down to see full list; previous
month's (March 2014) Viewpoint
down for: A Home and Small Business
Viewpoint by Len Tondel, from 1st April 2014
way of explanation. The
term 'home business' consists of two words.
'Business' is the second one; it's there to
qualify and support the word 'home' and all
that goes with it - and not vice versa. Consequently,
we also list below, items which are of interest
and value to the home. Whether in its context
as an office or as a part of your family and
lifestyle but always
directed at the improved prospects and enjoyment
that running a business from home, in its entirety,
For a current, multi-part
starting and running a
business from home,
go here: http://www.homebusiness.org.uk/features.htm
Insolvency and bankruptcy get worse. http://money.aol.co.uk/2014/04/29/insolvency-and-bankruptcy-get-worse/
Someone's got to pay for the country's 'economic
making £100k by renting out spare room.
Our stock advice to anyone contemplating starting
a home business is to consider renting out the
spare room instead of converting it into a home
office. As 'silverpreneurs' are now acknowledged
as a major chunk of the country's start-up statistics
over the past few years, it is likely that the
more prudent are boosting their incomes in an
infinitely more sensible manner than running
the risk of becoming yet another entrepreneurial
unions offered help by Barclays. http://money.aol.co.uk/2014/04/30/credit-unions-offered-barclays-help/#!slide=aol_2448641
Well, that's only taken a High Street bank 17
years since the time I approached Lloyds Bank
initially, for a package of support for the
Home Business Alliance Credit Union which at
that time, was the only national credit union
for businesses in the UK. And I was told to
get stuffed. What goes round, eh . . . ?
facing energy price hikes as Ukraine crisis
That will put Vlad The Bad and the Ruskies
in their place. Show them that England County,
just off Texas, means business.
seek views on improving the business rates system.
HM Treasury and the Department for Communities
and Local Government is inviting businesses
and local authorities to provide their views
about the administration of the business rates
system in England. A new discussion paper has
been published as part of a review aiming to
simplify the system and make it more responsive
to changes in property values. The review was
announced in the 2013 Autumn Statement, and
will focus on five elements of the rates system,
including how property is valued, how often
this is done, and how business rate bills are
set. The final date for submitting responses
to the discussion paper is 6th June 2014. (EnterpriseQuest)
tax continues to punish homeowners. http://www.express.co.uk/comment/expresscomment/472919/Inheritance-tax-continues-to-punish-homeowners
Yet another downside to running a 'home business',
admin jobs take up to 3 hours a week, claims
new research. http://www.express.co.uk/news/uk/472961/Paying-bills-switching-utilities-and-other-hated-home-admin-takes-up-3-hours-each-week
And that's before you even set up a 'home business'.
Of course, it used to be just a few minutes
a week. Before computers, the internet and dummyphones
entrepreneurial spirit from inside a Syrian
refugee camp. http://www.independent.co.uk/news/world/middle-east/the-other-side-of-the-syrian-crisis-stunning-photos-from-inside-syrias-largest-refugee-camp-9288672.html
This should be a mandatory work or business
experience placement for any whining Brit hopefuls
about to receive another taxpayer-subsidised
business start-up loan. Instead of a socio-professional
failure like an ex-bank manager for a business
scammed by his own deputy in building con.
the ebike revolution. http://www.telegraph.co.uk/men/active/recreational-cycling/10785786/Pedal-power-the-ebike-revolution-is-coming-to-Britain.html
bookshop on a barge. http://www.express.co.uk/entertainment/books/473111/My-bookshop-on-a-barge-Sarah-Henshaw-quits-the-London-life-to-live-her-dream
From Wednesday, shops won't accept £50
notes any more . . . http://www.independent.co.uk/news/uk/bank-of-england-to-withdraw-the-houblon-50-note-in-fraud-crackdown-9295816.html
payments to smaller firms on the increase.
Nearly one in four smaller firms experienced
an increase in the number of late payments during
2013, according to the Forum of Private Business
(FPB) latest banking and finance survey. Around
one in three firms surveyed reported an increase
in the average number of days beyond the payment
deadline that payments were made. Almost one
in five experienced an increase in both the
number of late payments and the days taken to
pay. FPB Chief Executive Phil Orford commented
that more than £30 billion still remains
'tied up in late payments'. (EnterpriseQuest)
payment service launched. http://money.aol.co.uk/2014/04/29/mobile-payment-service-launched/#!slide=aol_2472714
shut out of mobile payments. http://www.bbc.com/news/business-27192079#
in court fees in England and Wales.
The Ministry of Justice has announced an increase
in court fees in England and Wales. The increase
was introduced on 22nd April 2014 and includes
court fees for insolvency and small claims.
The fee payable for a petition for bankruptcy
presented by debtors has increased by £5
to £180 and the fee for a petition presented
by creditors is now £280, an increase
of £60. The fee payable for making a claim
of between £3,000 and £5,000 has
increased from £120 to £205. (EnterpriseQuest)
property seminars make a comeback. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10788235/Buy-to-let-Get-rich-quick-property-seminars-make-a-comeback.html
fraud risks: protect yourself. http://money.aol.co.uk/2014/04/28/online-fraud-risks-protect-yourself/
on counterfeit goods results in 2,500 websites
being closed down. http://money.aol.co.uk/2014/04/28/crackdown-on-counterfeit-goods/
3D printer creates 10 houses a day. http://www.dailymail.co.uk/sciencetech/article-2615076/Giant-3D-printer-creates-10-sized-houses-DAY-Bungalows-built-layers-waste-materials-cost-3-000-each.html
We won't be seeing any of those in Rip-Off
wants to be a billionaire? http://www.dailymail.co.uk/news/article-2614792/Who-wants-billionaire-New-study-reveals-secrets-1-000-people-turned-idea-fortune.html
things successful entrepreneurs do differently.
Interrail passes. http://news.uk.voyages-sncf.com/public/read_message.jsp;jsessionid=0;apw62?sigreq=-1459702163
A perfect way for non-shitfaced, non-Britsheep
to explore Europe on the cheap. To get a real
handle on what's happening, to make some real
friends and to do some real business networking.
Internet Explorer NOW. http://www.dailymail.co.uk/sciencetech/article-2615209/US-Government-issues-major-warning-Internet-Explorer-bug-say-hackers-ALREADY-exploiting-it.html
Britain must cut taxes and red tape to produce
more entrepreneurs. http://www.telegraph.co.uk/finance/economics/10791901/Britain-must-cut-taxes-and-red-tape-to-produce-more-entrepreneurs.html
YAWNNNN. Now. Where have we heard that
before? A million times. (So does
this mean that the Government's assorted, Three
Year Economic and Entrepreneur start-up propaganda
initiatives aren't working? Well. Who'd have
outlook 'exceptionally strong' claims CBI. http://www.bbc.co.uk/news/business-27177766#
Office Network Transformation scheme details
Every Post Office in the UK will have to operate
as a 'main style', 'local style' or 'community'
branch, as part of the Post Office Network Transformation
scheme. Main Post Offices will need to have
a dedicated Post Office counter, while Local
Post Offices will be able to operate a limited
range of services from an existing 'retail'
till point with extended opening hours. Community
Post Offices, which already exist will be restricted
to premises where there is no other suitable
retail outlet within half a mile and may be
eligible for grants to modernise their premises.
According to Royal Mail, existing community
branches have already been identified and are
currently being contacted to discuss their future.
HS2 would create thousands of engineering and
building jobs to help the country's economy.
British governments do not have a 'track'
record of awarding major taxpayers' contracts
with a view to helping the British economy.
The American economy, yes. French; yes. Japanese;
yes. But the shores of Britain, I'm afraid,
don't even get on the map.
can no longer tell the real world from the internet,
study claims. http://www.dailymail.co.uk/news/article-2614653/Teenagers-no-longer-tell-real-world-internet-study-claims.html
Yes, people and businesses living in the
real world have noticed that for quite a few
years. Unlike academics, think tanks, educationalists,
the media and politicians. Otherwise known as
adults who can't tell the real world from the
internet. Still. Let's wave a magic wand and
turn all our yoof into 'entrepreneurs' before
'I-should-be-in-The-Hague' threatens travel
bans on Russia. http://www.dailymail.co.uk/news/article-2614517/Cost-trade-sanctions-Russia-price-worth-paying-Hague-says-travel-bans-asset-freezes-planned.html
Latest propaganda statement from our official
knob-polisher and gobshite to the US, aimed
at 'enhancing' UK business prospects. Still,
if they are anything like the 'bans' imposed
on Russia after Engerlandt handed over Poland
(half of Europe, in fact) at the end of the
Second World War; and Russian tanks rolled into
Hungary; then Czechoslovakia; Poland again;
and Afghanistan, then Vlad The Bad doesn't have
anything to worry about.
warns of Internet Explorer flaw. http://www.bbc.co.uk/news/technology-27184188#
top tricks to save money. http://www.dailymail.co.uk/money/bills/article-2613847/Four-tricks-save-money-The-Queen-discounts-reveals-secure-bargain.html
Here's another four. Old-fashioned but they
did contribute to the economic foundations of
today's Waster Nation. 1. Cancel your internet/phone
sub. You can still keep your cheapo, second-hand
computer but use free wi-fi zones, instead.
