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LATEST! 28.02.2014
(scroll down to see full list; previous month's (January 2014) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st February 2014

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

28.02.2014: Freebie Friday. http://money.aol.co.uk/2014/02/28/freebie-friday-this-weeks-discounts-deals-and-freebies/

Hackers focus on stealing money from mobile banking. http://www.telegraph.co.uk/technology/internet-security/10662106/Hackers-focus-on-stealing-money-from-mobile-banking.html

Tenants ripped off by letting agents keeping deposits. http://www.bbc.co.uk/newsbeat/26326033#

Beware buying a flood-damaged car. http://www.telegraph.co.uk/motoring/how-to/10658622/How-to-avoid-buying-a-flood-damaged-car.html

27.02.2014: Stricter mortgage lending rules for newly self employed. http://www.taxassist.co.uk/resources/show-news/title/Mortgage-lenders-tighten-loan-rules-for-recently-selfemployed-entrepreneurs/id/900000324 Newly self-employed individuals could find it increasingly difficult to obtain a mortgage, accountancy and tax adviser TaxAssist has warned. Several industry experts have reported that high street lenders are imposing strict rules that make it difficult for the newly self employed to obtain a mortgage, such as requiring at least two years of accounts. TaxAssist revealed that banks and building societies are no longer allowing self-employed people to 'self certify' their income without official verification in their mortgage application. Daniel Bailey of mortgage adviser Middleton Finance said: "Borrowers going from employed to self employed do not realise the implications this has on being able to get a mortgage." (EnterpriseQuest)

Big rise in payday loan problems. http://www.bbc.com/news/business-26354479#

HMRC urges taxpayers not to be fooled by phishing scams. https://www.gov.uk/government/news/taxman-warns-against-rebate-phishing-scams HMRC has warned taxpayers to avoid being caught out by e-mail phishing scams that claim to offer tax rebates in return for bank account details. In the three months to the 31st January 2014 tax return deadline, a total of 23,247 phishing e-mails were reported to HMRC, a 47% increase on the same period in 2013. HMRC has confirmed that it never contacts taxpayers via e-mail regarding a refund, and advised anyone who receives an e-mail claiming to be from HMRC not to click on any links or attachments, forward it to phishing@hmrc.gsi.gov.uk and then delete it permanently. HMRC has published advice and examples of typical fake e-mails at http://www.hmrc.gov.uk/security/index.htm. (EnterpriseQuest)

Britain's worst bank for customer service. http://blogs.independent.co.uk/2014/02/26/which-is-the-worst-bank-for-customer-service-its-britains-newest/

Arrest warning for internet trolls. http://money.aol.co.uk/2014/02/27/arrest-warning-for-internet-trolls/ Makes you wonder why it's taken so long.

Proposal to extend TV licence fee to watching iPlayers. http://money.aol.co.uk/2014/02/27/bbc-tv-licence-fee-extended-to-cover-watching-iplayer-proposed/

25.02.2014: Minister urges British businesses to forge 'special relationship' with China. http://www.telegraph.co.uk/finance/china-business/10658983/Britain-must-build-special-relationship-with-China-says-Michael-Fallon.html

Brits prefer Continental cheese. http://www.telegraph.co.uk/foodanddrink/foodanddrinknews/10657606/English-cheeses-lose-out-as-Brits-go-continental.html The Brits are renowned for their mongrel consumer habits. From cars to holidays; telly programmes to clothes; food to gadgets. And for being the first to moan about furreners taking their jobs.

However, in the case of British artisanal cheese, which most experts consider to be now, the best in the world, the problem is, where do you buy it? Certainly not in the supermarkets.

Rotting Irish meat destined for burgers, finds Polish report into horsemeat scandal. http://www.theguardian.com/uk-news/2014/feb/24/rotting-meat-irish-burgers-horsemeat-polish-report Still nothing conclusive to report from EU (and British) horsemeat investigations, then? Not to worry. It will soon be back to business as usual.

Death knell for traditional, local branch banking and cash transactions. http://www.dailymail.co.uk/news/article-2567117/Death-knell-traditional-local-bank-branch-HSBC-chief-warns-fewer-cash-transactions.html Still more limitations for hopeful entrepreneurial newbies to face.

Watchdog powerless to stop junk emails. http://www.dailymail.co.uk/news/article-2567179/Watchdog-powerless-stop-junk-emails-Information-commissioner-says-companies-bombard-public-messages-escape-prosecution.html Yes, we've noticed.

Where to snap up a cheap home with a memorable home business address. http://www.dailymail.co.uk/news/article-2567211/Want-snap-cheap-home-Look-no-Slag-Lane-Properties-rudely-named-streets-cheaper-people-embarrassed-live-there.html

Raise roads and houses to prevent flood chaos, advises professor. http://www.telegraph.co.uk/topics/weather/10658545/Raise-Britains-roads-to-prevent-flooding-chaos.html Wasn't it similarly clever buggers who suggested that building on flood plains didn't pose a risk? And that extreme weather conditions were a one-off? Fortunately, the country can't afford these latest daft ideas. We've got to send £ billions in 'aid' to the Ukraine so that they can buy defective GM seed from our Government's agri-business mates again.

5 favourite ways to make money from home. http://entrepreneurs.about.com/od/gettingstarted/fl/5-of-Our-Favorite-Ways-to-Make-Money-From-Home.htm Here we go again.

Book-keeping - is this the end? http://www.bmmagazine.co.uk/in-business/advice/23758/bookkeeping-end/

24.02.2014: The scandal of Europe's 11 million empty homes. http://www.theguardian.com/society/2014/feb/23/europe-11m-empty-properties-enough-house-homeless-continent-twice

HMRC targets tax evaders with offshore accounts. http://www.bbc.co.uk/news/uk-26317069#

Energy 'savers' that cost you more. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10654358/The-energy-savers-that-cost-you-more.html

Storm damage: why insurers won't clear away a fallen tree. http://www.telegraph.co.uk/finance/personalfinance/insurance/10654849/Storm-damage-why-insurers-wont-clear-away-a-fallen-tree.html

23.02.2014: RBS expands use of Post Offices. http://www.bbc.co.uk/news/business-26294010#

Tax blunders: why HMRC won't pay. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10654501/Why-wont-HMRC-pay-up-for-tax-blunders.html

No influx of Romanians and Bulgarians, airline and coach survey finds. http://www.independent.co.uk/news/uk/politics/no-influx-of-migrant-workers-from-romania-and-bulgaria-survey-of-airlines-and-coach-companies-finds-9146866.html On the other hand, the stories helped sell a lot of hate-preaching votes and copy. Job done.

French police arrest 'thousands' of 'illegal British immigrants' 'living off benefits' and 'stealing French jobs'. http://www.dailymail.co.uk/news/article-2565661/Seven-British-ski-instructors-arrested-armed-police-France-giving-lessons-without-licence-Piste-War-breaks-slopes.html

"We're the Imbys". http://www.telegraph.co.uk/news/10656004/Forget-Nimbys-were-the-Imbys.html

Scammers jailed for selling fake mobile phone insurance. http://www.dailymail.co.uk/news/article-2564909/Rogue-cold-callers-jailed-300-000-scam-selling-fake-discounted-insurance-mobile-phones.html

How to rent out your car. http://www.telegraph.co.uk/motoring/how-to/10624356/How-to-rent-out-your-car.html

22.02.2014: Official guidance: flood support package for homes and businesses. https://www.gov.uk/government/publications/flood-support-package-for-homeowners-and-businesses

Websites that slash your mobile phone bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10647200/How-to-get-a-cheaper-mobile-phone-contract.html

Wanted: miller. http://www.telegraph.co.uk/foodanddrink/10649210/Have-I-got-what-it-takes-to-be-a-medieval-miller.html

Homes for under £50,000. http://www.telegraph.co.uk/property/propertypicturegalleries/10649852/Homes-for-under-50000-for-sale.html

21.02.2014: Freebie Friday. http://money.aol.co.uk/2014/02/21/freebie-friday-this-weeks-discounts-deals-and-freebies/

UK retail sales fall 1.5% in January. http://www.bbc.co.uk/news/business-26286706# Yet another encouraging indicator from the country's 'economic recovery'.

Most train users unaware of their rights. http://www.bbc.co.uk/news/business-26275394#

Half of UK users concerned about mobile security. http://www.telegraph.co.uk/technology/news/10650671/Half-of-UK-consumers-concerned-about-mobile-security.html That being the half of the population with a brain.

Nationwide Select: the best credit card ever? http://money.aol.co.uk/2014/02/20/nationwide-select-the-best-credit-card-ever/

20.02.2014: UK households financially optimistic for 2014. http://www.bbc.co.uk/news/business-26255705#

Home swapping on the rise. http://www.theguardian.com/business/2014/feb/19/bedroom-tax-home-swap-website-surge-activity-house-exchange-homeswapper

Faulty electricity meter clocks could be leading to overcharging. http://www.theguardian.com/money/2014/feb/20/electricity-meter-clock-fault Another 'technology' issue affecting the consumers' pockets and this time, it's not the public sector or banking, either. There is a pattern, though. It's always 'big ticket' or 'big business' technology. Or, Big Scam. Small businesses, berated though they may be for not embracing 'technology', don't have these kinds of problems. Nor do their customers.

