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LATEST! 31.12.2015
(scroll down to see full list; previous month's November 2015) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st December 2015

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

31.12.2015: GMB union research finds full-time workers' average earnings down by 13.6%. http://www.aol.co.uk/news/2015/12/30/gmb-union-research-finds-fulltime-workers-average-earnings-down-by-136/?icid=maing-grid7%7Cukt2%7Cdl1%7Csec3_lnk6%26pLid%3D415873 Is that all? Anyone fancy suggesting how much an average 'entrepreneur's takings have gone down since the present Nazi regime was returned to power?

Business warns of growing economic burden. http://www.bbc.com/news/business-35197413

Google's Schmidt says UK is leader in e-commerce. http://www.bbc.com/news/business-35196245 Given the continuing slump in wages and the increasing economic burden on the country's businesses, the UK's e-commerce status would seem to be as much use a pair of tits on a goldfish.

Millions of Brits at fraud risk after contactless card payments jump 17%. http://www.mirror.co.uk/money/millions-brits-fraud-risk-after-7093339 That will be a few extra jobs in the finance sector for war criminal politicians after their appointments to snivel at Wankminster are over.

Government's latest business guru appears in need of advice on how to run a business. http://www.dailymail.co.uk/news/article-3378310/Just-five-months-ago-David-Cameron-business-tsar-amid-mass-staff-sackings-struggling-ventures-devastating-question-Baroness-Bra-running-cash.html Sounds like the regime's usual grasp of business reputation management. Excluding terrorism, war crimes, criminal banking and corporate tax evasion where its spend on propaganda and smoke screens is limitless.

Debts, £300 salaries and career instability: the reality of modelling today. http://www.telegraph.co.uk/fashion/people/debts-300-salaries-and-career-instability-the-reality-of-modelli/

Tesco branches out into pet grooming. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12073070/Its-a-dogs-life-Tesco-branches-out-into-pet-grooming.html It used to be a good little 'home business' earner, did pet grooming. Still. Tesco need the money. Just like Google, who have moved into delivering groceries albeit not astride trade bikes, without doubt. Perhaps these will be the litmus tests of successful home business formulae of the future? Big Corp thieving your action. I can see the regime appointing another American guru for that.

'Armless' beggar caught on video revealing his trade secrets on a busy train surrounded by people. http://www.dailymail.co.uk/news/article-3378069/Tricks-trade-seemingly-armless-beggar-brazenly-reveals-secrets-subway-surrounded-people.html Not half as 'clever' as headless French politicians leeching 'subventions' out of EU taxpayers to continue bombing defenceless civilians around the world.

The boiler in my new flat costs £5k to fix - who should pay? http://www.telegraph.co.uk/finance/personalfinance/insurance/buildingsandcontent/12062571/The-boiler-in-my-new-flat-costs-5k-to-fix-who-should-pay.html

Ten biggest changes to personal finances in 2016. http://www.telegraph.co.uk/finance/personalfinance/12067944/Ten-biggest-changes-to-personal-finances-in-2016.html

Seven Guaranteed Ways to Make People Love Your Business Brand. http://onlinebusiness.about.com/od/dailyoperations/ss/Seven-Guaranteed-Ways-to-Make-People-Love-Your-Business-Brand.htm?utm_content=20151229&utm_medium=email&utm_source=exp_nl&utm_campaign=list_onlinebusiness&utm_term=list_onlinebusiness

Rent-a-mom service for twentysomethings. http://www.springwise.com/rent-mom-service-twentysomethings/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-30&utm_content=Springwise%20Daily-2015-12-30+CID_402bf4c5fb768127519403be801af4ea&utm_source=Newsletter&utm_term=Rent-a-mom%20service%20for%20twentysomethings

Office surfboard for standing desks. http://www.springwise.com/office-surf-board-standing-desks/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-30&utm_content=Springwise%20Daily-2015-12-30+CID_402bf4c5fb768127519403be801af4ea&utm_source=Newsletter&utm_term=Office%20surfboard%20for%20standing%20desks

30.12.2015: Nuisance call fines increase threefold. http://www.bbc.com/news/business-35193074

North of England floods: Looters prey on homes and businesses. http://money.aol.co.uk/2015/12/29/north-of-england-floods-looters-prey-on-homes-and-businesses/

Housebuilding rates higher on flood plains as UK 'stores up problems for future'. http://www.telegraph.co.uk/news/earth/flooding/12073672/Housebuilding-rates-higher-on-flood-plains-as-UK-stores-up-problems-for-future.html Where would 'The 24% Regime' be today without its party faithful of crooks, conmen and looters?

Amazon to expand grocery delivery service. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12072367/Amazon-to-expand-grocery-delivery-service.html

The warning signs your online travel agent is a fraudster. http://www.telegraph.co.uk/travel/travelnews/12073149/The-warning-signs-your-online-travel-agent-is-a-fraudster.html

Inflation hits 44pc in Ukraine amid economic collapse. http://www.telegraph.co.uk/finance/economics/12072614/Inflation-hits-44pc-in-Ukraine-amid-economic-collapse.html That's what being forced into taking a huge loan from the USA's International Mafia Fund (IMF) will do for you. Especially when you're already up to your neck in debt to the Ruskies. Based on the typical, dumb, western 'consumer' template and intended to force the Ukraine to default on its original obligations.

Economic growth will disappoint again in 2016, warns IMF's Christine Lagarde. http://www.telegraph.co.uk/finance/economics/12074308/Economic-growth-will-disappoint-again-in-2016-warns-IMFs-Christine-Lagarde.html I think the world can rely on that if Christine Lagarde, the IMF and it's US puppeteers have anything to do with it.

20 Small Business Quotes That Will Inspire You. http://sbinformation.about.com/od/startingabusiness/fl/20-Small-Business-Quotes-That-Will-Inspire-You.htm?utm_content=5780473&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

The 26 Best Websites to Learn Incredibly Useful New Skills. http://entrepreneurs.about.com/od/New-and-Noteworthy/fl/The-26-Best-Websites-to-Learn-Incredibly-Useful-New-Skills.htm?utm_content=5780473&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

29.12.2015: Young home ownership falls to record low, data suggests. http://www.bbc.com/news/uk-politics-35188627 More 'home' business misery.

Rising property prices restricting growth for small businesses. http://enforbusiness.com/news/rising-property-prices-restricting-growth-small-businesses-201511328 Including 'home' businesses, of course.

British shoppers wasted a staggering £5.6 billion on products and services they were unhappy with this year. http://www.mirror.co.uk/news/uk-news/british-shoppers-wasted-staggering-56billion-7083537

Facebook scam that claims CEO Mark Zuckerberg giving away billions of dollars continues to circulate, a month after it began. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-scam-that-claims-ceo-mark-zuckerberg-giving-away-billions-of-dollars-continues-to-circulate-a6788476.html There's no shortage of morons on Facebook.

Teen Minecraft entrepreneur makes first £10,000 before his 16th birthday. http://www.mirror.co.uk/news/uk-news/teen-minecraft-entrepreneur-makes-first-7081205 And now that HMRC are up to speed . . .

18-year-old student entrepreneur has saved British drivers £2 million in just four months. http://www.dailymail.co.uk/news/article-3341645/The-18-year-old-student-saved-British-drivers-2MILLION-just-four-months-Teenager-sets-free-appeals-website-bedroom-overturned-30-000-parking-fines-already.html I'm surprised the regime hasn't applied anti-terrorist measures against this young man for having deprived the Treasury of so much revenue.

40% of public 'see British business as unethical'. http://enforbusiness.com/news/40-public-see-british-business-unethical-201511322

Holidays to Iran, gourmet food retreats and visiting Cuba before 'it changes forever': MailOnline reveals the top travel trends for 2016. http://www.dailymail.co.uk/travel/travel_news/article-3362828/Holidays-Iran-gourmet-food-retreats-visiting-Cuba-changes-forever-MailOnline-reveals-travel-trends-2016.html Or, early warning of tourist destinations to avoid if Mail readers are going to be heading there. Especially if they have been booked online, as well.

28.12.2015: Small business owners 'better off on the dole' if proposed tax return changes go through. http://www.telegraph.co.uk/finance/yourbusiness/12068240/Small-business-owners-better-off-on-the-dole-if-proposed-tax-return-changes-go-through.html Upon the advice of one of the regime's American gurus again?

Submit your meter readings. http://www.dailymail.co.uk/news/article-3375460/Submit-meter-readings-Householders-warned-energy-rip-unseasonably-warm-winter.html . . . if you don't want energy company profits to continue to rely upon your personal finances.

Government in talks to boost mobile coverage on trains. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/12068018/Government-in-talks-to-boost-mobile-coverage-on-trains.html In other words, there won't be any improvement in mobile coverage on trains at any time in the future.

UK weather: cause of flooding that the Government would rather keep to itself. http://www.mirror.co.uk/news/uk-news/uk-weather-cause-flooding-government-7078739 The dredging issue raised by this article has been common knowledge for thousands of years. However, it is a question of political and economic priorities. Funding and participating in international terrorism being the present regime's priority while sending a war criminal or two to conferences on climate change just to keep up appearances. And then there's fagging, of course. Fagging for the Americans. Fagging for the Israelis. Fagging for the murder industry. Fagging for the banks. Fagging for Big Corp. Fagging for assorted political party donors. And so on.

Flood victims given insurance claims advice. http://money.aol.co.uk/2015/12/27/flood-victims-given-insurance-claims-advice/

How to drive through floods. http://www.telegraph.co.uk/cars/advice/how-to-drive-through-floods/ Get on a boat.

Luxury jets for David Cameron, royal family and military bosses cost taxpayer £87MILLION. http://www.mirror.co.uk/news/uk-news/luxury-jets-david-cameron-royal-7079026 That's a lot of flood defences and dredging.

The best and worst of France 2015. http://www.telegraph.co.uk/travel/destinations/europe/france/12066993/The-best-and-worst-of-France-in-2015.html What utter drivel.

27.12.2015: Tourist influx helping to fuel Boxing-Day sales push. http://money.aol.co.uk/2015/12/26/tourist-influx-helping-to-fuel-boxingday-sales-push/ That's a novel way to describe hundreds of thousands of refugees displaced by the regime's terrorism.

Nine UK banks launch fee-free accounts. http://www.bbc.com/news/business-35168705 'Fee-free'? Is this after the £ billions of taxpayer-funded bailouts and tax evasion? Or before?

Britain's biggest banks closing more than 12 branches a week. http://www.mirror.co.uk/news/uk-news/britains-biggest-banks-closing-more-7076372 . . . replacing them with flawed and unsecure online and mobile banking.

The best credit cards for paying off Christmas debt. http://money.aol.co.uk/2015/12/26/the-best-credit-cards-for-paying-off-christmas-debt/

Teenagers shunning cigarettes and alcohol for fruit and veg, survey says. http://www.independent.co.uk/life-style/health-and-families/health-news/teenagers-shunning-cigarettes-and-alcohol-for-fruit-and-veg-survey-says-a6787041.html A hopeful bit of 'trending' from today's youth for once. Unfortunately, they've got a generation of wasters to make up for.

