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LATEST! 30.09.2015
(scroll down to see full list; previous month's (August 2015) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st September 2015

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

30.09.2015: UK firms owed billions in unpaid invoices. According to research by the Asset Based Finance Association (ABFA), the extent of overdue payments to smaller firms in the UK is increasing. Unpaid invoices now amount to more than £67 billion, a rise of 8% compared to 2014 figures, and 36% more than in 2011. The manufacturing and construction sectors are among those with the highest levels of unpaid invoices. Construction firms typically wait 107 days for invoices to be paid, and are owed more than £7 billion, equivalent to 16% of the sector's annual turnover. However, Jeff Longhurst, Chief Executive of the ABFA, said that firms need to recognise that their unpaid invoices are an asset and can be the key to unlocking critical and affordable funding. (EnterpriseQuest)

Read more about the research at: http://www.abfa.org.uk/news/101/UK-SMEs-owed-GBP-67bn-in-unpaid-invoices

Entrepreneurs are now ‘most likely’ to start a business with less than £1,000. http://www.bmmagazine.co.uk/news/entrepreneurs-are-now-most-likely-to-start-a-business-with-less-than-1000/ Millions of 'businessfolk' on the other hand, have been starting up with less than £1,000 for generations.

Two thirds of SMEs positive over business growth. http://www.bmmagazine.co.uk/news/two-thirds-of-smes-positive-over-business-growth/ That will be all of those successful 'businessfolk' who have started up with less than £1000 and avoided taking out an official start-up loan.

If you're worried about TTIP then you need to know about CETA. http://www.independent.co.uk/voices/if-youre-worried-about-ttip-then-you-need-to-know-about-ceta-a6671886.html Yet more significant news being studiously ignored by Ingerlandt's Israeli-American mainstream propaganda.

Uber faces massive crackdown in London. http://www.telegraph.co.uk/technology/news/11899018/Uber-faces-massive-crackdown-in-London.html

Nottingham wins coveted Enterprising Britain Award 2015. http://www.bmmagazine.co.uk/news/nottingham-wins-coveted-enterprising-britain-award-2015/

Reforms to insolvency process introduced. Changes that will reform the insolvency process, improving transparency and strengthening the regulation of insolvency practitioners by the Insolvency Service, are to be introduced from 1st October 2015. The reforms are being introduced under the Deregulation Act 2015 and the Small Business, Enterprise and Employment Act 2015. Under the changes, the way in which insolvency practitioners are authorised to practice will be reformed, and the process for reporting to creditors about the appointment and release of administrators will also be simplified. In addition, insolvency practitioners who intend to charge fees on a 'time-and-rate' basis will have to agree their fees (and any subsequent fee alterations) with creditors in advance of carrying out any work. Other changes to be introduced relate to the process for disqualification of company directors. The threshold at which creditors in England and Wales can commence bankruptcy proceedings against individuals will rise from £750 to £5,000. (EnterpriseQuest)

Read more about the reforms at: https://www.gov.uk/government/news/modernising-and-strengthening-insolvency-processes

And: http://www.out-law.com/en/articles/2015/september/insolvency-law-changes-will-bring-more-transparency-for-creditors/

Tesco to increase number of British dairy farmers’ direct contracts. http://www.internationalsupermarketnews.com/news/19814

Former brothel keeper made £500,000 in three years just yards from local police station. http://www.telegraph.co.uk/news/uknews/crime/11898704/Former-brothel-keeper-made-500000-in-three-years-just-yards-from-local-police-station.html This isn't exactly a surprise. The police are too busy these days, making pricks of themselves at their filming locations.

£84: savings per year from switching off a single light. http://www.telegraph.co.uk/finance/personalfinance/money-saving-tips/11888968/84-savings-per-year-from-switching-off-a-single-light.html

29.09.2015: London turns down chance to host start of 2017 Tour de France one day before contract was due to be signed because it 'does not offer value for money'. http://www.dailymail.co.uk/news/article-3252960/London-turns-chance-host-start-2017-Tour-France-one-day-contract-signed-does-not-offer-value-money.html London of course, is much more accustomed to pouring £ billions of taxpayers' money into the operations of corporate crooks and any real, profitable benefits to its huge, small business community, are totally irrelevant.

Consumer Rights Act 2015 comes fully into force. The Consumer Rights Act 2015 will come fully into force on 1st October. The Act consolidates most existing laws relating to business-to-consumer contracts for goods and services, such as the Sale of Goods Act, the Supply of Goods and Services Act, and the Unfair Terms in Consumer Contracts Regulations. The Act covers consumer rights when goods (including digital content) are faulty, how services should match up to contractual information provided to the consumer by the trader, and unfair terms in business-to-consumer contracts. (EnterpriseQuest)

For more information about the Act, go to: https://www.gov.uk/government/publications/consumer-rights-act-2015

BIS outlines measures under the Enterprise Bill. The Department for Business (BIS) has published a series of policy papers that outline various measures which will be introduced under the Enterprise Bill. The measures include the appointment of a Small Business Commissioner to intervene on behalf of small firms in disputes over late payment with larger commercial customers, further powers to enable funding of new broadband projects, and a requirement that insurance companies make payments for undisputed claims to firms within a reasonable time. The measures also provide for an extension of red-tape-cutting targets to include the actions of regulators, quality control of apprenticeship training programmes, and the simplification of regulatory advice for business. (EnterpriseQuest)

Read more about the Enterprise Bill at: https://www.gov.uk/government/collections/enterprise-bill

Retailers urged to promote local foods. Defra is urging food producers and retailers to provide more information on food labels about where in the UK the food has originated from. This follows a survey carried out in June 2015 on behalf of East of England Co-op. The survey revealed that 79% of adults believe it is important to buy locally sourced food. Vegetables and meat were the products which survey respondents were most likely to buy if a locally sourced alternative was available. (EnterpriseQuest)

To read more about the research, go to: https://www.gov.uk/government/news/new-call-for-food-labels-to-meet-growing-consumer-demand-for-local-produce

New business minister Anna Soubry wants late paying firms challenged in person. http://www.bmmagazine.co.uk/news/new-business-minister-anna-soubry-wants-late-paying-firms-challenged-in-person/

The Top Ten ways to lose customers.

The Ten Commandments of great customer service.

5 ways to make your customers feel good.

5 must-know lessons from design-driven brands. http://www.springwise.com/5-must-know-lessons-from-design-driven-brands/

Startup resolves customer service issues for free. http://www.springwise.com/startup-resolves-customer-service-issues-free/

Prisoners refurbish bikes to help fund community projects in Malawi. http://www.springwise.com/prisoners-refurbish-bikes-help-fund-community-projects-malawi/ Sounds like a good probationary activity for the world's bankers, too.

Interactive billboards stop London's litterers. http://www.springwise.com/interactive-billboards-stop-londons-litterers/

28.09.2015: 'Why didn't £650 survey spot £165,000 subsidence hell?' http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/11891118/Survey-failed-to-spot-165000-subsidence-hell.html You might as well ask how hundreds of thousands of British houses built on flood plains have got past their surveys, as well.

Anti-virus software: If you use AVG's free software, it will sell your data. http://www.independent.co.uk/life-style/gadgets-and-tech/features/anti-virus-software-if-you-use-avgs-free-software-it-will-sell-your-data-10515043.html Jumping on the bandwagon, is it?

Foodinate: New revolutionary concept allows restaurant customers to donate a meal when buying food. http://www.independent.co.uk/news/uk/home-news/foodinate-new-revolutionary-concept-allows-restaurant-customers-to-donate-a-meal-when-buying-food-a6668486.html Not to mention restaurant profits.

The rise of retro photo and video apps: From Hipstamatic to the VHS Camcorder. http://www.independent.co.uk/life-style/gadgets-and-tech/features/the-rise-of-retro-photo-and-video-apps-from-hipstamatic-to-the-vhs-camcorder-10500964.html Having watched some of the most appalling picture loss and breakdown at yesterday's World Cycling Championships in Richmond, USA, I would have thought a return to pre-World War Two filming technology would have been a major improvement. That this is the country which has sold the world (and the UK government above all) assorted internet, dummyphone and software crap, comes as no surprise!

