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LATEST! 31st August 2013
(scroll down to see full list; previous month's (July 2013) Viewpoint); Latest eBOSS contents

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st August 2013

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

HBA/BusinessesForSale joint SPECIAL OFFER: 25% discount on the website's service. Here are the details: Code: SELLABIZ-25
How to use: The user must email sellabusiness@businessesforsale.com with the subject line of “SELLABIZ-25” and their message will need to have their contact details (both an email address and phone number) for the discount to be applied. One of our account managers will then contact them and walk them through the set-up process.

31.08.2013: Annual online sales growth lowest since 2010. http://www.imrg.org/ImrgWebsite/User/Pages/Press%20
Online retail sales grew by just 9% in the year to July 2013, the weakest annual growth since January 2010,
according to the latest IMRG Capgemini e-Retail Sales Index.

In addition, month-on-month sales fell by 2%, the first month-on-month fall in 13 years. Online-only retailers saw a 13% year-on-year
increase in sales, compared with just 6% for multi-channel retailers, and the average online basket value fell by 15% to £72. Despite this,
sales made via smartphones and tablets increased by nearly 130%. (EnterpriseQuest)

Consumers return to loans, credit cards and overdrafts. http://www.theguardian.com/business/2013/aug/30/bank-of-england-consumers-turn-to-loans-credit-cards-overdrafts Must keep up appearances with the tattooed, pierced and drunken neighbours with their latest dummyphones and log-book-loan, third-hand BMWs. Or what's known as 'street cred' in 'Bongo Bongoland' Britain.

Amazon scraps ban on cheaper sales. http://www.telegraph.co.uk/technology/amazon/10274801/Amazon-scraps-ban-on-cheaper-sales.html

Three abolishes roaming charges for seven countries. http://www.bbc.co.uk/news/business-23896896#

1-in-3 trains delayed despite rail firm claims. http://money.aol.co.uk/2013/08/30/one-in-three-trains-delayed-despite-rail-firm-claims/ Another reality check from 'Bongo Bongoland' Britain.

CNET Community: help me decide; PC or Apple laptop? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=08/30/2013

A dozen ways to save on motor premiums. http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/10273153/A-dozen-ways-to-save-on-motor-premiums.html

A chef's tour of north-west England. http://www.theguardian.com/travel/2013/aug/30/north-west-manchester-food-restaurant-guide

Top 20 biggest false economies. http://money.aol.co.uk/2013/08/30/the-top-20-biggest-false-economies/

The world's ten worst cities in which to live. http://www.independent.co.uk/news/world/the-10-worst-cities-in-the-world-to-live-in-8790121.html Or, anywhere the Americans and their Little Engerlandt gofers have stuck their thieving, murdering snouts.

Countries with highest/lowest IQs. http://www.statisticbrain.com/countries-with-the-highest-lowest-average-iq

30.08.2013: Freebie Friday. http://money.aol.co.uk/2013/08/30/freebie-friday-this-weeks-discounts-deals-and-freebies/

Report predicts changes in consumer payment behaviour. http://www.paymentscouncil.org.uk/media_centre/press_releases/-/page/2670/ A new report forecasting changes in consumer payment behaviour over the next ten years has been published by the Payments Council. The report predicts that payments made by credit and debit card will increase by an estimated 75% to reach 17 billion by 2022, driven by rising online sales and increased use of debit cards. Conversely, cash and cheque payments are expected to fall considerably over this period. Relatively new payment channels such as contactless cards and mobile payments are set to increase, with growing numbers of businesses accepting these payment types. (EnterpriseQuest)

British Chambers - recovery gaining momentum. http://www.bbc.co.uk/news/business-23893789# Yes, but have they taken into account yesterday's unexpected setback to that mainstay of British economic performance - the manufacture and use of weapons and associated terrorist activities for murdering hundreds of thousands of defenceless civilians on a regular basis?

Connection Vouchers Scheme market test begins. https://www.gov.uk/government/news/better-broadband-for-
Firms in Cardiff, Belfast, Edinburgh, Manchester and Salford can apply for grants of up to £3,000 to enable them to install faster broadband services in their premises under a two-month market test of the Connection Vouchers Scheme, which is part of the Government's Super-Connected Cities Programme. The aim of the scheme is to improve digital connectivity, create new business opportunities and encourage economic growth. If successful, a further 18 cities will join the Scheme late in 2013. (EnterpriseQuest)

Virgin Media to raise broadband prices by 11%. http://money.aol.co.uk/2013/08/30/virgin-media-to-raise-broadband-prices-by-11/

HSBC raises fees for 700,000 business customers. http://www.bbc.co.uk/news/business-23890694#

Amazon drops small traders clause. http://www.theguardian.com/technology/2013/aug/29/amazon-small-traders-uk-oft

'Unsubstantiated' mortgage mis-selling ad pulled. http://www.telegraph.co.uk/finance/personalfinance/10273182/Unsubstantiated-mortgage-mis-selling-advert-pulled.html

Financial worries lower thinking ability by 13 IQ points. http://www.telegraph.co.uk/science/science-news/10274739/Financial-worries-lower-thinking-ability.html Which will explain the supposed popularity of 'business' spoofs like The Apprentice and Dragons' Den, I suppose.

Eventual arrests in British horsemeat scandal. http://www.dailymail.co.uk/news/article-2405851/Two-men-arrested-fraud-following-police-investigation-horsemeat-scandal.html The scandal that's gone all quiet, now that the media and officials can't blame backdoor Moldovian mafia grannies any more. Still, with the British 'sporting' world alone contributing around 1,000 horse carcasses a year to the food chain - allegedly - we can't be upsetting TV commentators and the betting industry, can we now? Or, the next thing you know, they'll be dope testing footballers and tennis players!

29.08.2013: Workless households at record low. http://www.bbc.co.uk/news/business-23862993# So much for the latest 'boom' in home businesses; and numbers of unemployed.

'Holiday tax' revenue soars to £2 billion a year. http://www.telegraph.co.uk/travel/travelnews/10270677/Holiday-tax-revenue-soars-to-2bn-a-year.html

Man cashes in on cold-calling pests. http://money.aol.co.uk/2013/08/29/man-cashes-in-on-cold-caller-pests/

4,000 pubs set to close. http://www.theguardian.com/business/2013/aug/29/shut-british-pubs-drinkers

Facebook spammers make $200 million just from posting links. http://www.theguardian.com/technology/2013/aug/28/facebook-spam-202-million-italian-research

Does it pay to hire a personal assistent on the other side of the world? http://www.independent.co.uk/life-style/gadgets-and-tech/features/does-it-pay-to-hire-an-online-personal-assistant-on-the-other-side-of-the-world-8788502.html

Three offers free 4G internet. http://www.dailymail.co.uk/news/article-2405090/Mobile-price-war-Three-network-offers-free-4G-internet-Experts-say-increase-pressure-rivals-follow-suit.html

Two thirds of British adults have received unwanted messages about claiming back mis-sold PPI. http://www.dailymail.co.uk/news/article-2405103/Two-thirds-British-adults-received-unwanted-messages-mis-sold-PPI.html

The silliest scam around. http://money.aol.co.uk/2013/08/29/the-silliest-scam-around/ Really? I thought the silliest scam around was customers signing up for broadband packages and getting dial-up speeds? Except that's 'officially approved'. So it doesn't count.

Direct From Google: How To Build A Quality Website In 2012. http://www.entrepreneurs-journey.com/9568/direct-from-google-how-to-build-a-quality-website-in-2012

28.08.2013: Official release: Burnley named most enterprising place in Britain. https://www.gov.uk/government/news/burnley-named-most-enterprising-place-in-britain

NEA results in creation of 26,000 businesses. https://www.gov.uk/government/news/26000-new-businesses-set-up-by-entrepreneurial-jobseekers The New Enterprise Allowance (NEA) scheme has enabled 26,000 unemployed people to start up in business, according to figures published by the Government. The scheme, which was introduced in 2011, provides mentoring and financial support to Jobseekers' Allowance claimants aged 18 or over, and has attracted applicants of all ages and backgrounds. So far 6,000 people aged 50 or over and 4,000 people with disabilities have started up in business as a result of the NEA. The most recent statistics indicate that 2,000 people per month are currently on the NEA scheme. (EnterpriseQuest)

Or, 'dole money' by another name.