EU repsonse to more Engerlish hate-preaching tabloid bullshit about 'bankruptcy'. http://ec.europa.eu/unitedkingdom/blog/index_en.htm

Start-up advice: accounting and taxes. http://www.bmmagazine.co.uk/in-business/advice/23654/start-advice-accounting-taxes-dont-need-maestro/

19.02.2014: The financial toll of the floods. http://www.independent.co.uk/incoming/the-financial-toll-of-the-floods-britain-is-second-most-economically-vulnerable-country-in-europe-to-extreme-weather-9136923.html Britain is Europe's second-most vulnerable country to extreme weather, the article claims. Or roughly in proportion to the country's numbers of bent councillors.

Flood victim 'too close to river' to claim. http://www.telegraph.co.uk/finance/personalfinance/insurance/buildingsandcontent/10646093/Ive-paid-premiums-for-28-years-but-at-the-first-flood-my-insurer-wont-pay.html

10 things your bank doesn't want you to know. http://money.aol.co.uk/2014/02/18/10-things-your-bank-doesnt-want-you-to-know/

Best credit cards for bad credit histories. http://money.aol.co.uk/2014/02/18/best-credit-cards-if-you-have-a-bad-credit-history/

Your overpaid energy debit rights. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10644182/Overpaid-energy-direct-debits-your-rights-explained.html

The best (and worst) cities to live in the world. http://money.aol.co.uk/2014/02/19/the-best-and-worst-cities-in-the-world-to-live/

Airbnb: How you can make money from your spare bed. http://money.aol.co.uk/2014/02/19/airbnb-how-you-can-make-money-from-your-spare-bed/

Former policeman arrested for Alps murders. http://www.theguardian.com/world/2014/feb/18/alps-murders-former-policeman-arrested-village-shootings For a country which has reportedly suffered more than its fair share of murdered tourists, it is a great shame that the local, small business community has been so hard hit by such a conspicuously bumbling and dilatory, if not overtly suspicious, investigative performance by its 'fonctionnaires'. The Public Prosecutor in particular, whose televised performances could at best, be described as unprofessional (OK, so French fonctionnaires don't know the meaning of 'professional') should now take his turn at facing some serious questioning. For the next eighteen months. On zero salary.

18.02.2014: Calls for new business rate system. http://www.bbc.co.uk/news/business-26236385#

Tourism VAT will not be cut despite cross-party support. http://www.bighospitality.co.uk/Business/Treasury-rejects-VAT-cut-despite-cross-party-support A cross-party call by 28 MPs for the VAT rate on hotel accommodation and visitor attractions to be cut from 20% to 5% has been rejected by Treasury Minister David Gauke. During a Commons debate, MPs argued for the reduction in VAT on the basis that it would create employment opportunities and boost tourism in areas that had been hit hard since 2008. Speaking after the debate, Stephen McCall of the InterContinental Hotel Group (IHG) said VAT rates on visitor accommodation were preventing the sector from competing and a cut in the rate of VAT would encourage more UK residents to take short breaks and more foreign travellers to visit the UK. (EnterpriseQuest)

Floods? What floods? VisitBritain launches £2.5m TV ad. http://www.telegraph.co.uk/travel/travelvideo/10636514/Floods-What-floods-VisitBritain-launches-2.5m-TV-ad.html Smooth move. Appeal to selfie-saddos as well as normal tourists.

Flood risks could remain high for several months. http://www.independent.co.uk/news/uk/home-news/uk-weather-flood-risk-could-remain-high-for-several-months-due-to-saturated-ground-environment-agency-warns-9134502.html

LEPs and local firms 'should engage with enterprise education'. http://www.enterprise.ac.uk/index.php/news/item/402-entrepreneurs-and-educators-agree
Businesses should be encouraged through tax reliefs and other incentives to be more actively involved in enterprise and entrepreneurship education, a report by the All-Party Group for Micro Businesses has recommended. Other measures recommended in the report, 'An Education System Fit for an Entrepreneur', include requiring LEPs to have at least two board members who run a small or micro business, and requiring LEPs to demonstrate engagement with enterprise education, in order to qualify for Government funding, for example, through the Regional Growth Fund (RGF). (EnterpriseQuest)

These 'calls' have been going on, in principle, for decades; for almost as long as calls to end 'red tape'. And nothing actually ever happens. What's needed is an All-Party Group to investigate what's happening up its arse. While it's got its head there.

Roaming charges see one-in-four travellers switch off. http://www.telegraph.co.uk/travel/travelnews/10644282/Roaming-charges-see-one-in-four-travellers-switch-off.html

Viewers prefer TV sets over mobile devices. http://www.bbc.co.uk/news/business-26221364#

Energy savings claims 'misleading'. http://money.aol.co.uk/2014/02/18/energy-savings-claims-misleading/ Tut. Tut. Who'd have thought it?

China Business Awards. http://www.telegraph.co.uk/sponsored/business/china-business-awards/9535494/uk-business-enterprise-awards.html?WT.mc_id=605455&source=TrafficDriver

Could you run your own pub? http://money.aol.co.uk/2014/02/18/could-you-run-your-own-pub-what-you-need-to-consider-before-tak/

17.02.2014: Retailers reveal new business rates options. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10642252/Retailers-reveal-new-business-rates-options.html A bit of nitty gritty at last, accompanied by (hopefully) the welcome disappearance of 'celebrity' minutiae posing for Government propaganda.

Cameron offers £10 million lifeline to flood-hit businesses. http://www.independent.co.uk/news/uk/home-news/uk-weather-cameron-offers-10m-lifeline-to-floodhit-businesses-9132559.html Or, less than 0.1% of the amount of money the Government simply wastes every year.

Average TV viewing time fell in 2013. http://www.bbc.co.uk/news/business-26221364# That should bring down the cost of TV advertising. Mind you, by the same logic, it should also bring down the cost of a TV licence. As most of the content these days was originally screened in 1975 and has been repeated every year since. Perhaps pay TV licences in future with 30-year-old cheques?

Facebook - friend or foe of the small business? http://www.telegraph.co.uk/technology/technology-topics/10639645/Facebook-friend-or-foe-of-the-small-business.html And here we have a current piece of American jargon revealing its head - the 'SMB'. ('SME' in Europe.) Same destination as 'SoHo', no doubt. Cue: hundreds of dopey UK politicians create a Twitter SMB bandwagon to appear 'with it'. Back on Earth, and once again, the comments are more illuminating than the written piece itself and reflect what we have been saying for years.

Should I buy a car through my business? http://www.telegraph.co.uk/motoring/news/10614830/Should-I-buy-a-car-through-my-business.html

X industry eligible for government subsidies. http://www.independent.co.uk/news/uk/home-news/strip-clubs-massage-parlours-and-porn-films-eligible-for-government-subsidies-9131999.html 'Wankminster' spreading its frou-frou?

Huge dissatisfaction with train firms. http://www.theguardian.com/uk-news/2014/feb/17/private-train-operators-passengers-dissatisfied and Best and worst train companies in the UK. http://money.aol.co.uk/2014/02/17/rail-passenger-satisfaction-below-50/

Benefit reforms hiding true numbers of unemployed. http://www.independent.co.uk/news/uk/politics/benefit-reforms-are-hiding-the-true-number-of-unemployed-9132110.html Sure. Like Britain's start-up 'entrepreneurs' who upon trying to find paying customers, discover that everyone else is an 'unemployed' entrepreneur, too. And they ain't got no shekels because the country is in the grip of an 'economic revival'.

What can you do if you're refused credit? http://money.aol.co.uk/2014/02/17/what-can-you-do-if-youre-refused-credit/

Limit the time you spend on email. http://www.bmmagazine.co.uk/in-business/advice/23520/limit-time-spend-email/

16.02.2014: Small business growth hampered by fears about technology risk. http://www.computerweekly.com/news/2240213924/Technological-risks-could-undermine-SME-business-confidence Smaller business owners identified online marketing and e-commerce as key opportunities for future growth, but 39% were concerned about the risks associated with the use of technology, according to the latest SME Risk Index by Zurich Insurance. The main technology risks cited by respondents were failure of local network systems, cyber attacks and damage to their social media reputation. Richard Coleman, Director of SMEs at Zurich Insurance, commented that while it was important for firms to take the opportunity to grow, it is also "important that they plan sufficiently ahead for the long-term risks on the horizon, such as the significant changes underway in technology". (EnterpriseQuest)

With so-called 'growth' benefits from so-called 'technology' yet to be proven, one can only assume that small businesses have learned from the Government's (taxpayers') £ multi-billion 'technology' serial lash-ups and decided not to go there.

One-in-four Americans do not know Earth revolves around The Sun. http://guardianlv.com/2014/02/earth-revolves-around-sun-unknown-to-one-in-four-americans/ Neither do our politicians, which is why they keep using American business models, American technology and American slapper-vocabulary such as, 'Oh, my God', 'Hi' and 'awesome'. It's a mindset which allows them to feel within their own comfort zone. And keep the Merdochs onside.

Councils continue to earmark more homes to be built on land currently under water. http://www.telegraph.co.uk/topics/weather/10641488/Flood-hit-areas-earmarked-for-more-homes.html

The Dutch solution to flooding. http://www.theguardian.com/environment/2014/feb/16/flooding-netherlands There is already a very good 'English' example of how to cope with flooding. It's in a region called The Fens. http://en.wikipedia.org/wiki/The_Fens#Draining_the_Fens Managed by Dutch engineers, financed by forward-thinking English businessmen and achieved by thousands of Irish 'illegal immigrants'. But that was almost 400 years ago. Before brown-nosed politicians, the media and American 'technology' came along.

