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LATEST! 31.03.2014
(scroll down to see full list; previous month's (February 2014) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st March 2014

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

31.03.2014: Households putting less money aside. http://www.bbc.com/news/business-26795178# That will be all those home business running costs of '8 million' Brits internet trading from home. And not putting anything to one side for HMRC, who can monitor every move they make. (Not that there's much profit to be made from selling used baby buggies.)

Attempt to cut off illegal websites' advertising revenue. http://www.bbc.com/news/technology-26788800#

Banking technology brings 'seismic' decline in branch transactions. http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/10733432/Banking-technology-brings-seismic-decline-in-branch-transactions.html

Schools to be told to buy British produce. http://www.telegraph.co.uk/gardening/howtogrow/fruitandvegetables/10724769/Schools-to-be-told-to-buy-local-British-products-minister-says.html

Greed scams greed; a typical scam story. http://www.dailymail.co.uk/femail/article-2591705/Woman-tells-horror-conned-320-000-best-friend-secretly-running-Ponzi-scheme.html

TaxationWeb March newsletter: http://us1.campaign-archive1.com/?u=20130af8d76b06160470ee741&id=32fbac573a&e=45c941d6f6

30.03.2014: Crackdown plans for nuisance selling calls. http://www.bbc.com/news/uk-26806116# What - another 'plan'? What's happened to the last fifteen?

£1 million in fines for nuisance call firms. http://www.dailymail.co.uk/news/article-2592475/1million-fines-nuisance-call-firms-120-000-complaints-just-six-months.html

Consultation on modernising cheque payments launched. https://www.gov.uk/government/news/cheque-payments-to-become-quicker-and-easier The Government has launched a consultation on proposals to use 'cheque imaging' in the UK, which allows banks to accept certified digital images of cheques, as well as traditional paper cheques. According to HM Treasury, if adopted, this payment method would reduce the time it takes for a cheque to clear to as little as two days, increase consumer convenience and broaden payment options. The consultation closes on 7th April 2014.

The consultation documents are available at: https://www.gov.uk/government/consultations/speeding-up-cheque-payments-legislating-for-cheque-imaging

Official release: Government puts small business at the heart of the economy. https://www.gov.uk/government/news/government-puts-small-business-at-the-heart-of-the-economy We'll be seeing loads of knighthoods and HMRC 'luvvy' tax deals for small business owners, then?

Which British shops don't pay their garment workers a living wage? http://www.independent.co.uk/news/uk/home-news/which-british-highstreet-shops-do-not-pay-their-garment-workers-a-living-wage-9223733.html In which case appealing to the consciences of British consumers who are directly responsible for these wages and conditions, isn't going to change matters one bit. As long as they can hold their exploited worker dummyphones . . .

Landmark VAT interest ruling. http://money.aol.co.uk/2014/03/29/landmark-vat-interest-ruling/ Next landmark interest ruling: it is not in the 'interest' of the regime to pay back money from its coffers to 'fuckin' plebs' especially as they can't afford millions of £s for advisers, accountants, barristers and the English legal system to buy justice.

French trade minister apologises for 'digusting' food served to Chinese president. http://www.independent.co.uk/news/world/europe/french-trade-minister-nicole-bricq-apologises-for-disgusting-state-dinner-remark-9223256.html Which is what French food has increasingly become.

Health warning calls on 'advergames'. http://money.aol.co.uk/2014/03/29/health-warning-call-on-advergames/

29.03.2014: 30 million financial policies to be probed. http://www.bbc.co.uk/news/business-26780863#

Figures show two-paced housing market. http://www.bbc.co.uk/news/business-26784029# Oh, dear. Must get this story suppressed by the country's fawning, criminal media asap or all that talking-up of house prices by estate agents, banks and building societies in order to milk dumb plebs, will have been in vain.

UK's worst broadband provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-broadband-provider/

UK's worst mobile phone provider. http://money.aol.co.uk/2014/03/28/the-uks-worst-mobile-phone-provider/

Taxman cracks down on health professionals. http://money.aol.co.uk/2014/03/28/taxman-cracks-down-on-health-professionals/

Will social media hurt your business? http://www.bmmagazine.co.uk/columns/opinion/24404/will-social-media-hurt-business/

There's life in a cold-call yet. http://www.bmmagazine.co.uk/uncategorized/24392/theres-life-cold-call-yet/

Why failing to make a will could ruin your business. http://www.bmmagazine.co.uk/in-business/legal/24384/failing-make-will-ruin-business/

The home-office hoarder. http://www.theguardian.com/lifeandstyle/2014/mar/28/homes-home-improvements-office-clutter

Work begins on world's first 3D-printed house. http://www.theguardian.com/artanddesign/architecture-design-blog/2014/mar/28/work-begins-on-the-worlds-first-3d-printed-house

28.03.2014: Freebie Friday. http://money.aol.co.uk/2014/03/28/freebie-friday-this-weeks-discounts-deals-and-freebies/

Retail sales bounce back with 1.7% rise in February. http://www.bbc.co.uk/news/business-26765711#

HMRC is addicted to property. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10727458/HMRC-is-addicted-to-property.html

4.5 million UK homes in 'fuel poverty'. http://money.aol.co.uk/2014/03/28/4-5m-uk-homes-in-fuel-poverty/ Add to that public transport poverty, education poverty, healthcare poverty, food poverty and cash, no shekels poverty and there you have the embodiment of Thatcher's 'sold out to pigs in troughs and fcuk the plebs' Britain. No wonder the present Government is effectively paying people without a clue to start their own businesses - because anyone with a bit of nouse looking at the simplest of figures would realise they've got no chance - or no chance at all.

'Raft' of new measures for small businesses promised by Britain's W.C. (War Criminal) Party. http://www.independent.co.uk/news/uk/politics/ed-miliband-pledges-to-support-small-businesses-with-raft-of-new-measures-9219696.html

What motivates you? http://www.bmmagazine.co.uk/in-business/advice/24387/motivates/

New paths, new opportunities for SMEs. http://www.bmmagazine.co.uk/in-business/24373/new-paths-new-opportunities-smes/

27.03.2014: More than 45% of Brits now have non-traditional debt. http://money.aol.co.uk/2014/03/26/almost-50-of-us-have-non-traditional-debt/

88% of businesses affected by late payment in 2013. http://www.bmmagazine.co.uk/news/24371/88-businesses-affected-late-payment-2013/ Really? And the internet, dummyphones and apps haven't changed all that? Whaddya know. I wonder if yoof and the long-term unemployed are being told all this by their ex-bank manager 'mentors' when they apply for their business start-up loans?

BT broadband tops complaints list. http://www.bbc.co.uk/news/technology-26757049# Absolutely perfect shambles to justify the appointment of a BT head honcho as Minister of Trade.

Millions may be paying too much for their energy, says regulator. http://www.telegraph.co.uk/finance/newsbysector/energy/10725608/Millions-of-households-may-be-paying-too-much-for-their-energy-regulator-expected-to-say.html It's about time the regulator got the boot, then, having done nothing but parrot what the public has known for years. Next thing, they'll be suggesting a review. I'd put them all in a cardboard box under Chiswick flyover, myself. To keep the company of all the families who have had to quit their homes because they can't pay all their bills.