Careers advice has become a 'ghost service'. http://www.dailymail.co.uk/news/article-2403498/Careers-advice-National-Careers-Service-forces-pupils-pay-premium-phone-line-rates-says-Barnardos.html Hence the large numbers of youngsters entering self-employment. Or becoming 'entrepreneurs' in Froglish. Plus, it's another opportunity for an official, premium phoneline scam.

Sharp rise in property raids by HMRC. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10267744/Sharp-rise-in-property-raids-by-HMRC.html Which of course, has nothing to do with the 'sharp rise' in the numbers of clueless 'entrepreneurs', I suppose?

Fraud dangers of mobile banking. http://money.aol.co.uk/2013/08/27/mobile-banking-dangers-highlighted/

£36 million increase in 'vishing' fraud. http://www.dailymail.co.uk/news/article-2403517/25-adults-risk-new-vishing-phone-tricks-victims-giving-details-fraudsters-claim-bank.html

Your Facebook friends could damage your credit rating. http://www.telegraph.co.uk/finance/personalfinance/borrowing/loans/10268408/Your-Facebook-friends-could-damage-your-credit-rating.html

Simplified energy tariffs by 2014. http://www.theguardian.com/money/2013/aug/27/simplified-gas-and-electricity-tariffs Are we getting a new energy watchdog, then?

Local produce versus convenience food. http://www.theguardian.com/business/2013/aug/27/local-produce-convenience-food

Furnish your home for nothing. http://money.aol.co.uk/2013/08/27/furnish-your-home-for-nothing/

Top Ten Tips for affiliate marketing. http://www.bmmagazine.co.uk/in-business/advice/20731/top-10-tips-affiliate-marketing/

5 Qualities of Successful Entrepreneurs

Last Chance to Enter the 2013 Young Entrepreneur of the Year Competition. http://www.shell-livewire.org/awards/awards-start

27.08.2013: Fraudsters to get police tip-off before searches under new trading laws. http://www.independent.co.uk/news/uk/crime/fraudsters-to-get-police-tipoff-before-searches-under-new-trading-laws-8785023.html

Estate agency insolvencies up by 57% in last year. http://www.bbc.co.uk/news/business-23839449#

Croydon is the UK's debt-worry capital. http://www.independent.co.uk/news/uk/this-britain/croydon-is-the-uks-debtworry-capital-8785071.html

Tourism profits hit by rising costs. http://www.dailymail.co.uk/news/article-2402435/Tourism-profits-hit-rising-costs-Price-raw-materials-fierce-competition-hit-returns-despite-increase-trade-thanks-warm-weather.html

Are organic veg boxes value for money? http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10260573/Are-organic-veg-boxes-worth-the-money.html

Home study degree courses from University of Essex. http://courses.telegraph.co.uk/courses/university-of-essex-online/aid-135/?utm_source=tmg&utm_medium=TD_essexonline2708&utm_campaign=CoursesTDs

26.08.2013: VisitScotland says tourism drives boost economy by £310 million. http://www.bbc.co.uk/news/uk-scotland-scotland-business-23834378# And that's despite Theresa May and the Scrote Office.

Five men arrested over alleged £500,000 tax scam. http://www.bbc.co.uk/news/uk-23834514#

How to profit from a housing boom without buying. http://www.telegraph.co.uk/finance/personalfinance/investing/10263090/Five-ways-to-profit-from-a-housing-boom-without-buying.html

TalkTalk pays out just 2p for goodwill after hounding customer for months. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10260173/TalkTalk-bullied-me-for-months-then-gave-me-2p-for-goodwill.html

Mary Portas, Queen of Strops. http://www.express.co.uk/news/uk/424447/Mary-Portas-queen-of-strops In the meantime, the country waits to see if the re-launch of 3 Jessops shops by Dragon, Peter Jones, is going to 'save the High Street', instead. As reported by the same tabloids.

Paper bills being phased out. http://www.express.co.uk/news/uk/424429/Anger-as-paper-bills-are-phased-out Just the latest installment in the Great Digital Scam. One does wonder how long it will be before Dummyphone Man wakes up to the fact he is being screwed?

Official release: Reducing barriers to international free trade. https://www.gov.uk/government/policies/reducing-barriers-to-international-free-trade--3 . . . like bombing and murdering hundreds of thousands of defenceless civilians with our terrorist mates, the Americans. Oh, and musn't forget. Aided and abetted by the French these days, now that the US Iraq invasion, anti-French propaganda icon, Lance Armstrong, has been officially toppled.

25.08.2013: New country of origin rules could threaten 'Made in Britain' label. http://www.themanufacturer.com/articles/future-of-made-in-britain-label-in-jeopardy-following-new-eu-proposal/ New EU proposals to change how a product's country of origin is determined have been criticised by manufacturers in the UK. Currently, a product's country of origin is defined as the place it underwent its "last, substantial, economically justified process or working". However, under the proposals a product's origin would be determined by the most expensive element, with 45% of the product's value coming from the country specified on the label. Business groups are arguing that many manufacturers would be forced to drop their "Made in Britain" label, but a European Commission spokesman disputed this, saying the "Made in" label would have more legal protection. (EnterpriseQuest)

UK micro-breweries and craft beer pubs. https://witness.theguardian.com/assignment/52144e3be4b055bf6bac8603

'Hands off our baguettes, Anglo-Saxons'. http://www.telegraph.co.uk/news/worldnews/europe/france/10259920/Hands-off-our-baguettes-you-half-baked-Anglo-Saxons.html I must agree with the author. English supermarket offerings of 'French' breads and Viennoiseries are an insult to artisan boulangers, whereas a fresh loaf of Hovis or soda bread is almost impossible to find.

'How To Start An Online Business'. http://onlinebusiness.about.com/od/onlinebusiness101/a/startinganonlinebusiness.htm?nl=1

'10 Reasons Why You May Never Make It Online'. http://www.iblogzone.com/2013/08/10-reasons-why-you-may-never-make-it-online.html

24.08.2013: Everyone to pay more to insure flood risk homes. http://www.telegraph.co.uk/topics/weather/10263654/Everyone-to-pay-more-to-insure-flood-risk-homes.html As is always the case. The majority pay for the minority. Plus it's a good excuse to hike premiums, anyway.

Businesses call for 'clear plan' for Glasgow 2014 Commonwealth Games. http://www.bbc.co.uk/news/uk-scotland-23803187#

Train punctuality getting worse. http://money.aol.co.uk/2013/08/23/train-punctuality-getting-worse/

BT to close down dial-up (cutting off thousands who have no access to broadband). http://www.telegraph.co.uk/technology/news/10261830/BT-to-close-down-dial-up.html 'Bongo Bongoland' Britain in expansive mood.

One fifth of Brits have been hacked. http://www.dailymail.co.uk/news/article-2401285/The-scourge-cyber-crime-One-fifth-Brits-e-mail-social-network-bank-accounts-hacked--lost-10-000.html

The £276 cost of not paying bills online. http://www.dailymail.co.uk/news/article-2401244/The-276-cost-paying-bills-online-How-5million-pensioners-punished-sticking-paper.html Not that getting online in Britain is a straightforward matter. The Post Office recently rolled out an attractive-sounding Homephone and Broadband package to cash in on the nationwide digital scam only to find itself incapable of delivering router kits necessary to achieve a connection. However. A note of caution. According to untrained (albeit courteous) staffers with barely comprehensible regional accents manning its Time Wasting Unhelpline, even as a result of its own commercial delinquency, The Post Office will still try to collect a contract cancellation penalty if, out of desperation, a customer finally has to go to another provider. To compound the misery of honest consumers, the Homephone & Broadband disservice doesn't even appear to have a customer complaints procedure or helpline.

A perfect addition to the Government's stream of sell-off packages, complete with an official licence to thieve. All part of 'Bongo Bongoland' Britain's portfolio of ex-taxpayer-owned assets sacrificed at the altar of greed, political corruption and total mediocrity.