First-time buyers having regrets. http://money.aol.co.uk/2014/02/15/first-time-buyers-having-regrets/ No surprises. Any attempt or publicity for meeting the UK's so-called housing crisis is just the next phase in a Ponzi scheme by another name. Sadly, it's one which has so many beneficiaries that an accurate 'spin' on what is really going on, is never going to come out into the open.

What is especially saddening is the increased emphasis on credit consumerism (growth) at the same time and which, under the present regime, has even spilt over into starting and running your own business. The objective here has nothing to do with an 'entrepreneurial' Britain but everything to do with screwing people who are already barely capable of fending for themselves. Just as with The Great Thatcher Auction Of Public Assets, the pay-off will come in a generation's time, when today's poor saps start thinking about drawing a pension.

Eurozone growth gathers speed. http://www.bbc.co.uk/news/business-26185159# Ummm. That can't be right. Not according to Engerlish tabloids and politicians, anyway. Just look at Greece. And Ireland. And Spain. And Portugal. And Italy. Which haven't degenerated into 'London-style' rioting yet.

Energy bosses pledge millions will get refunds. http://www.dailymail.co.uk/news/article-2560402/Energy-bosses-pledge-millions-refunds-Customers-credit-automatically-cash-unless-theyre-npower.html

15.02.2014: Government fails to collect over £22 billion in debt. http://www.huffingtonpost.co.uk/2014/02/14/uk-government-debt-uncollected_n_4786955.html?icid=maing-grid7%7Cukt3%7Cdl1%7Csec3_lnk7%26pLid%3D243416 For which reason, the Government feels it is qualified to promote an 'entrepreneurial' Britain. To paper over its own miserable failings while encouraging the country's debt culture at the same time.

Housebuilding boosts UK construction sector. http://www.bbc.co.uk/news/business-26188523#

Hundreds more homes to be flooded. http://www.telegraph.co.uk/topics/weather/10635142/Floods-Met-Office-predicts-terrible-day-of-storms-live.html

"How money-saving solar panels actually increased my heating bills by 220%." http://www.dailymail.co.uk/news/article-2559902/How-money-saving-solar-panels-actually-INCREASED-heating-bills-220-cent.html

Child’s Play: what to avoid when starting a business. http://www.bmmagazine.co.uk/in-business/advice/23590/childs-play-avoid-starting-business/

14.02.2014: Freebie Friday. http://money.aol.co.uk/2014/02/14/freebie-friday-this-weeks-discounts-deals-and-freebies/

Homeserve fined £30 million for mis-selling to 70,000 customers. http://www.telegraph.co.uk/finance/personalfinance/insurance/buildingsandcontent/10636425/HomeServe-fined-30m-for-mis-selling-to-70000-customers.html

Energy complaints soar to 5.6 million. http://www.independent.co.uk/news/business/news/energy-complaints-soar-to-56m-9126605.html

Insulation savings could pay bills. http://money.aol.co.uk/2014/02/14/insulation-saving-could-pay-bills/ The 'insulation' story has been running longer than the one about 'red tape' and one is left wondering why, after so much exposure in the media, is there still a problem? Perhaps it makes politcians doing nothing, look as if they are at least trying something?

Online dating scams. http://money.aol.co.uk/2014/02/14/online-dating-scams-how-to-spot-fraudsters/

13.02.2014: £5000 grants available to flood victims. http://money.aol.co.uk/2014/02/13/5-000-grants-for-flood-victims/ and Council tax suspended for flood victims. http://money.aol.co.uk/2014/02/13/council-tax-suspended-for-victims/

All UK's 281 walk-in tax offices to close. http://money.aol.co.uk/2014/02/13/threatened-tax-offices-a-lifeline/ Ah, that's part of 'digital' progress for you; unless you're Big Corp, in which case HMRC staff will be pleased to 'walk in' to your company premises and be taken out to lunch in exchange for a 'sweetheart' deal. Or, 'Brown Nose In The Ring' as the song goes.

EU's impact on British lives revealed. http://www.telegraph.co.uk/news/worldnews/europe/eu/10634968/European-Unions-impact-on-British-lives-revealed.html

Tenant evictions reach highest level ever recorded. http://www.bbc.co.uk/news/business-26160569#

Hounded by debt collectors? What are your rights? http://money.aol.co.uk/2014/02/12/hounded-by-debt-collectors-what-are-your-rights/

Billions could drop off the economy as storms continue. http://www.independent.co.uk/environment/nature/uk-weather-billions-could-drop-off-the-economy-as-storms-continue-9124553.html Billions already have dropped off the economy, despite the Prime Minister's retarded visit a la George Bush to the country's floodlands, with the promise of unlimited funds after a Government adviser suddenly realised there were a lot of Conservative Hoody Party voters down there 'somewhere'.

Britain's 100 years of 'conflict'. http://www.theguardian.com/uk-news/ng-interactive/2014/feb/11/britain-100-years-of-conflict Let's be generous and say that the word 'conflict' is a euphemism. However, it does help to show where 'fuckin' plebs' taxes have gone, together with Britain's global trading prospects.

12.02.2014: Car tax disc to be scrapped. http://www.bbc.co.uk/news/uk-politics-25223631

Fines for 710,000 missed tax returns. http://www.bbc.co.uk/news/business-26138227#

HMRC urges taxpayers not to be fooled by phishing scams. https://www.gov.uk/government/news/taxman-warns-against-rebate-phishing-scams HMRC has warned taxpayers to avoid being caught out by e-mail phishing scams that claim to offer tax rebates in return for bank account details. In the three months to the 31st January 2014 tax return deadline, a total of 23,247 phishing e-mails were reported to HMRC, a 47% increase on the same period in 2013. HMRC has confirmed that it never contacts taxpayers via e-mail regarding a refund, and advised anyone who receives an e-mail claiming to be from HMRC not to click on any links or attachments, forward it to phishing@hmrc.gsi.gov.uk and then delete it permanently. HMRC has published advice and examples of typical fake e-mails at www.hmrc.gov.uk/security/index.htm. (EnterpriseQuest)

"I make £1000 a month from Mumsnet". http://www.telegraph.co.uk/finance/personalfinance/10624483/I-make-1000-a-month-from-Mumsnet-working-parents-earn-extra.html

Bedroom tax wrongly levied on thousands of homes. http://www.independent.co.uk/news/uk/politics/bedroom-tax-wrongly-levied-on-thousands-of-homes-9122143.html

Mortgage breaks for flood victims. http://money.aol.co.uk/2014/02/12/mortgage-breaks-for-flood-victims/

All households face premium hike to pay for insurance company flood losses. http://www.dailymail.co.uk/news/article-2557265/We-pay-1bn-clear-insurers-raise-premiums-Homeowners-face-19-year-hike-firms-look-claw-losses-floods.html

America snubs Britain and cosies up to France. http://www.dailymail.co.uk/news/article-2557189/Obama-snubs-Britain-cozies-French-saying-picking-best-ally-like-picking-favorite-daughter.html The diplomatic meanderings of France's most unpopular President ever should not be seen as representative of the country's unanimous disdain for all things American. Worth a couple of 'selfies', though.

11.02.2014: Single tax code for homeworkers recommended. http://www.freelanceuk.com/news/4463.shtml A number of measures to simplify the expenses and benefits system for home-based workers have been proposed by the Office of Tax Simplification (OTS). In its 'Review of Employee Benefits and Expenses' report, the OTS recommends the introduction of a single tax code for homeworkers (including freelancers), which distinguishes between individuals who work from home because they can, and those who have a genuine business need to do so. In addition, the OTS proposes that the facility that allows homeworkers to claim the cost of expenses not covered by employers or clients (such as telephone, Internet and utility bills) be scrapped and replaced by a homeworking allowance (for example, £10 per week), which would be payable free of tax or NICs, provided the individual meets HMRC';s definition of a homeworker. (EnterpriseQuest)

This will get the media (and a lot of 'weener' websites) confused, who can't tell the difference between a 'homeworker' a 'home business' and a smoked kipper. Some HMRC employment status definitions here: http://www.hmrc.gov.uk/employment-status/

Consumer credit set to rise by 3.1%. http://money.aol.co.uk/2014/02/11/consumer-credit-set-to-rise-by-3-1/

Can UK transport networks cope with the floods. http://www.bbc.co.uk/news/business-26120583# No. But I presume all the politicians and tabloids who have been pooh-poohing climate change and encouraging home-buying in flood-risk areas, will be setting up a Victim Aid & Relief Fund?

UK homeowners knew flooding risk, claims Environment Agency boss. http://www.telegraph.co.uk/topics/weather/10629749/UK-flooding-homeowners-knew-the-risk-says-Environment-Agency-chairman.html Ah, yes. Now there's an honest, pro-active approach for you.

Parents oblivious to children being targeted online. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/digital-media/10628618/Internet-security-parents-oblivious-as-2m-children-targeted-by-strangers-online-study-suggests.html The same 'morons', one presumes, who buy houses in flood-risk areas. Encouraged by the media and the government.

Migrants work harder than Britons, claims EU chief. http://www.telegraph.co.uk/news/worldnews/europe/eu/10629258/European-Union-migrants-work-harder-than-Britons-says-Viviane-Reding.html Yes, we all know that. Which is why British bosses hire migrant workers, causing them to come over looking for work in the first place. There not being many vacancies in the real world for dummyphone porters, trolls and granny-mugging hoodies.