27.09.2015: Court fee rise will disadvantage SMEs chasing late payments from big business. http://www.bmmagazine.co.uk/news/court-fee-rise-will-disadvantage-smes-chasing-late-payments-from-big-business/

Selling your buy-to-let? Here are some tricks to cut your tax bill. http://www.telegraph.co.uk/finance/personalfinance/capital-gains-tax/11890979/Selling-your-buy-to-let-Here-are-some-tricks-to-cut-your-tax-bill.html

Sellers said my riverside home would never flood! http://www.dailymail.co.uk/news/article-3249541/Sellers-said-riverside-home-never-flood-Buyer-wins-150-000-legal-victory-previous-owner-lied-risk.html

How to get details of your credit rating for free. http://www.independent.co.uk/money/loans-credit/how-to-get-details-of-your-credit-rating-for-free-10517314.html

CNET Community: recommendations for a high quality photo printer. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497

75 home businesses that pay. http://homebusiness.about.com/od/homebusinessprofiles/a/75-Home-Business-Ideas.htm?utm_content=20150926&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

5 rules for choosing a winning business name. http://sbinfocanada.about.com/od/startup/a/createbizname.htm?utm_content=20150926&utm_medium=email&utm_source=

26.09.2015: Government launches nationwide survey of self employed. http://www.bmmagazine.co.uk/news/government-launches-nationwide-survey-of-self-employed/ Which is tantamount to an official admission that all previous 'surveys' aren't worth diddly squat. Which they aren't. Well. Apart from giving the regime a bit of extra (bogus) credibility in the run-up to the recent elections.

Bank of England concerns over buy-to-let boom. http://www.bbc.com/news/business-34356801

5 VAT Pitfalls to Avoid When Running a Small Business. http://www.bmmagazine.co.uk/in-business/finance/5-vat-pitfalls-to-avoid-when-running-a-small-business/

Virtual reality advertising network links brands with developers. http://www.springwise.com/virtual-reality-advertising-network-links-brands-developers/

App keeps drunken users safe and sensible. http://www.springwise.com/app-drunken-users-safe/

Charity night bus tickets provide shelter for London’s homeless youths. http://www.springwise.com/charity-bus-tickets-provide-shelter-londons-young-homeless-night/

25.09.2015: "All I'm trying to do is help other people achieve their dreams". http://money.aol.co.uk/2015/09/24/michelle-mone-defends-use-of-government-car/ This is the regime's latest 'business guru' on her recent appointment while doing the rounds in an official, chauffeur-driven Jaguar. Which kinda follows on from another regime business guru who promised to save the High Street. And the country's apprenticeship structure. Etc. Etc. Or, just the latest dose of bollox.

Young people are burdened with stifling levels of debt. http://money.aol.co.uk/2015/09/24/young-people-are-burdened-with-stifling-levels-of-debt/ That's the whole idea, ranging from student loans to business start-up loans: fodder generation for the regime's puppeteers - the banks.

Mobile phone customers facing bill shock. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/11887187/Mobile-phone-customers-facing-bill-shock-as-Ofcom-triples-spectrum-charges-for-operators.html

UK to launch vehicle emissions probe. http://www.bbc.com/news/business-34352548 Who's going to be in charge of this PR exercise, then? Top Gear? Or the Chilcot enquiry? I was having a word about all of this with one of our members who makes a decent living out of trading cars online. Was he worried? About as much as FIFA; the IOC; the IAAF; the IMF; the banks generally; American war criminals; and the list goes on.

Bicycles are top of insurance claim list. http://www.bbc.com/news/business-34335903 Ahead even, of second-hand, log-book loan BMWs with fake performance and emission data? And after all that investment by Big Corp in dumbing down the world's plebs. Next thing you know, 'the public' will be questioning online reviews and what they read in 'the papers'!

5 tips for growing your home business.

Top 7 free business name generators.

Eco-friendly sailboat is a co-working space at sea. http://www.springwise.com/eco-friendly-sailboat-co-working-space-sea/ That's just what's needed for all those millions of refugees displaced by the Coalition of Evil, so that they can arrive in the UK ready-made entrepreneurs to help swell the regime's bogus employment statistics.

Modular roofing panels are an affordable, eco-friendly alternative. http://www.springwise.com/modular-panels-affordable-roofing-developing-world/

Antidepressant app helps patients choose the best suited medication. http://www.springwise.com/antidepressant-app-helps-patients-choose-best-suited-medication/ These should go down a bomb in the world's #1 hypochondriac nation, France; where the majority of the population starts each working week more doped up than Lance Amstrong (or their own athletes) ever was - or were/are.

24.09.2015: SMEs are owed billions in late payments and the figure is climbing. http://www.bmmagazine.co.uk/news/smes-are-owed-billions-in-late-payments-and-the-figure-is-climbing/ And every late-payer almost certainly voted recently, for the 24% Regime.

EE remains most complained about broadband provider, says Ofcom. http://money.aol.co.uk/2015/09/23/ee-remains-most-complained-about-broadband-provider-says-ofcom/

Sports goods fly past the posts: sales forecast to reach £4.4 billion in 2015. http://www.internationalsupermarketnews.com/news/19771 And let's not forget the exponential growth in online sales of performance-enhancing drugs, too. So that every lycra-clad monkey down at the local fitness centre can ape the media's doped-up sports personalities.

More than half of products bought for more than £20 are now bought online for home delivery. http://www.internationalsupermarketnews.com/news/19791 Like performance-enhancing drugs.

Elderly people should be given emotional support to encourage them to downsize. http://www.telegraph.co.uk/active/11885825/Elderly-people-should-be-given-emotional-support-to-encourage-them-to-downsize.html Alternatively, elderly folks' homes could benefit from multi-generational occupation as one usually finds in the rest of the world. (Also a very good scenario for anyone raising young winkles without the stress and cost of finding a good childminder; finding and paying for a decent old folks' home; setting up and running a home business; reducing personal debt levels; regular, decent cooking; and even - a solution to the UK's housing shortage. If there really is one.)

Trouble with all of that is that there's no money in it for the all the parasites who live off the UK's Ponzi housing marketplace.

Seven most common causes of debt. http://money.aol.co.uk/2015/09/23/seven-most-common-causes-of-debt/

New twist on crash-for-cash scam. http://money.aol.co.uk/2015/09/23/crash-for-cash-fraudsters-demanding-money-at-accident-sites/

Top ten items targeted by burglars. http://money.aol.co.uk/2015/09/24/top-10-items-targeted-by-burglars/

How to block emails and unsubscribe from spam with a single click: Gmail rolls out simple tools to help you take control of your inbox. http://www.dailymail.co.uk/sciencetech/article-3246060/Block-emails-unsubscribe-spam-single-click-Gmail-rolls-simple-tools-help-control-inbox.html

Smartphone backlash. http://www.theguardian.com/artanddesign/2015/sep/22/punkt-mobile-phone-london-design-festival

5 Benefits of Using Small Business Debit Cards and How to Get One.

Former UK homes of great writers and poets. http://www.telegraph.co.uk/travel/destinations/europe/uk/11885955/Literary-lodgings-former-UK-homes-of-great-writers-and-poets.html

23.09.2015: 'China must be our number two export market'. http://www.bbc.com/news/business-34325714 That's what Da P.M. was saying about Russia when he visited there 4 years ago. Before he decided to concentrate on the Libyan invasion and murderfest instead. Followed by Syria. And Iraq. And the Ukraine.

Sneaky fees leave us paying out £334m each year on 'misleading' 0% credit cards. http://www.independent.co.uk/money/sneaky-fees-leave-us-paying-out-334m-each-year-on-misleading-0-credit-cards-10511676.html That's why the banks put Cameron and his regime of fags back into power.

BT pledges better broadband for UK. http://www.bbc.com/news/technology-34324046 Yet another 'pledge'?

An “Anywhere Office” can help solve the UK’s productivity problems. http://www.bmmagazine.co.uk/columns/opinion/an-anywhere-office-can-help-solve-the-uks-productivity-problems/ 'They' have been saying this for over twenty years. For as long as 'BT' have been promising better broadband.

Shoppers face 10pc price rises as weak pound hit retailers' profits. http://www.telegraph.co.uk/finance/personalfinance/11880234/Shoppers-face-10pc-price-rises-as-weak-pound-hit-retailers-profits.html

Microsoft Office 2016 released. http://www.independent.co.uk/life-style/gadgets-and-tech/news/microsoft-office-2016-released-updates-for-word-powerpoint-excel-and-outlook-all-revealed-as-software-updated-for-windows-10-10513093.html

Protect yourself from balance transfer disaster. http://money.aol.co.uk/2015/09/22/protect-yourself-from-balance-transfer-disaster/

Dorset butcher's that started as Henry VIII-era market stall is Britain's oldest family business. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11882495/Dorset-butchers-that-started-as-Henry-VIII-era-market-stall-is-Britains-oldest-family-business.html

The rise of the walk-in larder. http://www.dailymail.co.uk/news/article-3244038/The-rise-walk-larder-Number-growing-bespoke-kitchens-pantry-latest-middle-class-have.html Not so much 'the rise' as going back in time. Before slavering property developers, builders and estate agents began selling 'walk-in larders' as first-time-buyer housing.

The value of being customer centric. http://www.bmmagazine.co.uk/columns/opinion/the-value-of-being-customer-centric/

How to - name your brand. http://www.springwise.com/how-to-name-your-brand/

Cambridge Business School calls for Refugee-camp entrepreneurship. http://www.bmmagazine.co.uk/columns/opinion/cambridge-business-school-calls-for-refugee-camp-entrepreneurship/ I don't remember any dopy academics proposing 'refugee-camp entrepreneurship' just after the Second World War when millions of refugees from around the world turned their hands to running successful businesses. Perhaps 'entrepreneurship' wasn't the fashion in those days? And 'war' was very much out of favour.

