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LATEST! 30.11.2016
(scroll down to see full list; previous month's (October 2016) Viewpoint

Scroll down for: A Home and Small Business Viewpoint by Len Tondel, from 1st November 2016

By way of explanation. The term 'home business' consists of two words. 'Business' is the second one; it's there to qualify and support the word 'home' and all that goes with it - and not vice versa. Consequently, we also list below, items which are of interest and value to the home. Whether in its context as an office or as a part of your family and lifestyle but always directed at the improved prospects and enjoyment that running a business from home, in its entirety, can bring.

For a current, multi-part overview of starting and running a business from home, go here: http://www.homebusiness.org.uk/features.htm

30.11.2016: Pension cuts are coming: what's going to happen - and when? http://money.aol.co.uk/2016/11/28/pension-cuts-are-coming-what-s-going-to-happen-and-when/?icid=maing-grid7%7Cmain5%7Cdl1%7Csec1_lnk2%26pLid%3D1390062252_uk Still more shit news for the country's 'silverpreneurs' who already can't make ends meet. As we have pointed out on numerous occasions - the writing has been on the wall for decades. Other than in the regime's hate-preaching propaganda, of course.

Britain's borrowing binge continues as credit card debt hits record high. http://www.telegraph.co.uk/business/2016/11/29/britains-borrowing-binge-continues-credit-growth-hits-11-year/

New online payment safeguards 'brilliant news'. http://www.bbc.com/news/business-38132842 'Doomed to fail', then?

Price cap on rent-to-own goods possible, says FCA. http://www.bbc.com/news/business-38132843

'I paid nearly £3,000 for a £300 washing machine'. http://www.bbc.com/news/business-38143422 High Street bank overdraft again?

HMRC receives record number of complaints. https://www.accountancyage.com/2016/11/18/hmrc-complaints-reach-highest-level-in-seven-years/ Complaints against HMRC reached a seven-year high last year, figures obtained by chartered accountants Saffery Champness have revealed. HMRC handled nearly 81,100 complaints in 2015/16, representing a year-on-year increase of 10%, and this was the most complaints handled in a year since 2008/9. The proportion of complaints fully or partially upheld increased from 46% in 2014/15 to 51% in 2015/16. (EnterpriseQuest)

'We haven't received any complaints from American Big Corp!', an HMRC spokesperson hastened to add.

France becomes first European country to label items from Israeli settlements. http://www.independent.co.uk/news/world/europe/france-becomes-first-european-country-to-label-items-from-israeli-settlements-a7444031.html A commendable if somewhat surprising move from a socio-fascist regime which is better known for the services it has rendered to Israeli terrorism. 'Rabbi' Hollande must be pissed off about something.

And of course, more appropriate labelling for American, British and French terrorist-based economic output wouldn't go amiss, either . . .

Most footballers earn less than the average British salary, survey reveals. http://www.mirror.co.uk/sport/football/news/most-footballers-earn-less-average-9356208 And the prancing, doped-up, cheating fairies aren't even worth that.

Fraudsters tried to sell my home on Rightmove: Court hears how thieves raided owner's bins and faked deeds. http://www.telegraph.co.uk/news/2016/11/28/fraudsters-tried-sell-home-rightmove-court-hears-thieves-raided/ (Advertorial for Zoopla?)

Breaking the mould: why blue cheese is no longer just for Christmas. https://www.theguardian.com/lifeandstyle/shortcuts/2016/nov/29/blue-cheese-sales-soaring-brits-swap-cheddar Britain's hacks only 25 years behind the times. As usual.

How to Listen to a Customer. https://www.thebalance.com/how-to-listen-to-customers-4107009?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190213&utm_term=

How Home-Based Fitness Businesses Use Video to Succeed. https://www.thebalance.com/how-home-based-fitness-businesses-use-video-to-succeed-4114950?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8190213&utm_term=

29.11.2016: 50,000 small firms fail as a result of late payment. http://www.fsb.org.uk/media-centre/press-releases/stop-late-payments-save-50-000-small-businesses Late payments contribute to the failure of more than 50,000 small firms every year, according to a report by the Federation of Small Businesses (FSB). The report has revealed that an average of 30% of payments owed to small firms are late, costing the UK economy £2.5 billion each year. More than a third (37%) of small firms have experienced cash-flow problems as a result of late payment, while 30% have been forced to rely on their overdrafts. A further 20% of small business owners said that late payment has hit their firm's profits. (EnterpriseQuest)

A fact of business life blithely ignored by regime propaganda in epic bullshit campaigns such as 'Anyone can start a business' and 'Britain is the best place in the world to start and grow a business'. And of course, rigged business start-up statistics.