Bank Holiday: free London attractions you haven't visited yet. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10228900/Free-London-attractions-you-havent-visited-yet.html

France cannot take any more taxes, government admits. http://www.telegraph.co.uk/news/worldnews/europe/france/10262561/France-cannot-take-any-more-taxes-government-admits.html Unfortunately, while politicians have been coming to their senses, the damage has already been done. Let's have a 'manif'!

23.08.2013: Freebie Friday. http://money.aol.co.uk/2013/08/23/freebie-friday-this-weeks-discounts-deals-and-freebies/

eBay users experiencing site problems. http://money.aol.co.uk/2013/08/23/ebay-users-hit-by-site-problems/

New flood insurance scheme 'should include small firms'. http://www.biba.org.uk/MediaCenterContentDetails.aspx?ContentID=3419 The British Insurance Brokers' Association (BIBA) has expressed concern that proposals for a new flood insurance scheme, which will provide owners of properties in high-risk flood areas with affordable insurance, would not be available to small firms.

In its response to the Department for Environment, Food and Rural Affairs' (Defra's) consultation on the 'Flood Re' scheme, BIBA is arguing that it should be open to small firms, particularly for mixed-use properties such as bed and breakfasts. Steve White, Chief Executive Officer of BIBA, said excluding small businesses would make it difficult for them to find affordable cover. (EnterpriseQuest)

More small firms and shops benefitting from tax cuts. http://www.enforbusiness.com/news/more-small-firms-and-shops-benefitting-tax-cuts-201310164

Home insurance for tenants. http://money.aol.co.uk/2013/08/22/the-fixer-home-insurance-for-tenants/

IKEA launches 'Make Small Spaces Big' campaign. http://www.internationalsupermarketnews.com/news/13898

Tesco fines for misleading customers. http://www.enforbusiness.com/news/tesco-prosecuted-over-%E2%80%9Chalf-price%E2%80%9D-strawberry-offer-201310179 Is this going to start a new trend of large companies being brought to book for lying? Don't watch this space.

Stores using fake prices. http://www.bbc.co.uk/news/business-23797882# NEVER! Life outside the dummyphone zone, I guess. What a novelty. Enough to put fake price comparison websites out of business.

Price of farmland trebles in less than a decade. http://www.bbc.co.uk/news/business-23792583# That should spike the clueless dreams of dozey hacks writing about 'working from home' in the countryside.

Planned homes remaining unbuilt, say local councils. http://www.bbc.co.uk/news/uk-england-23790071# Yes, it's as old as the hills again. Read below and for many, many years back to find out why.

Tory cronyism threatens rural retreat with construction of 4,800 houses. http://www.independent.co.uk/news/uk/politics/a-rural-retreat-near-stratforduponavon-not-if-you-build-4800-homes-on-it-8780883.html Yes. Par for the course. Or, the history of the Conservative Party from sheep rustling to pleb milking in three hundred years.

'From the bedroom to the bank account'. http://www.bmmagazine.co.uk/columns/opinion/20684/from-the-bedroom-to-the-bank-account/

Small business sales tips. http://www.bmmagazine.co.uk/marketing/sales/20631/small-business-sales-tips-how-to-sell-more-in-a-tough-market/

Could you make it in business? http://www.bmmagazine.co.uk/toolbox/bookshelf/20523/could-you-make-it-in-business/

Getting to the top of Google. http://www.bmmagazine.co.uk/in-business/advice/20652/getting-to-the-top-of-google/

Yahoo! overtakes Google for web visits. http://www.theguardian.com/technology/2013/aug/22/yahoo-beats-google-website-visitors

Finding free wi-fi in France. http://www.telegraph.co.uk/travel/travel-advice/10248031/Finding-free-Wi-Fi-in-France.html About as much use as a Palin & Howell satnav system.

Getting the most out of your phone battery. http://www.theguardian.com/education/2013/aug/22/students-smartphone-battery-life

Enter your company for the 3 Peaks Challenge 2014. http://www.actionforcharity.co.uk/eventdetailsnew2.php/urlsearch/3-Peaks-Challenge-2014

One-way, on-street car hire. http://www.theguardian.com/environment/2013/aug/22/on-street-car-hire

3 million 'missing' expat votes could swing next elections. http://www.independent.co.uk/news/uk/politics/exclusive-millions-of-expat-votes-could-swing-elections-8780904.html Or not. The reason there are '3 million' expat votes (or, 5 million + expats altogether if you include those who have been disenfranchised) is because the UK no longer has a political party fit to vote for.

22.08.2013: First Direct tops customer survey. http://money.aol.co.uk/2013/08/21/first-direct-tops-customer-survey/

Banks face £1.5 billion compensation bill for mis-selling credit card insurance. http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/10258275/Banks-face-1.5bn-compensation-bill-for-mis-selling-credit-card-insurance.html

Cities offering biggest returns to landlords. http://www.telegraph.co.uk/finance/personalfinance/investing/10257398/Cities-offering-the-biggest-returns-to-landlords.html

One-in-three say loyalty cards haven't saved them a penny. http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10254803/Loyalty-cards-havent-saved-us-a-penny-say-one-in-three.html This may obviously come as a surprise to modern, Dummyphone Man but the point of loyalty cards is to enhance the profitability of the card issuer, not to save money for the shopper.

Investment bank employees suffering 'inhumane' treatment. http://www.independent.co.uk/news/uk/home-news/slavery-in-the-city-interns-at-investment-banks-are-suffering-inhumane-treatment-warns-doctor-8778568.html The luvvies are stressed and exhausted, apparently. Just like a few million businessfolk, then. Especially those who fall into the clutches of the banks. Many of whom have ended up committing suicide. But you won't read about that in the media because small businesses in trouble don't take out profitable advertising slots. Or bung large amounts of money to political parties.

To apostrophe or not to apostrophe. http://www.telegraph.co.uk/culture/tvandradio/the-apprentice/10258135/Apostrophe-Youre-fired-says-Apprentice-finalist.html

21.08.2013: Only 132 people signed up to Green Deal. http://www.bbc.co.uk/news/business-23766117# Time for the Government to appoint some new propagandashitewriters, methinks.

Minister fails to back crackdown on battery housing. http://www.theguardian.com/society/2013/aug/20/minister-rabbit-hutch-homes Can't be having political parties' donors' profits squeezed, can we now?

Builders are part of the problem. http://www.independent.co.uk/news/business/comment/ben-chu-builders-are-part-of-the-problem-8775403.html Amazing how so many things which have been common knowledge for years, constitute 'news' these days.

Two thirds of business owners don't know what affiliate marketing is. http://postman.cbmeg.co.uk/lt.php?c=665&m=631&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22504&l=-http--www.bmmagazine.co.uk/news/20584/two-thirds-of-business-owners-dont-know-what-affiliate-marketing-is/

How To Get 55 Comments And 98 Likes On Your First Article Using Social Media.

20.08.2013: Unlimited fines for tax avoiders, warns HMRC. http://money.aol.co.uk/2013/08/19/unlimited-fines-for-tax-avoiders-warns-hmrc/ . . . except for 'luvvy' arrangements with multi-national corporates. And bent politicians.

Card payments to overtake cash. http://money.aol.co.uk/2013/08/20/card-payments-to-overtake-cash/

Businesses could face fines for late payment. http://www.telegraph.co.uk/finance/yourbusiness/10238415/
A late payment levy for businesses paying suppliers late is one of several options being considered by the Department for Business (BIS) to tackle the problem of late payments. The idea, which is modelled on a similar system in Sweden, would involve fining firms that fail to pay suppliers within 30 days. Previous efforts to combat late payments, such as the introduction of the Prompt Payment Code, have been unsuccessful, with fewer than half of Britain's biggest companies currently signed up to the Code. (EnterpriseQuest)

Forthcoming changes to consumer credit regulation. http://www.fca.org.uk/firms/firm-types/consumer-credit/timeline Responsibility for regulating consumer credit will be transferred from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) in April 2014. Existing consumer credit licence (CCL) holders have been asked to check the OFT consumer credit register to confirm that the details of their licence are correct by 31st August 2013. Any licence holder that wishes to continue the activities covered by their CCL from April 2014 must then apply from September 2013 for 'interim permission' from the FCA. Interim permission will cover the licence holders activities from April 2014 until they complete the process of becoming authorised by the FCA and will cost £150 for sole traders and £350 for the majority of other firms. The FCA will be launching a consultation in September on the new system of authorisation and plans to run workshops across the country in October 2013 to explain the changes. (EnterpriseQuest)

UK has lost 40% of its bank and building society branches. http://www.bbc.co.uk/news/business-23759025#

A French affair with Scottish oysters. http://www.telegraph.co.uk/foodanddrink/10245558/The-French-firm-at-the-helm-of-a-Scottish-oyster-boom.html

French food festival hails Cornish pasty 'a revelation'. http://www.dailymail.co.uk/news/article-2397318/Critics-food-festival-Brittany-hail-Cornish-pasty-Trevithick-revelation.html Well, it would be. Superior British produce and decades of a French misinformation campaign that their food is 'superior'. Which it isn't, of course. In fact, these days, it's distinctly 'inferior'.