22.09.2015: Housing bubble fear over UK’s £200billion buy-to-let borrowing: Homes market could be hit by interest rate rise and interference by the Government. http://www.dailymail.co.uk/news/article-3244032/Housing-bubble-fear-UK-s-200billion-buy-let-borrowing-Homes-market-hit-rate-rise-interference-Government.html

House prices up by £20,000 because of Help To Buy scam. http://www.dailymail.co.uk/news/article-3243395/House-prices-20-000-higher-George-Osborne-s-Help-Buy-scheme.html Which is the whole idea, of course. All part of the regime's sustained attack on the country's independent, middle classes.

10 towns where you're most likely to go bust. http://money.aol.co.uk/2015/09/22/the-10-towns-where-britons-are-most-likely-to-go-bust/

Nine out of ten 'pay more in tax than they get in benefits'. http://money.aol.co.uk/2015/09/22/nine-out-of-ten-pay-more-in-tax-than-they-get-in-benefits/ Unless they're British start-ups and 'entrepreneurs', of course.

Refugees shun France, land of red tape, unemployment and poor housing. http://www.telegraph.co.uk/news/worldnews/europe/france/11880391/Refugees-shun-France-land-of-red-tape-unemployment-and-poor-housing.html Of course, if one ignores the propaganda headline and reads the article itself, it shows that Ingerlandt barely appears on the graphs, too. Whereas Sweden and Austria between them, welcome around a hundred (100) times as many refugees as the UK. Which historically, is pretty much as it has always been. (The rantings of Ingerlandt's hate-preaching, fascist media apart.)

France, which somewhat mysteriously doesn't appear on the charts at all, shouldn't worry too much at this being a 'slap in the face' as one of its regime's ministers suggests. It should be much more worried instead about businessfolk, especially French businessfolk, shunning their country - while its moral beacon, Francois 'Shagger' Hollande nails his attachment for his fonctionnaires and Israeli and American terrorists to the mast instead. (The era of 'proper' Frenchmen like Jacques Chirac being well and truly dead.)

Bookkeeper stole £1.75m by doctoring company accounts with Tipp-ex. http://www.telegraph.co.uk/news/uknews/law-and-order/11880508/Bookkeeper-stole-1.75m-by-doctoring-company-accounts-with-Tipp-ex.html

VAT MOSS compliance threshold to be introduced. http://www.accountancyage.com/aa/news/2425784/small-business-relief-at-proposed-vatmoss-threshold Small firms and sole traders that provide digital services to consumers in European Union (EU) countries may become exempt from the VAT Mini One Stop Shop (VAT MOSS) requirements following the introduction of a threshold for compliance by the European Commission (EC). Currently traders must charge VAT on their services at the rate applicable in the consumer's home country. This is complex, and creates an administrative burden for smaller firms that have to charge VAT on consumer sales at a variety of rates. As a result, the EC has announced plans to exempt the smallest firms from the requirement to comply with VAT MOSS rules so that the burden of red tape does not discourage them from selling their services abroad. (EnterpriseQuest)

Restaurants are top of the menu as consumer confidence returns. http://www.bmmagazine.co.uk/newswire/restaurants-are-top-of-the-menu-as-consumer-confidence-returns/

Pub Loan Fund announced. https://www.gov.uk/government/news/run-your-local-with-15-million-pub-loan-fund The Department for Communities and Local Government has announced plans for a Pub Loan Fund of £1.5 million. The new fund will enable communities to apply for small loans to help them take over and run local pubs at risk of closure. Loans may be used for legal fees, refurbishment or feasibility studies. The fund is not yet open for applications. (EnterpriseQuest)

Farron proposes Lib Dem’s focus on start-up allowance for new business owners. http://www.bmmagazine.co.uk/news/farron-proposes-lib-dems-focus-on-start-up-allowance-for-new-business-owners/

Government to clamp down on bogus training courses. http://www.bmmagazine.co.uk/news/government-to-clamp-down-on-bogus-training-courses/

Hundreds of iPhone apps affected in major attack. http://www.telegraph.co.uk/technology/apple/iphone/11879094/Hundreds-of-iPhone-apps-infected-in-first-major-attack-on-App-Store.html

Skype is still offline. http://www.dailymail.co.uk/sciencetech/article-3243151/Skype-status-problem-preventing-users-making-calls.html Oh, for the good 'ole days of jack-plug telephone exchanges run by skilled telephone operators. And a family pic, once a year, in the post.

What not to do when using social media for business. http://sbinformation.about.com/od/marketingsales/a/what-not-to-do-when-using-social-media-for-business.htm?utm_content=20150921&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

App for the modeling industry bypasses agencies. http://www.springwise.com/app-modeling-industry-bypasses-agencies/

Modular obstacles create temporary urban skatepark. http://www.springwise.com/modular-obstacles-create-temporary-urban-skatepark/

The 10 most popular adverts of all time. http://i100.independent.co.uk/article/these-are-the-10-most-popular-adverts-of-all-time--Z1ahMV7O8l

21.09.2015: Making money on the side: the legal nightmares. http://money.aol.co.uk/2015/09/20/making-money-on-the-side-the-legal-nightmares/

Business scammed into handing over £1million to bogus caller. http://www.telegraph.co.uk/news/uknews/crime/11878125/Business-scammed-into-handing-over-1million-to-bogus-caller.html

War on countryside fear as team set up to speed new housing. http://www.telegraph.co.uk/news/earth/greenpolitics/planning/11877659/War-on-countryside-fear-as-team-set-up-to-speed-new-housing.html

Scamwatch: dodgy student landlords. http://money.aol.co.uk/2015/09/20/scamwatch-dodgy-student-landlords/

Survey reveals UK businesses do not have control of print costs. http://www.bmmagazine.co.uk/news/survey-reveals-uk-businesses-do-not-have-control-of-print-costs/

Auf Widersehen, Pet is tv's best. http://www.dailymail.co.uk/news/article-3242602/Auf-Wiedersehen-Pet-ITV-s-best-Comedy-drama-tops-poll-channel-s-greatest-shows-beating-Thunderbirds-Coronation-Street-second-third.html This is the series about self-employed, unemployed, illegal British immigrants sponging off the Germans, is it?

20.09.2015: HMRC flexes new powers on contract and freelance workers in £5.5bn raid. http://www.telegraph.co.uk/finance/personalfinance/tax/11865618/HMRC-uses-new-powers-on-contractors-I-was-told-to-pay-30000-within-90-days.html That's even more unhappy 'entrepreneurs' who were duped into voting for the '24% Regime'.

What do the new self-employed actually do? http://money.aol.co.uk/2015/09/19/what-do-the-new-self-employed-actually-do/ Sign on?

UK productivity lags behind rest of G7. http://www.bbc.com/news/business-34289704 That will be all those self-employed signing on, then.

George Osborne to push for 'new era in UK-China relations'. http://www.bbc.com/news/uk-politics-34295377 Only a few decades late but hey, even with the Chinese economy now supposedly running out of steam, better late than never.

Who is going to build Britain's homes? http://www.independent.co.uk/news/uk/home-news/shortage-of-skilled-workers-holding-back-efforts-to-tackle-britains-housing-crisis-10509296.html It does make one wonder if there are really so many 'Polish plumbers' in the UK as Ingerlandt's fascist, hate-preaching media would have the country believe.

Popular ad blocker withdrawn. http://www.bbc.co.uk/newsbeat/article/34302253/peace-ad-blocker-withdrawn-after-maker-marco-arment-says-success-doesnt-feel-good

CNET Community Windows 10 forum: what are the disadvantages? http://www.cnet.com/forums/discussions/windows-10-disadvantages/?tag=nl.e497&s_cid=e497&ttag=e497&ftag=CAD5920658

Best business opportunities for retirees.
http://sbinfocanada.about.com/od/startup/ss/Best-Business-Opportunities-for-Retirees.htm?utm_content=20150919&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation 1. Emigrate to anywhere. 2. Emigrate to Germany and pretend to be an economic refugee. (Which you will be, coming from Ingerlandt.) 3. Take out a regime Silverpreneur Start-Up Loan - and don't pay it back.

16 part-time businesses anyone can start today.

The Best Business Ideas for Working For or With Seniors.

19.09.2015: Bank of England may cut rates, says chief economist. http://www.bbc.com/news/business-34291815 In other words, the economy is well and truly fcuked.

More firms are about to go bust - and that's a good thing. http://www.telegraph.co.uk/finance/economics/11873073/More-firms-are-about-to-go-bust-and-thats-a-good-thing.html

Government to back business with new Enterprise Bill. http://www.bmmagazine.co.uk/news/government-to-back-business-with-new-enterprise-bill/ As opposed to not having backed the vast majority of businesses before, at all.