Post Office strike to disrupt Christmas mail, says union. http://www.bbc.com/news/business-38131257

Value of small business overdrafts down 37%. https://www.fundingoptions.com/latest/smes-under-pressure-as-banks-withdraw-overdrafts Banks are failing to make overdrafts available to small firms in favour of lending to large firms, according to research by Funding Options. The research has revealed that the value of overdrafts provided to small and medium-sized firms fell by 37% to £19 billion from 2011 to 2016. Over the same period, the value of overdrafts made available to large firms increased by 25% to £24 billion. As a result, Funding Options argues that small firms will need to consider alternative finance options in order to meet their short-term funding needs. (EnterpriseQuest)

In other words, backing a sector which has at least 50,000 failures a year down to late-payment alone, is not considered a viable prospect.

How insurers could use 'big data' to charge you more. http://www.telegraph.co.uk/insurance/car/insurers-could-use-big-data-charge/

Meet the entrepreneur solving pollution and homelessness at the same time. http://www.telegraph.co.uk/property/abroad/meet-entrepreneur-solving-pollution-homelessness-time/

The secret life of a landlord: leaking showers and an illicit porn shoot. https://www.theguardian.com/commentisfree/2016/nov/28/secret-life-landlord-housing-property-renting

28.11.2016: Chancellor's Autumn Statement summary and reaction. Chancellor Philip Hammond announced a number of measures that will affect small firms in the Autumn Statement 2016. The key points from the Statement are:

Investment and productivity

A new National Productivity Investment Fund (NPIF) will provide £23 billion of investment in housing, transport, digital communications and science and innovation by 2021/22.

Further steps have been announced for the allocation of the Local Growth Fund, including up to £1.8 billion allocated through a third round of Growth Deals with Local Enterprise Partnerships.

Arrangements for the Northern Powerhouse Investment Fund and Midlands Engine Investment Fund, which will begin making investments in 2017.

Business growth and support

A new Industrial Strategy Challenge Fund will support collaboration between business, researchers and the science sector. The fund will be managed by Innovate UK and research councils.

Additional funding will be allocated to increase research capacity and business innovation, including a significant increase in grant funding available through Innovate UK.

UK Export Finance (UKEF) will double its total risk appetite (the level of risk UKEF will take to achieve its objectives) to £5 billion and increase its capacity to provide support in individual markets by up to 100%.

The number of pre-approved currencies in which UKEF can offer support will increase from 10 to 40 to enable more overseas buyers of UK exports to pay in their own currency.

HM Treasury will lead a review to identify barriers to access to long-term finance for growing firms.

The British Business Bank will invest an additional £400 million in venture capital funds to unlock up to £1 billion of new investment in innovative firms.

Up to £13 million will be allocated to support firms to improve their management skills by implementing Sir Charlie Mayfield's review of business productivity.

From April 2017 the National Living Wage will be set at £7.50.


From April 2017, the National Insurance secondary (employer) threshold and the National Insurance primary (employee) threshold will be aligned.

From April 2017, where the public sector engages an off-payroll worker through their own limited company, liability to pay the correct employment taxes will move from the worker's own company to the public sector body or agency/third party paying the company.

A new 16.5% Flat Rate VAT rate will be introduced for limited cost traders (businesses with low cost bases) from 1 April 2017.

The amount of investment social enterprises aged up to seven years can raise through Social Investment Tax Relief will increase to £1.5 million from 6 April 2017.

From April 2017, most salary sacrifice schemes will be subject to the same tax as cash income.

Rural business rate relief will be doubled from 50% to 100% from 1 April 2017.

As announced at the 2016 Budget, the main rate of corporation tax will be reduced to 17% in 2020.

The Chancellor's speech in full and the Autumn Statement documents are available here: https://www.gov.uk/government/topical-events/autumn-statement-2016

To read the Federation of Small Businesses' reaction to the Statement, go to: http://www.fsb.org.uk/media-centre/press-releases/uk's-small-business-

To read the British Chambers of Commerce's reaction, go to: http://www.britishchambers.org.uk/press-office/press-releases/bcc-gives-

To read the Forum of Private Business's reaction, go to: https://www.fpb.org/blog/autumn-statement-our-members-2016

To read the reaction of IPSE (the Association of Independent Professionals and the Self-Employed), go to:

The bank said it would protect me, but I was still robbed of £51,000. http://www.telegraph.co.uk/personal-banking/current-accounts/bank-said-would-protect-still-robbed-51000/ Not also a Brexit ex-hopeful, by any chance?

Four charts that show how Britons are living beyond their means. http://www.telegraph.co.uk/business/2016/11/26/four-charts-show-britons-living-beyond-means/ Or, what the country's self-employed and small businesses have known for over twenty years.