A customer complaint every second in 2013. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10628243/Customer-complaint-every-second-in-2013.html

10.02.2014: Business optimism at its highest for 22 years. http://www.bbc.co.uk/news/business-26110928#

Empty shop rate lowest for four years. http://www.bbc.co.uk/news/business-26107287#

New 'scheme' to get long-term 'sick' back to work. http://www.bbc.co.uk/news/uk-26105246# Like errant MPs not turning up for duty at 'Wankminster' and local surgeries, for example?

Taxpayers' Alliance warns of £120 billion of government waste. http://www.telegraph.co.uk/news/politics/10626565/TaxPayers-Alliance-warns-of-120billion-government-waste.html Ummm. That be a lot of flood defences, that be.

EU to force Brits to publish details of wills and property. http://www.telegraph.co.uk/finance/personalfinance/10624818/EU-to-force-Britons-to-publish-details-of-wills-and-property.html

Hashtag refusenik: why I don't tweet. http://www.bbc.co.uk/news/magazine-26066325 Scarcely a 'refusenik'. 'Joe Average' would be a more accurate description. On the other hand, the media does have the unfortunate habit of offering its own disconnected values as a model for the whole world.

Dyson dream of a robot in every home. http://www.independent.co.uk/news/uk/home-news/a-robot-in-every-home-dyson-enters-race-to-provide-advanced-household-androids-for-all-9117372.html Pre-programmed by HMRC and the NSA. So does this mean more jobs for the UK? Or Indonesia? And will they still be eligible for a business start-up loan?

Coding is the new Mandarin. http://www.independent.co.uk/news/education/education-news/get-coding-people-its-the-new-mandarin-and-its-not-just-children-who-can-learn-how-to-do-it-9117071.html Get the home robot to do it and prepare the next generation of school-leavers and makeshift 'entrepreneurs' for life without work, instead. No wonder the 'educationalists' are all for it.

10 tricks supermarkets use to get you to spend more. http://money.aol.co.uk/2014/02/09/10-tricks-supermarkets-use-to-get-you-to-spend-more/

Wrongful trading v. insolvent trading. http://www.bmmagazine.co.uk/legal/

09.02.2014: Barclays customer data stolen and sold. http://www.bbc.co.uk/news/uk-26106138#

Your mobile will become your debit card. http://www.telegraph.co.uk/technology/news/10584682/Five-reasons-why-2014-is-the-year-your-mobile-becomes-your-debit-card.html

Warning of industrial trade in fake paintings. http://www.telegraph.co.uk/culture/art/10626318/Warning-of-industrial-trade-in-fake-paintings.html Let's just call it a 'reminder', shall we?

Trending: organic food back in vogue. http://www.theguardian.com/environment/2014/feb/09/organic-produce-sales-increase

The re-birth of Britain's crap towns. http://www.telegraph.co.uk/travel/picturegalleries/10623781/Crap-towns-reborn.html

Local communities generating their own electricity. http://www.independent.co.uk/environment/green-living/power-from-the-people-to-the-people-local-communities-can-benefit-from-generating-their-own-electricity-9117074.html

08.02.2014: HMRC warns of bogus rebate emails. http://money.aol.co.uk/2014/02/07/hmrc-warns-of-bogus-rebate-emails/

Individual insolvencies at lowest level for eight years. http://www.bbc.co.uk/news/business-26082570#

Credit card borrowing grows by 4.7%. http://money.aol.co.uk/2014/02/08/credit-card-borrowing-grows-by-4-7/

Concerns over 'copycat' websites. http://www.bbc.co.uk/news/business-26082913#

Driving licence renewal texts scam. http://money.aol.co.uk/2014/01/20/driving-licence-renewal-texts-are-not-what-they-seem/?ncid=webmail2

Landlords hit with hidden fees and commissions. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10622667/Buy-to-let-landlords-hit-with-hidden-fees-and-commissions.html

30 best property apps. http://www.telegraph.co.uk/property/propertyadvice/10617302/The-30-best-property-apps.html

One way to profit from property without owning it. http://money.aol.co.uk/2014/02/07/one-way-you-could-profit-from-property-without-owning-it/

Sweeping fake-food scandal revealed in Britain. http://www.theguardian.com/world/2014/feb/07/fake-food-scandal-revealed-tests-products-mislabelled This is long established common practice, not news. What would be news is 'public bodies' and 'reporting' going about the work the public, somewhat naively, believes it's paying them for.

How to make your own bacon. http://www.theguardian.com/lifeandstyle/2014/feb/08/make-your-own-bacon-recipe

Home-made Coca Cola. http://www.dailymail.co.uk/news/article-2553893/So-secret-recipe-Coca-cola-start-letting-people-make-soda-home.html Not news again. Cola syrups have been available for as long as 'stressed' jeans and are - absolutely disgusting.

07.01.2014: Freebie Friday. http://money.aol.co.uk/2014/02/07/freebie-friday-this-weeks-discounts-deals-and-freebies/

Government compromises on trading standards inspections. http://www.local.gov.uk/web/guest/media-releases/-/journal_content/56/10180/5875940/NEWS The draft Consumer Rights Bill is to be amended to allow trading standards officers to carry out unannounced inspections, provided an officer reasonably considers that to give notice would defeat the purpose of the inspection. As originally drafted, the Bill required two days notice to be provided to business owners before a routine inspection could be carried out. The amendment results from lobbying by the Local Government Association (LGA) and the Trading Standards Institute (TSI), and has been welcomed by both these organisations. Councillor Nick Worth, LGA regulation spokesman, said: "We are pleased that the Government has responded to council concerns and amended the draft Bill. These proposals would have severely restricted the ability of trading standards officers to undertake unannounced inspections even where they had a good reason for undertaking one." (EnterpriseQuest)

Self employed may lose out on state pension. http://www.thisismoney.co.uk/money/smallbusiness/article-2539915/
Increasing numbers of self-employed people in the UK may not qualify for a full state pension when they retire, the Association of Chartered Certified Accountants (ACCA) has warned. ACCA has stated that self-employed people who reached state pension age on or after 6th April 2010 will need to have 30 years of National Insurance Contributions (NICs) to be eligible for the full basic state pension. Proposed changes to the state pension could increase this to 35 years for those reaching state pension age from April 2016. Other groups that may not qualify for the full state pension include self-employed people who do not have to pay Class 2 NICs, because they have been issued a CA6812 Small Earnings Exception certificate or are living abroad. Chas Roy-Chowdhury, ACCA Head of Taxation, advised anyone falling into these categories to contact HMRC to request a NICs statement. (EnterpriseQuest)

It's always the self-employed who contribute the most, yet receive the least. That is why this Government is trying to get so many people to become 'entrepreneurs'.

Four in ten rely on personal credit to pay bills. http://www.dailymail.co.uk/news/article-2553514/Four-ten-rely-credit-pay-bills-Personal-debt-stands-139billion.html ''Average 18 to 24 year-old now owes £5,446 not including student loans." Good news for the Government but it hopes to increase this level of debt substantially by the aggressive promotion of its business start-up loan scheme.

Bills shock using digital payments. http://money.aol.co.uk/2014/02/07/bills-shock-over-digital-payments/ It's what the internet is really for, doncha know?

The most broke towns in the UK. http://money.aol.co.uk/2013/12/18/uk-debt-hotspots-revealed-where-do-we-owe-the-most/?ncid=webmail6

London police staff to join tube workers on strike. http://www.huffingtonpost.co.uk/2014/02/06/london-met-tube-strikes_n_4738435.html They must have heard there was going to be a film crew about.

8 Ways the tube strikes are great for business. http://www.huffingtonpost.co.uk/2014/02/06/tube-strikes-business-london_n_4737642.html Or, The Best Of British Bollox.

AA issues warning over flood-stricken 4x4s. http://money.aol.co.uk/2014/02/07/aa-issues-warning-over-flood-damaged-4x4s/ Nowt more ironic than townies getting stuck with 4x4s. Although I don't live in an area which is prone to flooding, I hoik half a dozen per winter, on average, out of the ditches around here, often without four wheel drive engaged and/or on town tyres and/or, driven on the premise that a 4x4 can somehow cope with 'stupid'.

Eating well for £1 a day. http://www.express.co.uk/life-style/life/458349/Quid-Queen-mum-feeds-herself-for-1-a-day-with-budget-recipes-to-eat-well-for-less Anyone noticed how there are more and more 'budget' recipes doing the rounds since Britain's alleged 'economic recovery' took hold?

Good-will network expands to UK. http://www.express.co.uk/news/world/458198/Good-will-network-who-cheer-up-people-on-the-streets-with-acts-of-kindness-expanding-to-UK

France will not tolerate tax avoidance, says '3 Villas' Hollande. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10622933/France-will-not-tolerate-tax-avoidance-says-Francois-Hollande.html. 'Work avoidance, oui; but tax avoidance, non,' he added.

Cash-strapped French thieves target hortensias for cheap highs. http://www.telegraph.co.uk/news/worldnews/europe/france/10622965/French-hydrangea-thieves-search-for-the-high-life.html

The Avon family success story. http://www.dailymail.co.uk/news/article-2553059/The-Avon-family-Mr-Mrs-Shaw-daughters-fund-lavish-lifestyle-foreign-holidays-property-cars-shoes-bags-ALL-working-beauty-firm.html

Iran stories: show us your home. https://witness.theguardian.com/assignment/52b303b1e4b01bb767886c9f?INTCMP=mic_231930 You would have thought that with all the comment Iran has attracted in recent western propaganda, they would have had at least some pics of Iranian homes by now? (That haven't come from video games or Photoshop or CIA wigheads.)