UKTI join forces with Amazon to help SMEs go global. http://www.bmmagazine.co.uk/news/ukti-join-forces-with-amazon-to-help-smes-go-global/ I thought that was what the internet generally was supposed to do?

Official release: Small Business Survey 2014: businesses led by women and ethnic minorities. https://www.gov.uk/government/publications/small-business-survey-2014-businesses-led-by-women-and-ethnic-minorities

45% of renters think they will never afford own home. http://money.aol.co.uk/2015/09/18/45-of-renters-think-they-will-never-afford-own-home/

Private renters' arrears 'at worst level since 2012'. http://money.aol.co.uk/2015/09/18/private-renters-arrears-at-worst-level-since-2012/

Martin Lewis: 'Best money decision? Setting up £80 website that made more than £100m'. http://www.telegraph.co.uk/finance/personalfinance/fameandfortune/11844137/Martin-Lewis-Best-money-decision-Setting-up-80-website-that-made-more-than-100m.html

App lets users share accounts without revealing passwords. http://www.springwise.com/app-lets-users-share-accounts-without-revealing-passwords/

18.09.2015: New small business commissioner to clamp down on late payments. http://www.telegraph.co.uk/finance/yourbusiness/11871324/New-small-business-commissioner-to-clamp-down-on-late-payments.html Hasn't the regime got any new jokes?

Small businesses reveal surge in growth and optimism for next 12 months. http://www.bmmagazine.co.uk/news/small-businesses-reveal-surge-in-growth-and-optimism-for-next-12-months/

Older people should sell off the family home - says FCA. http://money.aol.co.uk/2015/09/18/older-people-should-sell-off-the-family-home-says-fca/ So much for the aspirations of the country's 'silverpreneurs' - much less family traditions and leaving behind a small inheritance. What will the FCA's next suggestion be to compensate for the country's Ponzi housing market which they have helped to develop? Pimp your granny?

Banks refusing to repay card fraud victims based on 'a hunch'. http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11869596/Banks-refusing-to-repay-card-fraud-victims-based-on-a-hunch.html

UK retail sales up 0.2% in August. http://www.bbc.com/news/business-34276417

Four out of ten small firms will vote to quit EU. http://www.bmmagazine.co.uk/newswire/four-out-of-ten-small-firms-will-vote-to-quit-eu/

Most complaints to water companies are about bills. http://money.aol.co.uk/2015/09/17/financially-confident-people-most-vulnerable-to-pension-scams/

The 8 Types of Shopper – and what they want from e-commerce. http://www.internationalsupermarketnews.com/news/19763

Fraudsters target rugby fans. http://money.aol.co.uk/2015/09/17/fraudsters-target-rugby-fans/

Confidence raises risk from pension scams. http://money.aol.co.uk/2015/09/17/financially-confident-people-most-vulnerable-to-pension-scams/

Call blocking firm fined for making cold calls itself. http://www.bbc.com/news/business-34280165

What's it really like to run a father-and-son business? http://www.telegraph.co.uk/men/the-filter/11866720/Whats-it-really-like-to-run-a-father-and-son-business.html

Smart folio lets users draw on real paper and save to the cloud. http://www.springwise.com/smart-folio-saves-handwritten-notes-cloud/

Polish Entrepreneurs help boost UK economy. http://www.bmmagazine.co.uk/news/polish-entrepreneurs-help-boost-uk-economy/

17.09.2015: Business costs 'rising 5.7% above inflation'. http://enforbusiness.com/news/business-costs-rising-57-above-inflation-201511293

Millions switching current accounts. http://money.aol.co.uk/2015/09/16/millions-switching-current-acounts/

Three quarter of all SMEs have no human contact with their bank. http://www.bmmagazine.co.uk/news/three-quarter-of-all-smes-have-no-human-contact-with-their-bank/

Big Six providers lose 100,000 households to ground-breaking green energy scheme. http://www.independent.co.uk/environment/big-six-providers-lose-100000-households-to-groundbreaking-green-energy-scheme-10504449.html

The best and worst British brands for customer service. http://www.independent.co.uk/news/business/news/the-best-and-worst-uk-brands-for-customer-service-ranked-10503398.html

How to protect yourself form LinkedIn-based scams. http://www.bmmagazine.co.uk/in-business/advice/how-to-protect-yourself-form-linkedin-based-scams/

In Romania, book-reading commuters travel for free on public transport. http://www.springwise.com/romania-book-reading-commuters-travel-free-public-transport/

The 10 unbreakable rules of cashflow.

5 quick ways to improve your cashflow right now.

Without this you'll never master your cashflow.

16.09.2015: Half of UK cash in black market or overseas, says Bank. http://www.bbc.com/news/business-34257278 Just think of how many more people the regime could bankrupt, starve, maim and terrorise, how many more Big Corp interests it could grease and how much more waste there would be if it could get its stinky pinkies on that money. No wonder it wants to do away with cash and force the banks into increasingly jeopardising their customers' money with internet and dummyphone banking. (If banks actually need to be 'forced' into what comes naturally to them, anyway.)

The end of free banking will come within five years. http://www.independent.co.uk/news/business/news/the-end-of-free-banking-will-come-in-the-next-five-years-10502295.html If one adds up the combined cost of banking cock-ups and the taxpayer subsidies which have gone into keeping the whole basket-case afloat, then free banking has never existed.

Tenants may be biggest losers from buy-to-let tax changes. http://money.aol.co.uk/2015/09/15/tenants-may-be-biggest-losers-from-buy-to-let-tax-changes/

Buy-to-let in Scotland is profitable but risky. http://money.aol.co.uk/2015/09/15/buy-to-let-in-scotland-is-profitable-but-risky/

Free broadband satellite dish for remote homes and businesses. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/telecoms/11866933/Free-broadband-satellite-dishes-for-remote-homes.html In the meantime, homes in towns and cities with piss-poor broadband will get - a lollipop! (To continue to suck it and see.)

Eurostar revamps its seating and introduces free Wi-Fi. http://www.telegraph.co.uk/travel/travelnews/11866700/Eurostar-revamps-its-cramped-seating-and-introduces-free-wifi.html It is hoped this will distract the passengers from 'technical issues' leading to diversions, delays and lost connections, trade union thug activity, partially-working and filthy bogs, various shortages of food and drinks in the bars and the general antics of arguably, the worst management in the world.

French reporters don't like Croydon. http://www.telegraph.co.uk/sport/rugbyunion/international/france/11865656/French-brand-Croydon-dull-sad-and-monotonous-as-Rugby-World-Cup-base.html I'm no fan of Croydon myself but French hacks, like their British counterparts, aren't noted for getting out much. Especially into their own banlieues. Lifting each others' predictably asinine copy is much easier.

Latest ATM scam. http://money.aol.co.uk/2015/09/15/watch-latest-atm-scam-in-action/

118 rip-off scandal. http://www.dailymail.co.uk/news/article-3235016/Cost-calling-directory-enquiries-rockets-6-45sec-call.html Another Cameron peerage about to be handed out?

If you title yourself as an ‘entrepreneur’ you won’t actually be one. http://www.bmmagazine.co.uk/columns/opinion/if-you-title-yourself-as-an-entrepreneur-you-wont-actually-be-one/ Or, in the same vein, being referred to as an 'entrepreneur' by a politician, a government crony or in regime propaganda.

Digital content platform lets users publish everywhere at once. http://www.springwise.com/digital-content-platform-lets-users-publish/

Video app provides underserved clients with immediate legal advice. http://www.springwise.com/video-app-underserved-clients-legal-advice/

Japanese bookstore only stocks one book a week. http://www.springwise.com/japanese-bookstore-stocks-book-week/

Motivational text messages for overshoppers. http://www.springwise.com/motivational-text-messages-overshoppers/

Service bot is an on-demand PA for offices. http://www.springwise.com/messaging-bot-on-demand-pa-offices/

Gifting button lets users buy presents without knowing recipient’s size. http://www.springwise.com/gifting-button-lets-customers-buy-presents-knowing-recipients-size/

15.09.2015: New Ombudsman service for commercial disputes A new scheme to help firms use alternative dispute resolution (ADR) to settle commercial disputes has been announced by Ombudsman Services. The Ombudsman Services Business to Business ADR scheme includes the Small Business Service. This provides mediators to firms with up to 500 employees in relation to commercial disputes worth no more than £500,000. Day rates for mediators range from £450 and £1,750 per party, depending on the cost of the dispute. There are also plans for the scheme to incorporate adjudication and arbitration services in the next few months. (EnterpriseQuest)

Read more about the new scheme at: http://www.ombudsman-services.org/new-service-to-resolve-commercial-disputes.html

The scheme's website is available at: http://www.ombudsman-services-b2b.org

Fall in UK business optimism suggests 'turning point is approaching'. http://www.aol.co.uk/news/2015/09/14/fall-in-uk-business-optimism-suggests-turning-point-is-approaching/ What's to turn? Assuming we're talking about the vast majority of the country's businesses - and not just the taxpayer-subsidised murder industry. Doing very nicely out of Iraq and Syria at the moment. And the taxpayer-subsidised banks, of course.