Britain's best Bank Holiday events. http://www.telegraph.co.uk/travel/festivalsandevents/7966361/August-bank-holiday-events-in-Britain.html

Tesco to launch tablet computer. http://money.aol.co.uk/2013/08/19/tesco-to-launch-tablet-computer/

Building a successful email marketing campaign. http://postman.cbmeg.co.uk/lt.php?c=664&m=630&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22475&l=-http--www.bmmagazine.co.uk/in-business/advice/20552/building-a-successful-email-marketing-campaign/

10 ways to make sure you're burgled while you're away. http://money.aol.co.uk/2013/08/19/10-ways-to-make-sure-youre-burgled-when-youre-away/

19.08.2013: France 2025: Full employment, no red tape and housing for all. http://www.telegraph.co.uk/news/worldnews/francois-hollande/10250667/France-in-2025-full-employment-no-red-tape-and-housing-for-all.html

No refund from Amazon for tatty book. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10248222/Amazon-wont-help-with-tatty-book.html

Yet another Vodafone tax deal. http://www.theguardian.com/business/2013/aug/18/vodafone-tax-deal-irish-office

Coastal flooding to cost £600 billion a year. http://www.independent.co.uk/news/science/coastal-city-flooding-could-cost-more-than-600bn-a-year-8773359.html

18.08.2013: Households cut energy use by a quarter. http://www.bbc.co.uk/news/business-23723385# That will explain why energy companies are continuing to put up prices.

Price war erupts between lenders. http://money.aol.co.uk/2013/08/17/price-war-erupts-between-lenders/

Savers risk big losses at peer-to-peer start-ups. http://www.telegraph.co.uk/finance/personalfinance/savings/10245839/Savers-risk-big-losses-at-peer-to-peer-start-ups.html

Food bank inquiries soar. http://www.theguardian.com/society/2013/aug/17/food-banks-inquiries-poverty-cuts-wages

Top 5 car insurance scams. http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/10246993/Top-five-car-insurance-scams-that-cost-all-motorists.html

17.08.2013: Post Office workers to strike over Bank Holiday weekend. http://www.bbc.co.uk/news/business-23732088# This is 'action' in addition to the recent experience of a letter by recorded delivery, an email, FIVE telephone calls (waiting ten to fifteen minutes at a time listening to loud, broken-up background music of a screeching violinist) to change an incorrect address for a new broadband package - and STILL the router kit gets delivered to the wrong address. Then, one STILL has to wait another 3 working days for 'first class' delivery (or 5 days including the weekend - otherwise known as 'surface mail to Australia', twenty years ago) to the correct address which has been showing on telephone bills for the past fifty years.

All of which has been going on while waiting for sub-contractors to the local water board turn up to fix a mains leak which is causing road subsidence. One week overdue so far. No signs or explanation of when a crew will actually turn up. Then, the usual delays one associates with 'm'learned' legalites who should be taken to the ASA and 'Trading Standards' every day of the week for abuse of the term 'professional', as well as generally being unfit for purpose. Another half a day lost every day waiting for shops, banks and offices to open only to find they can't help or don't have anything decent in stock; plus, that modern tendency among tradesmen of being 'digitally enabled' with all the latest, expensive bits of talking plastic but without any inkling - or perhaps just the lack of basic manners - of how to communicate.

Of course, it can all be done via the internet these days - if you can sustain a decent connection for long enough to set everything up, and you then have the time and the money to wade through the first 90% of crap and advertising to get to something which is even remotely accurate or useful.

40 years ago, Britain used to piss excellence (although with the arrival of the tabloids and Britain's 'special relationship' with America, it was also when the rot set in.) Today, it reminds me of East European countries like Romania or Albania emerging from the very worst backwaters of Communism, 25 years ago. They, however, managed to get over it.

Over half the UK's businesses operate from home. http://postman.cbmeg.co.uk/lt.php?c=662&m=628&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22385&l=-http--www.bmmagazine.co.uk/in-business/20522/over-half-of-the-uks-small-businesses-are-based-at-home/ 2.5 million now, apparently. In other words, a significant drop in numbers from previous estimates. Which must be disappointing for anyone out there who believes everything they read.

Failed rural broadband scheme to cost taxpayer £45 million. http://www.telegraph.co.uk/technology/news/10246972/Failed-rural-broadband-scheme-could-cost-taxpayer-45m.html Yet another waste of taxpayers' money on 'Bongo Bongoland' Britain. Without the kiddy labour and corporate exploitation options.

Could you make it in business? http://postman.cbmeg.co.uk/lt.php?c=662&m=628&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22392&l=-http--www.bmmagazine.co.uk/toolbox/bookshelf/20523/could-you-make-it-in-business/

The new way to shop online. http://fashion.telegraph.co.uk/columns/bibby-sowray/TMG10244903/See-it-snap-it-buy-it-the-new-way-to-shop-online.html

Are you too in love with social media? http://postman.cbmeg.co.uk/lt.php?c=663&m=629&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22458&l=-http--www.bmmagazine.co.uk/marketing/social-media/17570/are-you-too-in-love-with-social-media/

16.08.2013: Freebie Friday. http://money.aol.co.uk/2013/08/16/freebie-friday-this-weeks-discounts-deals-and-freebies/

Bank account switching service to launch in September. http://www.bbc.co.uk/news/business-23700012#

Thousands face rises in energy bills from next month. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10244239/Thousands-face-rise-in-energy-bills.html

Warning over new car accident scam. http://www.bbc.co.uk/news/business-23717575#

Number of accountancy firms continues to fall. http://economia.icaew.com/news/august-2013/number-of-accountancy-firms-falls The number of accountancy firms in the UK has fallen by 136, a decrease of nearly 2% in the 12 months to December 2012, according to figures published by Syscap. There has been a 15.5% drop in the number of audit-registered accountancy firms over the past five years, a total fall of 1,335 firms. Syscap claims that one of the key reasons for the falling numbers is the relaxation of audit thresholds resulting in a loss of work for accountancy firms. Philip White, Chief Executive of Syscap, said: "The relaxation of audit thresholds has been extremely problematic for accountancy firms, as auditing is a business they rely on for their bread and butter. Other areas of high margin work, like corporate finance, have also been weak since the credit crunch."

Red Bull backs down over name dispute with Redwell Brewery. http://www.independent.co.uk/news/uk/home-news/red-bull-backs-down-over-name-dispute-with-redwell-brewery-8764768.html

Improving your website SEO. http://postman.cbmeg.co.uk/lt.php?c=661&m=627&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22364&l=-http--www.bmmagazine.co.uk/in-business/advice/20487/improving-seo/

50 free things to do in London. http://www.theguardian.com/travel/2012/jul/23/50-free-things-to-do-london

15.08.2013: EU plans single telecoms regulator. http://www.bbc.co.uk/news/business-23695623# The UK could certainly do with a telecoms regulator.

More SMEs securing government contracts. http://news.excel-publishing.co.uk/rp//370/process.clsp?t=2C2B5CC35751C2E3D13F85B410D240716

Homeowners are not so bubbly this time around. http://www.telegraph.co.uk/finance/personalfinance/houseprices/10240879/Homeowners-are-not-so-bubbly-this-time.html

Banks close loopholes on account offers. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10240124/Banks-close-loopholes-on-account-offers.html

The best cash bribes offered by banks. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10240124/Banks-close-loopholes-on-account-offers.html

Businesses may face late-payment fines. http://postman.cbmeg.co.uk/lt.php?c=660&m=626&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22339&l=-http--www.bmmagazine.co.uk/news/20448/businesses-may-face-late-payment-fines/ An idea which has been around for almost as long as The Red Tape Chronicle.