American tea-drinking chimp makes her view clear: 'Fcuk the EU'. http://www.independent.co.uk/news/world/americas/f-the-eu-bugged-us-diplomat-makes-her-position-clear-9113380.html A minority view admittedly, by comparison with the rest of the world (Engerlandt County excepted) which would heartily endorse the statement, 'Fuck the USA', instead.

06.02.2014: Banks halve fees on overdraft accounts. http://money.aol.co.uk/2014/02/06/banks-halve-fees-on-overdraft-accounts/

UK shops cut prices at record rate. http://www.bbc.co.uk/news/business-26047360#

Eurozone retail sales fall sharply in December. http://www.bbc.co.uk/news/business-26050608#

Lure of the 'nil-bill' home. http://www.telegraph.co.uk/property/greenproperty/10614549/Energy-efficient-property-the-lure-of-the-nil-bill-home.html

Can solar panels really beat your pension? http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10620322/Can-solar-panels-really-beat-your-pension.html This argument supposes that the Government - any government - will continue to pay homes a profitable feed-in tariff. Or, the same sort of premise that endorses money games, Ponzi schemes and bankers.

Lawyer ripped off by builders builds her own home. http://money.aol.co.uk/2014/02/05/lawyer-ripped-off-by-builders-builds-her-own-home/

Increasing number of women facing bankruptcy. http://www.telegraph.co.uk/women/womens-life/10617940/Bankruptcy-shame-saved-me-and-my-children-how-I-coped.html

Eat your way around Britain. http://www.theguardian.com/lifeandstyle/2014/feb/06/eat-way-around-britain-food-do-something Good to see the media supporting their own country for a change.

American tea-drinking murder-monkeys frown on French trade delegation to Iran. http://www.theguardian.com/world/2014/feb/05/us-warns-france-business-iran-trade-tehran

Americans ban French railway company which transported Jews during World War 2, from bidding on contract. http://www.dailymail.co.uk/news/article-2552171/Americans-set-ban-French-railway-firm-bidding-4billion-contract-responsible-transporting-thousands-Jews-German-death-camps-World-War-Two.html As opposed to American Big Corp which was making money out of the death camps instead, and with Britain, refused to do anything about the death camps during the war, and finally, conscripted Nazi scientists and technicians into its own murder industry as the war ended. Never mind what has happened since.

05.02.2014: UK service sector slowed in January. http://www.bbc.co.uk/news/business-26049461#

Energy firms ripping off cash payers. http://www.bbc.co.uk/news/business-26030212#

LLoyds facing new mis-selling scandal. http://www.dailymail.co.uk/news/article-2551949/Lloyds-facing-new-mis-selling-scandal-Bill-worthless-card-insurance-millions.html

Co-op fights for new bank customers. http://money.aol.co.uk/2014/02/05/co-op-fights-for-new-bank-customers/ Although the bank's reputation has been sullied (reportedly) in recent months, we have used the Co-op for business banking for nigh-on twenty years and to this day, not experienced the slightest wobble. That's our tuppence worth, anyway.

Housing crisis 'will last ten years'. http://www.theguardian.com/society/2014/feb/04/housing-crisis-george-osborne Just what the country's political party donors ordered.

Legal loophole means flood risk properties will be barred from insurance cover. http://www.dailymail.co.uk/money/mortgageshome/article-2551804/Our-village-paid-765-000-flood-defences-insured.html

Huge increase in overseas online shoppers. http://www.bmmagazine.co.uk/news/23424/huge-increase-overseas-internet-shoppers/ The greatest supporters of Britain and British goods have, for a long time, been - furreners.

We should be working less for a better quality of life. http://www.theguardian.com/commentisfree/2014/feb/04/work-more-less-quality-of-life A formula which doesn't appear to have done much for either quality of life or output so far? Then again, there does seem to be a popular view that 'quality of life' means getting bladdered while watching telly for eight hours a day and looking at a dummyphone for another two.

Plumber who's king of the surf. http://www.dailymail.co.uk/news/article-2551902/Plumber-whos-king-surf-JANE-FRYER-talks-Britains-new-world-record-holder-wife-whos-terrified-waves.html Now we know where they've all got to!

Is Twitter making you stupid? http://www.dailymail.co.uk/sciencetech/article-2551578/Is-Twitter-making-STUPID-Social-networking-sites-making-hard-people-think-themselves.html Like asking obvious, rhetorical questions, for example. And publishing inconsequential quotes from Twitter non-entities?

How to find the best deal on tyres. http://www.telegraph.co.uk/motoring/how-to/10599661/How-to-find-the-best-deal-on-tyres.html

04.02.2014: Card-cover mis-selling claims invited. http://money.aol.co.uk/2014/02/04/card-plan-mis-sale-claims-invited/

New rules to cut down on tax avoidance by LLP members. http://www.lawgazette.co.uk/law/partners-to-be-hit-by-llp-tax-changes/5039188.article Members of a Limited Liability Partnership (LLP) face being treated as employees for income tax purposes from 6th April 2014 if provisions included in the draft Finance Bill 2014 are approved. Currently, members of an LLP are treated as self employed for income tax purposes. Under the new provisions, an LLP member will be defined as an employee if they meet the following statutory criteria: they receive a 'disguised salary'; they do not have a significant influence over the affairs of the partnership; and their contribution to the LLP is less than 25% of their disguised salary. Commenting on the proposals, George Bull, National Chairman of Baker Tilly's Professional Practices Group, said: "HMRC have ignored profession-wide requests not to apply such a 'broad brush' approach, which has, as predicted, caught so many genuine partnership businesses using the structures to accumulate profits for internal investment. This now gives the partnership model a very real disadvantage in comparison to the traditional corporate model." (EnterpriseQuest)

Report reveals just 30% of smaller firms advertise. http://www.adassoc.org.uk/Our-Work-News/under-investment-in-sme-advertising-hampering-uks-economic-growth Only 30% of UK small and medium-sized businesses advertise, according to a Deloitte report commissioned by the Advertising Association. The main reasons smaller firms gave for not advertising included cash flow problems and believing it to be too expensive. However, Deloitte claims that every £1 smaller firms spent on advertising had eight times the relative impact on growth as every £1 spent on advertising by larger firms. Tim Lefroy, Chief Executive Officer of the Advertising Association, said: "Advertising pays, no matter the size of the business. There are sharp lessons here for entrepreneurs, policymakers and, crucially, for advertising itself." (EnterpriseQuest) So the internet and social media haven't been much use then? Again.

Flooding Helpline rip-off to be scrapped. http://money.aol.co.uk/2014/02/03/flooding-helpline-to-be-scrapped/

Environment Agency chief admits he has not visited flood areas. http://www.independent.co.uk/incoming/environment-agency-chair-under-fire-from-farmers-after-he-claimed-government-cant-afford-to-protect-their-land-from-floods-9105314.html He'll be getting Amazon and food voucher performance bonuses, then.

Solar panels better than a pension, says Minister. http://www.telegraph.co.uk/earth/energy/10615852/Solar-panels-better-than-a-pension-says-minister.html A UK pension, he means. All that pensioners will need then, is a bit of sunshine.

PPI compensation: thousands owe tax on payouts. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10615367/PPI-compensation-thousands-owe-tax-on-payouts.html

Copycat tax return website shut down. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10615055/Copycat-tax-return-website-shuts-amid-scandal.html The site was charging £500 to submit self-assessment tax returns. Whatever next? Self-employed people doing the work of tax collectors for free?

Amazon sales slow amid calls for UK boycott. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10615609/Amazons-UK-sales-slow-amid-calls-for-boycott.html

Vodafone avoids fine over 3G lies. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/10611209/Vodafone-avoids-fine-over-3G-failings.html

Phishing scam sees cell phone users charged if they call back numbers they don't recognise. http://www.dailymail.co.uk/news/article-2550952/Missed-call-unknown-number-Phishing-scam-sees-cell-phone-users-charged-call-numbers-dont-recognise.html

Fleeced by Directory Enquiries. http://www.dailymail.co.uk/news/article-2551220/Fleeced-directory-enquiries-BT-fined-overcharging-2-40-minute-line.html

Government crony welfare-to-work scheme admits to swindling the taxpayer. http://www.dailymail.co.uk/news/article-2551242/Four-former-staff-scandal-hit-dole-jobs-firm-A4E-admit-swindling-taxpayers.html Merely the tip of the iceberg.

Whatever happened to the bonfire of the quangos? http://blogs.telegraph.co.uk/news/danhodges/100257738/what-happened-to-the-bonfire-of-the-quangos/ Or the bonfire of 'red tape'? Or as we keep saying.

Businessman to fly to Romania to recruit unfilled vacancy for £16,000 a year sales job. http://www.dailymail.co.uk/news/article-2550917/Businessman-fly-Romania-recruit-new-staff-failing-16-000-year-sales-job-Britain.html I was passing by a shop window in a market town recently and saw an ad for leek pullers, offering the rate of £12 an hour. Not a bad crack; certainly more than the Government's favourites, Amazon, pay their basic operatives. Later in the week, I saw a work van picking up pullers to take them to work. I didn't hear a single, English voice. The 'locals' were obviously too busy drawing their dole money that day and posting comments on Nazi, hate-preaching tabloid forums about furreners stealing their jobs.