Tube strike was 'good' for the economy, survey finds. http://www.independent.co.uk/news/business/news/tube-strike-good-for-the-economy-study-finds-10499926.html Let's hope we have lots more of them, then! (An Oxbridge or KGB annexe survey, by the way. Say no more.)

SMEs demand better broadband for survival of their business. http://www.bmmagazine.co.uk/news/smes-demand-better-broadband-for-survival-of-their-business/ It must be at least a week since I last heard this story.

Shopping visits fall at sharpest rate in nine months. http://money.aol.co.uk/2015/09/14/shopping-visits-fall-at-sharpest-rate-in-nine-months/

Local Shop Report 2015 published. http://www.acs.org.uk/2015-local-shop-report-highlights-
The Local Shop Report 2015 has been published by the Association of Convenience Stores. The report reveals that there are now 51,524 convenience stores in the UK employing over 407,000 people. The sector was worth £37.7 billion in April 2015, with growth of 5% over the last year. The report also reveals that 25% of shop owners work more than 70 hours per week on average, and 20% take no holiday at all throughout the year. However, 83% have provided support for local charities or local events throughout the year. (EnterpriseQuest)

Unlike the 24% Regime's ragbag of business weener websites then?

The UK would be £11bn worse off without Google. http://www.telegraph.co.uk/finance/economics/11865514/The-UK-would-be-11bn-worse-off-without-Google.html Q: Who says? A: Google.

Some could face energy bill hikes of £300 this week. http://money.aol.co.uk/2015/09/14/some-could-face-energy-bill-hikes-of-300-this-week/

Thousands more UK bank branches could face closure. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11863736/Thousands-more-UK-bank-branches-could-face-closure.html

Dunbar Bank accused of ruthless loan pursuit. http://www.bbc.com/news/uk-england-34207823

Latest warning over inheritance tax limit. http://www.telegraph.co.uk/finance/personalfinance/tax/11855775/New-inheritance-tax-limit-thousands-will-miss-out-unless-they-make-this-change.html

Men charged over SMS 'cramming' fraud worth tens of millions in US. http://www.theguardian.com/world/2015/sep/15/men-charged-over-sms-cramming-worth-tens-of-millions-in-us They'd be getting peerages in the UK.

Struggling with late paying clients? Here are five invoicing mistakes to avoid. http://www.bmmagazine.co.uk/in-business/finance/struggling-with-late-paying-clients-here-are-five-invoicing-mistakes-to-avoid/

The three rules of persuasive presentations. http://www.bmmagazine.co.uk/in-business/advice/the-three-rules-of-persuasive-presentations/

Tricks restaurants use to con you out of money revealed by Spanish consumer group. http://www.independent.co.uk/life-style/food-and-drink/news/tricks-restaurants-use-to-con-you-out-of-money-revealed-by-spanish-consumer-group-10500354.html

Want to write a bestselling cookery book? Don’t worry about making it any good. http://www.theguardian.com/commentisfree/2015/sep/14/write-bestselling-cookery-book-recipes

14.09.2015: A week of buying only British goods. How hard can it be? http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11858442/A-week-of-buying-only-British-goods.-How-hard-can-it-be.html

Jeremy Corbyn sees mixed reaction from business lobby groups. http://www.bbc.co.uk/news/business-34238362 If the man is provoking squeals of protest from lying, thieving, murdering, war-criminal and terrorist fags (blue-ties, red-ties and yellow-ties) and their Israeli/American propaganda, then he is clearly on a track which could be beneficial to the country's majority - and not just the banks, Big Corp and the murder industry. Which in turn, should be good news for the vast majority of the country's business community, too.

How to get rick quick from the Rugby World Cup. http://www.telegraph.co.uk/finance/property/11854697/How-to-get-rich-quick-from-the-Rugby-World-Cup.html

Business growth high on the agenda for SMEs. http://www.bmmagazine.co.uk/news/business-growth-high-on-the-agenda-for-smes/

Nectar announces Small Business Awards shortlist. http://www.bmmagazine.co.uk/news/nectar-announces-small-business-awards-shortlist/

Should you lend money to friends? http://money.aol.co.uk/2015/09/13/should-you-lend-money-to-friends/

Google Adwords Tips and Tricks for New Online Marketers.

13.09.2015: Call centres are biggest gripe for British consumers. http://www.independent.co.uk/news/uk/home-news/call-centres-are-the-nations-biggest-gripe-according-to-new-research-10498495.html

The 10 best home business opportunities of now and tomorrow. http://sbinfocanada.about.com/od/startingahbb/ss/Top-10-Home-Business-Opportunities.htm?utm_content=20150912&utm_medium=email&utm_source=cn_nl&utm_campaign=

5 easy ways to find market trends and decide what to sell on eBay. http://ebay.about.com/od/sellingeffectivel1/fl/Five-Easy-Ways-to-Find-Market-Trends-and-Decide-What-to-Sell-on-eBay.htm?utm_content=20150912&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

The most important thing that's missing from your business plan. http://biztaxlaw.about.com/od/businessplan/fl/The-Most-Important-Thing-Thats-Missing-From-Your-Business-Plan.htm?utm_content=20150912&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

12.09.2015: Nottingham, Bristol & Birmingham all beat London in UK’s startup growth statistics. http://www.bmmagazine.co.uk/news/nottingham-bristol-birmingham-all-beat-london-in-uks-startup-growth-statistics/

Cloud-first smartphone never runs out of space. http://www.springwise.com/cloud-first-smartphone-runs-space/

Lost property rip-off: Passengers charged to retrieve own items. http://www.telegraph.co.uk/news/uknews/road-and-rail-transport/11859626/Lost-property-rip-off-Passengers-charged-to-retrieve-own-items.html I remember forgetting my mobile phone and leaving it behind on a London taxi many, many years ago. The driver then called my club where he had dropped me off just a few minutes earlier and offered to return the phone - for £50. (This was when £50 was still worth £50, cash, money.) Just to put this fee of £20 into context. And the greed of London cabbies when they protest about Uber drivers. Or Londoners in general.

'I've inherited £15,000 aged 20. When can I buy a £350,000 house?'. http://www.telegraph.co.uk/finance/personalfinance/investing/firsttimeinvestors/11849368/Ive-inherited-15000-aged-20.-When-can-I-buy-a-350000-house.html When you receive another inheritance - or what remains of one after the regime has lifted 40% of it for bungs for US Big Corp.

GCHQ is giving out advice on how to set a good password. http://www.theguardian.com/technology/2015/sep/11/gchq-password-advice A pity they can't set about dealing with threats to the country's national security, on the other hand. Perhaps, like the police, they should do a telly series?

Smart video camera automatically edits footage into just the good bits. http://www.springwise.com/smart-camera-automatically-edits-footage-good-bits/

Ways to improve your business reporting. http://www.bmmagazine.co.uk/in-business/advice/ways-to-improve-your-business-reporting/

6 tips to help you overcome cold-calling anxiety. http://www.bmmagazine.co.uk/in-business/advice/6-tips-to-help-you-overcome-cold-calling-anxiety/

Hyper local news platform only shows stories from nearby. http://www.springwise.com/hyper-local-news-platform-shows-stories-nearby/

11.09.2015: UK construction sector shrinks, following news of fall in manufacturing. http://www.telegraph.co.uk/finance/economics/11857890/UK-construction-sector-shrinks-as-housebuilding-stalls.html

BT accused of hiding broadband failures. http://www.bmmagazine.co.uk/newswire/bt-accused-of-hiding-broadband-failures/ The whole world and its dog has known this for centuries. What needs to be tackled are the telecomms' industry's 'dogs' in Wankminster.

Personal details of thousands of Lloyds customers feared stolen after data storage device goes missing. http://www.dailymail.co.uk/news/article-3230120/Personal-details-thousands-Lloyds-customers-feared-stolen-data-storage-devise-goes-missing.html And tomorrow's digital fukc-up by the banks will be . . .

New plastic £5 notes will cost businesses £236million for switching over cash machines and equipment, claims expert. http://www.dailymail.co.uk/news/article-3229921/New-plastic-5-notes-cost-businesses-236million-switching-cash-machines-equipment-claims-expert.html

Travelling to work 'is work', European court rules. http://www.bbc.co.uk/news/uk-34210002 This news has made the regime's donors and sponsors most unhappy, coming as it does, on top of the country's recently introduced living slave wage. More murderous bombings of civilians in Iraq and Syria are called for to produce a displaced refugee workforce which will happily walk to work. ('Walking' not being defined as 'travelling'.) To help Ingerlandt's millions of home-based entrepreneurs compete, the regime is proposing a Cardboard Box Allowance to provide cheaper home office accommodation.