7.1 million have never used the internet. http://money.aol.co.uk/2013/08/14/7-1m-have-never-used-the-internet/ That's a lot of people who still haven't been ripped off, scammed, dumbed down and lied to. One for the Government's Digital Thought Police.

Google: email users should not expect privacy. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/digital-media/10243612/Google-email-users-should-not-expect-privacy.html This is hardly news nor a well-kept secret. Except where the media or posturing politicians are concerned.

Watchdog bans Sky's Bruce Willis 'totally unlimited' ad. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10241884/Watchdog-bans-Skys-7.50-broadband-claim.html

Illegitimate YouTube adverts exposed. http://www.bbc.co.uk/news/technology-23696805#

Suit yourself. Is it OK to ditch the suit when temperatures begin to soar? http://news.excel-publishing.co.uk/rp//370/process.clsp?t=23910E68DF39AF9F7A98D8D7CC962BCEB

14.08.2013: UK business prospects continue to improve and reach a 26-month high. http://postman.cbmeg.co.uk/lt.php?c=659&m=625&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22310&l=-http--www.bmmagazine.co.uk/news/20427/uk-business-prospects-continue-to-improve-reach-26-month-high/

Eurozone heading out of recession. http://www.theguardian.com/business/2013/aug/13/eurozone-exit-double-dip-recession

Blackpool based businesses top UK table for prompt payment. http://postman.cbmeg.co.uk/lt.php?c=659&m=625&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22309&l=-http--www.bmmagazine.co.uk/news/20431/blackpool-based-businesses-top-uk-table-for-prompt-payment/

'Bad boys' make good entrepreneurs. http://www.dailymail.co.uk/sciencetech/article-2391833/Bad-boys-make-good-entrepreneurs-Risk-taking-behaviour-combined-intelligence-secret-making-millions.html

FUTURE SHOCK? http://www.gcb.de/en/the-gcb/gcb-event-future-technology-urban-life A networking evening focussing on the future of events in 2033 is being staged by the German Convention Bureau (GCB). This takes place on Wednesday October 9th at The Crystal, Siemens Urban Sustainability Centre, Royal Victoria Docks, London, from 4.30pm. Event organisers are invited to attend and enjoy presentations on the subject, networking with German event players from cities including Hamburg, Munich, Leipzig, Dusseldorf and Stuttgart, and hoteliers from groups such as Holiday Inn, Leonardo, Maritim and Accpr, drinks and dinner.

11 Secrets to a Happy Entrepreneurial Life. http://www.incomediary.com/life-lessons-for-entrepreneurs

No job? Create your own! http://edition.cnn.com/2009/US/03/26/bregman.economy.entrepreneur/index.html

6 easy steps to superior customer service. http://entrepreneurs.about.com/b/2013/07/31/6-easy-steps-to-superior-customer-service.htm?nl=1

13.08.2013: New measures to support ethnic minority business. https://www.gov.uk/government/news/nick-clegg-calls-on
Measures to improve access to finance for businesses run by people from ethnic minorities have been agreed by the British Bankers' Association (BBA) and the Government. The BBA has pledged to establish a committee comprising individuals representing ethnic minority groups, expand a pilot project ensuring referrals from banks to alternative finance providers, and run roadshows in areas with high ethnic minority populations to increase awareness of issues surrounding access to finance. The measures follow research that revealed aspirations to start up in business were highest among ethnic minority groups, but actual start up rates were very low. (EnterpriseQuest)

Connection Vouchers Scheme market test begins. https://www.gov.uk/government/news/better-broadband-for-
Firms in Cardiff, Belfast, Edinburgh, Manchester and Salford can apply for grants of up to £3,000 to enable them to install faster broadband services in their premises under a two-month market test of the Connection Vouchers Scheme, which is part of the Government's Super-Connected Cities Programme. The aim of the scheme is to improve digital connectivity, create new business opportunities and encourage economic growth. If successful, a further 18 cities will join the Scheme late in 2013. (EnterpriseQuest)

Concerns raised over bailiff visits. http://money.aol.co.uk/2013/08/13/concerns-raised-over-bailiff-visits/

Rail fare rises to be announced. http://www.bbc.co.uk/news/business-23677173#

'Quick house sale' companies - a guide. http://money.aol.co.uk/2013/08/12/quick-house-sale-companies-a-guide/

Is 'bespoke' just an excuse to charge more? http://postman.cbmeg.co.uk/lt.php?c=658&m=624&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22279&l=-http--www.bmmagazine.co.uk/in-business/advice/20407/is-bespoke-just-an-excuse-to-charge-more/

The first names most likely to be a success in business. http://www.dailymail.co.uk/news/article-2390940/Men-called-John-David-Steve-likely-business-Tony-Matthew-Jimmy.html

Latest professional auction events. http://www.clickme5.info/eshot/link.php?M=12487265&N=18073&L=11930&F=H

12.08.2013: UK wages drop to among worse in Europe. http://www.bbc.co.uk/news/business-23655605#

Britain leading its rivals on the road to recovery. http://www.dailymail.co.uk/news/article-2389548/Confidence-hits-year-high-Britains-bosses-figures-UK-outpacing-Germany-US-China.html

UK start-ups should start spending. http://www.telegraph.co.uk/technology/10233488/Forget-lean-and-mean-UK-startups-should-start-spending.html

Construction firm launches social enterprise brokerage service. http://www.socialenterprise.org.uk/news/construction-firm-
The construction industry's first social enterprise national brokerage service has been launched by construction firm Wates Group. The new Social Enterprise National Brokerage is an online directory allowing buyers at each of Wates' construction sites in the UK to source services from an approved list of social enterprises. The brokerage service is run in partnership with Social Enterprise UK. Andy Hobart, Managing Director at Wates, said: "The construction industry offers great opportunities for major contractors and suppliers to work with social enterprises to achieve positive social and economic impact on communities."

11.08.2013: Britain's crime hotspots. http://www.dailymail.co.uk/news/article-2389085/Britains-crime-hotspots-Astonishing-new-figures-identify-lawless-postcodes-country--zero-Londons-Westfield-Shopping-centres.html

Expat benefit cheats face government crackdown. http://www.dailymail.co.uk/news/article-2389131/Expat-benefit-cheats-enjoying-fun-sun-funded-British-taxpayer-face-extradition-UK.html

Why the internet needs a more selective memory. http://www.theguardian.com/technology/2013/aug/11/release-us-from-burden-of-internet-clutter

Evaluating your business idea (article). http://sbinformation.about.com/b/2013/07/31/evaluating-your-business-idea.htm?nl=1

10.08.2013: Millions facing higher water bills under plans for compulsory water meters. http://www.telegraph.co.uk/earth/environment/10234640/Millions-face-higher-bills-under-plans-for-compulsory-water-meters.html

Travel and holiday insurance rip-offs. http://www.dailymail.co.uk/travel/article-2388515/Travellers-beware-Why-holiday-insurance-isn-t-worth-paper-s-written-on.html

Review sites create user 'herd mentality'. http://www.dailymail.co.uk/news/article-2388448/TripAdvisor-review-sites-turn-copycats-creating-herd-mentality.html The human 'herd mentality' has been around for a lot longer than review sites. Especially where the Americans and the British are concerned.