Rats could grow bigger than sheep. http://money.aol.co.uk/2014/02/03/rats-could-grow-bigger-than-sheep/ A phenomenon which observers of 'Wankminster' have already noted; and which continues to 'Back Britain' in its own, inimitable way. Not. http://money.aol.co.uk/2014/02/04/spending-on-mps-chairs-criticised/

The Scrote Office slaps exclusion order on anti-establishment, self-employed French comedian. http://www.dailymail.co.uk/news/article-2551044/French-comic-centre-Nicolas-Anelka-anti-Semitism-row-banned-Britain.html To receive an exclusion order from a regime which openly welcomes, endorses and promotes the world's and its own leading thieves, murderers, terrorists and war criminals, is akin to a badge of honour. Consequently, there are thousands of exclusion orders in existence and for obvious 'national security' reasons, they never receive a mention. The question is, why has The Scrote Office conveyed this ruling to the media and asked it to continue whipping up this particular storm in a teacup? The clue is in the language: the moment you hear politicians and the media peddling the words 'terrorism', 'patriotism' and 'anti-semitism', you can guarantee that something stinks.

Build-your-own flatpack barn for £50,000. http://www.telegraph.co.uk/property/investmentinproperty/10609762/Build-your-own-flat-pack-barn-for-50000.html Sure. Plus £100,000 for some land to stick it on. Then another £50,000 to make it habitable; and £5,000 a year to run. And that's just for the ambinules.

Free Paris. http://www.telegraph.co.uk/travel/destinations/europe/france/10614097/Paris-guide-free-attractions-and-things-to-do.html

03.02.2014: Energy companies continue back-billing scam. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10610676/Energy-firms-continue-to-flaunt-billing-rules.html

6 reasons why cheques are better than online banking. http://www.theguardian.com/money/shortcuts/2014/feb/02/cheques-better-than-online-banking

Is your money dying in a zombie account? http://money.aol.co.uk/2014/02/02/are-your-savings-dying-in-a-zombie-account/

EU cross-border VAT pilot extended for extra year. http://www.out-law.com/en/articles/2014/january/eu-cross-border
The European Commission (EC) has extended the cross-border VAT dispute resolution pilot project until 31st December 2014. The pilot, which has 14 member state participants including the UK, Spain and France, is aimed at improving certainty for businesses planning cross-border transactions. It allows businesses in participating states that are intending to sell goods to customers in another participating state to request a ruling on their VAT liability from the tax authority in their home state in advance of the transaction.

Housing bubble forming in London warning. http://www.bbc.co.uk/news/business-26006214#

Thieves target flood victims. http://money.aol.co.uk/2014/02/03/thieves-target-levels-flood-victims/

Corruption across EU 'breath-taking'. http://www.bbc.co.uk/news/world-europe-26014387# It's good to see 'we're' not alone.

Victim of fraud? How to reclaim your identity. http://money.aol.co.uk/2014/02/03/victim-of-fraud-how-to-reclaim-your-identity/

Bamboo investment scam. http://money.aol.co.uk/2014/02/03/beware-this-bamboo-investment-scam/

02.02.2014: Tourism spend in Britain reaches record high. http://www.bighospitality.co.uk/Business/Tourism-spend-hits-record-levels Overseas visitors spent a record high of £19.3 billion between January and November 2013, up by 12% compared with the same period in 2012, figures published by the Office for National Statistics (ONS) have revealed. Sandie Dawe, Chief Executive of VisitBritain, said the increase was partly due to Government investment in the GREAT Britain campaign to encourage overseas visitors. VisitBritain predicted that 2014 would see total tourist spend rise to £21.5 billion. (EnterpriseQuest)

Stop foreigners buying homes. http://www.theguardian.com/business/2014/feb/01/rich-overseas-investors-uk-eu-housing-market

Are older entrepreneurs less innovative? http://www.telegraph.co.uk/sponsored/business/sme-home/business-tips/10606999/innovation-in-business-does-age-matter.html?WT.mc_id=605654&source=TrafficDriver

"We lost everything gambling on shares." http://www.telegraph.co.uk/finance/personalfinance/investing/shares/10609171/We-lost-everything-gambling-on-shares.html

Sticker scam burglaries pushing up insurance. http://www.telegraph.co.uk/finance/personalfinance/insurance/contents/10610809/Sticker-scam-burglaries-push-up-insurance-costs.html

Is American football about to become a British favourite? http://www.independent.co.uk/sport/general/others/american-football-move-over-wayne-rooney--gridirons-here-9101644.html It's what the paid cards are marked to do - as we suggested when the Armstrong Theatre Group first made its exaggerated and protracted media appearance. 'Fu*kin' plebs' watching a doped-up sport in a stadium is much more lucrative than letting them watch one freely from the roadside. Much less allowing smaller businesses a living at the expense of Big Corp and their brown-nosed criminal media.

England lose to France in Six Nations. http://www.telegraph.co.uk/sport/rugbyunion/international/england/10612324/France-26-England-24-Six-Nations-2014-match-report.html That will serve the English right for all their murdering, thieving, illegal immigrants who invaded France during the One Hundred and Sixteen Years War! (Or 100 Years War, according to the Minister for Thick Britain and Historical Propaganda.) And pity the poor English businessman who had wagered with a French rugby player that he would sing La Marseillaise in front of an entire conference if the English lost. Fortunately, the French can't sing like the Welsh or the Italians, so he should get away with it.

Bloody good game, though. Proper sport. Unlike WADA/USADA-approved doped-up American fairy games.

Free card terminal quote: http://www.card-terminal-quotes.co.uk/?a=eNoNxzEOgCAMAMAPEaClCLg6OvsArBiJmBAD4ft6212t1VmpMYasifsTc5GpC4vJeXd6hGDonznYRUYgJAEmADhrcRJcMt9iW5c3AWkAvdMH9CIXEQ==

01.02.2014: Fines loom on tax return deadline. http://www.bbc.co.uk/news/business-25977671#

Official release: English business statistical survey November 2013. https://www.gov.uk/government/publications/english-business-survey-statistical-release-november-2013

UK homebuilding at its highest since 2007. http://www.bbc.co.uk/news/business-25982505#

UK wage fall trend longest for 50 years. http://www.bbc.co.uk/news/business-25977678#

Councils call for powers to curb blight of betting shops. http://money.aol.co.uk/2014/02/01/call-for-betting-shop-curb-powers/ Always the sign of a morally and ideologically bankrupt government, is the spread of betting and gambling. It comes as no surprise therefore, that betting and gambling have spread like wildfire under the present regime in exchange for an extra few pieces of silver for the Treasury.

The problem for us is that it encourages more and more punters to ask which betting schemes or systems 'work' - a sure sign of just how effectively the media and the internet have dumbed down the public in recent years. So let's be clear. The only thing that 'works' about betting are the odds which are calculated to be heavily in the promoters' favour. If that wasn't the case, there wouldn't be any betting shops or online sites. And there wouldn't be so many people in debt, or thieving, or cases of broken homes or wife or childbeating - which the habit encourages. Or, par for the course for our 'hoody' Government.

In the meantime - good for the councils for once. Ridding the country's High Streets of the dross will only serve to promote the arrival - and survival - of 'proper' businesses.

The credit card trick that earns banks £1.4 billion a year in interest. http://www.dailymail.co.uk/news/article-2549863/The-credit-card-trick-earns-banks-1-4bn-year-Shrinking-minimum-cardholders-pay-back.html

Have you been ripped off by tax return copycat websites? http://www.dailymail.co.uk/news/article-2549818/Were-ripped-tax-return-sharks-Copycat-sites-bill-people-thousands-phoney-government-services.html

65% of payday loans paid on time. http://money.aol.co.uk/2014/02/01/65-of-payday-loans-paid-in-time/ I wonder what the record is on the Government's Business Start-Up Loan scheme? In the absence of any monitoring of official business support provision (taxpayers' money) these days?

Trending: artificial lawns. http://www.dailymail.co.uk/news/article-2549382/Boom-time-artificial-lawn-makers-Californians-encouraged-install-cut-water-use-midst-worst-drought-record.html

Seven uses for Microsoft Excel. http://www.theguardian.com/news/datablog/2014/jan/31/7-ways-microsoft-excel-could-change-the-world Let's keep it clean, shall we?

Weekend Larf #3: UK/France Summit 2014. https://www.gov.uk/government/news/uk-france-summit-2014 "The UK-France Summit 2014 will focus on co-operation on foreign affairs, defence and security, nuclear energy and space." Translation: Britain and France seal armed drone tie-up. http://www.telegraph.co.uk/finance/newsbysector/industry/defence/10611261/Britain-and-France-seal-armed-drone-tie-up.html The summit will allow the countrys' psycopaths to reflect on the good 'ole days of the Crusades, Empire, slavery, terrorism and recent successes at de-stabilising North Africa and the Middle East and creating a fresh wave of blood 'n tears economic immigration which we, the fu*kin' plebs will have to pay for.

31.01.2014: Freebie Friday. http://money.aol.co.uk/2014/01/31/freebie-friday-this-weeks-discounts-deals-and-freebies/

UK living standards squeeze continues. http://www.bbc.co.uk/news/business-25966075# and No sign of living standard recovery. http://money.aol.co.uk/2014/01/31/no-sign-of-living-standard-recovery/ That be an English 'economic recovery', that be.