Uber dealt another blow over status of drivers. http://www.bbc.co.uk/news/technology-34207838 Of course, Ingerlandt's 24% Regime has no worries. Even if Uber drivers aren't really 'self-employed' it still has MILLIONS of other unemployed 'entrepreneurs' to go around.

Apple and Facebook news: a page-turner for consumers? http://www.internationalsupermarketnews.com/news/19730

Retailers warned to get ready for Generation Z. http://www.internationalsupermarketnews.com/news/19729

Google turns your phone into a credit card: Android Pay launches in battle with Apple. http://www.dailymail.co.uk/sciencetech/article-3229630/Google-turns-phone-credit-card-Android-Pay-launches-battle-Apple.html

UK farmers forced to borrow money as global food prices collapse. http://www.telegraph.co.uk/finance/commodities/11856448/UK-farmers-forced-to-borrow-money-as-global-food-prices-collapse.html

Sainsbury’s farming apprenticeship scheme to help support shortage of young farmers. http://www.internationalsupermarketnews.com/news/19735

Top 5 business lessons from the Girl Scouts. http://retail.about.com/od/Retail-Training/fl/Top-5-Business-Lessons-from-the-Girl-Scouts.htm?utm_content=20150910&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

External batteries charge at night to reduce electricity bills. http://www.springwise.com/stylish-external-batteries-charge-night-reduce-electricity-bills/

Electronics manufacturer gives away 3D printing. http://www.springwise.com/electronics-manufacturer-3d-printing-files-product-parts/

Airbnb accommodation comes with a free bookshop job. http://www.springwise.com/airbnb-accommodation-free-bookshop-job/

App lets readers digitize their bookshelf for free. http://www.springwise.com/app-helps-readers-digitize-bookshelf-free/

Weekend larf: Women's Institute orders stallholder to cover up place names including Wetwang, Bell End and Minge Lane to spare its ladies' blushes. http://www.dailymail.co.uk/news/article-3229023/Sorry-town-s-just-rude-Women-s-Institute-orders-stallholder-cover-place-names-including-Wetwang-Bell-End-Minge-Lane-spare-ladies-blushes.html

10.09.2015: HMRC defends call waiting times of 47 minutes. http://www.bbc.co.uk/news/business-34195843

Help to Buy fails to stimulate new housebuilding boom. http://www.independent.co.uk/news/business/analysis-and-features/help-to-buy-fails-to-stimulate-new-housebuilding-boom-10494168.html Not to worry. British and French war criminals have decided to step up their bombings of Syrian civilians which should boost still further the numbers of displaced refugees looking for new homes.

Soon you'll be able to pay with a selfie. http://money.aol.co.uk/2015/09/09/soon-youll-be-able-to-pay-with-a-selfie-mastercard/

Facebook unveils updates to help SMEs interact with customers. http://www.bmmagazine.co.uk/news/facebook-unveils-updates-to-help-smes-interact-with-customers/

You can now use AdBlock on your iPhone. http://www.bmmagazine.co.uk/tech/you-can-now-use-adblock-on-your-iphone/

Small beer: why micropubs are the toast of Britain’s real ale revival. http://www.theguardian.com/lifeandstyle/2015/sep/10/small-beer-why-micropubs-are-the-toast-of-britains-real-ale-revival

App lets readers digitize their bookshelf for free. http://www.springwise.com/app-helps-readers-digitize-bookshelf-free/

Attachable button makes any device smart. http://www.springwise.com/attachable-button-device-smart/

09.09.2015: UK retail sales hit by late bank holiday. http://www.bmmagazine.co.uk/newswire/uk-retail-sales-hit-by-late-bank-holiday/

WhatsApp bug could affect millions of users. http://www.bbc.co.uk/news/technology-34192117

The 8 unbreakable rules of customer service. http://sbinfocanada.about.com/od/customerservice/ss/8-Rules-for-Good-Customer-Service.htm?utm_content=20150907&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

10 Loyalty marketing ideas for your small business. http://sbinformation.about.com/od/marketingsales/fl/10-Loyalty-Marketing-Ideas-for-Your-Small-Business.htm?utm_content=20150907&utm_medium=email&utm_source=cn_nl&utm_campaign=smbinfo&utm_term=list_sbinformation

Sonar device keeps cars at a safe distance from cyclists. http://www.springwise.com/sonar-device-cars-safe-distance-cyclists/

Analysis tool helps companies improve their website content. http://www.springwise.com/analysis-tool-helps-companies-improve-website-content/

Wearables alert those with incontinence before they need to go to the toilet. http://www.springwise.com/wearables-alert-incontinence-toilet/

Gift cards for homeless people provide access to vital services. http://www.springwise.com/gift-cards-homeless-people-provide-access-vital-services/

Civic engagement platform brings the town meeting online. http://www.springwise.com/civic-engagement-platform-brings-town-meeting-online/

Social network lets users trade their online time for charitable gifts. http://www.springwise.com/social-network-lets-users-trade-online-time-charitable-gifts/

08.09.2015: Europe to give struggling farmers €500m in aid. http://www.bbc.com/news/business-34171946

Furious farmers block Brussels streets. http://www.bbc.com/news/business-34171946 Will these same 'furious farmers' also be going to protest in solidarity with their freres in Russia?

Ukraine conflict: France hopes to end Russia sanctions. http://www.bbc.com/news/world-europe-34174382 Quite how France is going to arrive at a reconciliation with Russia after reneging on its contracts, proposing the continued invasion and bombings of Russia's Syrian allies and related interests throughout the world, as well as its support for Israeli terrorism, will be amusing to watch. No matter how much French farmers are squealing at the tightening effect of Russian sanctions against members of the Coalition of Evil. (Although French farmers' comments on the billions of euros of their produce going to waste at the hands of French trade union thugs and criminals - their 'compatriots' - have not been reported.)

Perhaps the solution for French farmers would be for their regime to permanently admit all the millions of displaced refugees they have helped to create? That would be a lot of extra business for them and could save the rest of the EU's taxpayers from having to bail France out once again. And perhaps the Americans could be persuaded to chip in as well, as it was all their idea in the first place?

New £8 million funding to boost rural tourism. https://www.gov.uk/government/news/growth-programme-8-million-funding-for-rural-businesses A further £8 million has been added to the Growth Programme to help rural firms and communities develop the economic potential of their local area over the next six years. Rural firms can apply for grants to help expand or promote tourism in their region. Grants of up to £35,000 are also available to firms in specific Local Enterprise Partnership (LEP) areas to help expand and develop new food processing facilities. (EnterpriseQuest)

Cabinet Office procurement target for small firms. https://www.gov.uk/government/news/big-opportunities-for-small-
The Cabinet Office has announced plans to increase the number of small firms being awarded or involved in providing central government contracts. The plans include a target to increase government procurement from small firms by around £3 billion by 2020. The Crown Commercial Service and each government department have been asked to set out detailed plans demonstrating how the target will be met. (EnterpriseQuest)

Exporting made easy with GreatBritishStore.com & UKTI. http://www.bmmagazine.co.uk/news/exporting-made-easy-with-greatbritishstore-com-ukti/ And the 'exclusion' or sanction zones are . . . ?

Could mobile advertising be consigned to history? http://www.bbc.com/news/technology-34177180 At last. Dumb plebs are starting to wake up.

UK SMEs urged to apply for £3,000 broadband grants. http://www.bmmagazine.co.uk/news/uk-smes-urged-to-apply-for-3000-broadband-grants/ More money still for telecomms' scammers?

'Four in five peer-to-peer borrowers rejected'. http://money.aol.co.uk/2015/09/07/four-in-five-peer-to-peer-borrowers-rejected/

Banks 'pulling out all the stops' to lure new customers. http://money.aol.co.uk/2015/09/07/banks-pulling-out-all-the-stops-to-lure-new-customers/ And have they got any viable banking services yet?

Top tips for businesses when faced with a cyber attack. http://www.bmmagazine.co.uk/in-business/advice/top-tips-for-businesses-when-faced-with-a-cyber-attack/

British man comes up with brilliant ploy for getting revenge on spammers. http://www.telegraph.co.uk/technology/news/11848311/British-man-comes-up-with-brilliant-ploy-for-getting-revenge-on-spammers.html

Airbnb scam leaves another reader out of pocket. http://www.telegraph.co.uk/travel/travel-advice/11848351/Airbnb-scam-leaves-another-reader-out-of-pocket.html

How to get rich dealing in modern art and vintage furniture. http://www.bmmagazine.co.uk/in-business/advice/how-to-get-rich-dealing-in-modern-art-vintage-furniture/

The hidden value of your intellectual property. http://www.bmmagazine.co.uk/in-business/advice/the-hidden-value-of-your-intellectual-property/

07.09.2015: British banks finally lending to small businesses. http://www.dailymail.co.uk/news/article-3224683/At-British-banks-FINALLY-lending-small-businesses-1b-handed-firms-six-months-2015.html

Taxman accused of 'bully-boy tactics' after it emerges HMRC can charge people if officers visit their homes. http://www.dailymail.co.uk/news/article-3224598/Taxman-accused-bully-boy-tactics-emerges-HMRC-charge-people-officers-visit-homes.html

Scamwatch: new fraud threat for SMEs. http://money.aol.co.uk/2015/09/07/scamwatch-new-fraud-threat-for-smes/ About time banking products carried a public health warning.