How the internet lied to you in 2015. http://www.bbc.com/news/world-35051618 Or, more precisely, how governments, their media/propaganda and Big Corp lied to everyone using the internet. The examples in this article being as derisorily pathetic as the excuses expected of the Chilcot enquiry.

EU chiefs 'plan to bombard voters with propaganda'. http://www.telegraph.co.uk/news/newstopics/eureferendum/12070073/EU-chiefs-plan-to-bombard-voters-with-propaganda.html Is this in addition to the EU 'bombarding' Chinese and Russian investments and the civilian populations in Syria, Iraq, Afghanistan, Libya, Yemen, North Africa, etc, etc, etc, etc . . . . . ?

I saved readers £500,000 in 2015 - and these were the worst firms. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/12062560/How-I-saved-readers-500000-this-year.html

101 small business ideas. http://sbinformation.about.com/od/business-ideas/a/small-business-ideas.htm?utm_content=5755909&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

26.12.2015: Boxing Day sales to see shoppers return to High Street in droves. http://www.telegraph.co.uk/finance/Boxing-Day-Sales/12069087/Boxing-Day-sales-2015-best-deals-shops-opening-times.html

Britain 'to boom for years' as the rest of the EU falters. http://www.dailymail.co.uk/news/article-3374344/Britain-boom-years-rest-EU-falters-UK-overtake-Japan-Germany-two-decades-world-s-fourth-largest-economy.html The regime pantomime season is expected to last well into 2016. However, an official spokesthing stressed that there will be no ticket refunds for anyone who believes in Father Christmas.

The little-known perk for filing your tax return by December 31. http://www.telegraph.co.uk/finance/personalfinance/tax/12064413/The-benefit-of-filing-your-self-assessment-tax-return-by-December-31-rather-than-January-31.html

UK house prices expected to rise by 'up to 6% in 2016'. http://money.aol.co.uk/2015/12/25/uk-house-prices-expected-to-rise-by-up-to-6-in-2016/

Huge leap in number of people cashing in and moving out of London in 2015. http://www.theguardian.com/money/2015/dec/26/huge-leap-property-number-moving-out-london-2015 Worse than millions of 'migrants' coming to the country. It wouldn't be so bad if they were all heading off abroad somewhere. Unfortunately, many will be (are!) going 'rural', there to pollute the lives of decent, hardworking people.

Storm Eva: Army joins the effort to protect Cumbria from more flooding. http://www.independent.co.uk/news/uk/home-news/storm-eva-army-joins-the-effort-to-protect-cumbria-from-more-flooding-a6786216.html Oh, there are some soldiers left in Ingerlandt, are there? Let's hope they get on better with tackling floods in their own country than they have 'liberating' Yugoslavia, Iraq, Afghanistan, Libya and Syria. Where taxpayers' £ billions have been spent on murdering hundreds of thousands of civilians and creating millions of refugees, instead of useful stuff like building flood defences back home.

Britain for sale: £8 trillion, or nearest offer. http://www.telegraph.co.uk/finance/property/12064158/Britain-for-sale-8-trillion-or-nearest-offer.html That's all that's left, is there? With all proceeds to date, in the pockets of criminal bankers and overseas corporate investors.

25.12.2015: Christmas Day online shoppers 'to break spending record'. http://www.bbc.com/news/business-35178207

Debt splurge: UK households, shoppers and big firms are borrowing more. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/12068149/Debt-splurge-UK-households-shoppers-and-big-firms-are-borrowing-more.html

Skills shortages and access to finance concerns for business owners. According to a survey of the IoD 99 network, a group of more than 650 business owners under the age of 35, the most important issues are finding skilled employees and accessing scale-up finance. Of those surveyed, 42% said the main barrier to growth that they faced was difficulty in hiring people with the right skills, 39% said it was difficulty accessing finance, and 33% said it was the high cost of finance. Over 50% of survey respondents had used money from their family when first starting up in business, while 56% had used unsecured personal finance, such as credit cards. (EnterpriseQuest)

For further information about the survey, go to: http://www.iod.com/influencing/press-office/press-releases/skills-shortage-and-access-to-finance-top-concerns-for-uk-entrepreneurs

Invest in your community. http://sbinfocanada.about.com/od/marketing/qt/givecommunity.htm?utm_content=5755824&utm_medium=email&utm_source=

7 year-end tax tips for small businesses. http://sbinformation.about.com/od/taxaccounting/a/year-end-tax-tips-small-business.htm?utm_content=5748258&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

MLM Startup Conference Feb 25 & 26, 2016, Las Vegas, USA. http://www.mlmlegal.com/srs2.html

24.12.2015: UK economy in shock slowdown as recovery loses steam. http://www.telegraph.co.uk/finance/economics/12065913/uk-economy-recovery-slowdown-gdp-george-osborne.html The only 'shocks' here are for anyone who believes what they see or hear in the regime's propaganda.

Scamwatch: voucher fraud. http://money.aol.co.uk/2015/12/23/scamwatch-voucher-fraud/

Fake winter holiday websites scam £60,000 from unsuspecting Brits. http://money.aol.co.uk/2015/12/23/fake-winter-holiday-websites-scam-60-000-from-unsuspecting-brit/

BT charged me for calls when I didn't even have a phone. http://money.aol.co.uk/2015/12/23/bt-charged-me-for-calls-when-i-didn-t-even-have-a-phone/

5 simple ways to cut your travel costs. http://money.aol.co.uk/2015/12/23/five-simple-ways-to-cut-your-travel-costs/ I see the old chestnuts of teleworking, working from home or flexi-working don't get a mention this time. Perhaps some hack has deduced that working at home these days is much more expensive than commuting.

Cashiers will keep an eye on elderly customers’ wellbeing. http://www.springwise.com/cashiers-trained-keep-eye-elderly-customers-welfare/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-23&utm_content=Springwise%20Daily-2015-12-23+CID_4c79068a3fad553d86f0decece6dc098&utm_source=Newsletter&utm_term=Cashiers%20will%20keep%20an%20eye%20on%20elderly%20customers%20wellbeing There used to be a time when the local, corner shop staff or owner did that sort of thing as a matter of course. And the milkman. And the newspaper lad/gal. And the neighbours. Before the internet came along and civilised behaviour was replaced by human inadequates posting selfies on social media.

Device disabling pouches urges audience to enjoy the show. http://www.springwise.com/device-disabling-pouches-urges-audience-enjoy-show/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-23&utm_content=Springwise%20Daily-2015-12-23+CID_4c79068a3fad553d86f0decece6dc098&utm_source=Newsletter&utm_term=Device%20disabling%20pouches%20urges%20audience%20to%20enjoy%20the%20show For super-thickos who can't work a button.

3D printed car could be infinitely recyclable. http://www.springwise.com/3d-printed-cars-infinitely-recyclable/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-22&utm_content=Springwise%20Daily-2015-12-22+CID_b948b3ab5b1388bab9b3524eae928590&utm_source=Newsletter&utm_term=3D%20printed%20car%20could%20be%20infinitely%20recyclable Could this mean the end of Top Gear? Hopefully.

Australian postal service hosts ecommerce pop-ups instore. http://www.springwise.com/australian-postal-service-hosts-ecommerce-popups-instore/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-22&utm_content=Springwise%20Daily-2015-12-22+CID_b948b3ab5b1388bab9b3524eae928590&utm_source=Newsletter&utm_term=Australian%20postal%20service%20hosts%20ecommerce%20pop-ups%20instore

23.12.2015: SMEs must join forces to tackle a rocky start to 2016. http://www.bmmagazine.co.uk/news/smes-must-join-forces-to-tackle-a-rocky-start-to-2016/

Property sales fell sharply in November, says HMRC. http://www.bbc.com/news/business-35159655

Rent rises could soon outpace house prices, warn surveyors. http://www.bbc.com/news/business-35154420

Thousands of retailers struggling in run-up to Christmas. http://www.aol.co.uk/news/2015/12/22/thousands-of-retailers-struggling-in-runup-to-christmas/ The regime's Big Corp buddies will be pleased.

1 in 5 Brits will start their Christmas shopping in the January sales. http://www.bmmagazine.co.uk/news/1-in-5-brits-will-start-their-christmas-shopping-in-the-january-sales/

Broadband adverts confuse public, says Citizens Advice. http://www.bbc.com/news/business-35159660 We keep hearing this but of course, nothing ever happens. Apart from telecons executives being made regime Ministers, that is.

Three things not to buy in 2016. http://money.aol.co.uk/2015/12/22/three-things-not-to-buy-in-2016/

New laws proposed to encourage cross-border online shopping. The European Commission has published draft legislation as part of its Digital Single Market strategy. If implemented, the legislation would harmonise consumer law in relation to online shopping throughout the European Union (EU), which the Commission hopes would result in more consumers purchasing goods online from traders in another member state. Although 50% of consumers in the EU shopped online in 2014, only 18% purchased goods from a retailer in another EU country, and just 12% of EU retailers sold goods online to consumers located in other member states. (EnterpriseQuest)

Read more about the draft legislation at: http://europa.eu/rapid/press-release_MEMO-15-6265_en.htm

How Britons splashed their cash in 2015. http://www.telegraph.co.uk/finance/economics/12061623/How-Britons-splashed-their-cash-in-2015.html

Britain's Top 11 Google searches 2015. http://www.telegraph.co.uk/technology/google/12052419/The-11-things-Britain-was-most-obsessed-with-in-2015-according-to-Google-and-6-other-random-facts-you-probably-didnt-know.html

Starting a business during the holidays. http://homebusiness.about.com/od/getstarted/a/business_start.htm?utm_content=5748247&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

22.12.2015: UK retails sales shows signs of weakness. http://www.bbc.com/news/business-35152553

Rip-off banks deprive savers of £2.86 billion a year. http://money.aol.co.uk/2015/12/21/rip-off-banks-deprive-savers-of-2-86-billion-a-year/

Property hotspots 2015 revealed. http://money.aol.co.uk/2015/12/21/Property-hot-spots-of-2015-revealed-bexley/

The cheapest gas and electricity deals right now. http://money.aol.co.uk/2015/12/21/the-cheapest-gas-and-electricity-deals-right-now/

Contactless cards spark security fears. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12061474/Contactless-cards-spark-security-fears.html

Scamwatch: Christmas delivery fraud. http://money.aol.co.uk/2015/12/21/scamwatch-christmas-delivery-fraud/

Unfair rail fine or unused train tickets? Six ways you can claim compensation. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11208634/Can-I-get-a-refund-on-unused-train-tickets-Do-I-have-to-pay-my-rail-fine.html

Consultation on reformed NICs for the self-employed. HMRC, HM Treasury and the Department for Work and Pensions have launched a consultation on plans to reform National Insurance contributions (NICs) for the self-employed. The reforms include the abolition of Class 2 NICs for the self-employed and the introduction of a new contributory benefit test for Class 4 NICs. The Government is seeking feedback on the proposals from the self-employed, their agents and the organisations that represent them. The consultation closes on 24th February 2016. (EnterpriseQuest)

For further information, go to: https://www.gov.uk/government/consultations/consultation-on-abolishing-class-2-national-insurance

10 ways to tell your customer experience & engagement strategy is behind the times. http://www.bmmagazine.co.uk/in-business/advice/10-ways-to-tell-your-customer-experience-engagement-strategy-is-behind-the-times/

Pressurised SMEs fight back over tax changes which will add huge administrative burden. http://www.bmmagazine.co.uk/news/pressurised-smes-fight-back-over-tax-changes-which-will-add-huge-administrative-burden/ As we have been saying . . . So where are all the regime's 'entrepreneur' propaganda goons, these days? They seem to be keeping very quiet since the elections.