Zombie businesses fall at a record rate. http://postman.cbmeg.co.uk/lt.php?c=657&m=623&nl=2&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22248&l=-http--www.bmmagazine.co.uk/news/19742/zombie-businesses-fall-at-record-rate/

Could you be a Pinterest or Twitter consultant? http://postman.cbmeg.co.uk/lt.php?c=657&m=623&nl=2&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22250&l=-http--www.bmmagazine.co.uk/in-business/20346/the-new-jobs-market/

Stop searching for a USP; shoppers love copycat products. http://postman.cbmeg.co.uk/lt.php?c=657&m=623&nl=2&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22255&l=-http--www.bmmagazine.co.uk/in-business/running-your-business/19641/stop-searching-for-a-usp-shoppers-love-copycat-products/

87 million reasons why you need a niche. http://www.joannamartin.tv/business-strategies/87-million-reasons-why-you-need-a-niche/

Email marketing tips for beginners. http://www.techblaster.net/2012/12/email-marketing-tips-for-beginners-to-grow-business.html

10 stories from the web to know about this week. http://www.youngentrepreneur.com/blog/startup-news/10-stories-from-the-web-to-know-about-this-week-48/

09.08.2013: Freebie Friday. http://money.aol.co.uk/2013/08/09/freebie-friday-this-weeks-discounts-deals-and-freebies/

No internet access in 17% of UK homes. http://www.bbc.co.uk/news/technology-23620856# And the other 50% with 'slow as shite' connections. (Does anyone know anything about a provider actually called SlowAsShite? My wi-fi signal detector has been picking it up lately and it's often showing a better signal strength than most other networks. Seriously.)

Home broadband speeds rise. http://www.theguardian.com/technology/2013/aug/08/home-broadband-speeds-rise-year. Sure. A 60-odd percent increase over 0% across half the country does sound impressive.

Fastest broadband providers. http://money.aol.co.uk/2013/08/09/the-fastest-broadband-providers/

Make your property pay its way. http://money.aol.co.uk/2013/08/08/make-your-property-pay-its-way/

Can innovation revive our High Street? http://postman.cbmeg.co.uk/lt.php?c=655&m=621&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22165&l=-http--www.bmmagazine.co.uk/in-business/20310/uk-retail-with-30000-retail-shops-lying-empty-can-innovation-revive-our-high-streets/

Local councils could lose millions by converting shops to homes. http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/10231668/Local-councils-could-lose-hundreds-of-millions-of-pounds-by-converting-shops-to-homes.html There's never any doubt that if there are millions to be lost, local councils will always be first in line.

HMRC cricised for 'tax fugitives'. http://www.bbc.co.uk/news/business-23621738# It's all just a cheap publicity stunt, anyway. No Big Corps in this particular line-up yet it makes HMRC look as if they're 'doing something'. Apart from terrorising the self-employed and keeping taxpayers waiting on the phone for a very long time.

Man who created his own credit card sues bank. http://www.telegraph.co.uk/finance/personalfinance/borrowing/creditcards/10231556/Man-who-created-own-credit-card-sues-bank-for-not-sticking-to-terms.html

Fears for US cloud computing firms. http://www.theguardian.com/world/2013/aug/08/nsa-revelations-fears-cloud-computing No worries for the US Gestapo; as long as people continue to use dummyphones, there will be a way. http://www.theguardian.com/uk-news/2013/aug/08/privacy-international-challenges-bt-vodafone-gchq

Growth of farming bubble threatens £5 trillion catastrophe. http://www.independent.co.uk/environment/climate-change/growth-of-farming-bubble-threatens-5trn-catastrophe-8753153.html

The different levels of sellin B2B. http://postman.cbmeg.co.uk/lt.php?c=655&m=621&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22163&l=-http--www.bmmagazine.co.uk/in-business/20327/are-you-selling-b2b/

Winning is never easy but losing . . . http://postman.cbmeg.co.uk/lt.php?c=655&m=621&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22166&l=-http--www.bmmagazine.co.uk/columns/20307/winning-is-never-easy-but-losing-is/

Your business cards from Proffesional Printing (advert). http://businesssender.org/ProffesionalPrinting/q1e3w0x3/?l=81&t=3&a=1254581&e=info@homebusiness.org.uk Almost qualifies for the Weekend Larf? Or is it a cunning, eye-catching ruse?

Facebook page creation or overhaul from £89 plus VAT (advert). http://www.imageboxdesign.info/em/link.php?M=146214&N=28&L=13&F=H

Shopping centre TV advertising (advert). http://www.thesourcegroup.exvn.com/page.cfm?article=0x600257d4d44d2ae6730d30cae9472893.1.94918

08.08.2013: UK firms paying bills later than same time last year. http://news.excel-publishing.co.uk/rp//370/process.clsp?t=238D78B8314D7DCB5C8B1754F9292A190

Why the UK's craft industry is enjoying continued growth. http://postman.cbmeg.co.uk/lt.php?c=654&m=620&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22133&l=-http--www.bmmagazine.co.uk/in-business/20288/why-the-uk-craft-industry-is-enjoying-continued-growth/

Mend and make do to cut waste, says Minister. http://www.telegraph.co.uk/news/politics/conservative/10229659/Householders-should-make-do-and-mend-to-cut-waste-says-Tory-minister.html

Britain's 'connectivity' scam continues. http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/10228198/Millions-miss-out-as-Britains-broadband-divide-reaches-record-levels.html

Rip-off 41p-a-minute 4G calls come under attack. http://money.aol.co.uk/2013/08/07/rip-off-gp-41p-per-minute-calls-attacked/ Well, it's an expensive business sponsoring national sports which have the same lack of performance, values and standards as telecomms companies. The money's got to come from somewhere so why not the country's carrot-IQ plebs?

Parcelforce workers reject Royal Mail sale. http://money.aol.co.uk/2013/08/08/parcelforce-staff-oppose-mail-sale/ We've said it before: we have every sympathy for Royal Mail employees and their desire to protect their jobs. Unfortunately, the quality of Royal Mail services has degenerated every bit as much over the past couple of decades as other, once traditional practices of excellence.

In the space of just one week we have seen a parcel returned to the sender after several days' delay because the van driver 'couldn't find' the address - yet the postie manages to find it every day. A broadband service registered to a new customer at a completely wrong address - despite the correct address being in plain evidence on the existing phone billing. Post Office Helpline staff using the Data Protection Act as an excuse for administrative incompetence and excessive delay. Complaints and correspondence sent both by email and recorded delivery simply being ignored. Telephone requests being ignored. Half-hour queues at a local 'main' Post Office without any seating or working surfaces because it is also a cramped, general store. And so it goes on.

Multiply these effect by millions of users every day (and by all the other 'privatised' services) and it's little wonder the country's economic growth isn't much above zero. Unfortunately, the bungling buffoons who are responsible for this mess will be included with The Post Office sale - lest anyone believes what politicians say and expects there to be an improvement in operational performance after this latest theft from the taxpayers' rapidly diminuishing resources.

What is 'bitcoin'? http://news.excel-publishing.co.uk/rp//370/process.clsp?t=2DC7AE21B7800C8CEF4B6EAEC729A4FC4

Official policy statement: making the single market more effective. https://www.gov.uk/government/policies/making-the-single-market-more-effective

07.08.2013: UK mobile costs five times EU's lowest. http://money.aol.co.uk/2013/08/07/uk-mobile-costs-five-times-eu-s-lowest/ One explanation at least, of why the UK's scammers' mates, the tabloids, are keen on getting the UK out of the EU.

Official release: new powers to protect vulnerable and elderly consumers against rogue traders. https://www.gov.uk/government/news/new-powers-to-protect-vulnerable-and-elderly-consumers-against-rogue-traders

Official release: https://www.gov.uk/government/consultations/consultation-on-the-implementation-of-the-consumer-rights-directive-2011-83-eu

'Quick house sale' firms face action by OFT. http://www.bbc.co.uk/news/business-23588742#

£ on the rise: holidaymakers urged to buy. http://www.telegraph.co.uk/finance/personalfinance/10225686/Pound-on-the-rise-holidaymakers-urged-to-buy.html

The mirage of Britain's economic recovery. http://blogs.telegraph.co.uk/finance/jeremywarner/100025283/its-growth-alright-but-not-as-they-would-like-it-the-mirage-of-britains-economic-recovery/?utm_source=dlvr.it&utm_medium=twitter

Yet another Xerox cock-up. http://www.independent.co.uk/life-style/gadgets-and-tech/news/the-photocopy-that-really-is-a-fake-machines-have-been-altering-numbers-8749076.html 'Photocopiers and printers which are NOT for small businesses'. More here: http://www.customerservicescoreboard.com/Xerox

'The best way to make money online'. http://laptopmillionaire.tv/blog/the-best-most-simple-way-to-make-money-online-ethically-consistently-month-after-month/