Shopper wins 16-year legal battle over PC World laptop. http://www.telegraph.co.uk/finance/personalfinance/borrowing/10723923/Shopper-Richard-Durkin-wins-16-year-credit-battle-over-PC-World-laptop.html

World's Top 20 places for the good life. http://www.telegraph.co.uk/property/internationalproperty/10710665/Worlds-top-20-places-for-the-good-life.html

26.03.2014: Slump in High Street sales growth. http://money.aol.co.uk/2014/03/25/slump-in-high-street-sales-growth/

Fewer commuters but journeys are longer. http://money.aol.co.uk/2014/03/26/fewer-commuters-but-journeys-longer/ Before anyone gets too excited, these are figures are based on the Census and cover the period 2001 to 2011. According to the Pentagon. During which time there has been an absolutely massive surge in numbers of people 'working from home' - 0.8% over ten years. WOW. O...M...G x 60 rpm. Awesome. (Or they could simply be unemployed. The Pentagon didn't say.)

So this 'explosion' in the numbers of people working from home that all the politicians, dumb media, telecoms companies and 'weener' websites have been talking about . . . ?

Relaxation of planning rules for shops and farm buildings. http://www.out-law.com/en/articles/2014/march/relaxed-shop-to-home-conversion-rules-to-come-into-force-next-month/ Changes to permitted development rules will make it easier to convert shops and farm buildings in England into homes from 6th April 2014. The changes of use that will be classed as permitted developments will include the conversion of a shop or building that has been used for financial or professional services into residential property and the conversion of an agricultural building with a floorspace of less than 450 square metres into up to three homes. The rules will only apply to buildings that were used as shops or for financial or professional services up to 20th March 2013 or when they were last in use if not in use on that date, and if the floorspace is less than 150 square metres and the conversion will not result in the external dimensions of the building increasing.

Social media - is it still an option? http://www.bmmagazine.co.uk/columns/opinion/24339/social-media-still-option/ OK. But after all the time a 'home business' could waste organising its social media, will it actually produce more money? We have seen a similar situation with SEO. For years, a top, page one ranking on Google has been promoted as a must-have. Depending upon your trading activity, obviously, we (having occupied #1 slots with Google, Yahoo and all the other search engines for 15 years) and quite a few other top performing businesses we have compared notes with, have found that search engine rankings make no or very little difference to the bottom line at all, AS LONG as you are pursuing other marketing avenues as well. Then again, like most things being promoted on the internet - any form of reality check would put a lot of scammers and spammers out of business.

Of course, internet addicts will immediately point to 'thousands' of online success stories. Out of millions of 'home businesses' around the world which don't even have an internet connection. Especially in many parts of 'Bongo Bongoland' Britain.

Try this link: 'Push' marketing still sells. No matter what the 'gurus' say. http://www.globalbusinessnews.co.uk/news/mar2014/gbn2014_q1.html#gbnmarketing

25.03.2014: Lloyds accused of short-changing PPI claimants. http://www.bbc.co.uk/news/business-26715982#

Government confirms scope of Flood Re. https://www.gov.uk/government/publications/water-bill-governments-approach-to-flood-insurance The scope of Flood Re, a UK-wide scheme to reduce the cost of insurance for households at high risk of flooding, has been confirmed by the Department for Environment, Food and Rural Affairs (Defra). Commercial properties will be excluded from Flood Re, but domestic properties used by micro-business owners will be included, provided the proprietor's insurance policy is classed by their insurance provider as 'domestic'. Residential properties in council tax band H and properties built after 2009 will also be excluded from the scheme, which is expected to be introduced in summer 2015. (EnterpriseQuest)

HMRC criticised for new campaign targeting freelancers. https://www.pcg.org.uk/news-events/news/2014/03/14/pcg-alarmed-new-hmrc-campaign-targeting-clients-revealed A new HMRC campaign that targets freelancers and consultants has been criticised by the Professional Contractors Group (PCG). HMRC has written to the clients of some freelancers and consultants requesting detailed information about any payments up to a value of £350,000 made to them under a contract for services. Chris Bryce, Chief Executive Officer of PCG, said it was unfair to only target smaller firms by excluding payments over a certain value and argued that it was potentially damaging to these freelancers and consultants for HMRC to contact their clients implying that they were under investigation. "For the smallest businesses, where client relationships are key, this is especially harmful," he added. (EnterpriseQuest)

Taxman to use anti-terrorist laws to deal with future internal whistleblowers. http://www.dailymail.co.uk/news/article-2588501/Tax-chief-wont-rule-using-terror-laws-whistleblowers-three-years-HMRC-sparked-fury-targeting-staff-member-revealed-Goldman-Sachs-deal.html For the avoidance of any lingering doubts, that's what the long-term objectives of 'anti-terrorist' laws really are. And the internet. And drones. And dummyphones. To keep 'fuckin' plebs' in their place.

Self-employed numbers to outstrip those of state staff by 2018. http://www.dailymail.co.uk/news/article-2588464/Self-employed-set-outstrip-state-staff-time-2018-report-predicts.html Thus lowering considerably the burden on government and the Treasury and allowing politicians to boast that the country has become 'a nation of shopkeepers' once again. Mind you, the report claims there are 4.5 million self-employed already, which put into the mix with 8 million home-based internet businesses (which should be self-employed) it only goes to prove that nobody really knows what they are talking about any more. And when it comes to job statistics, I would happily include myself in that assessment.

'We'll all retire on odd jobs and lodgers'. http://www.telegraph.co.uk/finance/personalfinance/pensions/10714707/Well-all-retire-on-odd-jobs-and-lodgers.html Sounds like a real-time British, self-employed home business to me. Rather than '8 million home-based internet businesses' selling a used game station on eBay every twelve months.

Pledge to close building skills gap. http://money.aol.co.uk/2014/03/25/pledge-to-close-building-skills-gap/ It's more than just building skills which the Brits need to drag into the present century but also the practice of so-called tradesmen sitting around drinking cups of tea, smoking, yapping and farting around for a few hours a day while demanding an astronomical rate for the job. It's no coincidence that of all the self-employed trades, 'cowboys' have long been synonymous with builders alone and that given a choice, many customers simply won't touch an English builder. Which is a great shame - because I'm sure there are some good 'uns out there.

And before British 'builders' start to whine (invoice mode) about the East Europeans or any skilled immigrant construction labour, they, more than any other sector, need to get off their arses, switch off their dummyphones and take a look in the mirror. Then, if they're good enough and really want to work, there are plenty of places around the world which, as always, will take them on.

What are the rules about replacing roof tiles? http://www.telegraph.co.uk/property/propertyadvice/10710850/Property-clinic-what-are-the-rules-about-replacing-roof-tiles.html

The black market in fences. http://www.dailymail.co.uk/news/article-2588550/Fences-flood-black-market-Panels-changing-hands-80-national-shortage-wake-winter-storms.html

Ministers resist ban on payday loan ads. http://money.aol.co.uk/2014/03/25/ministers-resist-payday-loan-ad-ban/

7 amazing tips to get more done with Windows 7. http://www.microsoft.com/en-gb/business/community/hints-and-tips/seven-amazing-windows-7-tips-to-get-more-done?WT.srch=1&WT.mc_id=Reprise_Outbrain_Seven+Windows7+Tips Or, do what British politicians do and hire a foreign housemaid. Much cheaper. Much more versatile. And much more fun.