3 Important Plans You'll Need to Start a Small Business. https://www.thebalance.com/important-plans-you-will-need-to-start-a-small-business-4108325?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189150&utm_term=

Don't Make These Common Business Plan Mistakes! https://www.thebalance.com/dont-make-these-7-common-business-plan-mistakes-3974592?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189150&utm_term=

27.11.2016: High streets are deserted as bargain hunters rush online. http://www.telegraph.co.uk/business/2016/11/25/high-streets-deserted-bargain-hunters-rush-online/ It has long been observed that hacks seem to live on another planet. Like Brexit's Knobheads who believed hacks' delusional lies and propaganda and are now contemplating a life of terminal servitude to American Big Corp and terrorism instead.

Black Friday sales rush reported by retailers. http://www.bbc.com/news/business-38092509

Steer clear of fake shopping apps this Cyber Monday. http://money.aol.co.uk/2016/11/26/steer-clear-of-fake-shopping-apps-this-cyber-monday/

Deals on drugs, weapons and stolen data - Black Friday comes to the dark web. http://www.telegraph.co.uk/technology/2016/11/25/deals-drugs-weapons-stolen-data-black-friday-comes-dark-web/ Just like doing official business with Little Ingerland't terrorist regime!

Fancy Bears hack again with attack on senior anti-doping officials. https://www.theguardian.com/sport/2016/nov/25/fancy-bears-hack-again-with-attack-on-senior-anti-doping-officials And cheating, doped-up American athletes, it should be added. As usual. All being studiously ignored by western media propaganda. As usual.

There used to be a time when athletic hopefuls with a bit of talent, a lot of application and a fistful of amphetamines could look forward to earning a few bob as self-employed, professional sportsmen. Now, it seems to be a pre-condition that they are members of the Nazi American Terrorist Occupation (NATO) as well.

Scamwatch: Christmas Facebook fraud. http://money.aol.co.uk/2016/11/26/scamwatch-christmas-facebook-fraud/ It does make you wonder what scammers, fraudsters, terrorists, murderers, paedos, crooks and the rest of scoiety's dross would do if there was no Facebook?

6 Reasons Why Home Business Owners Should Power Off Sometimes. https://www.thebalance.com/why-home-business-owners-should-power-off-sometimes-4114126?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189021&utm_term=

Business Ideas on a Budget. https://www.thebalance.com/business-ideas-on-a-budget-1200447?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8189021&utm_term=

Wikipedia for physical objects. https://www.springwise.com/wikipedia-physical-objects/?utm_campaign=593179_Springwise%20Daily%20-%202016-11-25&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CPP7,2V1FMX,19BF3,1

Adult teether. https://www.springwise.com/adult-teether/?utm_campaign=593179_Springwise%20Daily%20-%202016-11-25&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CPP7,2V1FMX,19BF3,1

26.11.2016: Small business to bag big boost from Co-op. http://www.internationalsupermarketnews.com/news/25829

Everyone who can now see your entire internet history, including the taxman, DWP and Food Standards Agency. http://www.independent.co.uk/life-style/gadgets-and-tech/news/investigatory-powers-bill-act-snoopers-charter-browsing-history-what-does-it-mean-a7436251.html

Delete yourself from the internet with this website. http://www.telegraph.co.uk/technology/2016/11/25/delete-internet-website/

The quiet town in Britain that became a porn hub. http://www.independent.co.uk/news/uk/home-news/porn-hub-hardcore-porn-sites-consett-durham-simon-dowson-a7438201.html

How to get more phone storage space: Fill up your iPhone with huge apps. http://www.independent.co.uk/life-style/gadgets-and-tech/news/iphone-apple-storage-space-free-more-download-apps-how-to-fix-problems-a7436061.html

How to Keep Your Customers Loyal (and Keep Them Buying!) https://www.thebalance.com/how-to-keep-your-customers-loyal-and-buying-4092670?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160553&utm_term=

Best Business Opportunities for Retirees. https://www.thebalance.com/best-business-opportunities-for-retirees-2948607?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160553&utm_term=

Transport data drives restaurant guide listings. https://www.springwise.com/transport-data-drives-restaurant-guide-listings/?utm_campaign=591759_Springwise%20Daily%20-%202016-11-24&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,COLR,2V1FMX,196LC,1

Wastewater turned into furniture. https://www.springwise.com/wastewater-turned-furniture/?utm_campaign=591759_Springwise%20Daily%20-%202016-11-24&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,COLR,2V1FMX,196LC,1

25.11.2016: Autumn Statement shows cost of casual work 'gig economy'. http://www.bbc.com/news/business-38082535 The Autumn Statement shows nothing of the kind - although such reporting from state propaganda, the BBC, is all too predictable.

What it does show is the cost to the British economy of a regime's tax bungs and contractual favours to (mainly) US corporate migrants; a foreign policy of fagging for American terrorism ('special relationship'); and an amoral and intellectually bankrupt political/war criminal leadership.

Whereas even if the country's 'gig' economy may feel it is better at managing its own income than giving it to the Treasury, at least that money will be spent and circulated in the UK and not sent off to offshore bank accounts from where it will fund international terrorism, refugee creation programmes and criminal banking profits and safety nets.