Video animation for your business (advert). http://em2011.co.uk/link.php?M=15093990&N=10595&L=2366&F=H

Membership/plastic cards (advert). http://www.rasplasticcards.com/

London to Paris bike ride, 4 - 7 September 2014, Action for Charity. http://action4charity.co.uk/_act/link.php?mId=C9182008908830532571415366362615&tId=118609336

06.08.2013: Bid to drive rogues out of business. http://money.aol.co.uk/2013/08/06/bid-to-drive-rogues-out-of-business/

Rising complaints about public sector contracts. www.out-law.com/en/articles/2013/july/number-of-businesses-public-sector-contract-complaints-rises-167/ The number of complaints made by businesses about how public sector contracts are being awarded more than doubled from 73 in 2010/11 to 196 in the 12 months to June 2012, according to Cabinet Office figures published following a freedom of information request made by law firm Pinsent Masons. Stuart Cairns of Pinsent Masons said firms often use the complaints process to buy time to improve their own bid or to force the contracting organisation to change their procurement process, for example, to prevent a competitor from gaining an advantage. In 11% of complaints that were investigated, changes were made to procurement contract terms while bidding was still in progress and, in 45% of cases, a commitment was made to change bidding procedures in the future. (EnterpriseQuest)

UK will fall behind unless universities and businesses boost skills training. http://postman.cbmeg.co.uk/lt.php?c=651&m=617&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=22044&l=-http--www.bmmagazine.co.uk/in-business/20207/uk-will-fall-behind-on-world-stage-unless-universities-business-boost-skill-training/ Another message which has been doing the rounds since just after World War II. In the meantime, the UK has already fallen behind, not 'will'! According to quite a fair documentary I saw t'other night about why the Germans are so good at making and selling cars, the rot set in around the 70s. I agree.

Inspection regime relaxed for gangmaster's licensing. http://www.shponline.co.uk/news/news/full/gangmasters-licensing-authority-to-ease-inspection-rules The Gangmasters Licensing Authority (GLA) is to relax inspection rules for firms applying for gangmaster's licences, as part of the Government's Red Tape Challenge. The GLA, which regulates employment agencies supplying workers to the agricultural, horticultural and shellfish industries, currently automatically inspects applicants' premises, agency workers' pay terms and working conditions. However, from 1st October 2013, at the GLA's discretion, licences could be issued (or refused) without an inspection of the site. Chief Executive of the GLA Paul Broadbent said the change would reduce the burden on compliant businesses. (EnterpriseQuest)

Now there's a a thing. Has this 'relaxation' been approved by Theresa May's Scrote Office? As I'm sure any Conservative Party donor will appreciate, this will make it much easier to get ones' hands on loadsa cheap, illegal immigrant labour? Especially off nicely surfaced city roads where hi-profile Nazi snatch squads and tabloid tossers can't move around with quite so much ease.

Doping widespread in sport. http://www.dailymail.co.uk/sport/othersports/article-2384113/Dick-Pound-Doping-widespread-sport.html In the business environment of professional athletics where the home computer analyses human performance data and the biggest investment can often be a sophisticated doping regime, it has always been the cycling circuit which has come in for the greatest media scrutiny and criticism, aided and abetted - as in the recent Armstrong case - by doping agencies such as USADA (United States Authorised Doping Agency) looking after the corporate interests of much more lucrative Olympic Category 1 events and stadium sports.

Or even 'blindness', according to Mr Pound, who now claims - as we have been doing for years, that - "athletics, swimming, tennis and soccer have major problems and are ruled by governing bodies in denial." A much more expansive view of the scale of doping in all sports and especially media favourites, than the ex-world doping agency boss has traditionally been associated with.

Much less the media. Scroll to the bottom of this article and you will find just three (3) typically useless comments. Not hundreds and thousands as orchestrated by the authors of the Armstrong non-revelation. Three. Across the entire spectrum of the media's favourite sports.

Now there's a surprise. 'In denial', indeed. (Mind you - what would you otherwise do with tens of thousands of lying, cheating, hypocritical journalists from around the world who call themselves 'sports commenators'?)

How not to get taken in by scam letters. http://www.telegraph.co.uk/finance/personalfinance/consumertips/jessicainvestigates/10219277/Scam-letters-Dont-be-taken-for-a-prize-idiot.html

05.08.2013: Middle classes being targetted by HMRC for tax evasion. http://money.aol.co.uk/2013/08/05/middle-classes-targeted-for-tax-evasion/ What's new? Trouble is, Britain's 'middle classes' continue to believe that modern Conservatism stands for merit, hard work and social values. Which is about as far off the mark as 'New' Labour being representative of the 'working classes'.

More consumers believe UK economy will improve. http://www.bbc.co.uk/news/business-23564731#

The traditional high street is dead, says minister, as he suggests shops could become homes. http://www.telegraph.co.uk/news/uknews/10221373/The-traditional-high-street-is-dead-says-minister-as-he-suggests-shops-could-become-homes.html Another snapshot of the mentality which contributed to the destruction of the country as a manufacturing nation and took the 'Great' out of Britain.

Consumers urged to fight back against payday loan sharks. http://www.independent.co.uk/news/uk/home-news/consumers-urged-to-fight-back-against-payday-loan-sharks-8745724.html

Millions may be entitled to payday loan refunds. http://www.dailymail.co.uk/news/article-2384643/Millions-entitled-payday-loan-refunds-Three-complaint-ombudsman.html

Britain home to half a million porn websites; UK hosts third-largest volume of adult content. http://www.dailymail.co.uk/news/article-2384629/Britain-home-half-million-porn-websites-UK-hosts-biggest-volume-adult-content.html

Can you trust a single word on Trip Advisor? http://www.dailymail.co.uk/news/article-2384519/Its-hotel-review-website-millions-use-help-choose-holiday-But--Can-trust-single-word-Trip-Advisor.html

Are you a phubber? http://www.dailymail.co.uk/news/article-2384397/Are-phubber-Campaign-launched-stop-smartphone-addicts-snubbing-checking-mobiles.html The term is 'phanker' around here which is pretty much confirmed by the headline just above, that Britain is the world's #3 porn hosting nation. Little wonder Google and Microsoft are 'in bed' with UK governments, while the Germans for example, who host six times less, simply get on with making and selling things. Who'd have thought it?

Cost of rural crime falls by almost 20%. http://money.aol.co.uk/2013/08/05/cost-of-rural-crime-falls-by-nearly-20/

04.08.2013: Homeowners to be allowed to rent out driveways. http://www.theguardian.com/society/2013/aug/03/homeowners-rent-driveways-car-parks-tax-free

Allotments open for business. http://www.telegraph.co.uk/gardening/10215723/Allotments-open-for-business.html

More and more mums bring home the bacon. http://www.independent.co.uk/life-style/health-and-families/health-news/decline-in-traditionally-male-industries-economic-austerity-and-better-opportunities-for-women-mean-more-and-more-mums-bring-home-the-bacon-8744980.html

Prince Charles's cheesemaker goes out of business. http://www.dailymail.co.uk/news/article-2384293/Prince-Charless-cheese-maker-goes-business-blames-supermarkets-undercutting-prices.html

UK's worst customer hotlines. http://money.aol.co.uk/2013/07/18/uks-most-frustrating-customer-hotlines/?ncid=webmail6

What is the world's favourite holiday destination? http://www.bbc.co.uk/news/magazine-23433149 The UK is way down in eighth place, behind Germany and seriously missing out on rich pickings, thanks to Theresa May, her Fascist Inner Scrotum as well as the country's ranting, criminal tabloids. There's 'patriotism' for you.

03.08.2013: UK construction at 3-year high. http://www.bbc.co.uk/news/business-23549550#

Investigation finds Facebook 'likes' and Twitter followers could be misleading consumers. And: 'Low-paid workers at click farms create appearance of online popularity.' http://www.theguardian.com/technology/2013/aug/02/click-farms-appearance-online-popularity Never!!! Who'd have thought it? Oh... My... God...

(They'll be questioning the honesty of media opinion polls next.)

Driveway rental sees councils crack down with massive taxes. http://www.dailymail.co.uk/news/article-2383931/Government-cracks-councils-imposing-20-000-parking-tax-householders-renting-driveways-motorists.html Aye, they like to keep the local treasury nicely topped up with sufficient funding for waste projects and council wasters.