Local libraries are a good bet, where you can
meet real people and make real friends at the
same time; and where you will also find real
noticeboards giving real information about locals
organising real initiatives to help each other
and save money, too. 2. Throw away the dummyphone.
3. Get rid of the car. 4. Grow and cook your
only downside to all of this is that it will
put an awful lot of parasites out of business.)
year of your life is wasted commuting. http://www.dailymail.co.uk/news/article-2614573/A-year-life-wasted-commuting-Average-worker-pays-50-000-privilege.html
That's almost as much as dummyphone zombies
waste talking crap into a piece of plastic.
elderly shoppers can't stand British towns.
To the lack of public toilets and places to
sit, mentioned in this article, you can add
a lack of litter bins and signage and shops
which don't open until half-way through the
day. Plus, it's not just the elderly who are
turned off but everyone from families to visitors
and tourists. As we keep saying, it's the dickheads
in town halls who are more to blame for the
demise of the country's High Street shopping
experience, rather than the internet.
Britain leaving EU poses 'significant business
tops all other assets. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10788736/Buy-to-let-returns-top-allother-asset-classes.html
increasing borrowing a clear sign of growing
confidence, say banks. http://money.aol.co.uk/2014/04/26/clear-sign-of-rising-confidence/
Really? Increasing borrowing and a prediction
from the banks? I'd say they're clear signs
of time to run for dem hills. Again.
won't call 0845 rip-off banks. http://money.aol.co.uk/2014/04/26/customers-won-t-call-rip-off-0845-banks/
Bank scraps overdraft fees on Islamic accounts.
we're all our own bosses we might get stroppy
with it. http://www.independent.co.uk/voices/comment/if-were-all-our-own-bosses-we-might-get-stroppy-with-it-9292304.html
A sentiment which small business organisations
have been hoping for for decades. Unfortunately,
and as we have repeatedly pointed out, the UK's
self-employed and small businesses are notoriously
inert and any notions that the internet and
social media are fundamentally going to change
that, is some way removed from reality. The
internet has figured as a business tool in the
UK for almost twenty years now yet the basic
problems of running a business remain exactly
the same. No lobbying force. Late payment a
critical issue. No meaningful political will
or initiatives to support and develop the country's
small businesses - let alone the self-employed.
(And no, I don't mean obscure celebrity-badged
propaganda.) Yet every form of hostile discrimination
from local councils to the HMRC and the banks
to extract every single penny for featherbed
subsidies and the favourable treatment of a
tiny minority of large companies.
of course, does anyone know of one, single journalist,
reporter or TV presenter who writes or speaks
with any regularity or authority on small business
matters? Or any civil servants? (Although there
are some politicians with a true, business background.
Whose voices are as consequential as those of
any colleagues who haven't had a special needs
education in fagging.)
will take middle-class jobs.
Which, of course, has been going on for thirty
years. Still. This remarkable observation has
come from a government adviser. Say no more.
fined after worker pictured spraying roof with
safety kit. http://www.express.co.uk/news/uk/472525/PICTURED-Risk-taking-worker-jet-sprays-roof-with-no-safety-equipment
Makes you wonder how the entire planet was built
and re-built over and over again before dummyphones
and courts arrived on the scene. And experienced
builders (and roofers) who would once charge
fifty quid for a quick but solid fix, now need
to charge (they say) five thousand pounds instead,
just to comply with 'elf and safuty. British
'elf and safuty. Next thing you know, they'll
be closing down the British murder industry
for contributing to the deaths of millions of
Iraqis, Afghans and Libyans. Or the car industry
for millions of road deaths. Or the drink and
tobacco industries for the millions they've
killed. Rather than the couple of dozen (probably
illegal, dole-claiming Eastern European immigrants
anyway) workers who broke their necks falling
off rooves the past year or so.
wish you lived here? http://www.telegraph.co.uk/property/expatproperty/10788155/Expats-Wish-you-lived-here.html
training and development courses in May.
to overcome the fear of selling. http://www.bmmagazine.co.uk/in-business/advice/24808/overcome-fear-selling/
seven deadly meeting sins. http://www.bmmagazine.co.uk/columns/opinion/24806/seven-deadly-meeting-sins/
Shoplifting on the increase. http://www.theguardian.com/uk-news/2014/apr/25/shoplifting-increase-overall-crime-figures-fall-england-wales
to pass the new mortgage affordability tests.
premiums down despite floods. http://www.bbc.co.uk/news/business-27158041#
insurance premiums 'fall sharply'. http://www.bbc.co.uk/news/business-27167164#
business begins at home. http://www.telegraph.co.uk/property/westcountryproperty/10785324/Top-20-places-for-business-in-the-West-Country.html
Small Business Awards. http://www.bmmagazine.co.uk/in-business/24810/karren-brady-nectar-search-britains-best-small-business/
customer reviews matter for your business.
Community: Do you have a home surveillance video?
Recommendations needed. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=04/25/2014
builder is an Irish actor. http://www.independent.co.uk/news/uk/home-news/face-of-ukip-poster-is-irish-migrant-actor-9287616.html
British builders don't need the Irish when
it comes to acting. Especially when they turn
up on site and/or want some money.
braced for millions of back-door, illegal British
immigrants on benefits seeking to profiteer
from cheap, East European labour, as country
is declared best destination. http://money.aol.co.uk/2014/04/25/bulgaria-best-value-for-british/
Freebie Friday. http://money.aol.co.uk/2014/04/25/freebie-friday-this-weeks-discounts-deals-and-freebies/
'sorry' for yet another IT cock-up. http://money.aol.co.uk/2014/04/24/bank-sorry-for-latest-it-glitch/
We should try that next time we have to pay
our invoices, loans or monthly mortgage installments.
'Here you are, sir; here's seven hundred and
payment mistakes rules adopted. http://money.aol.co.uk/2014/04/24/new-payment-mistake-rules-adopted/
quiz to secure a mortgage. http://www.bbc.co.uk/news/business-27128734#
with bailiffs. http://money.aol.co.uk/2014/04/24/the-fixer-dealing-with-bailiffs/
by Bedroom Tax? Have a creme egg. http://www.independent.co.uk/news/uk/bedroom-tax-housing-association-offers-free-creme-egg-to-tenants-suffering-financial-hardship-as-a-result-of-spare-room-subsidy-9282306.html
face losing their Barclaycards. http://www.telegraph.co.uk/finance/personalfinance/expat-money/10780197/Britons-face-losing-their-Barclaycards.html
Benefit cuts creating a new nation of entrepreneurs,
Bank of England suggests. http://www.telegraph.co.uk/news/politics/conservative/10783556/Benefit-cuts-creating-new-generation-of-entrepreneurs-Bank-of-England-suggests.html
Yup. There's far more broke self-employed
these days than there used to be. Many of them
still reeling from the Bank of England's handling
of the 'last' economic crisis. Or cock-up. And
if anyone out there does actually believe there
are now '4.5 million' self-employed - spreading
what business there is, more thinly than ever
debt £10 billion higher than expected.
does your postcode give away? http://www.theguardian.com/news/datablog/2014/apr/23/what-does-your-postcode-say-about-you
does your street fare in the UK broadband scam?
the sun set on the British expat dream in Spain?