Poor business planning ‘will lose SMEs £25 billion’ in extra revenue in 2016. http://www.bmmagazine.co.uk/news/poor-business-planning-will-lose-smes-25-billion-in-extra-revenue-in-2016/ Have the UK's SMEs actually got '£25 billion' to lose?

Advertising tears don’t translate into sales at Christmas. http://www.bmmagazine.co.uk/news/advertising-tears-dont-translate-into-sales-at-christmas/

21.12.2015: Christmas cancelled for nearly half of SMEs. http://www.bmmagazine.co.uk/news/christmas-cancelled-for-nearly-half-of-smes-2/

UK homebuyers must save for 24 years to afford first property, says new study. http://www.independent.co.uk/news/uk/uk-homebuyers-must-save-for-24-years-to-afford-first-property-says-new-study-a6780626.html And that's just the dog kennel.

Twelve cons of Christmas: this year's festive rip-offs unveiled. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/12055729/Twelve-cons-of-Christmas-this-years-festive-rip-offs-unveiled.html

Christmas train tickets 'rip customers off', expert analysis warns. http://www.independent.co.uk/travel/news-and-advice/rail-fare-pricing-is-incomprehensible-say-experts-a6780416.html

Which? files super-complaint on rail delay compensation. http://www.bbc.com/news/business-35134682

Eurostar and Eurotunnel services delayed by broken rail. http://www.theguardian.com/business/2015/dec/20/eurostar-eurotunnel-delayed-broken-rail

Home alone nation. http://www.theguardian.com/world/2015/dec/20/city-of-borgen-key-to-happiness-own-front-door

How to sell your old mobile. http://money.aol.co.uk/2015/12/20/the-fixer-how-to-sell-your-old-mobile/

Is this the end of white van man? http://www.dailymail.co.uk/news/article-3367720/Is-end-white-van-man-Driverless-delivery-vehicles-trialled-streets-London-year.html

'I'm upset and ashamed - but I still admire him,' says entrepreneur, 12, who was target of Duncan Bannatyne 'who do you think you are?' Twitter rant after asking for business advice. http://www.dailymail.co.uk/news/article-3367423/Who-think-Duncan-Bannatyne-s-Twitter-response-13-year-old-boy-asked-business-advice-claiming-child-rude.html Perhaps Dunc the Punk simply didn't know the answers and tried to cover up his ignorance with an outburst of emotional immaturity? (For which Twatter is ideally suited.)

15 inexpensive business ideas. http://sbinfocanada.about.com/od/businessideas/ss/15-Inexpensive-Business-Ideas.htm?utm_content=5727162&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

List of articles cheap business ideas. http://womeninbusiness.about.com/od/business-ideas/tp/List-Of-Articles-Cheap-Business-Ideas.htm?utm_content=5727162&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Huge co-living space is an alternative to unaffordable London. http://www.springwise.com/huge-co-living-space-provides-alternative-unaffordable-london-rents/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-17&utm_content=Springwise%20Daily-2015-12-17+CID_805c38f8f1d348591b54be5ac578d15e&utm_source=Newsletter&utm_term=Huge%20co-living%20space%20is%20an%20alternative%20to%20unaffordable%20London

Augmented reality app for bespoke furniture. http://www.springwise.com/augmented-reality-app-custom-furniture-design/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-17&utm_content=Springwise%20Daily-2015-12-17+CID_805c38f8f1d348591b54be5ac578d15e&utm_source=Newsletter&utm_term=Augmented%20reality%20app%20for%20bespoke%20furniture

Tetris-style blocks for customizable homes. http://www.springwise.com/tetris-style-blocks-customizable-home-designs/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-14&utm_content=Springwise%20Daily-2015-12-14+CID_76aa9828bd89436ae3622ad1cd39d071&utm_source=Newsletter&utm_term=Tetris-style%20blocks%20for%20customizable%20homes

Designer clothing rental store doubles as a laundromat. http://www.springwise.com/designer-clothes-rental-store-doubles-laundromat/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-14&utm_content=Springwise%20Daily-2015-12-14+CID_76aa9828bd89436ae3622ad1cd39d071&utm_source=Newsletter&utm_term=Designer%20clothing%20rental%20store%20doubles%20as%20a%20laundromat

K2 Business Partners Winter Newsletter. http://zc1.campaign-view.com/ua/viewinbrowser?od=11287eca661ee3&rd=12561886074be1ed&sd=12561886074baad1&n=11699e4c2d8e0df&mrd=12561886074baac5&m=1

20.12.2015: January sales start early to coax customers on 'Panic Saturday'. http://www.bbc.com/news/uk-35140770

Business confidence 'on thin ice'. http://enforbusiness.com/news/business-confidence-thin-ice-201511323

A great day for burying lots of bad news - the last day of Parliament. http://truepublica.org.uk/united-kingdom/a-great-day-for-burying-bad-news-the-last-day-of-parliament/

Number of London renters becoming homeless increases 700% in five years. http://www.independent.co.uk/news/uk/home-news/number-of-london-renters-becoming-homeless-increases-700-in-five-years-a6779586.html All that exploding, 'entrepreneurial', 'home business' talent gone to waste!

Millions give up on home ownership as house prices soar. http://www.telegraph.co.uk/finance/property/house-prices/12057861/Millions-give-up-on-home-ownership-as-house-prices-soar.html Another nail in the coffin of the 'home business' explosion. Regime cronies are currently working on a new catchphrase for official propaganda and 'streetpreneurs' is currently the front runner.

Government's 'buddy' scheme has now paired ministers with 83 global firms. http://www.telegraph.co.uk/finance/economics/12058475/Governments-buddy-scheme-has-now-paired-ministers-with-83-global-firms.html The Nazi regime's 'coming-out' programme for what has historically been referred to as 'rent-a-fag' or, in more recent times, 'rent-a-wc' (war criminal). This is in additon of course, to the 80% of the country's MPs who are officially Friends of Israel; and a similar number who subscribe to Britain's 'special relationship' with the USA. Or, terrorists and traitors for hire.

The regime currently has no plans for enhancing its relationship with the vast majority (99%) of the country's (British) businesses where boardroom vacancies for murderers who aren't fit to shovel shit, are non-existent.

Man pays Vodafone more than £5,000 in charges after 'one hour of internet roaming while abroad'. http://www.independent.co.uk/news/uk/home-news/man-pays-vodafone-more-than-5000-in-charges-after-one-hour-of-internet-roaming-while-abroad-a6780001.html

C'est impossible! French on course to be the world's most commonly spoken language by 2050. http://www.dailymail.co.uk/news/article-3367012/C-est-impossible-French-course-world-s-commonly-spoken-language-2050.html 'Froglish' would be a more accurate description.

Driving instructors 'may offer lessons in return for sex', Netherlands government confirms. http://www.telegraph.co.uk/news/worldnews/europe/netherlands/12059110/Driving-instructors-may-offer-lessons-in-return-for-sex-Netherlands-government-confirms.html Nous sommes Dutch!

Where to buy the best-value turkey. http://www.dailymail.co.uk/money/bills/article-3362998/Where-buy-best-value-turkey-Prices-UK-s-big-retailers-compared.html From a farm, actually. That's a bit too difficult for a Nazi propaganda rag, though.

19.12.2015: Council tax bills could increase £205 by 2019, warns think-tank. http://www.aol.co.uk/news/2015/12/18/council-tax-bills-could-increase-205-by-2019-warns-thinktank/?icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D412968

Npower to pay £26m over billing and complaint failures. http://www.bbc.com/news/business-35129788 All to be paid for by the customers. Any management sackings and prison terms for this moronic delinquence? No. I thought not.

Credit card gap widens: debt problems are getting worse. http://money.aol.co.uk/2015/12/18/credit-card-gap-widens-debt-problems-are-getting-worse/

The tax trap that's catching home workers. http://www.telegraph.co.uk/finance/personalfinance/capital-gains-tax/12056505/The-tax-trap-thats-catching-home-workers.html

The answer to the buy-to-let question we keep being asked. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/12051461/The-answer-to-the-buy-to-let-question-we-keep-being-asked.html

The Calais Jungle entrepreneurs. http://www.mirror.co.uk/news/world-news/welcome-jungle-bicycle-repairs-restaurants-7035935 The French socio-fascist regime could do worse than hiring expertise from the Jungle to replace its own Ministers whose only 'business plan' for the country so far, has been licking American and Israeli terrorists' arses. Mind you. The same applies to the Nazi regime across the Channel.

Five lessons for business from one thing black parents teach their children. http://www.bmmagazine.co.uk/columns/opinion/five-lessons-for-business-from-one-thing-black-parents-teach-their-children/ It's not just a 'black' thing. It's pretty much what my refugee parents taught me. As did the Chinese; and the Ugandan and Kenyan Asians. And now, millions more refugees suffering the west's terrorism and hate-preaching propaganda, will also be telling their children the same thing.

News story. Winter 2015 floods: government response. https://www.gov.uk/government/news/north-west-england-floods-2015-government-response

The Top Ten ways to kill off your small business. http://sbinfocanada.about.com/od/management/a/Top-Ways-To-Kill-Off-Your-Small-Business.htm?utm_content=5723596&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Landmark navigation app for urbanites. http://www.springwise.com/app-allows-users-navigate-using-landmarks/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-18&utm_content=Springwise%20Daily-2015-12-18+CID_4772f446567d2f6e97fbf9debaa44e8e&utm_source=Newsletter&utm_term=Landmark%20navigation%20app%20for%20urbanites

Airbnb for cannabis smokers. http://www.springwise.com/airbnb-weed-smokers/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-18&utm_content=Springwise%20Daily-2015-12-18+CID_4772f446567d2f6e97fbf9debaa44e8e&utm_source=Newsletter&utm_term=Airbnb%20for%20cannabis%20smokers

18.12.2015: UK retail sales see strong rise in November. http://www.bbc.com/news/business-35119827

Bank of England to get new powers on buy-to-let lending. http://www.bbc.com/news/business-35120511

Homeless families in English B&B accommodation rises by 46%. http://www.bbc.com/news/business-35116314

House prices to rise 50% in 10 years, say estate agents. http://www.bbc.com/news/business-35102130

The £1m home bonanza: 600,000 Brits are property millionaires. http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/12054589/The-1m-home-bonanza-600000-Brits-are-property-millionaires.html Before they've paid off their 95% mortgages, the credit cards and then, the log-book loan. After which they're not worth Jack Shit.

Spot an empty house? Then you can get £20. http://www.mirror.co.uk/money/spot-empty-house-you-can-7029690

Sales of paper books surge. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12055671/Books-sales-surge-as-readers-prove-that-paper-isnt-dead.html

UK announces cut in solar subsidies. http://www.bbc.com/news/business-35119173

Big brands 'cheating' consumers with false lightbulb efficiency claims. http://www.theguardian.com/environment/2015/dec/17/leading-lightbulb-brands-making-false-claims-on-energy-efficiency Let's stop wasting time and try to identify instead, a single Big Corp which isn't cheating.

