch of anonymities with strictly limited vocabularies and dysfunctional keyboards?

Time to re-think the High Street. http://www.independent.co.uk/voices/editorials/editorial-time-to-rethink-the-high-street-8792880.html What again?! I thought it was safely in the hands of the Government's propaganda personalities? It's local councils and councillors that need a good sorting. After that, High Streets will be able to look after themselves.

Banks dump thousands of loyal customers without explanation. http://www.telegraph.co.uk/finance/personalfinance/savings/10273512/Banks-dump-thousands-of-loyal-customers.html

The rise of wine pawning. http://www.telegraph.co.uk/foodanddrink/wine/10273882/Liquid-assets-the-rise-of-wine-pawning.html Even the French government have been flogging off their impressive wine reserves. To help pay for the logistics of bringing back their troops from Afghanistan, which was a key election promise of the present socio-fascist leadership. Unfortunately, it hasn't raised enough money so the French are now having to get into bed with their most detested (allegedly) ideological bedfellows - the Americans - in exchange for a helping hand. Just as they did with Jo Stalin; and when Russian tanks rolled into Hungary, Czechoslovakia and Poland; and our French socialist 'comrades' were nowhere to be seen but at Black Sea holiday resorts doing what they do best: drinking, whoring and offering their support to the aggressor. After the Arab Spring and Libya particularly, the escalation of bombardment and casualties in Syria will also help to sustain France's recent, seemingly miraculous economic bounceback. From a government which doesn't have the collective nouse to organise the ceremonial opening of a box of matches.

But to cut a very, very long story short. Wine investment is one of the most regular and expensive scams we have seen. Moral is: leave it to the experts.

A very French 'home business' earner. Trapping songbirds. To be eaten. http://www.express.co.uk/news/world/425915/Songbirds-fall-prey-to-French-hunters In defence of the general French public, I have NEVER seen a Frenchman eat an ortolan although the practice is still all too rife, by all accounts. Then again, although the French widely view this tradition with disgust, the fact that Little Engerlandt's Jeremy Clarkson was the last media mediocrity filmed eating an ortolan, sums it all up.

UK the world hub for legal 'highs'. http://www.theguardian.com/society/2013/sep/01/britain-hub-for-legal-highs Good to see the UK is #1 at something other than fagging for American terrorism. What doesn't surprise me though, is that large quantities of drugs are being delivered by post. Which would explain why Royal Mail doesn't appear capable of delivering much else these days.

University of Essex, business training courses. http://www.essex.ac.uk/ebs/bmt/calendar.aspx

Analysis of the types of funding available to start-ups. http://www.bmmagazine.co.uk/in-business/finance/20759/analysis-types-funding-available-start-ups/

Peer-to-peer goods and services hire platform (advert). http://www.hirejungle.co.uk/?utm_source=MailingList&utm_medium=email&utm_campaign=Test

Childline goodwill auction. http://www.goodwillauctions.org/amanda?utm_source=Merrehill&utm_medium=email&utm_campaign=8512fu

Countries with highest/lowest IQs. http://www.statisticbrain.com/countries-with-the-highest-lowest-average-iq

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013

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November 2011; October 2011; September 2011; August 2011; July 2011; June 2011


eBOSS September 2013 contents:

AIMS for Home Business Alliance members:

Pick of the News:
English and Scottish councils work together to boost tourism and business; New accreditation scheme to identify legitimate telemarketers; Single Compliance Process introduced by HMRC; Rising complaints about public sector contracts; Government pledges to use more smaller IT suppliers; New service to assist small firms with copyright law; Government support needed for small Help to Buy developers; Consultation on review of housing standards; Financial advisers not complying with RDR rules; Consultation on plans to combat alcohol duty fraud; Website development grants for charities launched.

The New Gmail Inbox and Email Marketing

Tax and VAT News
FREE! 101 Insider Business Tax Tips

Self Assessment Payments on Account: Make Sure You Don’t Slip Up

WMD - Words of Modest Deprecation by Colin Edwards

I Started a Blog! What Will I Say?

6 Easy Steps to Superior Customer Satisfaction

Advertising and Offers:
Consumer Action Group newsletter; TotalInvestor blog and newsletter; Google Adwords tips and free report; Big Pockets trade accounts; Planning Enterprise; Google Adwords tips and free report; UK business directory, window film company: reduce glare, reduce heat, save money; Action Planning summer programme guide; UK Biz Sales; Art of Design webmag; all about creating and editing .pdf files; Maximising Mobile Marketing; Can you please help?; Cyber-security - mitigating the threat seminar; 10 Steps To Mobile Marketing Nirvana et al; disposal of your IT equipment; half-price business card offer; Save up to 43% on summer train fares; August theatre deals; Achieving Business Excellence workshop; Creating video for the web course plus other open course programmes; Create Video Marketing Suite; Royalty-free stock photography; On-line security test; Exceptional discounts with DHL and UPS; compare legal costs; Guidance for small firms considering cloud computing; Free carbon footprint calculator;
sell your unwanted printer cartridges; easy and secure online storage; Royal Mail business pack; free website building links; courier price comparison website; airport parking checker and booking site;



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