I thought that British expats' Spanish dreams
were first given a cold shower with early European
timeshare scams back in the 1960s? If it's taken
another 50 years for Mr Pleb to get a handle
on the potential pitfalls of living abroad,
then the British media shouldn't be allowed
to escape the 'praise' it duly deserves. Again.
plumbing opportunities in 'Bongo Bongoland'
U.S. of A. 1.6 million Americans do not have
indoor plumbing. http://www.dailymail.co.uk/news/article-2611602/In-wealthiest-nation-Earth-1-6-million-Americans-dont-indoor-plumbing.html
Oh. My. God. (Repeat 60 times.) That's AWESOME.
even footballers need English and Maths to read
their contracts and count their money, says
Prime Minister. http://www.dailymail.co.uk/news/article-2611090/Even-footballers-need-English-maths-read-contracts-count-money-Camerons-careers-advice-son-Arthur.html
Handy tips for all the country's alleged 4.5
million self-employed. The universal majority
of whom, won't be able to make a living from
kicking a ball into a crowd of people, piss-poor
acting and doping.
seven most powerful sales tools. http://www.bmmagazine.co.uk/marketing/sales/22279/7-powerful-sales-tools/
UK set to become a nation of renters. http://money.aol.co.uk/2014/04/22/uk-set-to-become-nation-of-renters/
given chance to disclose residential property
Landlords who have yet to declare income from
residential lettings in the UK and abroad have
been given the opportunity to disclose and pay
any unpaid tax by HM Revenue and Customs' (HMRC's)
Let Property Campaign. The Campaign enables
individuals to disclose lettings income from
residential property by submitting a notification
form or calling the Campaign helpline. Landlords
who choose to voluntarily disclose their income
are being promised a better deal than if they
choose not to, and are subsequently investigated
by HMRC. They will also have three months from
the date their declaration is acknowledged to
calculate and pay the tax owed. (EnterpriseQuest)
use red tape reforms to duck more affordable
As we have been saying . . .
good or bad for your credit rating? http://money.aol.co.uk/2014/04/22/mortgages-good-or-bad-for-your-credit-rating/
calls for a more freelance-friendly society.
The Professional Contractors Group (PCG)
has called for greater Government support for
freelancers to ensure there is a 'level playing
field' between the 4.5 million self-employed
people in the UK and their employed counterparts.
The actions called for by the PCG include reform
of the tax system, steps to tackle late payments
and support from financial institutions in the
form of mortgages, and access to credit for
the self employed. However, while PCG research
has indicated that 90% of freelancers are happy
'going it alone', a report by the Trades Union
Congress (TUC) has found that many people have
been forced into insecure self employment, due
to a lack of suitable good-quality employment
opportunities. In addition, the TUC claims that
although the number of self employed, freelance
and sub-contractors has grown by 368,000 since
mid-2010, the number of people running a business
or working as a partner or sole director in
one, has fallen by 52,000 in the same period.
print 'longer than a novel'. http://www.bbc.co.uk/news/business-27109000#
abroad does not guarantee happiness. http://www.independent.co.uk/news/uk/home-news/brits-who-migrate-to-costa-del-sol-more-unhappy-than-those-who-stay-at-home-9275308.html
classic follow-up mistakes most people make
with their sales calls. http://www.bmmagazine.co.uk/marketing/18898/3-classic-follow-up-mistakes-most-people-make-with-their-sales-calls/
Home loan borrowers face tougher questioning
from Saturday. http://www.dailymail.co.uk/news/article-2609859/The-mortgage-inquisition-Borrowers-face-tough-new-quiz-home-loan-spell-end-cheap-fixed-rates-warns-watchdog.html
opportunities in Poland than there are in Britain,
says ambassador. http://www.huffingtonpost.co.uk/2014/04/22/witold-sobkow-polish-immigration_n_5190159.html
A moot point for unemployed, idle, drunken
Brits with an umbilical attachment to taxpayer-funded
dummyphones, Sky and holidays in Spain, but
certainly there have been plenty of jobs and
business opportunities in Poland, indeed, all
of Eastern Europe for the past couple of decades
- and there's no shortage of examples to prove
if Britain's hate-preaching tabloid propaganda
was to keep things in perspective then their
revenue would suffer and they would be left
with no more than cheating, doped-up football
and their own talentless celebrity creations
to write about.
news for gardeners - and the gardening business
- Spring has sprung early. http://www.independent.co.uk/news/uk/home-news/good-news-for-britains-gardeners--spring-has-sprung-early-9273467.html
Doncha just love it when the media catches
on? A month later than everyone else.
for home-grown apples on the increase.
your credit report could save you money.
hidden charges on your mobile. http://www.bbc.co.uk/news/technology-19402398
the door to personalised pricing. http://www.bbc.co.uk/news/business-20396091
best way to complain. http://www.bbc.co.uk/news/business-18553609
Two government agencies quit the CBI. http://www.bbc.co.uk/news/uk-scotland-scotland-politics-27094092#
company owners to be revealed. http://www.bbc.co.uk/news/business-27099576
UK entrepreneurship 'booming'? http://www.bbc.co.uk/news/uk-27068966
reveal their failures on the route to success.
Wouldn't it be 'nice' if the media could
make a bit of an effort to interview real-time
entrepreneurs from down 't road, instead of
trotting out the same, tired old names and their
standard comments all the time?
Tour de France: Yorkshire prepares. http://www.theguardian.com/uk-news/2014/apr/19/tour-de-france-yorkshire
bike messenger firm takes off. http://www.bbc.co.uk/news/business-26816572
to protect your data with online backups.
Trading Standards issues warning over 40% budget
The Trading Standards Institute (TSI) has warned
that the budgets of trading standards services
in England and Wales will have been cut by an
average of 40% during the six years to 2016,
leaving consumers vulnerable to counterfeit
goods, rogue traders and scams. Nearly 80% of
all local authority trading standards services
responded to the Workforce Survey 2014, released
by TSI and the National Trading Standards Board
(NTSB). Of those, 70% said they would be restricting
or stopping some services as a result of the
cuts. Leon Livermore, CEO of TSI, said the cuts
were resulting in a "postcode lottery"
for trading standards services. "Consumers
think trading standards are everywhere when
in fact they are not," he warned. (EnterpriseQuest)
unprepared for interest rate rise. http://www.telegraph.co.uk/finance/personalfinance/interest-rates/10774250/Businesses-are-unprepared-for-interest-rate-rise.html
may sue over claims bank deliberately undermined
Well . . . that doesn't sound like a very
judicous use of the £46 billion bailout
it received to defend now, its self-inflicted
shit reputation. Perhaps the substantial amount
of money it would cost to sue could be used
instead to pay for RBS management to take some
night classes in add-ups? (For plebs
with short memories, a bit more about RBS here:
the bridge between talent and business.
Ummm. Errrr. Am I living on another planet?
stop the French-bashing. http://www.independent.co.uk/voices/comment/lets-call-time-on-frenchbashing-9271357.html
So, a national newspaper has picked up on the
latest Engerlisch media anti-French propaganda
that we commented on 18.04? (Just below). That's
news for you.
more of the latest Engerlisch tabloid propaganda
lies here: http://ec.europa.eu/unitedkingdom/blog/index_en.htm
in France? Get more maison for your money.
Once again, the myth that the £ sterling
has enjoyed a significant, recent surge against
the euro, is being perpetuated. It hasn't. But
property prices in France, in fact most of the
Continent, are relatively stable by comparison
with the UK and much cheaper simply because
housebuyers haven't been duped by recent governments,
property market parasites and - the media.
Gare du Nord to get a facelift. http://www.telegraph.co.uk/news/worldnews/europe/france/10776233/Pariss-Gare-du-Nord-to-get-Plan-Botox-facelift.html
Welcome news for regular travellers although
knowing the French as well as their public contracting
counterparts from across the Channel, this job
will be milked for every cent and will take
at least twice as long as one would expect of
a traditional crew of Paddies, a wheelbarrow,
two shovels and a crate of Guinness. So, unfortunately,
it means passengers will have to struggle with
this inefficient, stinking, filthy shithole
for a few years yet.
alerted to football drug scandal. http://www.theguardian.com/football/2014/apr/19/police-called-drug-scandal-major-club
Or, as we have been saying for YEARS. Of course,
no double Oprah Winfrey Show. The story to be
suppressed as quickly as possible by equally
doped-up media fairies who without writing the
same, repetitive crap about the country's cheating,
sporting mediocrity all the time, would be without
jobs. Can't be having that. Even if it encourages
much of our yoof to remain as disengaged from
real life as they are - and believing that their
quickest rout to 'entrepreneurial' success includes
lying, cheating, drug-taking (or getting bladdered)
and drug-dealing. (Politics, on the other hand,
would be a perfect fit.)
Plans for rogue director crackdown. http://www.bbc.co.uk/news/uk-27079682#
A shaggy dog story which has been running
for as long as promises to cut red tape and
doing something about late payment.
to sell taxpayers' data. http://www.theguardian.com/politics/2014/apr/18/hmrc-to-sell-taxpayers-data
After years of pimping bent politicians and
whoring for Big Corp, the taxman might as well
go the rest of the way.
entrepreneur start-up story/advertorial.
full of savers and debtors. http://money.aol.co.uk/2014/04/19/playgrounds-full-of-savers-and-debtors/
It's always the next generation which is
the true yardstick of any government's poltical,
economic and social achievements. And so, it
looks as if the Big Plan is on course and a
nation of consumer-entrepreneurs-graduates-plebs
in hoc before they even hit the streets, is
going to guarantee the country's population
of debt slaves. Trebles all round, chaps!!!
to pay for bank holiday home improvements.