'Our sellers are removing the wood burning stove. Can we stop them?' http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/12053456/Our-sellers-are-removing-the-wood-burning-stove.-Can-we-stop-them.html

17.12.2015: Households 'pessimistic' about financial prospects for 2016. http://money.aol.co.uk/2015/12/16/households-pessimistic-about-financial-prospects-for-2016/ We'll be seeing more revised growth forecasts, in other words..

UK micro-business owners face jail in HMRC clampdown. http://www.bmmagazine.co.uk/news/uk-micro-businesses-face-hmrc-clampdown/

CBI calls for radical shake-up of support for UK exports. http://www.bmmagazine.co.uk/newswire/cbi-calls-for-radical-shake-up-of-support-for-uk-exports/ Set up an independent 'exports commission' modelled on infrastructure and low pay bodies to boost UK industry's foreign sales, says CBI. No need to go to all that trouble. Setting up a war crimes tribunal to deal with Britain's terrorist MPs (Murdering Pigs) should send out the right message. Hold it somewhere like Iraq, Afghanistan or Syria. And when Ingerlandt's hate-preaching media go over to cover the trials put them in the dock too, for inciting crimes against humanity. This would immediately produce dozens of new export partners with thriving economies and populations with which the country's thousands of small businesses could trade. THAT is 'radical'. Well. By Ingerlandt's standards, anyway.

Building trades dominate for drink- and drug-driving. http://www.bbc.com/news/business-35110487 Yup. Sounds plausible. Second only to drink-driving by politicians and the police. As not widely reported by state propaganda.

Britain's most hated and derided group: young, hated and white. http://www.telegraph.co.uk/men/thinking-man/young-hated-and-white-what-its-like-to-be-in-britains-most-derid/ That's quite an accolade to have achieved without being specifically targeted by the country's hate-preaching media - as written by young, hated white hacks. (And who stick their tongues out when taking selfies.) Obvious, innit?

Amazon selling arms and weapons to British shoppers. http://www.independent.co.uk/life-style/gadgets-and-tech/news/amazon-illegal-weapons-for-sale-a6775526.html

20 best countries in the world to do business. http://www.telegraph.co.uk/finance/globalbusiness/12051361/Revealed-The-20-best-countries-in-the-world-to-do-business.html Go on. Have a larf.

How to create a small business website that actually works. http://sbinfocanada.about.com/cs/onlinebusiness/a/buildbizwebsite.htm?utm_content=5702526&utm_medium=email&utm_source=cn_nl&utm_campaign=

20 gifts for the thinkers, tinkerers and innovators. http://www.springwise.com/20-gifts-for-the-thinkers-tinkerers-and-innovators/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-16&utm_content=Springwise%20Daily-2015-12-16+CID_ef712c4809d415e4e6f2f2040d396d60&utm_source=Newsletter&utm_term=20%20gifts%20for%20the%20thinkers%20tinkerers%20and%20innovators

Customers receive email notifications of their incoming mail. http://www.springwise.com/daily-mail-previews-via-email/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-16&utm_content=Springwise%20Daily-2015-12-16+CID_ef712c4809d415e4e6f2f2040d396d60&utm_source=Newsletter&utm_term=Customers%20receive%20email%20notifications%20of%20their%20incoming%20mail

Consumer insight via selfie video app. http://www.springwise.com/short-selfie-videos-market-research-tools/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-16&utm_content=Springwise%20Daily-2015-12-16+CID_ef712c4809d415e4e6f2f2040d396d60&utm_source=Newsletter&utm_term=Consumer%20insight%20via%20selfie%20video%20app

Washable smartphone is water and soap-proof. http://www.springwise.com/soap-proof-smartphone-handwashable/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-15&utm_content=Springwise%20Daily-2015-12-15+CID_91a9e0deba155175e05fcd95b2c9aee3&utm_source=Newsletter&utm_term=Washable%20smartphone%20is%20water%20and%20soap-proof

Keyboard plugin for automated business replies. http://www.springwise.com/keyboard-plugin-co-ordinated-business-communications/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-15&utm_content=Springwise%20Daily-2015-12-15+CID_91a9e0deba155175e05fcd95b2c9aee3&utm_source=Newsletter&utm_term=Keyboard%20plugin%20for%20automated%20business%20replies

Better wifi through local FM radio stations. http://www.springwise.com/better-wifi-local-fm-radio-stations/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-15&utm_content=Springwise%20Daily-2015-12-15+CID_91a9e0deba155175e05fcd95b2c9aee3&utm_source=Newsletter&utm_term=Better%20wifi%20through%20local%20FM%20radio%20stations

16.12.2015: Half of UK entrepreneurs rely on the bank of mum & dad. http://www.bmmagazine.co.uk/news/bank-of-mum-dad-is-funding-more-uk-startups/ A regrettable state of affairs for the Nazi regime, admittedly, which has been promoting start-up loans to try and trap budding entrepreneurs in a spiral of debt just as the rest of the country's sheep. Mind you, with Christmas coming up fast, there will still be £ billions spent on bombs and plastic crap, so trebles all round could still be called for. Arf! Arf!

62% of business owners make critical decisions on their own. https://www.healthinsurancedaily.com/health-insurance/product-area/occupational-health/article474936.ece According to a survey by AXA PPP healthcare, 62% of small business owners make difficult business decisions on their own, with 9% having nobody to turn to for advice. Of those who have access to support, 19% would rely on other directors or business partners if they had an issue, 16% would use a networking organisation to talk to fellow business owners, and 21% would rely on family to help them with their decisions. The survey also found that 16% of business owners would like more help with business planning, 42% would like more support to run their business, and the same number would like better help with accessing finance. When asked about the main business pressures they were facing, 13% cited cash flow, and 11% cited meeting regulatory requirements.

Who'd have thought it? Self-employed and one-man businesses making their own critical decisions. And no input from Twatter, Arsebook or other fake 'social' media, either? Not even a weener business website? Life's full of surprises.

UK house prices rising at 7% a year, says ONS. http://www.bbc.com/news/business-35101209

More than 200,000 'teetered on brink of homelessness in last year' says Shelter. http://money.aol.co.uk/2015/12/15/more-than-200000-teetered-on-brink-of-homelessness-in-last-year-says-shelter/ Another massive potential bodyblow to the country's 'millions' of home businesses then? But there is always a silver lining. If pushed 'over the brink' the new homeless wouldn't need 200,000 houses which the regime and its cronies would have to pretend to try and build. With the taxpayers' money thus saved, it will finance its terror campaigns in the Middle East and Africa instead, hugely boosting the value of murder industry shares and greatly improving the prospects of jobs for Ingerlisch Nazi war criminals in Big Corp. A quadruple whammy, no less. More doubles all round, chaps!! Arf! Arf!

Carney promises action on buy-to-let property market. http://www.bbc.com/news/business-35108952

EE named as worst telecoms provider - again. http://www.mirror.co.uk/money/ee-named-worst-telecoms-provider-7018426

Areas with highest personal insolvency rates revealed. http://money.aol.co.uk/2015/12/15/areas-with-highest-personal-insolvency-rates-revealed/

Christmas borrowers ditch payday lenders for credit unions. http://www.mirror.co.uk/money/christmas-borrowers-ditch-payday-lenders-7017616

Research shows asking the right questions is an underrated skill. http://www.bmmagazine.co.uk/news/research-shows-asking-the-right-questions-is-an-underrated-skill/

Experience can pay when it comes to start-ups. http://www.telegraph.co.uk/sponsored/business/sme-home/news/12012390/experience-pays-when-it-comes-to-start-ups.html Probably all very true. Which is why the regime and its propagandascheisewriters have been spreading the word that old farts have got too much money, including houses which are too big for them. Unfortunately, there doesn't yet appear to be a replacement, state-approved entrepreneurial role-model. The last Nazi, fake internet guru having just been given the bum's rush.

PC users blackmailed for return of files. http://money.aol.co.uk/2015/12/15/pc-users-blackmailed-for-return-of-files/

'No evidence' of Nazi gold train as legend continues. http://www.telegraph.co.uk/news/worldnews/europe/poland/12051411/Nazi-gold-train-in-Poland-latest-updates.html There might be no evidence of a gold train but the legend has become a golden goose for the locals, attracting a flood of selfie-takers and adventure seekers from all over the world. In addition to other mysteries surrounding the region's Owl Mountains, this story should run for another few years yet.

15.12.2015: No paper self-assessment reminders for January 2016 deadline. HMRC will not send paper statements or payslips to self-assessment taxpayers to remind them of the 31st January 2016 filing and payment deadline. The only exception to this is for taxpayers who submitted their 2014/15 tax return by 31st December 2015, and who have not opted for digital-only communications from HMRC. Anyone who needs to complete a self-assessment return must still make sure it is filed by 31st January 2016. (EnterpriseQuest)

For further information, go to: http://www.tax.org.uk/policy-technical/newsdesk/self-assessment-reminders-and-payslips-january-2016

New survey reveals that almost 40% of Brits would like to own a business. http://www.bmmagazine.co.uk/news/38169/ And 99% of the country's veggies would like to win Britain's Got Talent.

Only one in ten self-employed individuals contributing to a pension. The number of self-employed individuals contributing to a pension has fallen significantly over the past decade, according to pension provider Prudential. An analysis of HMRC and Office for National Statistics data, carried out by the Prudential, revealed that only one in ten self-employed individuals contributed to a pension in 2013/14, compared to one in three in 2001/02. The analysis also found that the total value of self-employed pension contributions has fallen by 35% over the past 12 years. Vince Smith-Hughes, a retirement expert from Prudential, said: "It is understandable that re-investing any spare cash into a business is a priority for many entrepreneurs, especially in the years immediately after setting up a company. However, every year that goes by without making any pension contributions is a year less for any savings to grow and help provide for retirement." (EnterpriseQuest)

For further information, go to: http://www.mindfulmoney.co.uk/economy/proportion-of-self-employed-making-pension-contributions-plunges-dramatically-since-2001

The lucky minority which won't be taken in by the regime's latest pensions scam, in other words. Although they'll be dying shortly after retirement of starvation and hypothermia instead.

Black Friday 'dampened High Street visits'. http://www.bbc.com/news/business-35090524 And not the fear of another attack by IS (Israeli Settlers) then?

Personal tax accounts launched by HMRC. http://www.bbc.com/news/business-35092339

Accountants targeted by HMRC over tax avoidance ‘without any evidence’. http://www.bmmagazine.co.uk/newswire/accountants-targeted-by-hmrc-over-tax-avoidance-without-any-evidence/

Contactless cards pose major fraud risk. http://money.aol.co.uk/2015/12/14/contactless-cards-pose-major-fraud-risk/

Scamwatch: creative investment fraud. http://money.aol.co.uk/2015/12/14/scamwatch-creative-investment-fraud/

No money, no problem – 10 sources to find the right funding for your business even when the banks say no. http://www.bmmagazine.co.uk/in-business/finance/no-money-no-problem-10-sources-to-find-the-right-funding-for-your-business-even-when-the-banks-say-no/ Fortunately, borrowing from family and friends remains the most popular option by far for the huge majority of the country's businesses.