24.03.2014: Small firms urge break-up of Big Six energy companies. http://www.telegraph.co.uk/finance/newsbysector/energy/10718035/Small-firms-urge-break-up-of-Big-Six-energy-giants.html

Credit report scams. http://money.aol.co.uk/2014/03/24/watch-out-for-these-credit-report-scams/

Britain's best city to live in. http://www.independent.co.uk/news/uk/home-news/bristol-named-britains-best-city-to-live-in-9210931.html

More could lose homes, says charity. http://money.aol.co.uk/2014/03/24/more-could-lose-homes-says-charity/

'Sell off land so people can build their own homes'. http://www.independent.co.uk/news/uk/politics/sell-off-land-so-people-can-build-their-own-homessays-labour-minister-9211137.html That should bankrupt 'homeowners' even more quickly than taking out a Ponzi-scheme mortgage, especially with some of the so-called 'builders' and 'tradesmen' one gets in the UK.

2014 Budget round up

Key points having an impact on smaller firms announced by the Chancellor George Osborne in his 2014 Budget include:

The main rate of corporation tax will be reduced to 21% from 1st April 2014, then to 20% in April 2015.

The VAT registration threshold will be raised to £81,000 from 1st April 2014 and the deregistration threshold increased to £79,000.

The Annual Investment Allowance (AIA) will be doubled from £250,000 to £500,000 until December 2015.

The Seed Enterprise Investment Scheme (SEIS) - the venture capital scheme that provides enhanced income tax and capital gains tax relief to qualifying investors - will be made permanent.

The Employment Allowance, which was announced in the 2013 Budget, will come into effect from 6th April 2014. The Allowance will enable businesses and charities to claim £2,000 each year to offset against their employer National Insurance Contributions (NICs).

The full Budget report and associated notices are available from HM Treasury at: https://www.gov.uk/government/topical-events/budget-2014

23.03.2014: Consultation on ADR for consumers launched. https://www.gov.uk/government/consultations/alternative-dispute-resolution-for-consumers The Government is consulting on proposals to introduce an alternative dispute resolution (ADR) scheme for consumers, which would help them settle disputes with traders without the need to take legal action. Launching the consultation, Consumer Minister Jenny Willott said: “We are trying to strike a balance that is fair to both consumers and business and which makes sure that we see the best result for all parties involved.” The consultation closes on 3rd June 2014.

Read more about the proposals at: https://www.gov.uk/ government/news/consultation-on-rectifying-consumer-disputes-launched

5 ways the Budget 2014 will affect SMEs for the next six months. http://www.bmmagazine.co.uk/news/24315/5-ways-budget-2014-will-affect-smes-next-6-months/

50 fashionable buys under £50. http://fashion.telegraph.co.uk/galleries/TMG10708963/The-Thrifty-Fifty-March-19-2014.html

Wanted. The people who make Britain a better place. http://www.independent.co.uk/voices/commentators/wanted--the-people-who-make-britain-a-better-place-9210274.html

'Try a jobless Brit before hiring a foreign worker', says Minister. http://www.dailymail.co.uk/news/article-2586016/Try-one-British-jobless-hiring-foreign-workers-Duncan-Smith-tells-firms.html 'Unless you're one of my Governmental mates,' he added.

22.03.2014: Scottish Tourist Board makes a virtue of the country's lack of digital connectivity. http://www.independent.co.uk/news/uk/home-news/digital-detox-destinations-scottish-tourist-board-makes-virtue-of-the-countrys-lack-of-wifi-connectivity-9208892.html

The Engerlish Tourist Board on the other hand, prefers to promote the lie that it has widespread broadband connectivity, while relying heavily on scam providers to promote irresponsible parenting and dummyphone zombies with neck disorders mixing it with normal people.

Do you really need a presentation? http://www.bmmagazine.co.uk/in-business/advice/24296/really-need-presentation/

MLM Start-Up Conference, May 15-16, 2014, Las Vegas. http://www.mlmlegal.com/srs2.html

'Special deals' save £750 a year. http://money.aol.co.uk/2014/03/22/special-deals-save-750-a-year/ Or, before The Age of Dummyphone Man, when people didn't pay Ponzi scheme prices for houses, rarely owned a car or a telly, didn't have a phone or the internet or took vomiting holidays abroad, didn't have tattoos, body jewellery, trophy killer-mutts, personalised number plates, a sub to Sky and didn't get bladdered every day, they looked to save £2000 (cash, real money) a year. (Or more, if they were self-employed plastererers.) Out of the real jobs or businesses everyone had.

21.03.2014: Freebie Friday. http://money.aol.co.uk/2014/03/21/freebie-friday-this-weeks-discounts-deals-and-freebies/

HMRC given new powers to take money from bank accounts. http://www.huffingtonpost.co.uk/2014/03/20/budget-2014-hmrc-bank-account-tax_n_4999797.html?icid=maing-grid7%7Cuk%7Cdl1%7Csec1_lnk2%26pLid%3D251370 And Google and Starbucks accounts they won't be. Watch out for the drones, next.

Broadband speed should be guaranteed, says Which? http://www.bbc.co.uk/news/technology-26672617# Come the time Big Corp starts 'guaranteeing' its services and products will be the time we see the end of bent government. Which isn't going to happen any time soon, of course.

National Minimum Wage increases approved by BIS. https://www.gov.uk/government/news/one-million-set-to-benefit-from-national-minimum-wage-rise-to-650 Changes to National Minimum Wage (NMW) rates have been approved by the Department for Business (BIS), following recommendations made by the Low Pay Commission (LPC). From 1st October 2014, the hourly NMW rate for employees aged 21 and over will increase by 19p to £6.50; the rate for 18 to 20-year-olds will increase by 10p to £5.13; for 16 to 17-year-olds, the rate will rise by 7p to £3.79; and the rate for apprentices will increase by 5p to £2.73. The LPC said it expected that these increases would be manageable for employers.

Unless you're a 'sweatshop' homeworker, in which case you will still get what you get. Nonetheless, a 19p increase isn't to be sniffed at. It's a sure sign of economic recovery and puts us all within sight of the taxpayer £ millions in bonuses criminal bankers are awarding themselves.

Budget 2014: the entrepreneurs' reaction. http://www.bmmagazine.co.uk/news/24271/budget-2014-entrepreneurs-reaction/

20.03.2014: Build your home on a budget. http://www.telegraph.co.uk/property/renovatinganddiy/10702879/Can-you-build-your-own-home-on-a-budget.html

High Street sales rise again. http://www.internationalsupermarketnews.com/news/15659

Going rates for Council translations. http://www.dailymail.co.uk/news/article-2584897/1-000-bill-contract-Urdu-Council-fire-chiefs-spent-translating-just-one-tenancy-agreement.html

19.03.2014: UK unemployment falls by 63,000. http://www.bbc.co.uk/news/business-26644758# A figure fuelled by 211,000 'self-employed', according to the report. Of which, 250,000 will cease to be 'self-employed' from 6th April, when agency worker rules are changed in attempt to cut down on 'false' self-employment. (http://www.osborneclarke.com/connected-insights/publications/april-2014-tax-rule-changes-taxation-workers-likely-have-major-impact-cost-construction-labour/) And much more expensive 'full time' employment will fail to pick up the slack.

Still. Plenty of creative statistic opportunities to come.