Phone calls a thing of the past as Britons use smartphones for everything but phoning. http://www.telegraph.co.uk/technology/mobile-phones/11847773/Phone-calls-a-thing-of-the-past-as-Britons-use-smartphones-for-everything-but-phoning.html

Safety warnings over satnavs. http://www.telegraph.co.uk/news/newstopics/howaboutthat/11847548/Safety-warnings-over-sat-navs-as-majority-of-drivers-admit-to-using-them.html

Criminal gangs infiltrated postal delivery services to intercept drugs, say officials. http://www.independent.co.uk/news/uk/crime/criminal-gangs-infiltrated-postal-delivery-services-to-intercept-drugs-say-officials-10488954.html At least that's not as serious as the lorry-fulls of performance-enhancing drugs now being sold over the internet to club athletes, gym-bunnies and posers so that they can commute to work faster than Bradley Wiggins. In the meantime, the media and its personalities, combined with sports' governing bodies, play at heroes and demons, Bolt v Gatlin, and pious, hypocritical figureheads like Sebastian Quo and Sep Blatter, assume their mantles of sporting traditionalism to ensure nothing changes.

06.09.2015: Small businesses underprepared for Black Friday. http://www.bmmagazine.co.uk/small-businesses-are-underprepared-for-black-friday/

The town where you can buy a house for just £5000. http://www.independent.co.uk/news/uk/home-news/welcome-to-tonypandy-in-wales--where-you-can-buy-a-house-for-just-5000-10488180.html

On a suckers' list? The simple mistake that guarantees your place on cold-calling 'marketing databases'. http://www.telegraph.co.uk/finance/personalfinance/investing/11822394/On-a-suckers-list-The-simple-mistake-that-guarantees-your-place-on-cold-calling-marketing-databases.html There are in fact, two simple mistakes. Owning a dummyphone. And joining social media. That's for Category 1 suckers. After that, simply having an internet connection will do the trick.

Phone scammers caught on tape. http://www.bbc.com/news/business-34153962

CNET Community: how long are laptops supposed to last? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497

6 Small Business Ideas for Making Quick Bucks in the Fall. http://sbinfocanada.about.com/od/businessideas/a/fallbizideas.htm?utm_content=20150905&utm_medium=email&utm_source=cn_nl&utm_campaign=

The essential guide to setting prices.

The 10 traits of successful business owners.

How Google Adwords Works to Grow Your Business Online.

05.09.2015: High street sales fall after washout August. http://money.aol.co.uk/2015/09/04/high-street-sales-fall-after-washout-august/

Tube strike dealt a heavy blow to London retailers. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11844271/Tube-strike-dealt-a-heavy-blow-to-Londons-retailers.html

Buyers urged not to rush property viewings. http://money.aol.co.uk/2015/09/04/buyers-urged-not-to-rush-property-viewings/

Britain's new gazumping capital. http://www.telegraph.co.uk/finance/property/11816793/Revealed-Britains-new-gazumping-capital.html

New research reveals link between unhappiness and entrepreneurship. http://www.bmmagazine.co.uk/new-research-reveals-link-between-unhappiness-and-entrepreneurship/

Tablets to replace laptops in the workplace within 10 years. http://www.bmmagazine.co.uk/tablets-to-replace-laptops-in-the-workplace-within-10-years-2/

16-24 year olds are the UK’s hardest workers. http://www.bmmagazine.co.uk/16-24-year-olds-are-the-uks-hardest-workers/

Top tips to make a fortune from home. http://www.dailymail.co.uk/femail/article-3221228/How-fortune-home-Woman-makes-25-MILLION-year-eBay-reveals-tips-earning-cash-online-says-people-3-000-worth-items-just-lying-around.html#comments Makes you wonder why everyone with a crap internet connection isn't a multi-millionaire!

Official: Money DOES buy happiness but it is cash in the bank not a big house which makes life better. http://www.dailymail.co.uk/news/article-3222341/Official-Money-DOES-buy-happiness-cash-bank-not-big-house-makes-life-better.html Cash in your pocket is much better. Then you don't have to worry about it getting lost, thieved or going towards an incompetent, criminal banker's bonus. Which of course, is why banks and regimes want society to become 'cashless'.

The UK's best 14 pubs. http://www.telegraph.co.uk/foodanddrink/foodanddrinkpicturegalleries/11841280/The-Good-Pub-Guide-all-the-award-winners.html

The 20 best cities in the world for female entrepreneurs. http://i100.independent.co.uk/article/the-20-best-cities-in-the-world-for-female-entrepreneurs--Z1uk2NttHx

Reducing poverty through recycling. http://www.springwise.com/reducing-poverty-recycling/

Fitness wear uses inbuilt resistance to improve workouts. http://www.springwise.com/fitness-wear-inbuilt-resistance-improve-workouts/

App lets travelers order fresh food to take on the plane. http://www.springwise.com/app-lets-travelers-order-fresh-food-plane/

04.09.2015: The UK is now largely foreign-owned. http://www.independent.co.uk/news/business/comment/hamish-mcrae/once-a-nation-of-shareholders-the-uk-is-now-largely-foreignowned-10483884.html Just think. All those tens of millions of Russian, Polish, American, Indian and dozens of other nationalities who sacrificed their lives during the Second World War to ensure 'we' stayed 'free'. For a few hundred public school fags to sell out for tuppence ha'penny.

Nearly one million face mortgage difficulties. http://www.bbc.com/news/business-34144333

UK service sector growth slows; sterling continues to slide. http://www.bbc.com/news/business-34138330

China poses threat to global economy. http://www.bbc.com/news/business-34136747 And not 'swarms' of economic refugees being bombed out of their countries by the Coalition of Evil? Nor western bankers? Nor the IMF? You can't trust anyone these days, that's the trouble.

Spain is Europe's star performer while France lets everyone else down. (Again.) http://www.telegraph.co.uk/finance/economics/11841028/Spain-is-Europes-star-performer-but-France-lets-down-the-Big-Four.html Is this the Spain which the European media's 'economic experts' were predicting would be the Greece of tomorrow? Especially in French and British propaganda? Whereas French 'stagnation' is merely another form of Gallic 'status quo', of course. Perhaps the country could spend less time and money knob-polishing trade union thugs and Israeli terrorists and invest in its businesses and workers, instead?

Tax scandal probe hit by setback as EU refuses to hand over documents to MEPs. http://www.independent.co.uk/news/world/europe/tax-scandal-probe-hit-by-setback-as-eu-refuses-to-hand-over-documents-to-meps-10483044.html No 'underperformance' by the EU when it comes to shafting the taxpayer.

Over-55s plan to buy at least one more property. http://money.aol.co.uk/2015/09/03/over-55s-plan-to-buy-at-least-one-more-property/ Thus bringing them closer still to being liable for Inheritance Tax.

Almost 10,000 shops left vacant for more than three years as landlords struggle to fill units. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11840912/Almost-10000-shops-left-vacant-for-more-than-three-years-as-landlords-struggle-to-fill-units.html

'I made £2.5m selling other people's junk on eBay'. http://www.telegraph.co.uk/finance/personalfinance/11840303/I-made-2.5m-selling-other-peoples-junk-on-eBay.html

Screaming children spoiling pub visits, says Good Pub Guide 2016. http://www.telegraph.co.uk/news/shopping-and-consumer-news/11840886/Screaming-children-spoiling-pub-visits-says-Good-Pub-Guide-2016.html Swarms of uncontrolled British brats are spoiling the country's future, let alone just pub visits. Tomorrow's dumbwalkers, cowboy builders, bankers and supporters of cheating, doped-up, corrupt footie.

App celebrates buskers and lets fans tip them via PayPal. http://www.springwise.com/app-celebrates-buskers-lets-fans-tip-paypal/

Latvian blogging platform recreates real-time typing effect. http://www.springwise.com/latvian-blogging-platform-recreates-real-time-typing-effect/

How you can reserve restaurant tables with Twitter. http://money.aol.co.uk/2015/09/03/how-you-can-reserve-restaurant-tables-with-twitter/

03.09.2015: Use of zero hours contracts rises by 6%. http://www.bbc.com/news/business-34125544

Or, there's this version: 19% rise in people on zero hours contracts recorded across Britain over the last year. http://www.independent.co.uk/news/uk/politics/20-per-cent-rise-in-zero-hours-contracts-recorded-across-britain-over-the-last-year-10482370.html Otherwise known as 'self-employment' of the future.