And finally of course, it's good to see that the regime's efforts in boosting the country's self-employed numbers haven't gone to waste. After, the Irish, Scots, Asians, Africans, Muslims, East Europeans and pensioners, the country's self-employed 'entrepreneurs' can now be added to official 'pass the buck' propaganda.

The 10 lies about Black Friday's consumerist circle of hell. https://www.theguardian.com/lifeandstyle/2016/nov/24/black-friday-shopping-lies-consumerist-hell

Jigsaw boss: Black Friday is a 'complete and utter deception'. http://www.bbc.com/news/business-38097413 Only Brexit Knobheads and the tabloids' swinish multitude would ever have thought otherwise.

Millions fail to report crime in case it affects property prices. http://www.independent.co.uk/money/millions-fail-to-report-crime-in-case-it-affects-property-prices-a7431986.html

Flat rate VAT changes for small businesses explained. http://www.bbc.com/news/business-38084493

6 affordable ways to build credibility for your small business. http://www.bmmagazine.co.uk/in-business/advice/affordable-credibility-small-business/

Don’t have a Black Friday. http://www.bmmagazine.co.uk/columns/opinion/dont-black-friday/

Major airline announces new low-budget, no-frills fare. https://www.springwise.com/major-airline-announces-new-low-budget-no-frills-fare/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Brand powered cycle scheme. https://www.springwise.com/brand-powered-cycle-scheme/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Swift, accurate HIV test via USB stick. https://www.springwise.com/swift-accurate-hiv-test-via-usb-stick/?utm_campaign=588671_Springwise%20Daily%20-%202016-11-22&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CM7Z,2V1FMX,18VQ7,1

Beauty classes help prepare women for job interviews. https://www.springwise.com/beauty-classes-help-prepare-women-job-interviews/?utm_campaign=590450_Springwise%20Daily%20-%202016-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CNLE,2V1FMX,19288,1

Clothing company donates to and employs homeless people. https://www.springwise.com/clothing-company-donates-employs-homeless-people/?utm_campaign=590450_Springwise%20Daily%20-%202016-11-23&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CNLE,2V1FMX,19288,1

24.11.2016: Autumn Statement: Extra £3.7bn for housing projects. http://www.bbc.com/news/business-38078208

Autumn Statement 2016: Lettings agent fees will be banned. http://www.bbc.com/news/business-38065249

Supermarket prices 'will rise at least 5% next year as result of Brexit'. http://www.aol.co.uk/news/2016/11/23/supermarket-prices-will-rise-at-least-5-next-year-as-result-of/

Fraudsters targeting Deliveroo customers steal hundreds of pounds of food. http://www.telegraph.co.uk/technology/2016/11/23/fraudsters-targeting-deliveroo-customers-steal-hundreds-pounds/

10 Best-Selling Niches to Make Money Online. https://www.thebalance.com/best-selling-niches-to-make-money-online-4109702?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160495&utm_term=

7 Ways to Turn Your Home Into a Money-Making Property. https://www.thebalance.com/turn-your-home-into-a-money-making-property-4083216?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8160495&utm_term=

Kids take on the challenge of raising funds for their schools. https://www.springwise.com/kids-take-challenge-raising-funds-schools/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Modular electric smart trucks built in four hours. https://www.springwise.com/modular-electric-smart-trucks-built-four-hours/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Open houses as community hubs for ‘townsters’ and ‘tripsters’. https://www.springwise.com/open-houses-community-hubs-townsters-tripsters/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

Cloud based web filtering for schools. https://www.springwise.com/cloud-based-web-filtering-schools/?utm_campaign=588039_Springwise%20Daily%20-%202016-11-21&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CLQF,2V1FMX,18TJJ,1

23.11.2016: Brexit vote wipes $1.5tn off UK household finances in 2016. http://www.independent.co.uk/news/business/news/brexit-latest-uk-finances-pound-value-stocks-2016-credit-suisse-a7431366.html Who needs ISIS when you've got terrorist groups like The Brexit Knobheads?

Brexit causes UK to lose more than 400,000 millionaires. http://www.independent.co.uk/news/business/news/brexit-latest-pound-stocks-millionaires-uk-lose-a7431241.html Plenty of fresh company for the rest of the regime's 'entrepreneurs' then?

Third of online shoppers put themselves at risk of fraud chasing bargains, research finds. http://www.independent.co.uk/money/spend-save/black-friday-deals-2016-fraud-shoppers-at-risk-bargains-a7429786.html 'People aged between 16 and 34 are most at risk, the research suggests, with almost half saying they are more likely to take a chance.' No wonder the idiots are being targeted!