Official release: update on funding for flood-affected businesses. https://www.gov.uk/government/news/update-on-funding-for-flood-affected-businesses

New £1 to combat counterfeiting. http://www.bbc.co.uk/news/uk-politics-26632863#

Build your own community. http://www.telegraph.co.uk/property/propertynews/10697926/DIY-homes-build-your-own-community.html

Meat products widely mis-labelled. http://www.theguardian.com/world/2014/mar/18/half-meat-products-contained-dna-wrong-animals-council-survey

18.03.2014: Small firms fail to claim £100 million in business rate relief. http://www.morningadvertiser.co.uk/General-News/Pubs-missing-out-on-rate-relief-due-to-council-flaws Small firms in England are missing out on an estimated £100 million in unclaimed business rate relief, according to a report by chartered surveyors Bankier Sloan. Under the Small Business Rate Relief (SBRR) scheme, firms with a single property of a rateable value less than £6,000 can claim 100% rate relief. However, the report revealed that at least 100 businesses per local authority area that are eligible for the scheme have not applied for it. This is partly being blamed on out-of-date and inaccurate information published on council websites. Report author Ian Sloan has urged local authorities to update their websites in time for 1st April 2014, when new rate discounts will be made available to retailers. (EnterpriseQuest)

Official release: Government to make it easier to check you have the best bank deal. https://www.gov.uk/government/news/government-to-make-it-easier-to-check-that-youve-got-the-right-bank-deal

Fast-track tax dispute resolution. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10698292/Got-a-dispute-with-the-taxman-Try-the-one-day-quick-fix.html

The day I took on the tradesmen's guild. http://www.independent.co.uk/property/house-and-home/property/the-day-i-took-on-the-tradesmens-guild-9198118.html It's amazing how often hacks use column space or air time to resolve minor, personal disputes. Little wonder they have time to report on real, 'big picture' issues. In a legal, truthful and impartial manner. Just to stop the public wondering what they are actually paid for.

Mis-selling can seriously weaken your business. http://www.bmmagazine.co.uk/columns/opinion/24176/mis-selling-can-seriously-weaken-business/

What is internet marketing and do you need it? http://www.bmmagazine.co.uk/in-business/advice/24185/internet-marketing-need/

Top Ten UK business hotels. http://www.bmmagazine.co.uk/toolbox/guides/24160/business-guide-top-10-business-hotels-uk/

Taxpayer funding schemes help boost housebuilder shares. http://money.aol.co.uk/2014/03/18/schemes-boost-house-builder-shares/ Now who'd have thought that? Will the profit boost enjoyed by Britain's housebuilders prompt them to bring down their house construction prices to make homes more affordable for those who most need them? What do you think? Answers to our bogus public opinion poll, here: 1. No. 2. Don't think so. 3. Don't know. 4. Arsenal.

Organic sector grows for the first time since 2008. https://www.soilassociation.org/news/newsstory/articleid/6650/soil-association-2014
The UK organic sector grew by 2.8% to reach a value of £1.79 billion in 2013, the first market growth since 2008, according to the Soil Association’s annual Organic Market Report. Sales at independent retailers rose by 7% between 2012 and 2013, while online sales, mail order and vegetable box schemes also saw growth of 11% over this period. The Report revealed that four in five households purchase organic food, with 45% of these consumers saying they intend to buy more organic fruit and vegetables over the coming year. (EnterpriseQuest)

Bad news, clearly, for Big Agri-Business, prompting further recent calls by whoring scientists and fagging politicians to lift bans on GM foods.

17.03.2014: Britain's best place to live. http://www.huffingtonpost.co.uk/2014/03/16/best-place-to-live_n_4973713.html

Postcode database sale 'a mistake'. http://www.bbc.co.uk/news/business-26605375#

Welsh dairy farmers build Swedish property empire. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10698631/The-Welsh-dairy-farmers-who-bought-320-buy-to-let-properties-in-Sweden.html

Man builds own home for less than £5,500. In 6 weeks. http://money.aol.co.uk/2014/03/17/man-builds-his-own-home-for-less-than-5-500-in-6-weeks/ Not someone who'll be getting any bent government contracts, then.

Government plans to ditch official, bogus jobs website. http://www.theguardian.com/money/2014/mar/16/dwp-jobs-website-universal-jobsmatch

16.03.2014: Consultation on modernising cheque payments launched. https://www.gov.uk/government/news/cheque-payments-to-become-quicker-and-easier The Government has launched a consultation on proposals to use 'cheque imaging' in the UK, which allows banks to accept certified digital images of cheques, as well as traditional paper cheques. According to HM Treasury, if adopted, this payment method would reduce the time it takes for a cheque to clear to as little as two days, increase consumer convenience and broaden payment options. The consultation closes on 7th April 2014.

The consultation documents are available at:

A Budget to boost business (?): http://www.telegraph.co.uk/finance/budget/10700747/A-Budget-to-boost-business.html

Yet another 'fagging' Government IT cock-up. http://www.independent.co.uk/news/business/news/another-day-another-government-it-cockup-as-minister-admits-writing-off-mods-46m-antihacking-system-9194817.html

The end of the landline. http://www.telegraph.co.uk/technology/technology-topics/10698203/The-end-of-the-landline.html

Mobile phone firms 'failing customers'. http://money.aol.co.uk/2014/03/14/mobile-phone-firms-fail-customers/ It's what dummyphones were invented for. Twenty years ago, consumers weren't as stupid as they are today and there wouldn't have been a problem. Whereas, 'failing customers' isn't the same as 'maximising big profits for Big Corp'. So well done, chaps! Knighthoods, advisory and ministerial posts all round.

Where can I learn to code? http://www.telegraph.co.uk/technology/advice/10698978/Where-can-I-learn-to-code.html

Thinking of switching from sole trader to limited company? http://www.bmmagazine.co.uk/in-business/finance/24136/thinking-switching-sole-trader-limited-company/

15.03.2014: Economic squeeze 'may get worse'. http://money.aol.co.uk/2014/03/14/economic-squeeze-may-get-worse/ May? I'd have said it was a racing certainty if all the Government propaganda and utterings of failed pundits have predicted the country is enjoying exactly the opposite!

Stolen card fraud at new high. http://money.aol.co.uk/2014/03/14/stolen-card-fraud-at-new-high/

Delay BT broadband cash, urge MPs. http://www.bbc.co.uk/news/technology-26366893 I'm sure the Government's Minister for Trade and ex-BT man, will be able to circumnavigate this latest call. With the help of Engerlandt's fawning, criminal media.

BT to be investigated over email data. http://www.bbc.co.uk/news/technology-26480381# No problem for BT's Ministerial presence within Government.

Too many 'fags' in Government. http://www.theguardian.com/politics/2014/mar/14/gove-attacks-preposterous-number-old-etonians-cameron-cabinet It's much cheaper for Big Corp to rent born-and-schooled-to-fag politicians than trying to 'turn' an elected member who may actually subscribe to democratic principles.

May would seek border passport checks between England and Scotland. http://www.theguardian.com/uk-news/2014/mar/14/passport-checks-needed-between-independent-scotland-and-england As there always seemed to be a disproportionate number of Scotlanders in the Home Office and in immigration services especially, this could pose a bit of a problem. Still, if Ms May's latest publicity-seeking meanderings are based on her actual track record of sustained failure, we should see a successful Pict invasion of Engerlandt with seven days of Scottish independence.

Spain and France falter in house price league. http://www.telegraph.co.uk/finance/personalfinance/houseprices/10697448/Global-house-price-league-table-Spain-and-France-languish.html Falter? Or maintain a reliable, long-term stability? I suppose this point of view all depends on where one's main advertising revenue comes from.

Owning a home in the UK 'cheaper than renting'. http://money.aol.co.uk/2014/03/15/owning-home-cheaper-than-rent/ We seem to be getting a media non-revelation-a-minute at the moment. Hardly a surprising finding - from a building society - confirming what the UK public has held to be fact for the past few generations. Unless, you want to run a business from home, of course, in which case the costings all go pear-shaped. (Except in the world of business 'weener' websites.)