One in five prefers to go cashless. http://www.dailymail.co.uk/news/article-2549115/One-five-prefers-cashless-Study-finds-interested-using-mobile-phones-make-payments.html So despite all the marketing bull about mobile payments, 80% of the population still prefers cash. Whereas the real reason why the remaining 20% of the population doesn't prefer cash, is because they haven't got any.

Britain's most bankrupt town. http://money.aol.co.uk/2013/11/25/the-uks-worst-bankruptcy-hotspots-revealed/?icid=maing-grid7%7Cukt1%7Cdl3%7Csec1_lnk2%26pLid%3D240210

Manchester the laziest place in Britain. http://www.independent.co.uk/life-style/health-and-families/health-news/where-is-britains-reallife-lazytown-manchester-is-most-inactive-place-in-the-country-study-finds-9097705.html

Foreign investment in France plunges by 77%. http://www.dailymail.co.uk/news/article-2549140/Foreign-investment-France-plunges-77-cent-Hollandes-socialist-policies-drive-businesses-away.html As we suggested when the present clutch of 'cons' took over office.

The Mr Big behind copycat websites. http://www.theguardian.com/money/2014/jan/30/tax-return-passport-health-copycat-websites

Most confusing airports for British travellers. http://travel.aol.co.uk/2014/01/30/malaga-airport-most-confusing-airport-for-british-passengers/?icid=maing-grid7%7Cukt1%7Cdl8%7Csec1_lnk2%26pLid%3D240179 As British travellers are universally considered to be the thickest in the world, it comes as little surprise that one of the suggestions contained in this article is a pre-programmed satnav (the beep-beep kind) and a book of local rules. Which really pre-empts the question: how many British travellers these days can actually read?

Weekend Larf #1: Official release: Understanding start-up loans in England's South-West. https://www.gov.uk/government/publications/understanding-localised-policy-interventions-start-up-loans-in-englands-south-west Quote. ". . . the programme has indeed supported the creation of businesses that would not otherwise have been progressed." Who would have believed that a 'start-up loan' could have achieved that? But sarcasm apart, the report, which is written in pure bollock-speak, sums up what has become more and more apparent with the present Government's delivery of business support. A Heath Robinson infrastructure where worthwhile and cost-effective delivery is of secondary importance to policy dogma, cronyism and a waste of taxpayers' money.

Weekend Larf #2: Official release: The Fiver Challenge. https://www.gov.uk/government/news/the-fiver-challenge-pupils-to-start-own-business-with-a-5-loan This is a model for a potentially successful business start-up, is it? Borrow a mere £5 from a bankrupt government? That's some template for success, that is. I'd have thought that even today's yoof would have enough nouse to actually go out into the Big World and earn a fiver. Just to put them in the frame of mind that running a business is about earning money and not going on the dole.

30.01.2014: Tax return deadline looms for 1.6 million. http://money.aol.co.uk/2014/01/30/tax-return-deadline-looms-for-1-6m/ Wow. Pretty impressive reduction in numbers from 2.5 million just the day before yesterday. (Scroll down to 28th.)

Should I get an IVA? http://money.aol.co.uk/2014/01/29/the-fixer-should-i-get-an-iva/

Where to find a free overdraft. http://money.aol.co.uk/2014/01/30/where-to-find-a-free-overdraft/

Ofcom report reveals true extent of mobile Britain. http://www.telegraph.co.uk/technology/10602822/Ofcom-report-reveals-true-extent-of-mobile-Britain.html

OFT probe into 'misleading' free apps. http://www.telegraph.co.uk/technology/video-games/video-game-news/9987568/OFT-launches-probe-into-misleading-free-apps.html

EU has secret plans for police to 'remote stop' cars. http://www.telegraph.co.uk/news/worldnews/europe/eu/10605328/EU-has-secret-plan-for-police-to-remote-stop-cars.html

Could you build a £6500 flatpack house? http://www.dailymail.co.uk/news/article-2548375/Could-YOU-build-flatpack-house-Home-box-costs-just-6-500-But-really-easy-build-IKEA-bookcase-We-gave-one-brave-dad-week-try.html Or, a very expensive garden shed, if you prefer.

Anti-establishment French comic has over £500,000 in cash (allegedly) removed under money-laundering pretext. http://www.dailymail.co.uk/news/article-2548173/French-comic-anti-semitic-quenelle-salute-500-000-CASH-removed-property-money-laundering-raid.html A dangerous escalation in minority persecution by the present socio-fascist French government, whose close relationship with Israeli extremists is a far more worrying sign of the country's lack of moral direction than the President's recently, much-reported emotional instability. Watch this space for another Coluche or Lady Di 'development' - and high time to reflect on more than just the government's rapacious, anti-small business philosophy.

(And do make allowances for the tone of this tabloid article which falls into pretty much the same category as the rest of the puppet media.)

The Seven Deadly Sins of pitching. http://www.bmmagazine.co.uk/columns/opinion/23219/7-deadly-sins-pitching/

The hidden dangers of apps. http://www.bmmagazine.co.uk/tech/23211/hidden-dangers-apps/

29.01.2014: 180,000 building jobs in the pipeline. http://money.aol.co.uk/2014/01/29/180-000-building-jobs-in-pipeline/

Official release: Small business, big support confirms Prime Minister. https://www.gov.uk/government/news/small-business-big-support-confirmed-by-prime-minister Adding up the multiple business support 'apps' which this Government has dreamt up so far, isn't it all costing significantly more than the country's ex-one-stop business support shop, Business Links, which was closed down not so long ago to save the taxpayer money? 'A load of apps' which are providing fewer and fewer solutions because fewer and fewer businesses can keep up with what's 'trending'? Or who is delivering what? Other than loadsa money for the latest, rapidly expanding, business support clique itself?

British public votes online shopping and internet banking biggest technological developments of 21st century. http://www.dailymail.co.uk/sciencetech/article-2547612/British-public-votes-online-shopping-internet-banking-biggest-technological- developments-21st-century.html

Small firms betrayed as Lloyds culls advisers. http://www.dailymail.co.uk/news/article-2547772/Small-firms-betrayed-Lloyds-culls- adviser-jobs-120-000-firms-face-having-lending-help-phone.html

Hike in packaged account complaints. http://money.aol.co.uk/2014/01/29/hike-in-packaged-account-complaints/

UK's regional entrepreneurial hotspots. http://www.bmmagazine.co.uk/news/23321/new-figures-reveal-uks-regional-entrepreneurial-hotspots/

Homes heated to 4 degrees warmer than in 1970. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10603400/Homes-heated-at-least-4C-warmer-than-in-1970-study-finds.html

Flood insurance scheme 'must include more properties'. http://www.bpf.org.uk/en/newsroom/press_release/PR140122

Millions of private rental properties will be excluded from the Government's 'Flood Re' plans unless 'urgent amendments' are made to the Water Bill, the British Property Federation (BPF) and Council of Mortgage Lenders (CML) have warned. The scheme, which will provide owners of properties in high-risk flood areas with affordable insurance, is not available to non-domestic properties. It has been estimated that nine million properties are classed as non-domestic, including the majority of leasehold properties, as well as small and medium-sized business’ premises. Ian Fletcher, Director of Policy at the BPF, said "at a time when Government is taking so many positive steps to encourage investment in the private rented sector and promote responsibility in the sector, it seems extremely contradictory to exclude these properties from possible essential flood cover." (EnterpriseQuest)

French are 'burnt out' study finds. http://www.independent.co.uk/news/world/europe/life-easy-in-land-of-the-35hour-week-generous-holidays-and-long-lunches-non-say-burntout-french-9091678.html Or, you could substitute 'English' for 'French' and the study would be equally true. Or rubbish.

Tips for selling over the phone. http://www.bmmagazine.co.uk/columns/opinion/23254/tips-selling-phone/

Harnessing the power of customer feedback. http://www.bmmagazine.co.uk/in-business/advice/23295/harnessing-power-customer-feedback/

3 reasons you are not making money on your property business. http://www.bmmagazine.co.uk/columns/opinion/23310/3-reasons-making-money-

28.01.2014: 'Real' economic recovery under way. http://www.telegraph.co.uk/finance/economics/10600424/Economy-growing-at-fastest-pace-since-

HMRC awaits further 2.5 million self-assessment returns. http://www.bbc.co.uk/news/business-25928483# All awaiting the country's 'real economic recovery' to be able to pay their taxes, no doubt.

HMRC asset seizures hit record levels. http://www.accountancylive.com/croner/jsp/Editorial.do?channelId=-601043&contentId=2924354 Seizures of assets by HMRC from self-assessed taxpayers (including many self-employed individuals) who could not pay the tax they owed reached record levels during the last tax year, according to research by IT finance provider Syscap. Researchers found that in 2012/13, asset seizures under HMRC’s power of distraint rose by 8% to 1,488 compared with 2011/12, and were double the number carried out in 2010/11. Under the power of distraint, HMRC can make unannounced visits to business premises to recover unpaid taxes and can then remove and sell business equipment such as computers without a court order if tax bills are not paid within five days. (EnterpriseQuest)

British minister to blame for red tape, not EU. http://www.telegraph.co.uk/finance/newsbysector/industry/10600151/Ken-Clarke-British-ministers-to-blame-
It makes a welcome change for a politician to tell the truth; and an even more welcome change for the media to print the truth, as well. Or, you could just watch this space on a regular basis.