National survey shows self-employed concern over pensions. http://www.bmmagazine.co.uk/national-survey-shows-self-employed-concern-over-pensions/ Now there's an almost unique beast: a survey of the self-employed which isn't linked to 'start-ups' but actually takes a long-term view. In fact, I can't remember the last time I saw a survey, or even an article, about the retirement prospects (or lack of them) of the UK's self-employed. Especially under the present regime.

Housebuilding fuels UK construction boom. http://www.telegraph.co.uk/finance/economics/11838677/Housebuilding-fuels-UK-construction-boom.html

Landlords making life unbearable for tenants. http://money.aol.co.uk/2015/09/02/landlords-making-life-unbearable-for-tenants/

WHSmith 'data breach': Dozens of customers' private details sent to others via mass emails. http://www.independent.co.uk/news/uk/home-news/whsmith-data-breach-customers-report-it-glitch-distributing-peoples-personal-details-10482378.html And for tomorrow's Digital Dickhead Programme latest, we will be featuring . . .

London cabbies launch discount fares. http://money.aol.co.uk/2015/09/02/london-cabbies-launch-discount-fares/

Leasehold town where sellers are trapped. http://money.aol.co.uk/2015/09/02/leasehold-town-where-sellers-are-trapped-Cramlington-Northumberland/

Contactless payment jacket invented by British brand. http://money.aol.co.uk/2015/09/02/contactless-payment-jacket-invented-by-british-brand/

Small business loan 101.

Rainforest desktop app could curb wasteful office printing. http://www.springwise.com/rainforest-desktop-app-curb-wasteful-office-printing/

02.09.2015: Only 4% of tradespeople out of work. http://money.aol.co.uk/2015/09/01/only-4-of-tradespeople-out-of-work/ It is true that East European tradesmen are in very high demand, especially as more and more of them have been leaving Britain's shores. And leaving behind English cowboys, who don't fall into the 'tradesmen' category at all. But they will be good enough to pad out the regime's bogus 'entrepreneur'/'self-employed' stats.

Report indicates extent of 'bogus' self employment. https://www.citizensadvice.org.uk/about-us/policy/policy-research-topics/
Around 460,000 of the UK's 4.5 million self-employed workers may be 'bogusly' self-employed, according to a report published by Citizens Advice. Nearly 500 self-employed clients of Citizens Advice were surveyed about how they work and their employment status. The report concluded that around 10% of survey respondents were actually employed rather than self-employed. It found that each individual was losing on average £1,288 a year in holiday pay and paying an extra £61 per year in National Insurance. (EnterpriseQuest)

Oooo, look! What a coincidence. But not quite 'as we have been saying' ad nauseam. We reckon the regime's (and its cronies') numbers of bogus self-employed are about double those suggested by this report. (As not being nor about to be reported by the regime's criminal propaganda.)

SME owners propping up their firms with personal funds. http://www.telegraph.co.uk/finance/enterprise/11837734/SME-owners-propping-up-their-firms-with-personal-funds.html It's been going on for generations - but in today's economic and political climate, chance would be a fine thing. SME 'owners' with personal funds are becoming increasingly rare.

Wikipedia rocked by 'rogue editors' blackmail scam targeting small businesses and celebrities. http://www.independent.co.uk/news/uk/crime/wikipedia-rocked-by-rogue-editors-blackmail-scam-targeting-small-businesses-and-celebrities-10481993.html

UK contactless spending triples in 12 months. http://www.internationalsupermarketnews.com/news/19667 aka 'Brits have less and less cash in their pockets.'

Fraudulent invoices on the increase. https://www.cifas.org.uk/Scam_warning_for_small_businesses Cifas and Action Fraud have warned that small firms should be aware of potential fake invoices following a substantial increase in scams during the first six months of 2015. Between January and June this year, 749 firms reported invoice fraud to Action Fraud, the UKs fraud reporting centre. This is an increase on the 603 fraudulent incidents reported in 2014. Despite the increase, Cifas has warned that the true figure for 2015 may be substantially higher with many incidences of this type of crime going unreported. Action Fraud has advised that firms can protect themselves against invoice fraud by ensuring that staff are informed about the risks of fraud, establishing two points of contact with suppliers to ensure that all invoices are genuine, and reviewing invoices to check for inconsistencies and/or errors. (EnterpriseQuest)

And any further updates on ongoing banking fraud, perhaps?

Basis of bank accounting is deeply flawed, QC warns. http://www.bmmagazine.co.uk/newswire/basis-of-bank-accounting-is-deeply-flawed-qc-warns/ No peerage for this gentleman, then?

Government & local authorities should increase spend with SME’s. http://www.bmmagazine.co.uk/news/government-and-local-authorities-should-increase-spend-with-smes-says-fmb/ (This coming from the Federation of Master Builders.) We couldn't agree more. So what's the FMB been doing about the historical and growing contagion of cowboy builders which could be discouraging government and local authorities from risking their (OUR) money on local crooks, rogues, bodgers and conmen?

SME’s trust bankers more than politicians. http://www.bmmagazine.co.uk/news/smes-trust-bankers-more-than-politicians/ Which just goes to show what absolute dross British politicians are.

Latest EU fluff on clandestine TTIP negotiations with US Big Corp. http://ec.europa.eu/unitedkingdom/blog/index_en.htm

1 in 4 retailers want to switch IT suppliers but downtime fears prevent them from making the move. http://www.internationalsupermarketnews.com/news/19670

Unique textiles generated from customers’ emotions. http://www.springwise.com/unique-textiles-generated-customers-feelings-stories/

Feminist dating app rewards well behaved men. http://www.springwise.com/feminist-dating-app-rewards-behaved-men/ That's very sexist! If I had a Twatter account, I would be most upset.

01.09.2015: NatWest customers locked out of online banking following IT glitch. http://www.independent.co.uk/news/business/news/natwest-customers-locked-out-of-online-banking-following-it-glitch-10479642.html The country's online banking fiasco continues. It also seems that many Barclays customers are having browser compatibility problems - although this hasn't been widely reported.

Up to a quarter of Brits have wills that will end in disaster. http://money.aol.co.uk/2015/08/31/up-to-a-quarter-of-brits-have-wills-that-will-end-in-disaster/ And those that don't have wills at all, will face a disaster as well. Called 'the taxman'.

The promised ‘transparency’ around TTIP has been a sham. http://www.theguardian.com/commentisfree/2015/aug/31/transparency-ttip-documents-big-business That much should have been obvious the moment 'Da PM' said he was backing it.

Dairy farmer: Becoming a mother makes me fight harder for British milk. http://www.telegraph.co.uk/women/womens-life/11831205/British-milk-crisis-Becoming-a-mother-makes-me-fight-harder-for-milk.html

Family milk round forced to close after 114 years due to supermarket price war. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11835290/Family-milk-round-forced-to-close-after-114-years-due-to-supermarket-price-war.html

Almost everyone's passwords are terrible, government survey finds. http://www.independent.co.uk/life-style/gadgets-and-tech/news/almost-everyones-passwords-are-terrible-government-survey-finds-10479547.html And we need a government survey to tell us that? How about a government survey to tell it that its luvvy banks are 'terrible'?

Woman who claimed she was 'allergic to Wi-Fi' gets disability allowance from French court. http://www.telegraph.co.uk/technology/11834670/Woman-who-claimed-she-was-allergic-to-Wi-Fi-gets-disability-allowance-from-French-court.html Where in France was she getting a wi-fi signal? The article conspicuously failing to mention where this phenomenon took place.

Luxury industry in Britain is worth up to £54bn. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11829702/Luxury-industry-in-Britain-is-worth-up-to-54bn.html

Tips for saving money without looking like a cheapskate. http://money.aol.co.uk/2015/08/31/tips-for-saving-money-without-looking-like-a-cheapskate-video/ What a load of rubbish! No wonder most British consumers are up to their necks in debt!

The French work less than the British and Germans, but an attack on 35-hour working week has split left and angered traditionalists. http://www.independent.co.uk/news/world/europe/the-french-work-less-than-the-british-and-germans-but-an-attack-on-35hour-working-week-has-split-left-and-angered-traditionalists-10478999.html This is before the working week gets crippled for 50% of the year by the country's trade union thugs. And another 25% of the year by endless holidays.

Cornish pastie was invented by cookery teachers in London. http://www.independent.co.uk/life-style/food-and-drink/news/cornish-pasty-was-invented-by-cookery-teachers-in-london-10478965.html That should get the culinary Twatterstazi going.

Free video platform is entirely dedicated to product reviews. http://www.springwise.com/free-video-platform-dedicated-product-reviews/

Airport sensor system tracks mobile phones to provide accurate wait times. http://www.springwise.com/airport-sensor-system-tracks-mobile-phones-provide-accurate-wait-times/ There's an even better way of dealing with airport wait times: avoid French airlines, French airports and anything which transits France. (Unless they're racing pijjins.)

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2015; February; March; April; May; June; July; August;

January 2014; February 2014; March 2014; April 2014 May 2014; June 2014; July 2014; August 2014; September 2014; October 2014; November 2014; December 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013



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