Government pledges faster broadband funds. http://www.bbc.com/news/technology-38051066 This story has done almost as many rounds as successive government pledges to cut red tape. Still. The country's national sport of cheating, doped-up, corrupt professional football will be looking forward to another injection of sponsorship money!

iPhone video bug crashes any Apple phone - here's how to protect yourself. http://www.telegraph.co.uk/technology/2016/11/22/iphone-video-bug-crashes-apple-phone-protect/

Fancy a glass of Sussex? More English sparkling wine is granted protected regional status. http://www.telegraph.co.uk/food-and-drink/news/fancy-glass-sussex-english-sparkling-wine-granted-protected/

23,000 UK businesses given food standards warnings after EU allergy information crackdown. http://www.telegraph.co.uk/news/2016/11/21/23000-uk-businesses-given-food-standards-warnings-after-eu-aller/

US issues alert for tourists travelling to Europe as holidaymakers warned about possible terror attacks at Christmas markets. http://www.mirror.co.uk/news/world-news/issues-alert-tourists-travelling-europe-9306966 The risks still remain much lower for American aliens travelling in Europe than asking a policeman for directions back in the No Go US of A.

Sad reasons people return products to shops. http://money.aol.co.uk/2016/11/22/sad-reasons-people-return-products-to-shops/

22.11.2016: UK SMEs unconfident that the Government can protect their business from impact of Article 50. http://www.bmmagazine.co.uk/news/28-uk-smes-confident-government-can-protect-business-impact-article-50/

Skills shortages hit construction contractors. http://www.constructionmanagermagazine.com/news/skills-shorta6ges-st5op-con4tractors-bidding/ One quarter of contractors in the building and construction sector were unable to bid for new work in Q3 2016 as a result of skills shortages, up 9% from Q2 2016, according to a survey by Build UK. The survey has revealed that a shortage of required skills (47%), a low number of applicants with the required experience (44%) and a lack of qualifications (27%) are the main reasons why contractors struggle to fill vacancies and bid for new work. More than half (55%) of respondents also reported higher labour costs in Q3 2016 in comparison with Q2. (EnterpriseQuest)

So there clearly aren't as many 'Polish plumbers' about as suggested by Little Ingerlandt's hate-preaching, Nazi media. Now there's a surprise. They've got something wrong. As usual.

Small businesses can double their sales on Black Friday, new research finds. http://www.bmmagazine.co.uk/news/small-businesses-can-double-sales-black-friday-new-research-finds/

Direct debit trend leading to loss of customer trust, with one in seven customers paying more than necessary. http://www.bmmagazine.co.uk/news/direct-debit-trend-leading-loss-customer-trust-one-seven-customers-paying-necessary/

Barclays tests smartphone cash withdrawals. http://www.bbc.com/news/technology-38054298

DIT launches new website to boost exports. https://www.gov.uk/government/news/new-digital-service-to-help-businesses-launch-onto-global-markets The Department for International Trade (DIT) has launched a new website to support firms to start exporting and expand into new markets. The GREAT.gov.uk website will notify exporters of new contract opportunities, signpost to sources of support and provide practical advice. Firms can also register to become part of a new directory of UK exporters, which DIT will use to connect them with potential markets and overseas customers where there is demand for their products or services. (EnterpriseQuest)

Little Ingerlandt is hoping to establish 'new' export markets following its covert, terrorist activities in Iraq, Afghanistan, Libya, Syria, the Yemen, Somalia, Pakistan, Kenya and Turkey. It has also succeeded in estranging South America; China; India and above all, Russia. And after Brexit, of course, most of Europe, too. Hey ho!

ABI publishes guide to trade credit insurance. https://www.abi.org.uk/News/News-releases/2016/11/ABI-launches-new-Trade-Credit-Insurance-Guide The Association of British Insurers (ABI) has published a new guide to encourage more firms to take out trade credit insurance. The guide sets out the different types of trade credit insurance, how credit insurance works and how to apply for it. The guide also outlines the benefits of trade credit insurance, such as protection against non-payment and reducing bad debt. In the guide, the ABI explains how trade credit insurance can support business growth and can reduce the financial risks of selling to new and existing customers or exporting overseas. (EnterpriseQuest)

Bank compensation limit to return to £85,000. http://www.bbc.com/news/business-38050155 Or, in discarded sweet wrappers if there is a run on the banks; or, Little Ingerlandt gets 'liberated' from its Nazi, terrorist regime by Vlad The Bad; or, some errant schoolboy who isn't a Russian, successfully gets past the banks' crap online security. Etc. Etc.

Finalists announced for NatWest everywoman awards. http://www.bmmagazine.co.uk/news/finalists-announced-natwest-everywoman-awards/

Apple to swap 'faulty' iPhone 6S batteries. http://www.bbc.com/news/technology-38049296

Why social media is ruining your brain - and your career. https://www.indy100.com/article/twitter-facebook-social-media-brain-mind-career-concentration-job-7429756?utm_source=indy&utm_medium=top5&utm_campaign=i100 Isn't social media supposed to be for people without brains? Like Americans? Or Brexit Knobheads?