Nonetheless, many of the comments from anonymouse 'Ministers' and 'senior EU officials' which follow this article, would seem to suggest that someone who knows what he's talking about, has got it wrong.

The identity thief's ten most desirable items. http://money.aol.co.uk/2014/01/27/the-identity-thiefs-10-most-desirable-items/

Is it time to cash in on booming house prices? http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10593930/Equity-release-is-it-time-

Trending: game enjoys a revival. http://www.telegraph.co.uk/foodanddrink/10598638/Game-enjoys-a-revival-in-British-kitchens.html

Trending: French-speaking plumbers for weathy French tax exiles. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10600331/Wanted-
Sure. The vast majority of wealthy French folk have received a good education and will be able to speak English. Not well, mind you. But speak it they will. Just like any university-educated Englishman, in other words.

One of the world's best-known home businesses - the Queen - down to her last million. http://www.telegraph.co.uk/news/uknews/queen-elizabeth-II/
I know the feeling.

27.01.2014: Cameron pledges action to cut red tape. http://www.bbc.co.uk/news/business-25903681# I'm amazed that this story continues to run. Surely, even this Government's advisers have realised the public and the business community have heard this promise hundreds of times already. Let alone the same promises made by previous governments. It's as bad as turning on the telly and being confronted by a choice of repeats of repeats.

Increase your pension by up to £25 a week. http://money.aol.co.uk/2014/01/27/increase-your-pension-up-to-25-a-week-steve-webb/

Lloyds claims card problems are now fixed. http://www.bbc.co.uk/news/business-25907000#

The best places to keep your tax bill money. http://money.aol.co.uk/2014/01/26/the-best-places-to-keep-your-tax-bill-money/

Fracking under homes without owners' permission could be allowed. http://www.telegraph.co.uk/earth/energy/fracking/10598473/Fracking-could-be-

£100,000 home business selling bits 'n bobs on eBay. http://www.dailymail.co.uk/news/article-2546386/I-swapped-drudgery-earn-100-000-selling-bits-bobs-eBay.html

School leavers don't know how to dress and lack literacy and numeracy skills, say bosses. http://www.dailymail.co.uk/money/news/article-2545907/School-leavers-dont-know-dress-say-bosses.html And that's just our yoof's parents and teachers.

France launches fast track visa application for foreign visitors. http://www.dailymail.co.uk/money/news/article-2545934/British-hotels-left-furious-France-launches-fast-track-visas-race-lure-rich-Chinese-travellers.html Chapeau to the French, then. And instead of blaming them, let this country get rid of it's Queen of Incompetence, Theresa May and her band of goons and do the same.

O2 raises charges by up to 25% for existing customers. http://money.aol.co.uk/2014/01/27/mobile-firm-hikes-charges-by-25/ Expensive business, sponsoring doped-up sports. Someone's got to foot the bill.

Making the most of your marketing budget. http://www.bmmagazine.co.uk/marketing/23250/making-marketing-budget/

6 secrets to maximising ecommerce checkout success. http://www.bmmagazine.co.uk/in-business/advice/23231/six-secrets-maximising-ecommerce-checkout-success/

26.01.2014: UK confirmed as Western Europe's fastest-growing economy. http://www.telegraph.co.uk/finance/economics/10597418/UK-confirmed-as-fastest-growing-economy-in-Western-Europe.html

Government abused by IT suppliers. http://www.bbc.co.uk/news/uk-politics-25884915# Par for the course. It's why bent politicians, ministers, even Prime Ministers regularly have meetings with 'captains of industry'. While to appear even-handed, Downing Street's propagandascheisewriters regularly circulate the promise of improving public procurement prospects for SMEs. And the country's equally corrupt media goes, 'Coooo'.

Best all-round credit card. http://money.aol.co.uk/2014/01/26/the-best-all-round-credit-card-just-got-better/

France could destroy the euro. http://www.telegraph.co.uk/finance/financialcrisis/10596755/France-could-destroy-the-euro-says-Christopher-Pissarides.html

Why Britons can't have 40 year fixed rate mortgages. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10594494/Why-Britons-cant-have-40-year-fixed-rate-mortgages.html

Beat the Big Six energy companies and make your own energy. http://www.independent.co.uk/news/uk/politics/exclusive-beat-the-big-six-power-companies--coalition-offers-new-10m-fund-fordiy-energy-schemes-9085464.html Sure. Another derisory gesture (£10 million) by government to address a multi-£ billion problem. Collectively switching providers is the most realistic sugggestion in this article but getting people to act together even in their own common interest, is never straightforward. Way before then, the easiest and most effective way of 'beating the energy companies' is just to switch off in the home - and designate talk of wind turbines and photovoltaic panels to the same promisory tub 'o crap as the internet.

Proof wind turbines take £ thousands off the value of your home. http://www.dailymail.co.uk/news/article-2546042/Proof-wind-turbines-thousands-home-value-homes-1-2-miles-wind-farms-slashed-11-cent-study-finds.html

Illiterate school leavers are putting country'es economic recovery at risk, says FSB. http://www.dailymail.co.uk/news/article-2546053/Firms-slam-illiterate-school-leavers-putting-Britains-economic-recovery-risk.html Good to see the media publishing an increasingly rare comment from a real business organisation, rather than a handful of its terminally moronic, anonymous posts or Twitter comments. Still. That's what publishing social media reaction is all about. It can be moulded to suit. Unlike representative observations from genuine people who know what they are talking about. Inconveniently for politicians.

Official release: English Business Survey cessation notice. https://www.gov.uk/government/publications/english-business-survey-cessation-notice Ah. Here we go. What a surprise.

Government to ban e-cigarettes. http://www.huffingtonpost.co.uk/2014/01/26/electronic-cigarette-ban_n_4667962.html?1390722625&icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D239136 This will put a lot of internet businesses' noses out of joint. But, the Minister for Public Fatness claimed, "We must do all we can to help children lead a healthy life."

We'll be seeing a ban on 'real' cigarettes, alcohol, cars, aeroplanes, junk food, sugary drinks, plastics, dummyphones, the internet, the telly and most currently in the news, drug-addict teachers then? Oh - and not forgetting that 'special relationship' with the world's leading, terrorist state.

25.01.2014: Official release: consumers and businesses 1 step closer to new Bill of Rights. https://www.gov.uk/government/news/consumers-and-businesses-1-step-closer-to-new-bill-of-rights

Websites push up energy bills. http://money.aol.co.uk/2014/01/25/websites-push-up-energy-bills/ If dumb politicians and an even dumber media didn't spend all their time promoting the internet, we wouldn't have these problems - and a much jollier time could be had by all.

Don't trust online reviews. http://www.dailymail.co.uk/sciencetech/article-2545336/Dont-trust-online-reviews-A-fifth-left-people-NEVER-tried-product.html Is there anybody who ever has? Well. Apart from politicians and the media.

How much storage space does your 16GB REALLY have? http://www.dailymail.co.uk/sciencetech/article-2545258/Samsung-Galaxy-S4-owners-just-HALF-storage-paid-bloatware.html Apart from politicians and the media, who ever believed that dummyphones did have such a capacity? (Index card rotundas are much more powerful; and a lot cheaper.)

Gmail outage hits millions. http://www.theguardian.com/technology/2014/jan/25/gmail-outage-hits-millions-india-us-uk

Rural drivers could get 5p duty cut. http://money.aol.co.uk/2014/01/24/rural-drivers-could-get-5p-duty-cut/

HSBC imposes restrictions on large cash withdrawals. http://www.bbc.co.uk/news/business-25861717#

Cash-strapped police force wants to sell advertising on the side of its squad cars. http://www.dailymail.co.uk/news/article-2545696/Cash-strapped-police-force-wants-sell-advertisements-squad-cars.html 'Adult' party planners take note! Strap-on advertising would be an organic fit.

Fracking 'too late' to help businesses. http://www.telegraph.co.uk/finance/newsbysector/energy/10595626/Fracking-too-late-to-help-businesses-facing-rising-green-energy-costs-manufacturers-tell-Prime-Minister.html

24.01.2014: Freebie Friday. http://money.aol.co.uk/2014/01/24/freebie-friday-this-weeks-discounts-deals-and-freebies/

David Cameron's new business ambassadors. http://www.telegraph.co.uk/finance/globalbusiness/10593476/David-Camerons-new-business-ambassadors-in-pictures.html?frame=2800728 Or, all about politics and posing.

Businessman cleared of using excessive force in defending his property against vicious thugs. http://www.dailymail.co.uk/news/article-2544671/Cleared-20-minutes-Businessman-defended-property-fuel-burglars-fighting-against-fence-post.html

UK's burglary hotspots. http://money.aol.co.uk/2014/01/24/where-are-you-most-likely-to-be-a-victim-of-burglary/ Unsurprisingly, London, already officially acknowledged as the country's #1 shithole, comes in at #1 spot in these rankings as well.

The best websites for flight deals. http://www.telegraph.co.uk/travel/travel-advice/8250012/Travel-advice-the-best-flight-comparison-websites.html


A Happy, Healthy and Wealthy New Year to you all.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013

December 2012; November 2012; October 2012; September 2012; August 2012; July 2012; June 2012; May 2012; April 2012; March 2012; February 2012; December 2011/January 2012

November 2011; October 2011; September 2011; August 2011; July 2011; June 2011



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