Digital marketing: Where to start. http://www.bmmagazine.co.uk/in-business/advice/digital-marketing-where-to-start/

14.12.2015: CBI backs Paris climate deal and calls for UK action. http://www.bbc.com/news/business-35086945 Director-general Carolyn Fairbairn said the agreement "heralds an exciting opportunity for business". As the climate deal has been endorsed by the same procession of crooks and terrorists which the CBI has been long-accustomed to dealing with, I'm sure there will be 'an exciting opportunity for business'. American business. Or, as Condo Lice once famously said to 'Baby Butcher' Blair when he asked for 'his' pound of Iraqi flesh: "Fuck off!"

UK business confidence slips to lowest in more than a year. http://www.telegraph.co.uk/finance/economics/12048236/UK-business-confidence-slips-to-lowest-in-more-than-a-year.html

Hacking is the biggest threat to British business. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/12048051/HOLD-a-ALAN-TEMPLATE.html Bollox. The biggest threat to the vast majority of the country's businesses - 99% of them - is the Nazi regime working in the interests of either the Americans or the Israelis. Or 'treason' as it used to be called.

Flood hit businesses need a second opinion to assess damage costs. http://www.bmmagazine.co.uk/news/flood-hit-businesses-need-a-second-opinion-to-assess-damage-costs/

Forth Road bridge closure 'threatening firms'. http://www.bbc.com/news/uk-scotland-scotland-business-35082681 Isn't that a cue for the Nazi regime to send in the bombers, then?

One hour response for social media ‘moaners’. http://www.bmmagazine.co.uk/news/one-hour-response-social-media-moaners/ Unless the companies are French-owned or managed, in which case you will get no response at all.

12 Low Cost Business Ideas You Can Launch This Weekend. http://entrepreneurs.about.com/od/businessideas/fl/12-Low-Cost-Business-Ideas-You-Can-Launch-This-Weekend.htm?utm_content=5664179&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

5 Excuses for Not Starting Your Own Business and How to Get Over Them. http://sbinfocanada.about.com/od/startup/a/Why-Are-You-Putting-Off-Starting-Your-Own-Business.htm?utm_content=5664179&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

5 Essential Steps to Validate Your Niche Website Idea. http://entrepreneurs.about.com/od/gettingstarted/fl/5-Essential-Steps-to-Validate-Your-Niche-Website-Idea.htm?utm_content=5664179&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

13.12.2015: 1 in 10 SMEs waiting 90 days for payment. http://enforbusiness.com/news/1-10-smes-waiting-90-days-payment-201511318 Is that all? I thought it was more a case of 1 in 10 SMEs don't get paid at all.

Costly pre-payment meters leave customers cold. http://money.aol.co.uk/2015/12/12/costly-pre-payment-meters-leave-customers-cold/ It's the Ingerlisch Nazi regime's contribution to the 'war' on global warming.

Energy firms 'charging vastly different prices' for routine jobs. http://money.aol.co.uk/2015/12/12/energy-firms-charging-vastly-different-prices-for-routine-jobs/

Fill in your tax returns FOUR TIMES every year: Self-employed workers, landlords and small business owners faced with 'strangling' quarterly returns. http://www.dailymail.co.uk/news/article-3356692/Fill-tax-returns-four-times-year.html This is another of the Nazi regime's 'wars' - on red tape, this time. Obviously as effective as its supposed 'war' on ISIS. (Israeli Settlers In Syria.)

Britain is the online shopping capital of Europe. http://www.dailymail.co.uk/news/article-3356955/Britain-online-shopping-capital-Europe-four-five-British-adults-buying-items-internet-compared-just-half-adults-EU.html

'I paid a US cheque into my Barclays account - and became unbankable'. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/12039897/I-paid-a-US-cheque-into-my-Barclays-account-and-became-unbankable.html Hardly surprising. That constitutes laundering funds destined for ISIS.

Security flaws of contactless cards. http://www.mirror.co.uk/money/security-flaws-contactless-cards-6996569

French chefs take fight to British with new best restaurants list. http://www.telegraph.co.uk/news/worldnews/europe/france/12046575/French-chefs-take-fight-to-British-with-new-best-restaurants-list.html I see the 'new' French list still heavily favours Japan, whose significant financial connections with Michelin have already been pointed out on numerous occasions. OK is you like one-man sushi bars. Otherwise, it's back to France's favourite caption. 'Nous sommes les hypocrites'.

12.12.2015: Move now on self-assessment tax return...or risk £100 fine. http://money.aol.co.uk/2015/12/11/move-now-on-self-assessment-tax-return/

'Barclays quizzed me for 25 minutes over payment to decorator - and said go online to avoid an inquisition'. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/12043426/Barclays-quizzed-me-for-25-minutes-over-payment-to-decorator-and-said-go-online-to-avoid-an-inquisition.html It's not just Barlays who have adopted this policy. The crooks are all at it. I have peremptorily closed two accounts in the past twelve months alone when a jumped-up teaboy has asked me what I am going to use my own money for.

Cold callers con thousands each year – we must fight back. http://www.independent.co.uk/voices/cold-callers-con-thousands-each-year-we-must-fight-back-a6770346.html Or, 'canvassers' as they're called if they're murdering, local politicians.

The 4 Most Difficult Stages of Becoming an Entrepreneur. http://entrepreneurs.about.com/od/gettingstarted/fl/The-4-Most-Difficult-Stages-of-Becoming-an-Entrepreneur.htm?utm_content=5664129&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Don't Let Fear of Failure Stop You From Starting a Small Business. http://sbinfocanada.about.com/od/startingadvice/a/startingfear.htm?utm_content=5664129&utm_medium=email&utm_source=cn_nl&utm_campaign=

The Ultimate Internet Marketing Year-End Checklist. http://onlinebusiness.about.com/od/dailyoperations/fl/The-Ultimate-Internet-Marketing-Year-End-Checklist.htm?utm_content=20151210&utm_medium=email&utm_source=exp_nl&utm_campaign=list_onlinebusiness&utm_term=list_onlinebusiness

11.12.2015: Official news story. New funding for flood-affected businesses. https://www.gov.uk/government/news/new-funding-for-flood-affected-businesses £5 million? Or about the same as Ingerlandt has spent just in the past few days on extending its terror campaign in Syria alone. http://truepublica.org.uk/united-kingdom/osborne-wrong-britains-bombing-syria-will-cost-hundreds-millions/

British shoppers spent £623m on Small Business Saturday. http://www.telegraph.co.uk/finance/businessclub/12044119/British-shoppers-spent-623m-on-Small-Business-Saturday.html

Council tenants to lose lifetime occupation rights. http://www.bbc.com/news/business-35065282

Newly-retired 'wealthier than under-45s'. http://www.bbc.com/news/business-35056530 As we keep saying, the official propaganda screw on pensioners is being turned almost every day, no matter how stupid claims such as this one, actually are.

Thousands of homes to be built on floodplains. http://money.aol.co.uk/2015/12/10/thousands-of-homes-to-be-built-on-floodplains/ 'To be built'? There are AT LEAST 200,000 houses in the UK which have been built on flood plains already!

Global regulators join crackdown on buy-to-let. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/12043703/Global-regulators-join-crackdown-on-buy-to-let.html That should release quite a few houses for sale back into the marketplace. UK's biggest buy-to-let landlords sell up as tax grab hits. http://money.aol.co.uk/2015/12/10/uks-biggest-buy-to-let-landlords-sell-up-before-tax-grab-hits/

Three ways TTIP will violate your human rights. http://www.independent.co.uk/voices/three-ways-ttip-will-violate-your-human-rights-a6768086.html

Tent for beds is warm and energy efficient. http://www.springwise.com/indoor-tents-keep-users-fuel-costs/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-10&utm_content=Springwise%20Daily-2015-12-10+CID_af72791d843fd68782089926025563e5&utm_source=Newsletter&utm_term=Tent%20for%20beds%20is%20warm%20and%20energy%20efficient Something which will come in very handy for Joe Pleb once Ingerlandt is fully at war.

Sophisticated earbuds mold to users’ ears in 60 seconds. http://www.springwise.com/gel-earphones-mould-users-ears-60-seconds/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-10&utm_content=Springwise%20Daily-2015-12-10+CID_af72791d843fd68782089926025563e5&utm_source=Newsletter&utm_term=The%20car%20owners%20manual%20drivers%20might%20actually%20read

10.12.2015: UK growth forecast cut by British Chambers of Commerce. http://www.bbc.com/news/business-35048669 Getting to be a habit, isn't it?

Christmas cancelled for nearly half of SMEs. http://www.bmmagazine.co.uk/news/christmas-cancelled-for-nearly-half-of-smes/

Risky buy-to-let lending on the up. http://www.telegraph.co.uk/finance/bank-of-england/12041563/Risky-buy-to-let-lending-on-the-up.html

Talks broke down between Tesco and protesting farmers. http://www.internationalsupermarketnews.com/news/21322

Smartphones to die out 'within five years', says new study. http://www.telegraph.co.uk/technology/12039813/Smartphones-to-die-out-within-five-years-says-new-study.html For dumbwalkers to be replaced by SPOTY wankers instead?

'Troll insurance' to cover the cost of internet bullying. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/12041832/Troll-insurance-to-cover-the-cost-of-internet-bullying.html

Millions spent by home owners fixing DIY blunders, survey reveals. (Federation of Master Builders advertorial.) http://money.aol.co.uk/2015/12/09/millions-spent-by-home-owners-fixing-diy-blunders-survey-reveals/ And how many £ BILLIONS are spent by home owners each year fixing the 'blunders' of the unregulated, uncontrolled, building industry's cowboys?

‘We’ve built savings and property wealth – will it generate a £48,000 income?’ http://www.telegraph.co.uk/finance/personalfinance/pensions/12040017/Weve-built-savings-and-property-wealth-will-it-generate-a-48000-income.html ISAs, a couple of pensions and a single rental property?

Is Offline Retail Truly Dead? http://www.bmmagazine.co.uk/columns/opinion/is-offline-retail-truly-dead/ Not as long as you've got a UK internet connection. Or not.

Christmas – the most wonderful time of the year…for networking! http://www.bmmagazine.co.uk/in-business/advice/christmas-most-wonderful-time-year-networking/

How can I make money from home? http://www.wptv.com/money/making-money-at-home

Device improves sleep using light, sound and touch. http://www.springwise.com/personalized-device-uses-light-sound-touch-improve-sleep/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-07&utm_content=Springwise%20Daily-2015-12-07+CID_aebf1e2c2903c42ef4b41dc353537277&utm_source=Newsletter&utm_term=Device%20improves%20sleep%20using%20light%20sound%20and%20touch

Playful DIY computer screen for kids. http://www.springwise.com/kids-encouraged-build-computer-screen/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-07&utm_content=Springwise%20Daily-2015-12-07+CID_aebf1e2c2903c42ef4b41dc353537277&utm_source=Newsletter&utm_term=Playful%20DIY%20computer%20screen%20for%20kids More intelligent children on the other hand, will continue to play with their Lego sets to become the Bob the Builder and property developer 'entrepreneurs' of tomorrow.