How what you wear can help you go a long way in business. http://www.bmmagazine.co.uk/in-business/advice/how-what-you-wear-can-help-you-go-a-long-way-in-business/

21.11.2016: Film industry tax avoiders face multi-million pound bill. http://www.bbc.com/news/uk-38041098 The poor luvvies. Perhaps they should consider doing what pee-er-to-be, Little Ingerlandt's self-styled architect of Brexit is about to do: joining the ranks of economic migrants heading off to America.

European farmers benefit from money paid by shoppers for 'British milk'. http://www.telegraph.co.uk/news/2016/11/20/european-farmers-benefit-from-money-paid-by-shoppers-for-british/ Or, a more accurate headline would be: 'British supermarkets once again scamming their customers.' Like the media. Not wishing to offend their advertisers.

Scamwatch: beware property fraud. http://money.aol.co.uk/2016/11/20/scamwatch-beware-property-fraud/ Like housing built on flood plains. Or in fracking zones. Or which don't benefit from advertised interstellar 100G broadband speeds.

Fakebook fake news: Zuckerberg details plans to combat problem. http://www.bbc.com/news/world-us-canada-38039506 There's no need for Zuckerberg to propose any solutions. Simply don't do online social media and above all, don't do Fakebook. Nor hate-preaching tabloid propaganda. Nor the BBC or other 'news' channels. Meaning your best news sources are probably still your mates down at t' pub! As usual.

The Top 10: Phrases from Adverts. http://www.independent.co.uk/voices/the-top-10-phrases-from-adverts-a7418831.html

Home Business Myths Debunked. https://www.thebalance.com/home-business-myths-debunked-1794202?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070417&utm_term=

Should I Work From Home? 10 Reasons You Should NOT. https://www.thebalance.com/should-i-work-from-home-10-reasons-you-should-not-1794194?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070417&utm_term=

Sales Forecasting for Your Business Plan: Know Your Numbers. https://www.thebalance.com/sales-forecasting-for-business-plan-2951566?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070417&utm_term=

20.11.2016: Pension cold callers could face £500,000 fines as part of planned ban. http://www.bbc.com/news/business-38029133 The regime clearly wants pensioners to keep as much of their money as they can so that the Treasury can lift 40% in Inheritance Tax when they die (sooner rather than later) of cold, hunger, starvation and a lack of medical care.

Three phone scam data breach hit 133,000 customers. http://www.bbc.com/news/business-38030498 The regime has expressed regret that its Digital Dickhead Programme has had such a poor take-up, preventing the data breach from affecting over 1 million customers instead.

Three Mobile hack: how to protect yourself if you've been affected. http://www.telegraph.co.uk/technology/2016/11/17/three-hack-how-to-protect-yourself-if-youve-been-affected/

Energy bills mislead with phantom savings offers. http://www.bbc.com/news/business-38025707

Child refugees forced to work for nothing after leaving Calais. https://www.theguardian.com/world/2016/nov/19/calais-child-refugees-forced-to-work-for-nothing What the French socio-fascist regime calls 'auto-entrepreneurs'.

'Learn English': LA landlords allegedly harassed Latinos to get richer tenants. https://www.theguardian.com/us-news/2016/nov/18/latino-evictions-california-housing-discrimination Oh my god. (x6). cool. awesome. And Americans/landlords are supposed to know how to speak English? Since when? (oh my god. cool.)

Not likely to become a problem in Little Ingerlandt though, where the majority of landlords are foreigners who can speak English better than Brexit Knobheads, Nazi terrorists and media sheeple, anyway.

Get Your Home Business Up and Running. https://www.thebalance.com/get-your-home-business-up-and-running-4083223?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8061100&utm_term=

AI used to support the hearing impaired. https://www.springwise.com/ai-used-support-hearing-impaired/?utm_campaign=585339_Springwise%20Daily%20-%202016-11-18&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CJNF,2V1FMX,18KJ9,1

Flying drone for home security system. https://www.springwise.com/flying-drone-home-security-system/?utm_campaign=585339_Springwise%20Daily%20-%202016-11-18&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CJNF,2V1FMX,18KJ9,1

Modular home on stilts could make floodplains livable. https://www.springwise.com/modular-home-stilts-make-floodplains-livable/?utm_campaign=585339_Springwise%20Daily%20-%202016-11-18&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CJNF,2V1FMX,18KJ9,1

19.11.2016: Analysis: how the Government destroyed buy-to-let in 16 months. http://www.telegraph.co.uk/investing/buy-to-let/analysis-how-the-government-destroyed-buy-to-let-in-16-months/

UK needs migration because Britons are 'so bloody stupid'. http://www.telegraph.co.uk/news/2016/11/18/pro-eu-peer-lord-kerr-says-uk-needs-migration-because-britons-ar/ An 'official' view which has been held for decades although only now does it seem to be worthy of a fuss in the country's hate-preaching media, which is feeling a tad sensitive about just having led its thicko readerships over the country's economic cliff.