End-of-aisle displays 'boost sales'. http://money.aol.co.uk/2014/03/14/end-of-aisle-display-boosts-sales/ Who'd have thought it? Nice to see our academics continuing to amuse themselves. Perhaps they will have acquired enough knowledge with this latest example of taxpayer funded 'research' to apply for real jobs. As shelf-stackers.

Breathing in Paris can damage your health. http://www.independent.co.uk/news/world/europe/here-is-a-warning-to-all-parisians-breathing-can-damage-your-health-9193089.html Another twenty-year-old non-story from Engerlandt's media.

14.03.2014: Freebie Friday. http://money.aol.co.uk/2014/03/14/freebie-friday-this-weeks-discounts-deals-and-freebies/

MPs condemn 'veil of secrecy' over Government's 'bent' private contracts. http://www.independent.co.uk/news/uk/politics/government-accused-of-deliberate-attempt-to-cover-up-fraudulent-incompetent-and-embarrassing-outsourcing-contracts-9190788.html MPs having for generations, contributed to the 'veil of secrecy' themselves in exchange for access to the government trough. Privately run employment programmes - to which one can add the latest generation of business support scams - also seem to be attracting some attention from the country's normally fawning propaganda sources. At last.

'Is starting up in business really for the many?' http://www.cobwebinfo.com/is-starting-up-in-business-really-for-the-many/ A spin-out from the earlier Government propaganda-cry of 'There's a business in everyone', it's a constant source of amazement that the ASA hasn't ruled yet on this latest advertising bullshit by the Government's crony brownshirts. Still. Perhaps we are seeing the grooming of the next Conservative Party Chairman and Minister for Scams.

Two-in-three baffled by energy pricing. http://www.dailymail.co.uk/news/article-2580645/Two-three-baffled-energy-pricing-Bills-complicated-millions-identify-cheapest-deal.html That's what 'bent' governments are for.

Engerlandt to give green light to GM? http://www.independent.co.uk/news/science/green-light-for-gm-first-official-report-into-genetically-modified-crops-in-five-years-recommends-safe-and-sustainable-rollout-in-britain-9190490.html An unsurprising move, fed by that hoary old lie of feeding the world's starving millions, who suffer their sorry existences because of Big Corp and their bent, brown-nosed governments and media. First casualties: small, home-based farmers and annoying, populist movements such as 'Buy Local'.

Hoax cancer email hits thousands. http://www.independent.co.uk/news/uk/home-news/fake-email-telling-recipients-they-have-cancer-hits-thousands-9190310.html

Official release: cyber-security: a guide for business. https://www.gov.uk/government/publications/cyber-security-skills-a-guide-for-business I thought there was a populist guide already? 1. Delete all emails, especially those from the States. 2. Avoid the same porn websites favoured by our democratically elected politicial 'members' of 'Wankminster'.

Consumers missing cheapest deals. http://money.aol.co.uk/2014/03/14/consumers-missing-cheapest-deals/

13.03.2014: Most smaller firms are not seeking external finance. http://www.bdrc-continental.com/EasysiteWeb/getresource.axd?AssetID=7401&type=full&servicetype=Inline There is little evidence of 'frustrated demand' for external finance from smaller firms, according to a report by BDRC Continental. The report revealed that in Q4 2013, 79% of smaller firms were 'happy non-seekers' of finance (they had not applied for finance in the previous 12 months and nothing had stopped them), up from 73% in Q4 2012. Just 8% of smaller firms had applied for a new or renewed loan or overdraft facility in the previous 12 months, and the majority were approved. Almost half of respondents expected to grow in the next year and 15% planned to apply for new or renewed finance. (EnterpriseQuest)

Pop-up shops to launch in tube stations. http://www.telegraph.co.uk/finance/newsbysector/transport/10693433/TfL-to-launch-pop-up-shops-in-Tube-stations.html

Buy-to-let landlords accused of revenge evictions. http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/10692068/Buy-to-let-landlords-accused-of-revenge-evictions.html

Huge rise in council tax arrears. http://www.bbc.co.uk/news/business-26546067#

What the average Briton is worth. http://money.aol.co.uk/2014/03/12/what-the-average-briton-is-worth/

Pension age to rise to 70 by 2040? http://money.aol.co.uk/2014/03/12/pension-age-to-rise-to-70-by-2040/ Or. for a non-official propaganda view, try this link instead: http://www.snouts-in-the-trough.com/archives/8775

12.03.2013: Flood tax: how we'll all pay for governments' mistakes. http://money.aol.co.uk/2014/03/11/flood-tax-how-well-all-pay-for-the-governments-mistakes/ 'Mistakes'?! So that's what we call public delinquency these days, is it?

UK February retail sales hit by bad weather. http://www.bbc.com/news/business-26525058#

Cash boost for seaside resorts. http://money.aol.co.uk/2014/03/11/cash-boost-for-seaside-resorts/

Do good-looking men do better in business? http://www.telegraph.co.uk/men/thinking-man/10689948/Does-being-good-looking-really-help-men-in-business.html

Paris beats London for tourism - claims France. http://www.telegraph.co.uk/news/worldnews/europe/france/10690364/Paris-beats-London...says-France.html Errr, they're both over-priced, filthy shitholes. Try the regions, instead.

Tricks used by insurers and retailers to sell poor value insurance. http://www.telegraph.co.uk/finance/personalfinance/insurance/10689345/The-tricks-insurers-and-retailers-use-to-sell-poor-value-insurance.html

Payday lenders face debt collection probe. http://www.bbc.com/news/business-26539569#

11.03.2014: Floods give UK jobs market an unexpected boost. http://www.bbc.com/news/business-26523512#

Mobile phone payments system set to be launched by banking industry. http://www.bbc.com/news/business-26512638#

Changes to tax rules for agency workers due in April. http://www.osborneclarke.com/connected-insights/publications/april-2014-tax-
On 6th April 2014, the tax rules for employment agencies that engage and supply workers will be changed to cut down on false self employment. It is estimated that around 200,000 construction workers and 50,000 others currently work for agencies under contracts that allow them to be treated as self employed for tax purposes. However, from April, agencies will be required to put these workers on the payroll, deduct National Insurance Contributions (NICs) and operate PAYE, and pay NICs as though they were an employee, unless the agency has evidence that they will not be supervised, directed or controlled by anyone.

This will clearly put a massive dent into the Government's fake business start-up statistics, so renewed efforts to persuade the country's Bob Hopers and no-hopers to take the entrepreneurial plunge or lose their benefits, shoud be anticipated.

'Da PM' mocked by Merkel over Engerlandt's broadband 'capabilities'. http://www.telegraph.co.uk/news/politics/david-cameron/10688763/David-Cameron-stung-by-Angela-Merkels-broadband-jibe.html

Housebuilding policy 'incoherent'. http://money.aol.co.uk/2014/03/10/housebuilding-policy-incoherent/ There's nothing 'incoherent' about 'Bongo Bongoland' Britain's housing policy: it's bent politicians + bent councillors = loadsa money for developers (and cash suppositories) to continue building tomorrow's flood-plain slums while a million homes stand empty. And that's the way it's been for a very long time indeed.

Council bans blacklisting firms. http://money.aol.co.uk/2014/03/10/council-bans-blacklisting-firms/ Just one council out of hundreds? Not to worry. Everything will be back to normal shortly.

Struggling Brits selling organs on Facebook. http://www.telegraph.co.uk/technology/facebook/10687154/Struggling-Britons-offer-to-sell-kidneys-on-Facebook.html Makes a change from '8 million' Brits selling tools on eBay.