Another advertorial for the loan shark industry.
Easter weekend DIY bargains. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10768337/Best-Easter-weekend-DIY-bargains.html
Or, you could find a local builder's 'waste'
skip, the contents of which will probably be
worth more than any recent work they may have
done and, with permission, should provide enough
free bits 'n bobs for an awful lot of DIY projects
- even those you haven't even thought of yet.
OR. You could go down to the local Recycling
Centre. ('The Tip', as it would have once been
known.) Where the local Recycling TEAM (blokes;
not 'guys') will be more than happy to help!
new overdraft rates nearly as bad as payday
Except that if you apply for a payday loan,
you will get a decision faster than just standing
in a queue waiting to be served at a branch
of Barclays. Whereas fixing an appointment with
Lloyds is running at around two weeks because
of Easter holidays, extended holiday and sick
leave (skiving), not enough staff/TEAM in general,
recent Government pensions and ISA changes,
and an ineffective, top-heavy management TEAM
structure, which spends its time sitting in
back offices, drinking tea. Looks like some
more taxpayer bailouts for the lame duck banking
industry might be needed.
money goes 30% further as £ rockets.
In the case of the US $ and the euro, the changes
on the year are up just 0.14 and 0.03, respectively.
There are of course, 'Bongo Bongoland' economies
which are performing more attractively for British
tourists - looking to be violently mugged or
raped. In which case, you might as well go to
London, or Manchester or Birmingham, instead.
Or a political party conference.
Great British Bucket list. http://www.dailymail.co.uk/travel/article-2607636/The-50-things-Britain-lifetime.html
Pentagon approved and to be circulated at cost
to the country's OAPs together with their death
President's propagandamerdewriter gets
the boot for keeping 30 pairs of shoes.
about sums up the composition of the present
French socio-fascist-elitist Government. However,
most importantly, were all those shoes of the
best quality? Made in Northampton, England!!!
& Jones fan, me. For a bit of everlasting
class. Leaving Nike to hoodies and Prime Ministers.)
Freebie Friday. http://money.aol.co.uk/2014/04/18/freebie-friday-this-weeks-discounts-deals-and-freebies/
- no evidence of small firms fraud. http://www.bbc.co.uk/news/business-27067472#
Who says? The law firm appointed by RBS to
investigate the claims, says. That's all right,
then. Because we know that throughout the entire
history of banking, this sort of thing doesn't
go on. At all. At all. At all. Etc, etc.
great allotment sell-off. http://www.telegraph.co.uk/gardening/10774314/Allotments-being-sold-off-for-development-despite-government-pledges.html
ban work emails after 6pm when you could work
A 'dumb' move by the French, claims our self-promoting
head of 02 small Business.
Or, not half as dumb as self-styled Brit 'experts'
commenting on situations which they know nothing
about and whose information has been gleaned
from the country's tabloid propaganda. Which
as long as 15 years ago was reporting a telecoms
industry prediction of an 'explosion' in the
numbers of people enjoying the benefits of flexible
working/working from home and that '5 million'
would be doing so by the turn of the millenium.
actual increase in the numbers of people working
from home since then? Officially, just 0.8%
- although estimates between various sources
differ enormously, from less than a million
to more than 3 million. Still, it's all copy
to help sell dummyphones and limp hang-ons to
plebs and style-sheep.
- the 'real' best-buy money deals. http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/10771834/Revealed-the-real-best-buy-money-deals.html
press being threatened by council 'propaganda'.
'Propaganda', eh? Now there's novel
for you, coming from a British 'regime'. Not
'spin', then? Or simply 'sexed up'?
'bent' English politician story. http://www.independent.co.uk/news/uk/politics/revealed-how-city-minister-andrea-leadsom-used-controversial-trusts-to-reduce-her-potential-inheritancetax-bill-9268469.html
to test takeaways after lamb meals found to
be mis-labelled. http://www.independent.co.uk/news/uk/home-news/fsa-to-test-takeaways-after-lamb-meals-found-to-be-mislabelled-9268464.html
What - again?
gets stung by jellyfish in Spain. http://www.dailymail.co.uk/news/article-2607478/Ouch-Cameron-stung-jellyfish-goes-dip-Lanzarote.html
Shame. He should have taken a 'patriotic' break
in Britain instead. Then he could have been
'stung' by his own Government, HMRC, the telecomms
companies, the utilities, the train companies,
English builders and above all, his own heritage,
the entire financial services industry.
using drones to spot cannabis farms. http://www.dailymail.co.uk/news/article-2606972/Thieves-using-heat-detecting-60-drones-bought-supermarkets-spot-cannabis-farms-break-steal-drugs.html
Well. According to the latest sales material
from Flymo, that is.
Faulty energy meters may have resulted in 16,000
households being overcharged. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10767957/Faulty-energy-meters-16000-households-may-have-been-overcharged-SSE-admits.html
email users bombarded with spam. http://www.telegraph.co.uk/technology/news/10771360/Virgin-email-users-bombarded-with-spam.html
This is meant to be news?
bank charity 'effectively running a business'
and misleading the public. http://www.dailymail.co.uk/news/article-2606573/Food-bank-charity-misleading-public-Claim-1m-need-food-parcels-just-self-promotion.html
I can see that this is clearly upsetting for
Whitehall which must be totally unaccustomed
to such behaviour. Evangelical bingo-playing,
beer-drinking, football club supporting scammers
and war criminals fagging for American Big Corp
is more their cup of tea.
super-fast cable networks allow city slickers
to fleece pensions of billions.
Or not pay their rail fares even. (Anonymity
guaranteed.) Or, totally par for the course
. . .
food fraud with substitute meat. http://www.dailymail.co.uk/news/article-2606513/The-lamb-curry-takeaways-no-lamb-Huge-food-fraud-using-substitute-meat.html
Ministerial positions for food company bosses
are clearly called for. Whitehall recommendations
moving to London in tax climbdown designed to
retrieve its immoral image. http://www.dailymail.co.uk/news/article-2606274/Starbucks-pay-tax-Britain-relocates-European-headquarters-London-following-customer-boycott.html
Or, all the better to rub shoulders with
the rest of London's typical, commercial occupants.
And a 'sweetheart' deal with the HMRC to follow.
leaving negative online reviews boosts sales.
priciest in the South-West. http://money.aol.co.uk/2014/04/16/tradesmen-priciest-in-south-west/
defrosting the freezer an easy way to cut electricity
All down to a smart meter, apparently. In the
absence of what was once known as 'common sense'
or good housekeeping. And would have qualified
as too trivial to take up column space.
personal trainers for young 'school-slugs' with
idle, monied parents. http://www.dailymail.co.uk/femail/article-2606375/The-children-young-nine-personal-trainers-Parents-resorting-forking-200-month-kids-active.html
'death estimates' for OAPs. http://money.aol.co.uk/2014/04/17/oaps-could-get-death-date-estimate/
Although the Government has already awarded
the fulfillment contract to Amazon for their
armada of Terminator-drones, it looks as if
there might be some left-over business for plebs
to be had from 'mopping up'. A Whitehall spokesman
for 'Bongo Bongoland' Britain emphasised that
after discharging its fagging responsibilities
to US Big Corp and the Pentagon, the Government
still practices a policy of positive discrimination
towards Tory-voting, granny-mugging hoodies,
who are invited to submit selfies of the implements
they will use for the official 'tendering' process.
(Of their victims.)
IR35 recommendations made by Select Committee.
The Select Committee on Personal Service
Companies has made 16 recommendations relating
to the future of IR35 legislation in a detailed
report into the consequences of the use of personal
service companies for tax collection. The report
was published on 31st March 2014 and has been
described by Freelance UK as 'an indictment
of the taxman'. Examining the effectiveness
of IR35 legislation, the Committee has acknowledged
that the rules can create 'considerable hostility'
from freelancers, as well as demanding 'a great
deal of [their] time and effort'.
report is available at: http://www.publications.parliament.uk/pa/ld201314/ldselect/ldpersonal/160/16002.htm
cracks down on copycat websites. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10765909/Google-cracks-down-on-copycat-websites.html
in 4 UK residents now has 'superfast' broadband.