Donald Trump wants to do a huge trade deal with Britain next year – we should not turn him away. http://www.telegraph.co.uk/opinion/2016/11/18/donald-trump-wants-to-do-a-huge-trade-deal-with-britain-next-yea/ Yet everything else proposed by Donald the Trump has been projected as evil lunacy. Why should this 'trade deal' be any different?

Britain’s HMRC In Meltdown As Service Standards Collapses. http://truepublica.org.uk/united-kingdom/britains-hmrc-meltdown-service-standards-collapses/

Leasehold scandal: ground rent that starts at £250, then rockets to ... £69 trillion. http://www.telegraph.co.uk/property/house-prices/leasehold-scandal-ground-rent-that-starts-at-250-then-rockets-to/ Seems like another good idea from the regime to combat the nation's housing shortage!

Infographic secrets for cheap train tickets. https://loco2.com/blog/train-travel-infographic

Starting a Business: Finding Business Ideas. https://www.thebalance.com/starting-a-business-finding-business-ideas-2947937?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070404&utm_term=

7 Hobbies That Can Make You Money. https://www.thebalance.com/hobbies-that-make-money-1794986?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070404&utm_term=

Fund Your Home Business without Going Into Debt. https://www.thebalance.com/fund-your-home-business-without-going-into-debt-1794201?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8070404&utm_term=

18.11.2016: Self-employed workers may be getting worst of both worlds. http://www.bmmagazine.co.uk/news/self-employed-workers-may-getting-worst-worlds/ Which is precisely why the regime and its Brownshirts have been pushing the swinish multitude into self-employment!

Brexit blamed for £100 billion budget black hole. http://www.independent.co.uk/news/uk/politics/brexit-blame-100-billion-budget-black-hole-deficit-autumn-statement-philip-hammond-a7422141.html The usual political credentials for running a country, in other words? Of course, the question is whether or not Little Ingerlandt was already staring at a £100 billion (and more) 'black hole' and a rigged 'Brexit' vote (like 'terrorism' and the state of emergency in France and now, the election of Donald the Trump) became a convenient tool for keeping the swinish multitude in check.

Britain is the easiest country in the G20 for paying business taxes. http://www.bmmagazine.co.uk/newswire/britain-easiest-country-g20-paying-business-taxes/ Unless those companies are American tax-dodging crooks and corporate economic migrants.

UK broadband speed ad rules to be revamped. http://www.bbc.com/news/technology-38005327 How about PPI-style refunds for all those millions of customers who have been scammed by this advertising?

Buy-to-let mortgage crackdown: what it means for landlords. http://www.telegraph.co.uk/investing/buy-to-let/buy-to-let-mortgage-crackdown-what-it-means-for-landlords/

Staples brand to disappear from UK High Streets. http://www.bbc.com/news/business-38013806 There are a lot of home businesses which got going with Staples' help; a shame to see them go.

eBay launches Black Friday deals a week early. http://www.telegraph.co.uk/black-friday/2016/11/17/ebay-launches-black-friday-deals-a-week-early/

Beauty store psychology: How shops convince you to spend. http://www.independent.co.uk/life-style/beauty-retail-psychology-shops-make-you-spend-a7422411.html

Insurers are misleading you: You will not save £40 on car insurance as a result of the MoJ's whiplash crackdown. http://www.independent.co.uk/news/business/comment/insurers-are-misleading-you-you-will-not-save-40-on-car-insurance-as-a-result-of-the-dojs-whiplash-a7422681.html Will these insurance companies be appearing on the telly series, Named and Shamed?

17.11.2016: Number of Eastern European migrants working in the UK since Brexit vote has increased, figures show. http://www.telegraph.co.uk/news/2016/11/16/number-of-eastern-european-migrants-working-in-the-uk-since-the/ A headline twisted from: UK unemployment falls to 11-year low. http://www.bbc.com/news/business-37997713

So - despite the usual screeching from Little Ingerlandt's hate-preaching media and politicians, there is another take (as usual) on what is actually happening.

Clare McNeil, director for work and families at the Institute For Public Policy Research, a think tank, said: "While this is promising for the economy given the uncertainty following the vote to leave the EU, it is still the case that almost half of the increase in employment compared with the same period last year is due to higher rates of self-employment.

"Almost half of the UK’s self-employed are in low pay, measured on an hourly basis, compared with around a fifth of employees."

And of course, the ONS, which has provided the latest employment figures, is hardly a benchmark for statistical accuracy. Although Little Ingerlandt's Fourth Reich (and a half) is always eternally grateful for what it receives.