Britain's stay-at-home mums face the highest taxes in the western world. http://www.dailymail.co.uk/news/article-2577963/Stay-home-mums-UK-face-highest-taxes-Western-world.html That's a measure of their success as 'home-based entrepreneurs', no doubt.

One million Brits today are descendants of thieving, murdering, illegal Viking immigrants. http://www.express.co.uk/news/weird/464014/Vikings-live-on-1million-Britons-alive-today-are-direct-descendants-of-the-Vikings No wonder there isn't enough dole money to go around to get bladdered every day. Send 'em all back to their own country!

The shrinking value of the £. http://money.aol.co.uk/2014/03/07/the-shrinking-value-of-your-pound-remember-when-a-pint-cost-14p/ Got to keep all those thieving bankers, global corporations and their fagging politicians in the style of life to which they have become accustomed.

No, EU inspectors are not about to dig up British gardens. http://ec.europa.eu/unitedkingdom/blog/index_en.htm The usual Engerlish misinformation rags at work.

10.03.2014: Hundred of flooded homes could be denied insurance claims. http://www.telegraph.co.uk/topics/weather/10686446/Hundreds-of-flooded-homes-could-be-denied-insurance-payouts-due-to-groundwater-exemption.html

'Internet of things' to get £45 million funding boost. http://www.bbc.com/news/business-26504696# So promises 'Hoody' Dave, he of the chauffer-driven bicycle, a plastic windmill on the roof of his London pad, a fake Facebook following and selfies for the 'fuckin' plebs' visionary fame.

09.03.2014: Self-employed women get by on under £10k a year. http://www.theguardian.com/society/2014/mar/08/women-self-employed-gender-pay-gap-jobs Why is it just self-employed women? There are plenty of self-employed blokes having to get by on similar amounts as well; or even less. Still, it's encouraging, I suppose, to see the media waking up to what is going on. After five years of linking to Arsebookers and Twatterers and pretending they've got their fingers on the country's pulse.

Co-op to help with anti-flood grants. http://money.aol.co.uk/2014/03/08/co-op-to-help-with-anti-flood-grants/ Any help to be had from bent politicians, councillors and property developers?

Rise in pothole damage claims. http://www.telegraph.co.uk/news/uknews/road-and-rail-transport/10685311/Potholes-huge-rise-in-damage-claims-but-council-pay-outs-fall-amid-repair-backlog.html

Watchdog to probe banks' failure to lend to small businesses. http://www.dailymail.co.uk/news/article-2576063/Watchdog-probe-banks-failure-lend-small-businesses-despite-massive-expansion-funds-Government.html Which of course, will make absolutely no difference whatsoever.

Rise of the silver surfers. http://www.telegraph.co.uk/technology/news/10683749/Rise-of-the-silver-surfers.html I thought silver surfers 'rose' fifteen years ago?

08.03.2014: Official news story: great apprentices make great businesses. https://www.gov.uk/government/news/apprenticeship-week-in-full-swing

Northampton the business capital of the UK. http://www.bmmagazine.co.uk/news/23996/northampton-named-business-capital/

The hidden costs of websites. http://www.bmmagazine.co.uk/in-business/advice/23985/hidden-costs-websites/

Great uncertainty over tax crackdown forecasts. http://www.bbc.com/news/business-26492010#

07.03.2014: Freebie Friday. http://money.aol.co.uk/2014/03/07/freebie-friday-this-weeks-discounts-deals-and-freebies/

Work advisers pushing jobless into self-employment. http://www.bbc.com/news/uk-politics-21260331 Hardly news, is it?

New local postal service costs 30p. http://money.aol.co.uk/2014/03/06/new-local-postal-service-costs-30p-is-this-the-future/ The other u.s.p. enjoyed by this local service might be that it employs people who can read. Unlike The Post Office.

Contactless card transactions increase by 249%. http://www.worldpay.com/media/index.php?page=archive&sub=worldpay-contactless-ig&c= The number of contactless card transactions that took place in the UK increased by 249% to reach 43.6 million in 2013, up from 12.5 million in 2012, according to data published by payment processor WorldPay. According to WorldPay, use of contactless payments was highest in London, Manchester and Leeds, and contactless cards account for a quarter of all debit, credit and charge cards in the UK. (EnterpriseQuest)

Former bank websites put to sinister use. http://www.bbc.com/news/technology-26468049#

Latest Microshite scam. http://money.aol.co.uk/2014/03/07/upgrade-or-risk-being-hacked-windows-xp-users-warned/

06.03.2014: Mobile ads overtake porn as biggest malware security threat. http://www.telegraph.co.uk/technology/internet-security/10677565/Adverts-overtake-porn-as-largest-mobile-security-threat.html

Government's Jobmatch website riddled with fraud. http://www.theguardian.com/society/2014/mar/05/government-universal-jobmatch-website-fraud

14% of UK companies set up by migrants; people born abroad twice as likely to set up a business. http://www.dailymail.co.uk/news/article-2573732/Migrants-set-one-seven-companies-UK-people-born-abroad-twice-likely-start-business.html

Supressed review finds impact of immigration on British jobs is negligible. http://www.independent.co.uk/news/uk/politics/exclusive-impact-of-immigrants-on-british-workers-negligible-9171752.html On the basis that you won't find Brits doing 'jobs' which require work, anyway.

How the British invented France. http://www.telegraph.co.uk/travel/destinations/europe/france/10677375/How-the-British-invented-France.html There's probably just as much mileage in an article, 'How the French invented Britain'. But British rags won't be going there.

'Caller-ID' scam. http://money.aol.co.uk/2014/03/05/beware-the-caller-id-scam/

05.03.2014: Official release: misleading websites to face the squeeze. https://www.gov.uk/government/news/misleading-websites-to-face-the-squeeze

Networking for beginners. http://www.bmmagazine.co.uk/in-business/advice/23922/networking-beginners/

Construction and property jobs boom. http://money.aol.co.uk/2014/03/05/construction-and-property-jobs-boom/

£9 million fund launched to convert London's disused garages into workspaces. http://www.bmmagazine.co.uk/news/23891/new-9m-fund-launched-convert-londons-disused-garages-workspaces/

Firms lack awareness of new types of cyber security risks. http://www.computerweekly.com/news/2240214754/Businesses-ignore-unknown-threats-despite-cost-study-shows UK business owners lack awareness of the risks posed by 'unknown threats', according to the latest Global Security Survey by Dell. The survey revealed that 71% of UK firms had experienced a security breach in the past year, with 42% of respondents saying they had increased spending on security monitoring services. However, Dell revealed that new technologies and trends such as BYOD (bring your own device), web apps and cloud computing had increased the risk to business from malicious or accidental internal cyber attacks. Matt Medeiros of Dell said: "We believe a new security approach is needed - one that is embedded in the fabric of software, governing access to every application and protecting every device, both inside and outside a corporate network." (EnterpriseQuest)

04.03.2014: MPs call for business rates reform. http://www.bbc.com/news/business-26426340# Will their call last for as long as their calls for cuts to red tape? Watch this space. For ninety-nine years.

Household energy costs leap 55% in a decade. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10673777/Household-energy-costs-leap-55pc-in-a-decade-despite-falling-usage.html Of which, no warning whatsoever on business weener websites suggesting that running a business or working from home was much cheaper than going to work.