However, another idea for enterprising homeowners might be to hire out their toilets. With the going council rate for a piss currently at 20p + bogs which take your money but doors stay shut + open for just 8 hours a day + no change given, this official scam could be turned into a nice - and honest - little earner, especially for homeowners with an outside loo.

Foreigners buy most London homes. http://money.aol.co.uk/2013/08/03/foreigners-buy-most-london-homes/ And without a shadow of a doubt, a goodly number of these buyers will be 'illegal immigrants'. However. Will we see Theresa May's 'gissa vote' Nazi snatch squads and propaganda van crews knocking on their doors?

Still, it does make a change from Ms May's normal catalogue of incompetence in matters of the national economic interest: restrictions on (mainly) Chinese tourism; the courtroom translator and interpreter fiasco; a mountain of immigration caseloads for which she is directly responsible; senior policemen on Big Brother; and now, frightening off visitors spending their money in the UK with displays of official thuggery.

If Ms May were to put her vanloads of goons into the back rooms at Croydon to get on with all the skipfuls of paperwork, THAT, like boring, old-fashioned policing, WOULD have a real effect on the problem. If there really is one. On the other hand, that's not dramatic enough for the media circus which is there after all, to help cynical politicians keep their snouts in the trough. And who between them, don't care one jot how many furreners there are in the country. A sale - or a vote - is just a sale - or just a vote.

One-in-ten PINS can be correctly guessed first time around. http://www.dailymail.co.uk/sciencetech/article-2383200/One-PINs-correctly-guessed-time-Research-reveals-20-commonly-used-numbers.html

Zombie companies (article). http://www.bmmagazine.co.uk/columns/opinion/20125/zombie-companies/

CNET Community. Extended warranties for laptops: are they worth getting? http://nls.cnet.com/pageservices/viewOnlineNewsletter.sc?list_id=e497&send_date=08/02/2013

Latest professional auction events. http://www.proauction.ltd.uk/

Getting testimonials when you don't have clients (article). http://www.joannamartin.tv/inspiration/getting-testimonials-when-you-dont-have-clients/

02.08.2013: Insolvencies continue to fall; company administrations remain about the same. http://www.bbc.co.uk/news/business-23546371#

Financial struggles have worsened. http://www.bbc.co.uk/news/business-23534877#

Chocolate maker forced to shut up shop after rent, rates, VAT reduce his income to £100 a week. http://www.dailymail.co.uk/news/article-2382352/All-thatll-left-Costa-Tesco-charity-shops-Lament-chocolate-maker-forced-close-rent-rates-VAT-cut-profits-100-week.html £100 a week still isn't that bad, believe me. I know businesses which have been struggling along on less than that for years. But it is a reality check for anyone thinking of setting up.

Is it time to freshen up your home office? (article) http://sbinformation.about.com/b/2013/07/23/is-it-time-to-freshen-up-your-home-office.htm?nl=1

Conference and Event Open Day, Oulton Hall. http://devere.e-mailstrategies.com/ebulletins/showissue.php3?page=/1150/20046/&rec=127395&pref=c190350a934ccd08fe2a6a42a72167f4

01.08.2013: British Gas plans to offer free power on Saturdays. http://www.bbc.co.uk/news/business-23526389#

Fuel duty could be cut in remote regions. http://www.telegraph.co.uk/earth/energy/fuel/10215207/Fuel-duty-to-be-cut-in-remote-regions.html

Entrepreneurs from ethnic minorities need more support. http://news.excel-publishing.co.uk/rp//370/process.clsp?t=2E0726D21E864C28ABF141E9C0699B87D

BT buries price increase in with royal news. http://postman.cbmeg.co.uk/lt.php?c=644&m=610&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21834&l=-http--www.bmmagazine.co.uk/news/20046/bt-faces-criticism-for-burying-news-of-price-increases-to-coincide-with-birth-of-royal-baby/

Mobile firms' tax breaks under scrutiny. http://www.theguardian.com/business/2013/jul/31/tax-breaks-mobile-phone-networks

Top online shopping sites getting slower. http://www.telegraph.co.uk/technology/news/10213453/Top-online-shopping-sites-getting-slower.html Like online news sites, in other words.

O2 to launch 4G network later this month. http://money.aol.co.uk/2013/08/01/o2-to-launch-4g-network-this-month/ Rumour has it the service will be called 'Flatline' and is seen as a valuable addition to the 'Dog's Dinner' and 'Dog Ruff' services launched last month. Politicians, taxpayer-funded watchers-of-dogs and digital jihadists are by themselves with glee at another non-event in the unfolding parody of Not Getting Britain Online.

Home Secretary announces bans and jail for unlicensed private eyes. http://www.independent.co.uk/news/uk/home-news/rogue-private-investigators-will-be-jailed-home-secretary-announces-new-licence-deal-8740351.html

Facebook wants your business. http://postman.cbmeg.co.uk/lt.php?c=646&m=612&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21868&l=-http--www.bmmagazine.co.uk/marketing/20103/facebook-wants-your-business/

Why online reputation management is an essential SEO tool. http://postman.cbmeg.co.uk/lt.php?c=646&m=612&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21875&l=-http--www.bmmagazine.co.uk/marketing/20079/why-online-reputation-management-is-an-essential-seo-optimisation-tool-for-businesses-and-brands/

Attend Our MLM Startup Conference Oct 24-25 2013. http://r20.rs6.net/tn.jsp?e=001rAeYdBLHbWMwhz4sgQ769VvjnR5XmTWOaGssLR-TyAf_KGh-Y5HETBZevaGQFwkU34Gn2iinKfsrLY4H3g0ZE_KOFGaQ0WP6q4V-w3jZATLLoDJ2Ci4-8w==

Are suits still important in the world of business? http://news.excel-publishing.co.uk/rp//370/process.clsp?t=29EF65BEDA66F25C12ACCCE75BF09BE38

10 ways to save fuel and improve safety. http://www.businesscar-manager.gb.net/link.php?M=2434825&N=697&L=666&F=H

Guide: choosing your business broadband supplier. http://postman.cbmeg.co.uk/lt.php?c=644&m=610&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21841&l=-http--www.bmmagazine.co.uk/toolbox/guides/20055/guide-choosing-your-business-broadband-supplier/

'Your online business' links: http://sbinformation.about.com/od/ecommerce/Online_Business.htm

17 places to find paid blogging jobs. http://onlinebusiness.about.com/od/blogging/tp/paid-blogging-jobs.htm

Tips on keeping cash flowing through your business. http://postman.cbmeg.co.uk/lt.php?c=647&m=613&nl=9&s=3be78aab1efba36abcc2e8d459ad1ac6&lid=21906&l=-http--www.bmmagazine.co.uk/in-business/finance/20123/tips-on-keeping-cash-flowing-through-your-business/

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013

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November 2011; October 2011; September 2011; August 2011; July 2011; June 2011


eBOSS August 2013 contents:

Introduction: 25% HBA Member discount from Businesses For Sale.

AIMS for Home Business Alliance members:

Pick of the News:
Archbishop calls on credit unions to compete; Exporting at highest level since downturn began; Demand for temporary workers continues to rise; Online fraud an increasing issue for retailers; Discount retail sector set to grow by two thirds; Discount retail sector set to grow by two thirds; Global Internet ad spend increase; Additional funding for Enterprising Libraries announced; Tax advisers' views sought on EU tax for small firms; Online ‘Copyright Hub’ pilot scheme launched; Defra calls for views on reforms to agriculture laws; Facebook’s mobile ad revenue to overtake desktop; Welsh firms’ views sought on business funding

How To Stay Motivated Working From Home

Tax and VAT News
FREE! 101 Insider Business Tax Tips

Tax cheats - where are we now?; HMRC guidance - can it be relied on?
Tax Relief For Home To Work Travel - article

HMRC VAT car and van update; HMRC help business cash flow; 'HMRC launch online tax help for small businesses'; Making money from a hobby; etc, etc
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The Fourth Option by Colin Edwards

How To Strengthen Relationships With Your Clients

Productivity for Entrepreneurs: Kanban 101

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