(Except when it's not working.)
to deal with frustrating people. http://www.bmmagazine.co.uk/in-business/advice/24640/deal-frustrating-people/
Ministers seek views on improving the business
rates system. https://www.gov.uk/government/publications/business-rates-administration-review-discussion-paper
HM Treasury and the Department for Communities
and Local Government is inviting businesses
and local authorities to provide their views
about the administration of the business rates
system in England. A new discussion paper has
been published as part of a review aiming to
simplify the system and make it more responsive
to changes in property values. The review was
announced in the 2013 Autumn Statement, and
will focus on five elements of the rates system,
including how property is valued, how often
this is done, and how business rate bills are
set. The final date for submitting responses
to the discussion paper is 6th June 2014.
investigates phone provider. http://www.bbc.com/news/business-27026272#
to sell your car online. http://www.telegraph.co.uk/motoring/how-to/10753194/How-to-sell-your-car-online.html
Ten Digital Commandments. http://www.theguardian.com/technology/guardianwitness-blog/2014/apr/14/the-10-tech-commandments-to-avoid-digital-shame
4 million families on 'financial knife-edge'.
third of rented homes 'not up to standard'.
increasingly falling prey to scammers. http://money.aol.co.uk/2014/04/01/fraudsters-prey-on-the-elderly-one-in-four-know-a-victim/?icid=maing-grid7%7Cuk%7Cdl2%7Csec1_lnk2%26pLid%3D256599
And that's after the Government
(and the criminal media) has finished with them
. . . For now.
the business of complaining. http://www.express.co.uk/finance/personalfinance/470178/How-to-make-sure-you-get-your-due-course-as-a-consumer
turns off home-buyers. http://money.aol.co.uk/2014/04/04/what-puts-buyers-off/?icid=maing-grid7%7Cukt3%7Cdl6%7Csec1_lnk2%26pLid%3D256748
Safety fears over UK construction sites.
the chains on High Streets. http://www.independent.co.uk/news/business/news/breaking-the-chains-on-high-streets-a-movement-for-independent-local-loyalty-cards-plans-to-go-nationwide-9256656.html
urged to shop around when buying foreign currency.
penalties proposed for offshore tax evaders
(except for those who contribute to political
UK construction output shrinks 2.8% in February.
face tougher scrutiny. http://www.theguardian.com/money/2014/apr/11/homebuyers-face-tougher-scrutiny-household-bills-childcare-costs
property ownership slumps to lowest level since
helps to save pasty company. http://www.bbc.com/news/business-26996023#
offers private sellers 20 free listings a month
- but it's not all good news. http://money.aol.co.uk/2014/04/11/ebay-offers-private-sellers-20-free-listings-per-month/
to save '£240 a year' with LED lightbulbs.
latest energy-saving gadgets. http://www.telegraph.co.uk/property/greenproperty/10749453/Eco-living-the-latest-energy-saving-gadgets.html
Freebie Friday. http://money.aol.co.uk/2014/04/11/freebie-friday-this-weeks-discounts-deals-and-freebies/
'complex and poor value'. http://www.bbc.com/news/business-26973751#
fees that cost twice as much as a payday loan.
than 600,000 people change bank accounts using
new switching service. http://www.bbc.com/news/business-26982564#
economy too reliant on people spending money,
warns IMF. http://www.telegraph.co.uk/finance/economics/10758923/British-economy-too-reliant-on-people-spending-money-warns-IMF.html
landlords rush to protect against interest rate
touts are 'classic entrepreneurs' says new Culture
'old school' used car scam making a comeback.
Kickstart Young Entrepreneur 2014 Award Program.
5 biggest mistakes when using storytelling in
deals from Ideal Office. http://ideal-office8.co.uk/mailer/display.php?M=1193029&C=bc042acd793a8b78d790a998caebb28f&S=196&L=69&N=17
Heartbleed bug; public urged to re-set all passwords.
rights for consumers purchasing at a distance.
On 13th June 2014, the Consumer Contracts (Information,
Cancellation and Additional Charges) Regulations
2013 will come into force. The Regulations introduce
various provisions of the Consumer Rights Directive
into UK law, which will be further implemented
by the forthcoming Consumer Rights Act. The
Regulations will extend the cooling-off period
in which consumers can cancel their order for
goods or services from seven days to fourteen
days, although exemptions will still apply,
for example to orders for personalised goods.
Other changes include prohibiting the use of
premium rate telephone numbers for after-sales
service and the introduction of a standard cancellation
form to be provided by retailers.
more about the Consumer Rights Directive at:
a million households in negative equity.
need for homes on sale, says Rics. http://www.bbc.com/news/business-26957600#
top complaints league table. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10754355/Banks-top-complaints-league-table-but-Hargreaves-Lansdown-sees-surge.html
raids on bank accounts could be illegal, MPs
(War Criminal) Party promises to lock up business
owners who profit from illegal immigrants.
The party proposes starving, injuring, murdering,
bombing and thieving from millions of defenceless
civilians in their own countries, instead.
Just as the present Government - and all
aided and abetted by the country's criminal,
media propaganda, of course.
to make your business cyber-streetwise.
home built in just 6 weeks. http://www.telegraph.co.uk/property/renovatinganddiy/10741624/Mango-House-a-5400-home-built-in-just-six-weeks.html
UK business confidence 'surging'. http://www.theguardian.com/business/2014/apr/08/uk-business-confidence-surging-bcc
unions out perform banks in smaller business
Credit unions have an important role to play
in the banking sector and provide a valuable
source of loans for smaller firms, according
to a report from think-tank New Economics Foundation
(NEF). Credit unions are a form of co-operative
bank that restrict lending to members, who must
share a common bond such as location. According
to the NEF report, credit unions apply greater
personal and local knowledge when making loan
assessments. The NEF has called for the introduction
of policies to grow the credit union sector,
which in 2011 managed over $1.5 trillion worth
of assets for nearly 200 million members in
100 countries worldwide. (EnterpriseQuest)
bailiffs' powers need curbing? http://www.theguardian.com/money/2014/apr/08/do-bailiffs-powers-need-curbing
Scottish Business Exhibition, 13th and 14th
November 2014, SECC, Glasgow. http://snt3.net/viewInBrowser.aspx?x=YIWKL5IT&i=AFOX47SX&c=18498&e=info%40homebusiness.org.uk&l=1
seems to be the hardest word, customer service
survey shows. http://www.express.co.uk/news/uk/469388/New-research-shows-most-British-complaints-could-be-solved-with-a-sorry
customer focused is your business? http://www.bmmagazine.co.uk/in-business/advice/19281/how-customer-focused-is-your-business/
Freelancers group disappointed by lack of action
on prompt payment. https://www.pcg.org.uk/news-events/news/2014/03/31/pcg-responds-government-climb-down-late-payments-action
The Government's decision against making the
Prompt Payment Code mandatory has been greeted
with disappointment by the Professional Contractors
Group (PCG), a membership association representing
more than 21,000 freelancers, contractors and
consultants. Chris Bryce, Chief Executive Officer
of PCG, said: "Introducing a 'name and
shame' policy was always going to be challenging,
but it is still disappointing to hear that the
Government will not be taking more direct action
to make the Prompt Payment Code compulsory,
or better still, introduce sanctions to the
worst offending big businesses." (EnterpriseQuest)
those of us who have been knocking around for
a bit, such 'disappointment' is par for the
course. Not even the EU, the FSB and the Forum
have been able to prevail on the issue of late
payments which historically, is the single,
biggest headache small businesses are likely
to have. And the reasons are very simple. Big
firms 'prey' on little firms; it's the law of
the jungle. Plus, on a global scale, many of
the worst payment offenders are governments,
their departments and agencies themselves (albeit
the UK is a better example than most); whereas
corporate money for party funding and thus,
Ministerial grace and favour, is far more important
to politicians than the health and welfare of
the country's 'pleb' small businesses - let
alone the self-employed - who despite their
collective numbers, have never got off their
arses to band together to speak with one voice.
A situation which has been compounded by
the arrival of the internet where it can now
be easily but just as falsely claimed, that
a few anonymous postings are somehow 'the voice'
of the small business community. Coincidentally,
still doing absolutely nothing.
if it was an appeal for thousands of morons
to come together to get pissed and trash someone's
house, on the other hand . . .
says economic recovery is 'not yet sure'.
you have to pay tax when you sell your home?
small print that could cost landlords thousands.
XP support comes to an end. http://www.bbc.com/news/technology-26884167#
meat could reach UK plates, inspectors warn.
As we warned - back to business as usual.
release: new cuts to red tape come into force.
is crowned top destination in the UK - and third
best in the world. http://www.dailymail.co.uk/travel/article-2599125/London-crowned-destination-UK-best-world-TripAdvisor-awards.html
What an astonishingly unsurprising conclusion
- but then again, it is TripAdvisor.