One-in-five households wrongly billed by energy supplier. http://www.independent.co.uk/news/uk/home-news/one-in-five-households-is-wrongly-billed-by-energy-supplier-9166581.html

Fuel prices to soar over crisis. http://money.aol.co.uk/2014/03/03/fuel-prices-to-soar-over-crisis/

EU cross-border small claims procedure to be expanded. http://www.lawgazette.co.uk/law/government-opts-in-to-expanded-eu-small-claims-track/5040052.article The Government has opted in to measures expanding the European Small Claims Regulation, which allows businesses in one EU member state to obtain a judgment that is automatically enforceable in other member states. Despite the procedure being available since 2009, around 80% of UK respondents surveyed in 2012 had never heard of it, 16% had heard of it but never used it, and just 1% had both heard of and used it. The expansion measures are as follows: increasing the maximum claim amount from €2,000 to €10,000; capping court fees at 10% of claim value; making more claims eligible under the procedure by widening the definition of 'cross-border cases'; and increasing the use of IT in order to cut costs. (EnterpriseQuest)

Brits hit by holiday fraud scams. http://money.aol.co.uk/2014/03/04/britons-hit-by-holiday-fraud-scams/ To the tune of around £7 million a year, according to this article. Or, absolute peanuts by comparison with the officially condoned, ongoing frauds against the public by the financial sector, the utilities, public transport and so on.

03.03.2014: Home ownership to fall below 50% within a generation. http://www.dailymail.co.uk/news/article-2571791/Home-ownership-fall-50-cent-generation-unless-urgent-action-taken.html

Slow broadband could knock 20% off house prices. http://www.dailymail.co.uk/news/article-2571294/Warning-having-slow-broadband-knock-20-cent-YOUR-house-price.html

The dangers of loan sharks to be taught in schools. http://www.bbc.com/news/business-26376737# No chance of the dangers of dummyphones, video games, watching tv and the internet, underage drugs, drinking, smoking and shagging, being taught as well? No? Ah, well. They'll do as tomorrow's start-up entrepreneurs, then. Especially if they can't read or write and display stunted maturity as well.

02.03.2014: Britain's richest 50. http://www.dailymail.co.uk/news/article-2571163/Billionaire-Britain-There-never-booming-UK-nations-richest-50-DID-make-cash.html No 'internet' billionaires, then? Wot a surprise.

Gamblers 'need more protection'. http://www.bbc.com/news/uk-26404172# Which doesn't mean, one presumes, the Government voluntarily reducing the numbers of gaming licences?

More and more home sellers cutting out estate agents. http://www.dailymail.co.uk/money/mortgageshome/article-2570281/More-homeowners-cutting-middle-man-sell-home-proving-really-childs-play.html

Confirmation of the organisations taking over functions of the Office Of Fair Trading. http://www.oft.gov.uk/about-the-oft/work-and-responsibilities The Office of Fair Trading (OFT) will officially close on 31st March 2014 and details have been released about each of the organisations taking over its responsibilities from 1st April 2014. Competition regulation and some aspects of consumer protection will become the responsibility of the Competition and Markets Authority (CMA). The CMA will enforce consumer law, relating to unfair contracts and misleading pricing and competition law, for example, relating to merger control. The Financial Conduct Authority (FCA) will be responsible for authorising firms that provide consumer credit and enforcing consumer credit legislation. The OFT's role in educating consumers and business about consumer law has been carried out by Citizens Advice and the Trading Standards Institute (TSI) since April 2013. (EnterpriseQuest)

Part of the Government' s 'three-for-one' 'efficiency' drive. Where there was one agency, replace it with three. Plus all the attendant 'red tape', public spending, bureaucracy and cronynism our latest generation of political empire-builders would like to see.

Voluntary tourism standards proposed by the EC. http://www.eubusiness.com/topics/tourism/tourism-quality The European Commission (EC) has proposed a set of voluntary tourism standards covering staff training, complaints handling and customer satisfaction, cleanliness and maintenance, and tourist information. The Tourism Quality Principles would harmonise standards across all EU member states, making it easier for visitors to compare different services and simpler for businesses to understand and comply. The voluntary Principles require tourism services to provide employees with suitable training and provide up-to-date and reliable tourist information covering local history, heritage and services in at least one relevant foreign language. (EnterpriseQuest)

Just short of being '100% French'. http://www.theguardian.com/world/2014/feb/27/benjamin-carle-100-percent-french-made-in-france Interesting little exercise, although the French in general and unlike the Brits, are already very loyal to their own country's products. All we need now is for the country's politicians to follow suit.

Free quotes and trials on franking machines. http://www.cheaperpost.net/request-a-quote/

01.03.2014: Royal Mail hikes stamp prices yet again. http://money.aol.co.uk/2014/02/28/royal-mail-hikes-stamp-prices-again/

£2 million fund for UK's flood-hit tourism industry. http://www.bbc.com/news/uk-26394414#

Mobile banking apps hit by glitches. http://www.bbc.com/news/business-26387754#

Half a million affected by negative equity. http://www.bbc.com/news/business-26389009#

28.02.2014: Freebie Friday. http://money.aol.co.uk/2014/02/28/freebie-friday-this-weeks-discounts-deals-and-freebies/

Hackers focus on stealing money from mobile banking. http://www.telegraph.co.uk/technology/internet-security/10662106/Hackers-focus-on-stealing-money-from-mobile-banking.html

Tenants ripped off by letting agents keeping deposits. http://www.bbc.co.uk/newsbeat/26326033#

Beware buying a flood-damaged car. http://www.telegraph.co.uk/motoring/how-to/10658622/How-to-avoid-buying-a-flood-damaged-car.html

27.02.2014: Stricter mortgage lending rules for newly self employed. http://www.taxassist.co.uk/resources/show-news/title/Mortgage-lenders-tighten-loan-rules-for-recently-selfemployed-entrepreneurs/id/900000324 Newly self-employed individuals could find it increasingly difficult to obtain a mortgage, accountancy and tax adviser TaxAssist has warned. Several industry experts have reported that high street lenders are imposing strict rules that make it difficult for the newly self employed to obtain a mortgage, such as requiring at least two years of accounts. TaxAssist revealed that banks and building societies are no longer allowing self-employed people to 'self certify' their income without official verification in their mortgage application. Daniel Bailey of mortgage adviser Middleton Finance said: "Borrowers going from employed to self employed do not realise the implications this has on being able to get a mortgage." (EnterpriseQuest)

Big rise in payday loan problems. http://www.bbc.com/news/business-26354479#

HMRC urges taxpayers not to be fooled by phishing scams. https://www.gov.uk/government/news/taxman-warns-against-rebate-phishing-scams HMRC has warned taxpayers to avoid being caught out by e-mail phishing scams that claim to offer tax rebates in return for bank account details. In the three months to the 31st January 2014 tax return deadline, a total of 23,247 phishing e-mails were reported to HMRC, a 47% increase on the same period in 2013. HMRC has confirmed that it never contacts taxpayers via e-mail regarding a refund, and advised anyone who receives an e-mail claiming to be from HMRC not to click on any links or attachments, forward it to phishing@hmrc.gsi.gov.uk and then delete it permanently. HMRC has published advice and examples of typical fake e-mails at http://www.hmrc.gov.uk/security/index.htm. (EnterpriseQuest)

Britain's worst bank for customer service. http://blogs.independent.co.uk/2014/02/26/which-is-the-worst-bank-for-customer-service-its-britains-newest/

Arrest warning for internet trolls. http://money.aol.co.uk/2014/02/27/arrest-warning-for-internet-trolls/ Makes you wonder why it's taken so long.