Viewed TV ads pushed to personal devices. http://www.springwise.com/viewed-tv-ads-pushed-smart-devices/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-07&utm_content=Springwise%20Daily-2015-12-07+CID_aebf1e2c2903c42ef4b41dc353537277&utm_source=Newsletter&utm_term=Viewed%20TV%20ads%20pushed%20to%20personal%20devices

Video ad lets users update shopping lists by tilting. http://www.springwise.com/platform-lets-users-add-products-shopping-lists-adverts/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-08&utm_content=Springwise%20Daily-2015-12-08+CID_484cd97fbc29400361ed01820dbb2b14&utm_source=Newsletter&utm_term=Video%20ad%20lets%20users%20update%20shopping%20lists%20by%20tilting That should go down well in Pisshead Britain.

Plant lamp powered by soil bacteria. http://www.springwise.com/plant-lamp-powered-soil-bacteria/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-09&utm_content=Springwise%20Daily-2015-12-09+CID_707ff9711711ef4247d726910e6c059f&utm_source=Newsletter&utm_term=Plant%20lamp%20powered%20by%20soil%20bacteria

09.12.2015: UK retail sales 'dip in November' despite Black Friday hype. http://www.bbc.com/news/business-35036618

Consumers spending more on cars and leisure, says ONS. http://www.bbc.com/news/business-35039395

Fraud allegations in pension sales. http://www.bbc.com/news/business-34995729

UK house price growth eased in November, Halifax says. http://www.bbc.com/news/business-35037309

2015 NatWest everywoman Awards winners announced. http://www.bmmagazine.co.uk/news/2015-natwest-everywoman-awards-winners-announced/

Tax simplification consultation launched. The Office of Tax Simplification (OTS) has launched a consultation about the closer alignment of income tax and National Insurance contributions (NICs). The consultation will examine the different treatment of expenses and benefits for employees and the self-employed. The OTS has developed a short survey for employed and self-employed individuals, and a longer survey for employers and payroll providers. The consultation closes on 31st December 2015. (EnterpriseQuest)

For further information, go to: https://www.gov.uk/government/consultations/income-tax-and-national-insurance-contributions-closer-alignment-survey

12 Low-Cost Technology Solutions for Small Business. http://sbinformation.about.com/od/ecommerce/tp/techsolutions.htm?utm_content=5664060&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

33 Ways to Use Technology In Your Small Business. http://sbinformation.about.com/od/ecommerce/a/how-to-use-technology-in-your-small-business.htm?utm_content=5664060&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

How Cloud Computing Can Help Your Home Business. http://homebusiness.about.com/od/Technical-Tips/fl/How-Cloud-Computing-Can-Help-Your-Home-Business.htm?utm_content=5664060&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Want your iPhone to run faster? http://www.telegraph.co.uk/technology/apple/iphone/12039541/This-simple-trick-will-speed-up-your-iPhone.html

Reddit reveals how to get better with your PC and Mac in 13 quick tips. http://www.independent.co.uk/life-style/gadgets-and-tech/features/reddit-reveals-how-to-get-better-with-your-pc-and-mac-in-13-quick-tips-a6749721.html

08.12.2015: Storm Desmond: Insurance advice for flooding victims. http://www.bbc.com/news/business-35025966

Cameron pledges 200,000 more people will be able to get on the housing ladder. http://www.telegraph.co.uk/news/politics/12036291/David-Cameron-200000-more-people-will-be-able-to-get-on-the-housing-ladder.html Unfortunately, those homes will have to shared with 15 million refugees which the country's terrorist regime has helped to create.

400,000 small firms have no access to superfast broadband. According to a report published by Ofcom, the availability of superfast broadband to smaller firms still lags behind that of residential consumers. The report states that superfast broadband is only available to 68% of small firms, compared to 83% of all UK premises. This means that over 400,000 small firms do not have access to superfast broadband. The report also revealed that almost half of firms based in business parks are unable to achieve broadband speeds above 10Mbps.

John Allan, National Chairman of FSB, said: "We know poor access and understanding of the availability of superfast broadband has been a longstanding problem for the UK's smaller businesses. Progress is being made, but too many small firms remain stuck in the slow lane." (EnterpriseQuest)

For further information, go to: http://www.fsb.org.uk/media-centre/press-releases/ofcom-finds-over-400-000-small-businesses-stuck-in-the-digital-slow-lane

To view Ofcom's report, go to: http://stakeholders.ofcom.org.uk/market-data-research/market-data/infrastructure/connected-nations-2015/

Barclays customers stranded after online banking services crash. http://www.telegraph.co.uk/finance/newsbysector/epic/barc/12037415/Barclays-online-and-mobile-banking-services-crash.html It must be at least a week since the last banking online crash. Matters are clearly improving.

Text plan to cut nuisance calls on mobile phones. http://www.bbc.com/news/business-35030801

Accountants warn new red tape cuts bring risk of fraud. http://www.telegraph.co.uk/finance/economics/12036103/Accountants-warn-new-red-tape-cuts-bring-risk-of-fraud.html

Inheritance tax changes are too messy and complex, says Andrew Tyrie. http://www.telegraph.co.uk/finance/budget/12037511/Inheritance-tax-changes-are-too-messy-and-complex-says-Andrew-Tyrie.html It's supposed to be about thieving from plebs - not administrative artistry.

How to build a strong, powerful, strategic network. http://www.bmmagazine.co.uk/columns/opinion/how-to-build-a-strong-powerful-strategic-network/

Magnificent seven UK Christmas markets to match the finest in Europe. http://www.mirror.co.uk/lifestyle/travel/british-breaks/magnificent-seven-uk-christmas-markets-6948738

French traditionalists praise warning from Prince Charles that artisanal cheese could disappear. http://www.telegraph.co.uk/news/worldnews/europe/france/12036040/French-traditionalists-praise-warning-from-Prince-Charles-that-artisanal-cheese-could-disappear.html

France elections: Le Pen says political elite 'crumbling'. http://www.bbc.com/news/world-europe-35025846 And after all that trouble the 'French elite' went to three weeks ago. And for all the adverse comment from Ingerlandt's 'elitist' Nazi propaganda about the French NF, it should be remembered that their foreign policy doesn't include terrorism and mass murder; they're not fans of Israeli terrorists and advisers, either; and certainly not of the Israeli-terrorist media with which it has many, many scores to settle (and which is as much an obscene insult to democracy and freedom of speech as are their Ingerlisch counterparts); nor of the Americans; nor of trade union thugs and official leeches/fonctionnaires. And all of a sudden, you can see why they are making serious gains. In fact, they would be most welcome if they decided to come over to Ingerlandt to get rid of our lying, thieving, fagging, butchering terrorist elite, too.

France could ban free Wi-Fi networks and Tor in wake of Paris attacks. http://www.telegraph.co.uk/technology/internet-security/12037033/France-could-ban-free-Wi-Fi-networks-and-Tor-in-wake-of-Paris-attacks.html That's not going to stop the NF's growing popularity. Although one can see why the French socio-fascist regime extended its state of emergency for a further three months. A very useful catch-all, is a state of emergency. Because if there is one danger facing the country's 'elite' which is far greater than 'terrorism', then it's the rise of the NF.

Scamwatch: romance fraud. http://money.aol.co.uk/2015/12/07/scamwatch-romance-fraud/

07.12.2015: UK manufacturing suffers slump in demand, says EEF. http://www.bbc.com/news/business-35019719 Something to do with murdering hundreds of thousands of customers and turning the rest into penniless refugees, perhaps?

High Street shops 'face rates shake-up', says report. http://www.bbc.com/news/business-35019717 So the minority war criminal regime wants still more money to pay for its foreign policy of terrorism and murder? Now there's a surprise.

Government unveils new Enterprise Zones. http://enforbusiness.com/news/government-unveils-new-enterprise-zones-201511317

Why Black Friday was a flop - pensioners don't buy new TVs. http://money.aol.co.uk/2015/12/06/why-black-friday-was-a-flop-pensioners-don-t-buy-new-tvs/ Bit by bit, regime propaganda is ramping up anti-pensioner sentiment, however trivial much of it might seem. Next thing you know, they'll be found to have links to ISIS.

Taxman’s new ‘stealth penalty’ on refunds provokes fury. http://www.bmmagazine.co.uk/newswire/taxmans-stealth-penalty-refunds-provokes-fury/?ref=yfp

Google, Apple and Starbucks would face 'laughable' fines for tax dodging under new rules. http://www.independent.co.uk/news/business/news/google-apple-and-starbucks-face-laughable-fines-for-tax-dodging-a6761981.html

New schools and homes in Britain must have windows that won't open because fresh air is so polluted. http://www.dailymail.co.uk/news/article-3348096/New-schools-homes-Britain-windows-won-t-open-fresh-air-polluted.html This should preclude the necessity for any chemical attacks by ISIS, then. Whereas the French have (reluctantly) disclosed that 95% of their country's tapwater contains excessive quantities of nitrates; and 90% of rivers contain excessive amounts of pesticides; so no point in targeting them, either.

Homes with slow broadband promised free satellite dish as 'early Christmas present'. http://www.independent.co.uk/life-style/gadgets-and-tech/news/homes-with-slow-broadband-promised-free-satellite-dish-as-early-christmas-present-a6762051.html The dishes are presently being recovered from the ruins of Syrian homes bombed by American, English and French terrorists. 11 million Syrian refugees, who have not been told yet that they were, and are continuing to be displaced to make way for Turkish Kurds and Israeli settlers (ISIS - Israeli Settlers In Syria), are not expected to be offered compensation for their dishes, as, according to one English MP (Murdering Pig), Ingerlandt does not support scrounging. (Except by US Big Corp.)

TalkTalk customers remain at risk of attack after security experts uncover flaws. http://www.telegraph.co.uk/technology/news/12034216/TalkTalk-customers-remain-at-risk-of-attack-after-security-experts-uncover-flaws.html

Should we be worried if our homes are soon smarter than we are? http://www.theguardian.com/commentisfree/2015/dec/06/smart-homes-security-risk-internet-of-things

Regulations risk bringing down curtain on British nightlife. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/12034158/Regulations-risk-bringing-down-curtain-on-British-nightlife.html

How holiday firms profit from cancellations. http://www.telegraph.co.uk/finance/personalfinance/insurance/travel/12026723/How-holiday-firms-profit-from-cancellations.html

Five Reasons You Should Not Start an Online Business. http://onlinebusiness.about.com/od/dailyoperations/ss/Five-Reasons-You-Should-Not-Start-an-Online-Business.htm?utm_content=20151206&utm_medium=email&utm_source=exp_nl&utm_campaign=list_onlinebusiness&utm_term=list_onlinebusiness

The world's most ignorant countries revealed. http://www.independent.co.uk/news/world/politics/the-top-ten-most-ignorant-countries-unaware-of-their-countries-demographics-a6761541.html The USA had been expected to fare much worse in the table until a follow-up survey discovered that the majority of Americans interviewed hadn't understood the questions and simply got lucky with their answers.