Ten hotel perks. http://www.dailymail.co.uk/travel/article-2598999/Top-10-hotel-perks-Holidaymakers-vote-free-breakfast-desirable-free-wifi.html
A 'free' breakfast has now become more important
than 'free' wi-fi, it seems. Or, you could book
into a decent B&B where both would be included
'free', anyway. As if there is ever such a thing.
to keep the cash flowing. http://www.bmmagazine.co.uk/in-business/advice/24545/keep-cash-flowing/
Energy complaints reach record high. http://www.theguardian.com/money/2014/apr/07/energy-complaints-reach-highest-level-tripled
collective consumerism help cut bills? http://www.theguardian.com/money/2014/apr/06/energy-bills-consumers-collective-cheaper-rate
delivery scam. http://www.dailymail.co.uk/money/news/article-2597650/Fraudsters-striking-600-times-day-pays-smart.html
credit? No need to panic. http://money.aol.co.uk/2014/04/07/refused-credit-no-need-to-panic/
Government-backed Citizens Advice Debtline charging
up to 41p a minute. http://www.huffingtonpost.co.uk/2014/04/05/citzens-advice-charge_n_5096784.html
now be the worst possible time to buy-to-let?
launches consultation on childcare agencies.
The Government has launched a consultation on
draft regulations that outline how childcare
agencies will operate when they are introduced
in September 2014. Respondents are invited to
comment on issues such as continuing professional
development (CPD), the hours of support time
and quality assurance visits that agencies should
provide to registered childminders, and the
role of local authorities. The consultation
closes on 22nd May 2014.
consultation documents are available at: https://www.gov.uk/government/consultations/childminder-agencies-and-changes-to-the-local-authority-role
French want to drive me off the ski slopes.
The French having the rather curious idea
that jobs in France should be filled by the
French - and not 'illegal' English immigrants.
cheats face losing their homes. http://www.telegraph.co.uk/news/politics/10747122/Benefit-cheats-face-higher-fines-and-losing-their-homes.html
Bad news for many of the '8 million' Brits secretly
running internet businesses from home - while
claiming benefits on the side as well. Perhaps
they should get into politics, instead? Then
they can take advantage of taxpayer funding
for their homes with full Prime Ministerial
and party blessing.
truth of home workers. 20% stay in their pyjamas
all day. http://www.mailonsunday.co.uk/news/article-2597943/Naked-truth-home-workers-20-dont-office-stay-pyjamas-day.html
Well - why bother if one only has to go out
once a week to the dole office? Mind you, the
test sample was just 1,300 and conducted on
behalf of a computer memory and storage company.
Which, as a sample out of a supposed '8 million'
'homeworkers'/'self-employed' 'home businesses'
is so inconsequential one might as well use
the back of an increasingly rare fag packet
for data storage. And once
again, the usual reporting confusion with the
term 'home workers'. A business and personal
life coach commented, 'If
people work in a less stressful environment,
they will produce more creative and innovative
who was questioned? Home workers? Or home businesses?
it's like confusing 'cloud' with 'pie-in-the-sky'.
Or - perhaps not?
Official release: UK floods 2014: Government
response and recovery. https://www.gov.uk/government/news/uk-floods-2014-government-response
release: UK business barometer February 2014:
Business Show, 15th - 16th May, Excel, London.
Learning Thermostat claims 29% energy savings.
phone maker to launch super-cheap mobiles in
the UK. http://www.dailymail.co.uk/sciencetech/article-2597118/Budget-phone-maker-launch-super-cheap-mobiles-starting-60-UK.html
the smoke and mirrors of social for business.
your website or face cancellation nightmares',
lawyers warn retailers. http://www.bmmagazine.co.uk/news/24496/change-website-face-cancellation-nightmares-lawyers-warn-retailers/
Community: help me successfully get my Windows
8 laptop onto Windows 7. http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=04/04/2014
Freebie Friday. http://money.aol.co.uk/2014/04/04/freebie-friday-this-weeks-discounts-deals-and-freebies/
ownership unaffordable - Cable. http://money.aol.co.uk/2014/04/04/home-ownership-unaffordable-cable/
Bad news for all those '8 million' home businesses
who thought that running a business from home
was a cheap option. Still. The solutions are
obvious. Increase the availability of business
start-up loans and jack up the limits on credit
cards. We musn't jeopardise the country's 'economic
recovery'. For bankers.
Street showing 'great resilience'. http://www.bbc.com/news/business-26849833#
So that's another one the Government's 'celebrity'
advisers, the dumb media and 'weener' business
website gurus have got all wrong, then?
vote to scrap roaming charges. http://www.bbc.com/news/world-europe-26866966
to be banned from using aggressive tactics.
statements to show how your tax money was spent.
card firms to be probed over Britain's spiral
of debt. http://www.dailymail.co.uk/news/article-2596544/Credit-card-firms-probed-spiral-debt-9m-borrowers-struggle-cope-says-watchdog.html
Top 100 restaurants revealed. http://www.independent.co.uk/life-style/food-and-drink/news/top-100-restaurants-in-the-world-revealed--as-heston-blumenthal-is-named-chef-of-the-year-9236056.html
A list always worth bearing in mind if trying
to impress an important client is the main objective.
Or, to avoid - if you want a more enjoyable,
relaxed and affordable experience. Supper Clubs
and street food. That's where it's all at these
days. Always making allowances for polluted
s...holes like London and Paris, though.
'kitchen scrappage' scam. http://www.dailymail.co.uk/money/news/article-2595136/Beware-cold-callers-offering-bogus-kitchen-scrappage-scheme.html
on court interpreters doubles in a year to over
£15 million. http://www.express.co.uk/news/uk/468538/Spending-on-foreign-laguage-court-interpreters-doubles-to-over-15m
Plenty of work for 'home businesses' here,
even if the main contract is with Crapita who
take their handsome slice of the action too,
instead of the courts doing business directly
with interpreters and translators as used to
be the case. Still, it's all part of the tax
money-go-round for the Treasury to waste. On
continuing to subsidise the country's murder
industry, no doubt. Which helps feed the courts
with non-English speaking refugees.
2 the most popular day of the year to start
a business, claims O2 advertorial. http://www.bmmagazine.co.uk/in-business/24454/april-2-popular-day-start-business-uk/
All based on data from Companies House, so scarcely
representative. Still, it all helps to fill
some column space.
email marketing is still the must-have tool
for business. http://www.bmmagazine.co.uk/in-business/advice/24459/email-marketing-still-must-tool-businesses/
Tradesmen failings cost homeowners £1.9
So what were we saying on 25.03 (below)?
And for years before that? Although let's not
confuse the term 'tradesmen' with cowboys. The
latter unfortunately, representing the very
will cost £12 billion to fill. http://money.aol.co.uk/2014/04/03/potholes-will-cost-12bn-to-fill/
Sure they will, as every bent councillor and
cowboy contractor in the district line up to
make a meal of a job every child with a pack
of playdough could manage. Even get Network
Rail in to help, with their crews of one high-vis
worker per twenty high-vis onlookers. All on
a £1000 a week, of course.
firms in England are missing out on an estimated
£100 million in unclaimed business rate
relief, according to a report by chartered
surveyors Bankier Sloan. http://www.morningadvertiser.co.uk/General-News/Pubs-missing-out-on-rate-relief-due-to-council-flaws
Under the Small Business Rate Relief (SBRR)
scheme, firms with a single property of a rateable
value less than £6,000 can claim 100%
rate relief. However, the report revealed that
at least 100 businesses per local authority
area that are eligible for the scheme have not
applied for it. This is partly being blamed
on out-of-date and inaccurate information published
on council websites. Report author Ian Sloan
has urged local authorities to update their
websites in time for 1st April 2014, when new
rate discounts will be made available to retailers.
at its best levels since 2007. http://www.theguardian.com/business/2014/apr/02/housebuilding-boosts-construction-sector-best-levels-2007
rise of the silver self-employed. http://www.dailymail.co.uk/news/article-2595198/The-rise-silver-self-employed-How-recession-led-sharp-increase-50s-working-themselves.html
70% of the increase in numbers of self-employed
is accounted for by the over-50s, apparently.
When needs must.
can buy £25 state pension boost. http://www.telegraph.co.uk/finance/personalfinance/pensions/10738914/Pensioners-can-buy-25-state-pension-boost.html
Ostensibly a measure designed to help 'women
and the self-employed' although the cynical
might suggest that it's just another 'front-loading'
attempt by Government and the Treasury to help
pay for existing pension rights which are gradually
being tapered out of existence altogether.
million paid less than the living wage.