Proposal to extend TV licence fee to watching iPlayers. http://money.aol.co.uk/2014/02/27/bbc-tv-licence-fee-extended-to-cover-watching-iplayer-proposed/

25.02.2014: Minister urges British businesses to forge 'special relationship' with China. http://www.telegraph.co.uk/finance/china-business/10658983/Britain-must-build-special-relationship-with-China-says-Michael-Fallon.html

Brits prefer Continental cheese. http://www.telegraph.co.uk/foodanddrink/foodanddrinknews/10657606/English-cheeses-lose-out-as-Brits-go-continental.html The Brits are renowned for their mongrel consumer habits. From cars to holidays; telly programmes to clothes; food to gadgets. And for being the first to moan about furreners taking their jobs.

However, in the case of British artisanal cheese, which most experts consider to be now, the best in the world, the problem is, where do you buy it? Certainly not in the supermarkets.

Rotting Irish meat destined for burgers, finds Polish report into horsemeat scandal. http://www.theguardian.com/uk-news/2014/feb/24/rotting-meat-irish-burgers-horsemeat-polish-report Still nothing conclusive to report from EU (and British) horsemeat investigations, then? Not to worry. It will soon be back to business as usual.

Death knell for traditional, local branch banking and cash transactions. http://www.dailymail.co.uk/news/article-2567117/Death-knell-traditional-local-bank-branch-HSBC-chief-warns-fewer-cash-transactions.html Still more limitations for hopeful entrepreneurial newbies to face.

Watchdog powerless to stop junk emails. http://www.dailymail.co.uk/news/article-2567179/Watchdog-powerless-stop-junk-emails-Information-commissioner-says-companies-bombard-public-messages-escape-prosecution.html Yes, we've noticed.

Where to snap up a cheap home with a memorable home business address. http://www.dailymail.co.uk/news/article-2567211/Want-snap-cheap-home-Look-no-Slag-Lane-Properties-rudely-named-streets-cheaper-people-embarrassed-live-there.html

Raise roads and houses to prevent flood chaos, advises professor. http://www.telegraph.co.uk/topics/weather/10658545/Raise-Britains-roads-to-prevent-flooding-chaos.html Wasn't it similarly clever buggers who suggested that building on flood plains didn't pose a risk? And that extreme weather conditions were a one-off? Fortunately, the country can't afford these latest daft ideas. We've got to send £ billions in 'aid' to the Ukraine so that they can buy defective GM seed from our Government's agri-business mates again.

5 favourite ways to make money from home. http://entrepreneurs.about.com/od/gettingstarted/fl/5-of-Our-Favorite-Ways-to-Make-Money-From-Home.htm Here we go again.

Book-keeping - is this the end? http://www.bmmagazine.co.uk/in-business/advice/23758/bookkeeping-end/

24.02.2014: The scandal of Europe's 11 million empty homes. http://www.theguardian.com/society/2014/feb/23/europe-11m-empty-properties-enough-house-homeless-continent-twice

HMRC targets tax evaders with offshore accounts. http://www.bbc.co.uk/news/uk-26317069#

Energy 'savers' that cost you more. http://www.telegraph.co.uk/finance/personalfinance/consumertips/10654358/The-energy-savers-that-cost-you-more.html

Storm damage: why insurers won't clear away a fallen tree. http://www.telegraph.co.uk/finance/personalfinance/insurance/10654849/Storm-damage-why-insurers-wont-clear-away-a-fallen-tree.html

23.02.2014: RBS expands use of Post Offices. http://www.bbc.co.uk/news/business-26294010#

Tax blunders: why HMRC won't pay. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/10654501/Why-wont-HMRC-pay-up-for-tax-blunders.html

No influx of Romanians and Bulgarians, airline and coach survey finds. http://www.independent.co.uk/news/uk/politics/no-influx-of-migrant-workers-from-romania-and-bulgaria-survey-of-airlines-and-coach-companies-finds-9146866.html On the other hand, the stories helped sell a lot of hate-preaching votes and copy. Job done.

French police arrest 'thousands' of 'illegal British immigrants' 'living off benefits' and 'stealing French jobs'. http://www.dailymail.co.uk/news/article-2565661/Seven-British-ski-instructors-arrested-armed-police-France-giving-lessons-without-licence-Piste-War-breaks-slopes.html

"We're the Imbys". http://www.telegraph.co.uk/news/10656004/Forget-Nimbys-were-the-Imbys.html

Scammers jailed for selling fake mobile phone insurance. http://www.dailymail.co.uk/news/article-2564909/Rogue-cold-callers-jailed-300-000-scam-selling-fake-discounted-insurance-mobile-phones.html

How to rent out your car. http://www.telegraph.co.uk/motoring/how-to/10624356/How-to-rent-out-your-car.html

22.02.2014: Official guidance: flood support package for homes and businesses. https://www.gov.uk/government/publications/flood-support-package-for-homeowners-and-businesses

Websites that slash your mobile phone bills. http://www.telegraph.co.uk/finance/personalfinance/consumertips/household-bills/10647200/How-to-get-a-cheaper-mobile-phone-contract.html

Wanted: miller. http://www.telegraph.co.uk/foodanddrink/10649210/Have-I-got-what-it-takes-to-be-a-medieval-miller.html

Homes for under £50,000. http://www.telegraph.co.uk/property/propertypicturegalleries/10649852/Homes-for-under-50000-for-sale.html

21.02.2014: Freebie Friday. http://money.aol.co.uk/2014/02/21/freebie-friday-this-weeks-discounts-deals-and-freebies/

UK retail sales fall 1.5% in January. http://www.bbc.co.uk/news/business-26286706# Yet another encouraging indicator from the country's 'economic recovery'.

Most train users unaware of their rights. http://www.bbc.co.uk/news/business-26275394#

Half of UK users concerned about mobile security. http://www.telegraph.co.uk/technology/news/10650671/Half-of-UK-consumers-concerned-about-mobile-security.html That being the half of the population with a brain.

Nationwide Select: the best credit card ever? http://money.aol.co.uk/2014/02/20/nationwide-select-the-best-credit-card-ever/

20.02.2014: UK households financially optimistic for 2014. http://www.bbc.co.uk/news/business-26255705#

Home swapping on the rise. http://www.theguardian.com/business/2014/feb/19/bedroom-tax-home-swap-website-surge-activity-house-exchange-homeswapper

Faulty electricity meter clocks could be leading to overcharging. http://www.theguardian.com/money/2014/feb/20/electricity-meter-clock-fault Another 'technology' issue affecting the consumers' pockets and this time, it's not the public sector or banking, either. There is a pattern, though. It's always 'big ticket' or 'big business' technology. Or, Big Scam. Small businesses, berated though they may be for not embracing 'technology', don't have these kinds of problems. Nor do their customers.

EU repsonse to more Engerlish hate-preaching tabloid bullshit about 'bankruptcy'. http://ec.europa.eu/unitedkingdom/blog/index_en.htm

Start-up advice: accounting and taxes. http://www.bmmagazine.co.uk/in-business/advice/23654/start-advice-accounting-taxes-dont-need-maestro/


A Happy, Healthy and Wealthy New Year to you all.

With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



Viewpoint: January 2014; February 2014

December 2013; November 2013; October 2013; September 2013; August 2013; July 2013; June 2013; May 2013; April 2013; March 2013; February 2013; January 2013

December 2012; November 2012; October 2012; September 2012; August 2012; July 2012; June 2012; May 2012; April 2012; March 2012; February 2012; December 2011/January 2012



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