Britain's best pub walks. http://www.dailymail.co.uk/travel/travel_news/article-3341316/Britain-s-best-pub-walks-revealed-stunning-watering-holes-enjoy-scenery-pint.html

06.12.2015: Should I buy euros now or will the pound get even stronger in 2016? http://www.telegraph.co.uk/finance/personalfinance/12027406/Should-I-buy-euros-now-or-will-the-pound-get-even-stronger-in-2016.html

New guidance for the construction sector. New health and safety guidance has been published by the Construction Industry Advisory Committee (CONIAC) Health Risks Working Group, to encourage better management of occupational health risks within the sector. Figures from the Health and Safety Executive (HSE) reveal that 100 people per week die from construction-related ill health in the UK. HSE figures also reveal that construction workers are 100 times more likely to die from an occupational disease than they are from a fatal accident. CONIAC believe that these figures demonstrate a lack of understanding of occupational health risks throughout the industry, and that compliance with the new guidance will lower the number of occupational ill health incidences throughout the industry. (EnterpriseQuest)

For further information about the new guidance, go to: http://press.hse.gov.uk/2015/new-construction-guidance-to-stop-workers-dying-each-week-from-occupational-disease/

'I had £104,000 stolen from me - by other NatWest customers'. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/12012157/I-had-104000-stolen-from-me-by-other-NatWest-customers.html

Weekend Larf #1: On security, Britain and France can be leaders of Europe. http://www.theguardian.com/commentisfree/2015/dec/04/security-britain-france-europe-war-isis Britain aside, France has been on one form of terrorist alert or another since the French Revolution, with recent years seeing regular patrols of armed soldiers especially in Paris in areas with high public footfalls. Opinion polls suggested the public had felt 're-assured' by such high-visibility patrolling. Until the Charlie Hebdo attacks came along; then, the Bataclan. And almost certainly, more to come - as long as the present cockroach regime remains in power.

French 'security' subscribes to everything on Engerlandt's Nazi terrorists' wish list. National ID cards. Highly visible, armed police. Full screening. 100% public surveillance and monitoring. A 'shoot to kill' policy towards suspects and even bystanders. An extremely effective intelligence service. And France, like the USA, has had all of these elements for decades.

What France has NOT had before is its most unpopular and incompetent regime ever, which cannot find food, warmth or sustenance for its own compatriots but can find the time and the financial resources to stick its murdering snout into every theatre of guaranteed reprisal around the world. And if that provocation doesn't produce the desired potential for 'terrorist activity', then with help of its new-found American and British mates as well as its long-established Israeli ones, it will ramp up activity for that potential, including murdering the distant friends and families of its own countrymen, until the inevitable happens.

What France proves - as does the USA - is that violence is not a security measure, as the body counts in both countries testify. That the UK (with only one, notable exception) has largely escaped the same consequences, is testimony again, to this very simple fact. But in the real world, believe me, public security is not an issue which interests governments. Only the financial and political capital to be made. There are significant elements in society with far more leverage than Joe Pleb, which profit enormously from hate-preaching that their original violence and then more violence in retaliation, is necessary. And many of Ingerlandt's politicians-cum-war criminals, have predictably given them more business as usual.

Weekend Larf (continued): UK border control system already overdue by 4 years at cost of £830 million. http://i100.independent.co.uk/article/the-goverment-has-been-blasted-over-an-overdue-border-control-system-that-has-cost-830m-so-far--W1sbfSmIqg?utm_source=indy&utm_medium=top5&utm_campaign=i100 'Shit Made in the USA', naturally and by a British murder industry subsidiary. (Must keep terrorist movement flowing - it's good for business.)

And so, back to On security, Britain and France can be leaders of Europe. More propaganda. On yer velo.

05.12.2015: Customers urged to 'shop small' to help independent traders. http://www.bbc.com/news/business-35013519 The call has come from the country's murderous Nazis who have just declared a 'war' and opened up everyone, especially the business community, to legitimate military attack.

Scotland, in the meantime, has distanced itself from Ingerlandt's vote to escalate its terrorist campaign in the Middle East, although it might be a precision lost on countries such as France, where the omnipresent state propaganda misinformation machine and a pisspoor education leave the average Frenchman thinking that Scotland, as well as Ireland, are London fiefdoms. (Amongst other, assorted bullshit.)

In the meantime, a number of our craven terrorists have started blubbing that they have been menaced on social media while trawling for their daily dose of kiddy porn. No-one explained to them apparently, that 'war' is all about killing and being killed. And not necessarily in that order.

So, having shit themselves and got stuck to their swivel chairs, I don't suppose we will be seeing them emerging today to support their local, independent traders? They will not be missed.

Google’s mobile tweak hurts UK SMEs. http://www.bmmagazine.co.uk/newswire/googles-mobile-tweak-hurts-uk-small-companies/

Elderly pensioners who downsize hit by George Osborne's new second homes tax. http://www.telegraph.co.uk/finance/property/retirement/12032244/Elderly-pensioners-who-downsize-hit-by-George-Osbornes-new-second-homes-tax.html

Strippers told to reveal all about tax to HMRC. http://www.bbc.com/news/business-35004472

JD Wetherspoon database of 656,723 punters hit by cyber attack. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/leisure/12032646/JD-Wetherspoon-database-of-656723-punters-hit-by-cyber-attack.html I didn't know there were THAT meany cowboy builders in Ingerlandt.

'I was tricked out of £369 but eBay won't refund me'. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/12030788/I-was-tricked-out-of-369-but-eBay-wont-refund-me.html

Revealed: the most inspirational new homes built by you. http://www.telegraph.co.uk/finance/property/house-prices/12031187/Revealed-the-most-inspirational-new-homes-built-by-you.html

Young architects build brilliant little house on tight budget in Camden. http://www.homesandproperty.co.uk/home-garden/interiors/young-architects-build-brilliant-little-house-on-tight-budget-in-camden-50991.html A serious piece of mickey-taking, this.

German charity Uber den Tellerrand asks refugee chefs to share recipes from their home countries. http://www.independent.co.uk/life-style/food-and-drink/features/german-fresh-food-delivery-company-ber-den-tellerrand-asks-refugee-chefs-to-share-recipes-a6759521.html

PC World repairs: 'I got someone else's old printer'. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/jessicainvestigates/12030949/PC-World-repairs-I-got-someone-elses-old-printer.html

Why you need to write a business plan. http://sbinfocanada.about.com/cs/businessplans/a/bizplanwhy.htm?utm_content=5641918&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

5 Benefits of Using Small Business Debit Cards and How to Get One. http://bizfinance.about.com/od/businessbudgeting/fl/5-Benefits-of-Using-Small-Business-Debit-Cards-and-How-to-Get-One.htm?utm_content=5641918&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Making the Leap from Small Business Owner to Serial Entrepreneur. http://entrepreneurs.about.com/od/gettingstarted/fl/Making-the-Leap-from-Small-Business-Owner-to-Serial-Entrepreneur.htm?utm_content=5641947&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

I Have a Great Idea For a Business. Now What Do I Do? http://entrepreneurs.about.com/od/becominganentrepreneur/a/I-Have-A-Great-Idea-For-A-Business-Now-What-Do-I-Do.htm?utm_content=5641947&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Device phases out TV blue light. http://www.springwise.com/device-phases-tv-blue-light/?utm_medium=email&utm_campaign=Springwise%20Daily-2015-12-04&utm_content=Springwise%20Daily-2015-12-04+CID_48fe48ee293f937b0d4890313d26eb66&utm_source=Newsletter&utm_term=Device%20phases%20out%20TV%20blue%20light

04.12.2015: High streets sales 'down 4.3% on last year'. http://money.aol.co.uk/2015/12/04/high-streets-sales-down-43-on-last-year/

750,000 elderly people 'choose between food and heating'. http://money.aol.co.uk/2015/12/04/750000-elderly-people-choose-between-food-and-heating/

Christmas bonus for consumers as household bills fall by £180 in 2015. http://money.aol.co.uk/2015/12/04/christmas-bonus-for-consumers-as-household-bills-by-180-in-2015/ That will be all those people choosing to eat before heating their homes. And their 'Christmas bonus'? Well - they will still be alive, of course!

UK services growth hits four-month high, PMI survey shows. http://www.bbc.com/news/business-34993661 What 'services' would these be then? To international terrorism? The American murder industry? The criminal banks?

Syria air strikes: This will take patience and persistence, says David Cameron. http://www.aol.co.uk/news/2015/12/03/syria-air-strikes-this-will-take-patience-and-persistence-says-david-cameron/ I suppose we should be grateful that after four years of clandestine fucking about with just a few thousand 'military advisers' on the ground helping to murder 250,000 Syrians (alone) and creating an 11 million strong tsunami of refugees, we now have the precision that it's the PM's (Prime Murderer's) intention to carry on more overtly until everyone is dead! Even if the legitimate Syrian government and the Russians finish off the Coalition's ISIS mates in the next few months (as seems likely), despite all the protests and obstruction from the US, Britain and France that they are targeting 'friendly' terrorists. (Those that aren't recovering in Israeli hospitals, that is. http://www.voltairenet.org/article189411.html )

That's OK, then. The country's 99%, non-Friends of Israel business majority can do some long-term planning on that basis.

Insurance: FCA plan to make firms show former premiums. http://www.bbc.com/news/business-34994871

Microsoft Office 365 goes down for users in many countries across Europe. http://www.telegraph.co.uk/technology/microsoft/12030984/Microsoft-Office-365-goes-down-for-users-in-many-countries.html

McDonald's faces European tax probe. http://www.bbc.com/news/business-34996205

Why your new £600 smartphone is probably not as good as your phone from a decade ago. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/12029524/Why-your-new-600-smartphone-is-probably-not-as-good-as-your-phone-from-a-decade-ago.html

Concerns raised over threat of eviction for many tenants. http://money.aol.co.uk/2015/12/03/concerns-raised-over-threat-of-eviction-for-many-tenants/

'I've got £6k, earn £27k, and want to buy a London home by 2025. Do I stand a chance?' Only if you take drugs. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/12029161/Ive-got-6k-earn-27k-and-want-to-buy-a-London-home-by-2025.-Do-I-stand-a-chance.html

Couple who swapped London rat race for country idyll forced to wash in rain water. http://www.telegraph.co.uk/news/newstopics/howaboutthat/12031376/Couple-who-swapped-London-rat-race-for-country-idyll-forced-to-wash-in-rain-water.html

Terror alert as 1,600 explosives 'used to kill moles' stolen in France sparking bomb fears. http://www.mirror.co.uk/news/world-news/terror-alert-1600-explosives-used-6948234 This is the only effective d.i.y. method of controlling moles I have seen - and I've got all the gadgets and heard all the methods and tales. Even more effective is gassing, which farmers use when the mole population truly gets out of control. Terrible stuff: absolutely lethal. Or even fertiliser for bombs, which is commonly available. I wonder why the media hasn't picked up on that for a story, instead? French bullshit is easier to spread, perhaps?

03.12.2015: Black Friday was a debt disaster. http://money.aol.co.uk/2015/12/02/black-friday-was-a-debt-disaster/ Good news for the regime's banker friends, then! And tax-dodging American Big Corp.

Shop prices drop by 2.1% amid 'intense competition' among retailers. http://money.aol.co.uk/2015/12/02/shop-prices-drop-by-21-amid-intense-competition-among-retailers-1/

Christmas shoppers should think local this ‘Small Business Saturday’. http://www.bmmagazine.co.uk/news/christmas-shoppers-should-think-local-this-small-business-saturday/ Better still, shoppers should think 'small business' all around the year - although we do appreciate this could cause a conflict of interest for the country's US-led media.