Still fewer paying customers for the small
business community; much of which has been paying
itself 'less than the living wage' for quite
a number of years. Musn't complain, though.
We're enjoying an 'economic revival'.
13th in international quality of life index.
Ah well, they say money can't buy happiness.
Which is true, of course . . .
best-known export - its social filth - in the
news again. http://www.dailymail.co.uk/news/article-2595423/Hundreds-Chelsea-fans-violent-rampage-Paris-making-Nazi-salutes-smashing-cafes-ahead-European-clash.html
This will probably be the cue for yet another
tv series featuring the country's dross. In
the meantime, there is very limited reporting
of these events in the widespread media which
is anxious as always, not to bite one of the
hands that feeds it.
tools to help you start and grow your own business.
quick ways to boost your bottom line. http://sbinformation.about.com/od/creditloans/a/boost-your-bottom-line.htm
Payments via mobile number start this month.
gazumping: when is a house sale binding?
website dupes motorists into paying £40
extra for a tax disk. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10736375/Copycat-website-dupes-motorists-into-paying-40-extra-for-tax-disc.html
banking scam that targets the rich. http://money.aol.co.uk/2014/04/01/the-banking-scam-that-targets-the-rich/
'internet marketing' scam - another expose.
As we keep saying . . . It's like porn. Nothing
new. Except that since the arrival of the internet,
it's simply more evident. Like the presence
of anonymous, cowardly and illiterate morons
with their cerebral half-inchers.
High Street Skills programme launched for small
A programme to help small, high-street businesses
increase their digital knowledge has been launched
by the National Skills Academy for Retail in
partnership with the Association of Town and
City Management. The Digital High Street Skills
programme, which was piloted in Altrincham,
will be introduced in other towns and cities
across the UK in the coming months. The programme
provides training in digital marketing, website
development and social media. Jane Rexworthy,
Head of the National Skills Academy for Retail,
said: "We are calling on small businesses
to take advantage of Government funding, which
is available until the end of July to support
them in accessing this programme."
teenagers are among the best at solving practical
Makes you wonder why they can't get jobs
or set up and run businesses successfully, then?
they were outside the Top Ten. So, based upon
the country's football and cricket national
sport models - Failure Is Success.)
Rockers - latest newsletter. http://www.enterpriserockers.co.uk/latest_newsletter.php
Royal Mail stamp prices rising - again. http://money.aol.co.uk/2014/03/31/royal-mail-stamp-prices-rising/
broadband rollout criticised - again. http://www.bbc.com/news/technology-26819483#
monopoly on broadband 'a government failure'.
Not for BT executives, it hasn't been.
lenders failing their customers. http://www.bbc.com/news/business-26817986#
Just like the entire financial sector, then?
Who clearly don't appreciate competition.
into IR35 quadruple in twelve months. http://www.accountancyage.com/aa/news/2336347/ir35-investigations-quadruple-inside-year
HM Revenue and Customs (HMRC) carried out four
times as many IR35 investigations in 2012/13
than in 2011/12, according to research by Bloomsbury
Professional. The research also revealed that
HMRC revenue from IR35 investigations increased
from £200,000 to £1.1 million over
the same period. Commenting on the findings,
Martin Casmir, Managing Director of Bloomsbury
Professional said: "The [IR35] legislation
affects everyone working on a contract basis
and it's very complicated, meaning some honest
freelancers are falling foul of the rules."
Council printing own money. http://www.telegraph.co.uk/technology/news/10734073/Hull-Council-printing-its-own-money-by-paying-digital-cash-for-voluntary-work.html
to avoid the Business Moneypit. http://www.bmmagazine.co.uk/columns/opinion/24432/avoid-business-moneypit/
reports made easy. http://money.aol.co.uk/2014/03/31/credit-reports-made-easy/
floating bookshop. http://www.independent.co.uk/arts-entertainment/books/features/living-by-the-book-the-floating-bookshop-9226778.html
favourite ways to make money from home.
. . . but not a lot.
Community: is it safe to use my computer again
after it was compromised? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=03/14/2014
Households putting less money aside. http://www.bbc.com/news/business-26795178#
That will be all those home business running
costs of '8 million' Brits internet trading
from home. And not putting anything to one side
for HMRC, who can monitor every move they make.
(Not that there's much profit to be made from
selling used baby buggies.)
to cut off illegal websites' advertising revenue.
technology brings 'seismic' decline in branch
to be told to buy British produce. http://www.telegraph.co.uk/gardening/howtogrow/fruitandvegetables/10724769/Schools-to-be-told-to-buy-local-British-products-minister-says.html
scams greed; a typical scam story. http://www.dailymail.co.uk/femail/article-2591705/Woman-tells-horror-conned-320-000-best-friend-secretly-running-Ponzi-scheme.html
March newsletter: http://us1.campaign-archive1.com/?u=20130af8d76b06160470ee741&id=32fbac573a&e=45c941d6f6
Crackdown plans for nuisance selling calls.
What - another 'plan'? What's happened to
the last fifteen?
million in fines for nuisance call firms.
on modernising cheque payments launched.
The Government has launched a consultation on
proposals to use 'cheque imaging' in the UK,
which allows banks to accept certified digital
images of cheques, as well as traditional paper
cheques. According to HM Treasury, if adopted,
this payment method would reduce the time it
takes for a cheque to clear to as little as
two days, increase consumer convenience and
broaden payment options. The consultation closes
on 7th April 2014.
consultation documents are available at: https://www.gov.uk/government/consultations/speeding-up-cheque-payments-legislating-for-cheque-imaging
release: Government puts small business at the
heart of the economy. https://www.gov.uk/government/news/government-puts-small-business-at-the-heart-of-the-economy
We'll be seeing loads of knighthoods and
HMRC 'luvvy' tax deals for small business owners,
British shops don't pay their garment workers
a living wage? http://www.independent.co.uk/news/uk/home-news/which-british-highstreet-shops-do-not-pay-their-garment-workers-a-living-wage-9223733.html
In which case appealing to the consciences
of British consumers who are directly responsible
for these wages and conditions, isn't going
to change matters one bit. As long as they can
hold their exploited worker dummyphones . .
VAT interest ruling. http://money.aol.co.uk/2014/03/29/landmark-vat-interest-ruling/
Next landmark interest ruling: it is not
in the 'interest' of the regime to pay back
money from its coffers to 'fuckin' plebs' especially
as they can't afford millions of £s for
advisers, accountants, barristers and the English
legal system to buy justice.
trade minister apologises for 'digusting' food
served to Chinese president. http://www.independent.co.uk/news/world/europe/french-trade-minister-nicole-bricq-apologises-for-disgusting-state-dinner-remark-9223256.html
Which is what French food has increasingly
warning calls on 'advergames'. http://money.aol.co.uk/2014/03/29/health-warning-call-on-advergames/
30 million financial policies to be probed.
show two-paced housing market. http://www.bbc.co.uk/news/business-26784029#
Oh, dear. Must get this story suppressed
by the country's fawning, criminal media asap
or all that talking-up of house prices by estate
agents, banks and building societies in order
to milk dumb plebs, will have been in vain.
worst broadband provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-broadband-provider/
worst mobile phone provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-mobile-phone-provider/
cracks down on health professionals. http://money.aol.co.uk/2014/03/28/taxman-cracks-down-on-health-professionals/
social media hurt your business? http://www.bmmagazine.co.uk/columns/opinion/24404/will-social-media-hurt-business/
life in a cold-call yet. http://www.bmmagazine.co.uk/uncategorized/24392/theres-life-cold-call-yet/
failing to make a will could ruin your business.
home-office hoarder. http://www.theguardian.com/lifeandstyle/2014/mar/28/homes-home-improvements-office-clutter
begins on world's first 3D-printed house.
Freebie Friday. http://money.aol.co.uk/2014/03/28/freebie-friday-this-weeks-discounts-deals-and-freebies/
sales bounce back with 1.7% rise in February.
is addicted to property. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10727458/HMRC-is-addicted-to-property.html
million UK homes in 'fuel poverty'. http://money.aol.co.uk/2014/03/28/4-5m-uk-homes-in-fuel-poverty/
Add to that public transport poverty, education
poverty, healthcare poverty, food poverty and
cash, no shekels poverty and there you have
the embodiment of Thatcher's 'sold out to pigs
in troughs and fcuk the plebs' Britain. No wonder
the present Government is effectively paying
people without a clue to start their own businesses
- because anyone with a bit of nouse looking
at the simplest of figures would realise they've
got no chance - or no chance at all.
of new measures for small businesses promised
by Britain's W.C. (War Criminal) Party.
motivates you? http://www.bmmagazine.co.uk/in-business/advice/24387/motivates/
paths, new opportunities for SMEs. http://www.bmmagazine.co.uk/in-business/24373/new-paths-new-opportunities-smes/
More than 45% of Brits now have non-traditional
of businesses affected by late payment in 2013.