Why are there so many empty homes in the UK? http://money.aol.co.uk/2015/12/02/why-are-there-so-many-empty-homes-in-the-uk/ Because there isn't enough money in it for the 24% regime's political donors. Land thieved and developed by Israeli terrorists is much more lucrative for a government of 'Friends Of Israel'.

Official press release. Cutting Red Tape review will give construction industry the foundations to get Britain building. https://www.gov.uk/government/news/cutting-red-tape-review-will-give-construction-industry-the-foundations-to-get-britain-building It is widely agreed by those who know what they're talking about that what is needed to get Britain building again (as opposed to building illegal Israeli settlements) is more skilled tradesmen, of which there is a crisis-level shortage in the UK.

However, it is also widely acknowledged that Britain's minority, war criminal regime is currently talking more bollox than usual to try to disguise its Middle East terrorist campaign and assorted crimes against humanity. (Is your MP a Nazi war criminal? http://www.mirror.co.uk/news/uk-news/how-mp-vote-bombing-syria-6942117 Or, if you prefer, a roll-call of Wankminster's Friends of Israeli Terrorism.)

Housebuilding slows as UK construction drops to seven-month low. http://www.telegraph.co.uk/finance/economics/12028516/Pound-drops-as-UK-housebuilding-slows.html

Workingmums.co.uk Launches Top Franchise Awards. http://www.bmmagazine.co.uk/news/workingmums-co-uk-launches-top-franchise-awards/

Bank of England adviser: 'Everyone should have two bank accounts in case of cyber attack'. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/12028576/Bank-of-England-adviser-Everyone-should-have-two-bank-accounts-in-case-of-cyber-attack.html 'This will give cyber-attackers twice as many opportunites', the adviser forgot to add.

Spot the scam: are these messages from banks or fraudsters? http://www.telegraph.co.uk/finance/personalfinance/12025831/Spot-the-scam-are-these-messages-from-banks-or-fraudsters.html I thought they were one-and-the-same?

Competition watchdog slams plans for crackdown on Uber in London. http://www.telegraph.co.uk/technology/uber/12028700/Competition-watchdog-slams-plans-for-crackdown-on-Uber-in-London.html

The Boycott Israel movement is driven by bigotry. http://www.telegraph.co.uk/news/worldnews/middleeast/israel/12028929/The-Boycott-Israel-movement-is-driven-by-bigotry.html Now - if one was a third-form war criminal cowering behind Parliamentary privilege (like 'Baby Butcher' Blair clone, David Cameron), one could call this article 'terrorist propaganda' written by a 'terrorist sympathiser'.

Why your new £600 smartphone is probably not as good as your phone from a decade ago. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/12029524/Why-your-new-600-smartphone-is-probably-not-as-good-as-your-phone-from-a-decade-ago.html A 'decade' ago?! I haven't needed to change my mobile for fifteen years.

How to get podcasting right. http://www.bmmagazine.co.uk/in-business/advice/how-to-podcast/

The challenges that come with commercial mortgages. http://www.bmmagazine.co.uk/in-business/advice/the-challenges-that-come-with-commercial-mortgages/

3-word addresses for anywhere in the world. http://www.springwise.com/address-everywhere-world/?utm_medium=email&utm_campaign=Springwise+Daily-2015-12-02&utm_content=Springwise+Daily-2015-12-02+CID_b1468881b1320652e44ca3ce55c81c32&utm_source=Newsletter&utm_term=3-word%20addresses%20for%20anywhere%20in%20the%20world

Personal shopper app suggests gifts based on trends. http://www.springwise.com/personal-shopper-app-reads-trends-predicts-recipient-response/?utm_medium=email&utm_campaign=Springwise+Daily-2015-12-02&utm_content=Springwise+Daily-2015-12-02+CID_b1468881b1320652e44ca3ce55c81c32&utm_source=Newsletter&utm_term=Personal%20shopper%20app%20suggests%20gifts%20based%20on%20trends

Green energy from roses are literal power plants. http://www.springwise.com/true-power-plants-form-organic-circuits/?utm_medium=email&utm_campaign=Springwise+Daily-2015-12-02&utm_content=Springwise+Daily-2015-12-02+CID_b1468881b1320652e44ca3ce55c81c32&utm_source=Newsletter&utm_term=Green%20energy%20from%20roses%20are%20literal%20power%20plants

02.12.2015: Ofcom warns BT change is ahead over internet provision. http://www.bbc.com/news/business-34972638 Which warning number .... is this?

Web crashes cast black cloud over Cyber Monday. http://www.bmmagazine.co.uk/newswire/web-crashes-cast-black-cloud-over-cyber-monday/

UK state pension amongst least generous, says OECD. http://www.bbc.com/news/business-34975171 It's still enough for the regime's teaboys to be mounting a propaganda campaign against pensioners.

First time buyers 'need £40,000 plus deposit'. http://money.aol.co.uk/2015/12/01/first-time-buyers-need-40000-plus-deposit-1/ And how much is a Help To Buy ISA going to be worth?

Many new homes in England 'like rabbit hutches', say architects. http://money.aol.co.uk/2015/12/02/many-new-homes-in-england-like-rabbit-hutches-say-architects-1/ Hasn't that been 'the plan' for at least the past generation now? Keeping political party donors' profit margins nice and high? (Including lots of architects who were handsomely paid for those plans.) Not to worry, though. There are going to be plenty of empty houses in Syria shortly, now that our minority 24% regime is about to 'come out' on its terrorist activities in the region and re-badge its war crimes as simply, 'war'.

Millions of Britons face passport woes over US travel. http://www.telegraph.co.uk/news/uknews/12025861/Millionsof-Britons-face-passport-woes-over-US-travel.html 'Millions' of Brits face US travel passport woes? I don't think so. But it is another good reason to impose visa requirements on the world's #1 terrorist state.

Post on Facebook - and get a tax bill. http://www.telegraph.co.uk/finance/personalfinance/insurance/12019256/Post-on-Facebook-and-get-a-tax-bill.html

British Street Food Awards: celebrating a trend that’s here to stay. http://www.independent.co.uk/life-style/food-and-drink/features/british-street-food-awards-celebrating-a-trend-that-s-here-to-stay-a6755106.html

World Class Medal for King of Cheese. http://www.internationalsupermarketnews.com/news/21089

How to Get the Attention of UK Supermarket Buyers. http://www.internationalsupermarketnews.com/news/21102

8 Ways to Avoid Burnout in Your Small Business. http://sbinformation.about.com/od/development/tp/avoid-burnout-in-your-small-business.htm?utm_content=5600198&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=

Trunki for teens is a hackable suitcase. http://www.springwise.com/hackable-luggage-teen-travellers/?utm_medium=email&utm_campaign=Springwise+Daily-2015-12-01&utm_content=Springwise+Daily-2015-12-01+CID_1166046ec816a984578e9b8db55bf953&utm_source=Newsletter&utm_term=Trunki%20for%20teens%20is%20a%20hackable%20suitcase

Smart dog food bowl curbs overeating. http://www.springwise.com/smart-dog-food-bowl-will-keep-pets-healthy/?utm_medium=email&utm_campaign=Springwise+Daily-2015-12-01&utm_content=Springwise+Daily-2015-12-01+CID_1166046ec816a984578e9b8db55bf953&utm_source=Newsletter&utm_term=Smart%20dog%20food%20bowl%20curbs%20overeating Any 'smart' bowls for dumb dog owners which measure out the correct amount of food to give to the dog?

01.12.2015: Cyber Monday adds to online sales surge. http://www.bbc.com/news/business-34961959

Fairy lights could 'slow' wi-fi speeds warns Ofcom. http://www.bbc.com/news/technology-34964847 A seasonal reminder this time, of Ofcon's efficacity and loyalties.

Cloud storage providers to face investigation by regulators. http://www.bbc.com/news/business-34967346 Ofcon on the other hand, has claimed it's all down to the weather.

Policy paper. A better deal: boosting competition to bring down bills for families and firms. https://www.gov.uk/government/publications/a-better-deal-boosting-competition-to-bring-down-bills-for-families-and-firms

No announcement on future of IR35. Organisations representing freelancers and contractors were expecting an announcement on the future of IR35 and personal service companies (PSCs) in the Chancellor's Autumn Statement, after certain details were leaked to the press. The leaks involved proposals to introduce a cap on how long freelance contractors could work for a single client, with a test to assess whether the contractor should be put on a client's payroll.

However, the only reference in the Autumn Statement to contractors that operate under PSCs was to confirm changes to travel and subsistence expenses tax relief, which are currently under consultation and are due to be introduced from April 2016.

Samantha Hurley, Head of External Relations and Compliance at the Association of Professional Staffing Companies (APSCo), said: "The lack of an announcement in the Autumn Statement doesn't mean that the Government won't go forward with this proposal in the future, but it does almost certainly mean that it won’t come into effect in April 2016, which is what we feared." (EnterpriseQuest)

For further information, go to: http://www.contractoruk.com/news/0012320osborne_omits_plan_payroll_psc_contractors.html

Despite Britain’s love affair with property, too few of us own homes. http://www.telegraph.co.uk/finance/newsbysector/constructionandproperty/12025613/Despite-Britains-love-affair-with-property-too-few-of-us-own-homes.html

It's time we declared war on pensioners. http://www.telegraph.co.uk/men/thinking-man/its-time-we-declared-war-on-pensioners0/ I see the country's propaganda hate-preachers have really got 'war' on the brain now. Same criteria as urging war crimes, too. Thieve from those who have assets and can't defend themselves. (And before they scarper to become refugees. Or ex-pats, in this case.) And if they protest too much, send in the drones. So much for the fate of the UK's successful entrepreneurs of the future.

In the meantime, I don't suppose we'll be seeing an analysis of the astronomical salaries paid to criminal, hate-preaching hacks by the country's largely overseas-owned, tax-dodging propaganda machine?

Consumers in England to get a choice of water services. http://www.bbc.com/news/business-34962833

Loan boost for small firms as banks get cheap funding. http://www.telegraph.co.uk/finance/bank-of-england/12025129/Loan-boost-for-small-firms-as-banks-get-cheap-funding.html

Five ways to write the right book for your business. http://www.bmmagazine.co.uk/in-business/advice/five-ways-to-write-the-right-book-for-your-business/

Anti-advertising: the hijacked bus stops of Paris – in pictures. http://www.theguardian.com/artanddesign/gallery/2015/nov/30/anti-advertising-the-hijacked-bus-stops-of-paris-brandalism-climate-change-in-pictures Unlike the hate-preaching Charlie Hebdo, this genuinely thought-provoking trend doesn't receive a subsidy from the French taxpayer via the country's socio-fascist regime. In fact, I'm surprised the artists (not being trade union thugs or Israeli terrorists) haven't been locked up yet just prior to committing suicide by jumping out of a fifth floor police station window. Or been mown down by a shitstorm of 5000 rounds of ammunition from 683 police officers, 16 helicopters, two tank divisions and an aircraft carrier - defending themselves.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2015; February; March; April; May; June; July; August; September; October; November;

January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014; October 2014; November 2014; December 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



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