Really? And the internet, dummyphones and
apps haven't changed all that? Whaddya know.
I wonder if yoof and the long-term unemployed
are being told all this by their ex-bank manager
'mentors' when they apply for their business
broadband tops complaints list. http://www.bbc.co.uk/news/technology-26757049#
Absolutely perfect shambles to justify the
appointment of a BT head honcho as Minister
may be paying too much for their energy, says
It's about time the regulator got the boot,
then, having done nothing but parrot what the
public has known for years. Next thing, they'll
be suggesting a review. I'd put them all in
a cardboard box under Chiswick flyover, myself.
To keep the company of all the families who
have had to quit their homes because they can't
pay all their bills.
wins 16-year legal battle over PC World laptop.
Top 20 places for the good life. http://www.telegraph.co.uk/property/internationalproperty/10710665/Worlds-top-20-places-for-the-good-life.html
Slump in High Street sales growth. http://money.aol.co.uk/2014/03/25/slump-in-high-street-sales-growth/
commuters but journeys are longer. http://money.aol.co.uk/2014/03/26/fewer-commuters-but-journeys-longer/
Before anyone gets too excited, these are
figures are based on the Census and cover the
period 2001 to 2011. According to the Pentagon.
During which time there has been an absolutely
massive surge in numbers of people 'working
from home' - 0.8% over ten years. WOW. O...M...G
x 60 rpm. Awesome. (Or they could simply be
unemployed. The Pentagon didn't say.)
this 'explosion' in the numbers of people working
from home that all the politicians, dumb media,
telecoms companies and 'weener' websites have
been talking about . . . ?
of planning rules for shops and farm buildings.
Changes to permitted development rules will
make it easier to convert shops and farm buildings
in England into homes from 6th April 2014. The
changes of use that will be classed as permitted
developments will include the conversion of
a shop or building that has been used for financial
or professional services into residential property
and the conversion of an agricultural building
with a floorspace of less than 450 square metres
into up to three homes. The rules will only
apply to buildings that were used as shops or
for financial or professional services up to
20th March 2013 or when they were last in use
if not in use on that date, and if the floorspace
is less than 150 square metres and the conversion
will not result in the external dimensions of
the building increasing.
media - is it still an option? http://www.bmmagazine.co.uk/columns/opinion/24339/social-media-still-option/
OK. But after all the time a 'home business'
could waste organising its social media, will
it actually produce more money? We have seen
a similar situation with SEO. For years, a top,
page one ranking on Google has been promoted
as a must-have. Depending upon your trading
activity, obviously, we (having occupied #1
slots with Google, Yahoo and all the other search
engines for 15 years) and quite a few other
top performing businesses we have compared notes
with, have found that search engine rankings
make no or very little difference to the bottom
line at all, AS LONG as you are pursuing other
marketing avenues as well. Then again, like
most things being promoted on the internet -
any form of reality check would put a lot of
scammers and spammers out of business.
course, internet addicts will immediately point
to 'thousands' of online success stories. Out
of millions of 'home businesses' around the
world which don't even have an internet connection.
Especially in many parts of 'Bongo Bongoland'
this link: 'Push'
marketing still sells. No matter what the 'gurus'
Lloyds accused of short-changing PPI claimants.
confirms scope of Flood Re. https://www.gov.uk/government/publications/water-bill-governments-approach-to-flood-insurance
The scope of Flood Re, a UK-wide scheme to reduce
the cost of insurance for households at high
risk of flooding, has been confirmed by the
Department for Environment, Food and Rural Affairs
(Defra). Commercial properties will be excluded
from Flood Re, but domestic properties used
by micro-business owners will be included, provided
the proprietor's insurance policy is classed
by their insurance provider as 'domestic'. Residential
properties in council tax band H and properties
built after 2009 will also be excluded from
the scheme, which is expected to be introduced
in summer 2015. (EnterpriseQuest)
criticised for new campaign targeting freelancers.
A new HMRC campaign that targets freelancers
and consultants has been criticised by the Professional
Contractors Group (PCG). HMRC has written to
the clients of some freelancers and consultants
requesting detailed information about any payments
up to a value of £350,000 made to them
under a contract for services. Chris Bryce,
Chief Executive Officer of PCG, said it was
unfair to only target smaller firms by excluding
payments over a certain value and argued that
it was potentially damaging to these freelancers
and consultants for HMRC to contact their clients
implying that they were under investigation.
"For the smallest businesses, where client
relationships are key, this is especially harmful,"
he added. (EnterpriseQuest)
to use anti-terrorist laws to deal with future
internal whistleblowers. http://www.dailymail.co.uk/news/article-2588501/Tax-chief-wont-rule-using-terror-laws-whistleblowers-three-years-HMRC-sparked-fury-targeting-staff-member-revealed-Goldman-Sachs-deal.html
For the avoidance of any lingering doubts,
that's what the long-term objectives of 'anti-terrorist'
laws really are. And the internet. And drones.
And dummyphones. To keep 'fuckin' plebs' in
numbers to outstrip those of state staff by
lowering considerably the burden on government
and the Treasury and allowing politicians to
boast that the country has become 'a nation
of shopkeepers' once again. Mind you, the report
claims there are 4.5 million self-employed already,
which put into the mix with 8 million home-based
internet businesses (which should be self-employed)
it only goes to prove that nobody really knows
what they are talking about any more. And when
it comes to job statistics, I would happily
include myself in that assessment.
all retire on odd jobs and lodgers'.
Sounds like a real-time British, self-employed
home business to me. Rather than '8 million
home-based internet businesses' selling a used
game station on eBay every twelve months.
to close building skills gap. http://money.aol.co.uk/2014/03/25/pledge-to-close-building-skills-gap/
It's more than just building skills which the
Brits need to drag into the present century
but also the practice of so-called tradesmen
sitting around drinking cups of tea, smoking,
yapping and farting around for a few hours a
day while demanding an astronomical rate for
the job. It's no coincidence that of all the
self-employed trades, 'cowboys' have long been
synonymous with builders alone and that given
a choice, many customers simply won't touch
an English builder. Which is a great shame -
because I'm sure there are some good 'uns out
before British 'builders' start to whine (invoice
mode) about the East Europeans or any skilled
immigrant construction labour, they, more than
any other sector, need to get off their arses,
switch off their dummyphones and take a look
in the mirror. Then, if they're good enough
and really want to work, there are plenty of
places around the world which, as always, will
take them on.
are the rules about replacing roof tiles?
black market in fences. http://www.dailymail.co.uk/news/article-2588550/Fences-flood-black-market-Panels-changing-hands-80-national-shortage-wake-winter-storms.html
resist ban on payday loan ads. http://money.aol.co.uk/2014/03/25/ministers-resist-payday-loan-ad-ban/
amazing tips to get more done with Windows 7.
Or, do what British politicians do and hire
a foreign housemaid. Much cheaper. Much more
much more fun.
Small firms urge break-up of Big Six energy
report scams. http://money.aol.co.uk/2014/03/24/watch-out-for-these-credit-report-scams/
best city to live in. http://www.independent.co.uk/news/uk/home-news/bristol-named-britains-best-city-to-live-in-9210931.html
could lose homes, says charity. http://money.aol.co.uk/2014/03/24/more-could-lose-homes-says-charity/
off land so people can build their own homes'.
That should bankrupt 'homeowners' even more
quickly than taking out a Ponzi-scheme mortgage,
especially with some of the so-called 'builders'
and 'tradesmen' one gets in the UK.
Budget round up
points having an impact on smaller firms announced
by the Chancellor George Osborne in his 2014
main rate of corporation tax will be reduced
to 21% from 1st April 2014, then to 20% in April
VAT registration threshold will be raised to
£81,000 from 1st April 2014 and the deregistration
threshold increased to £79,000.
Annual Investment Allowance (AIA) will be doubled
from £250,000 to £500,000 until
Seed Enterprise Investment Scheme (SEIS) - the
venture capital scheme that provides enhanced
income tax and capital gains tax relief to qualifying
investors - will be made permanent.
Employment Allowance, which was announced in
the 2013 Budget, will come into effect from
6th April 2014. The Allowance will enable businesses
and charities to claim £2,000 each year
to offset against their employer National Insurance
full Budget report and associated notices are
available from HM Treasury at: https://www.gov.uk/government/topical-events/budget-2014
Happy, Healthy and Wealthy New Year to you all.
our usual gratitude and thanks to BAD News and