Lack of housing supply not to blame for soaring house prices, finds Labour-commissioned report. http://www.independent.co.uk/news/uk/politics/housing-supply-demand-labour-redfern-review-a7419586.html As we have been saying for years . . .

Estate agents make selling homes harder. http://money.aol.co.uk/2016/11/16/estate-agents-make-selling-homes-harder/

Which? warns Black Friday 'bargain' hunters. http://www.bbc.com/news/business-37999897

Facebook reveals fresh flaws with its data. http://www.bbc.com/news/technology-38005324 It's American. What do you expect from a country which can't even write the date properly?

Small firms failing to report fraud. http://economia.icaew.com/news/october-2016/smes-failing-to-report-260m-of-fraud-slater-gordon-cyber-attacks Small and medium-sized business owners fail to report more than £260 million worth of fraudulent activity every year, according to research by law firm Slater Gordon. The research has revealed that 18% of firms which are victims of fraud do not report it to the relevant authorities. Of those who do not report fraudulent activity, 64% said they do not report incidents due to fear of reputational damage to their firm. Overall, 16% of small and medium-sized firms have been victims of fraud in the past 12 months and were targeted by fraudsters an average of three times per year.

And who is going to do anything about it even if the fraud is reported? The police, hamming it up for their next TV series? Or politicians maybe - who are behind the biggest instances of 'fraud' in the country, anyway. Such as Brexit. Or banking. Pensions. The utilities. Broadband. The list is endless!

It's cheaper than ever to holiday in the UK – so why has Brexit ruined Britain's hotel business? http://www.independent.co.uk/voices/brexit-eu-referendum-london-hotel-slump-british-hotel-business-ruined-a7419381.html

Women cheat on men who don't do house chores, French survey finds. http://www.telegraph.co.uk/news/2016/11/15/women-cheat-on-men-who-dont-do-house-chores-french-survey-finds/ According to my French mistresses, women cheat because their men don't do anything at all; they're simply en greve all the time. And which is why there are no 'home businesses' in France. Mind you, there are no 'medium-size' businesses (as in SMEs), either.

3D printed dental aligners without visiting the dentist. https://www.springwise.com/3d-printed-dental-aligners-without-visiting-dentist/?utm_campaign=583117_Springwise%20Daily%20-%202016-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CHXP,2V1FMX,18D2F,1

Hands-free dog poo bag keeps sidewalks clean. https://www.springwise.com/hands-free-dog-poo-bag-keeps-sidewalks-clean/?utm_campaign=583117_Springwise%20Daily%20-%202016-11-16&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CHXP,2V1FMX,18D2F,1

16.11.2016: British tourism suffers post-Brexit vote slump. http://www.independent.co.uk/travel/news-and-advice/brexit-tourism-slump-london-hotel-rooms-empty-travel-european-union-business-leisure-a7417206.html Otherwise known as the hate-preaching, tabloid effect.

Facebook and Google promise to cut off fake news websites from advertising. http://www.telegraph.co.uk/technology/2016/11/15/facebook-and-google-promise-to-cut-off-fake-news-websites-from-a/ Like American terrorist propaganda, for example? The BBC? Ass-wipe tabloids?

Warning as Amazon scam targets Black Friday shoppers. http://money.aol.co.uk/2016/11/15/warning-as-amazon-scam-targets-black-friday-shoppers/ A bit of a foregone conclusion, isn't it?

Brexit: Britons could be charged to visit Europe after EU withdrawal. http://www.independent.co.uk/news/uk/home-news/brexit-europe-charge-britons-to-enter-schengen-article-50-a7417996.html

Renting in the UK: number of tenants with a spare room falls to lowest level on record. http://www.homesandproperty.co.uk/property-news/renting/renting-in-the-uk-number-of-tenants-with-a-spare-room-falls-to-lowest-level-on-record-a106251.html Still more problems for regime entrepreneurial wannabes hoping to turn that spare room into a 'home office'?

Bad battery life? Your phone's software updates may be to blame. http://www.telegraph.co.uk/technology/2016/11/15/bad-battery-life-your-phones-software-updates-may-be-to-blame/

Top Small Business Marketing Trends. https://www.thebalance.com/top-small-business-marketing-trends-4108151?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8061059&utm_term=

5 Tips to Develop New Habits for Home Business Success. https://www.thebalance.com/how-to-develop-habits-for-business-success-4096621?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8061059&utm_term=

15.11.2016: Teenagers 'ill-prepared' over finances. http://www.bbc.com/news/business-37953384 Perfect fodder in other words, to become regime 'entrepreneurs' with a start-up loan plus a bank overdraft, a professional and social failure of an ex-bank manager for a mentor and an American dummyphone with which to become yet another cybercrime statistic.

Banking shortcomings make cyber crime the consumer’s problem. http://www.independent.co.uk/money/banking-shortcomings-make-cyber-crime-the-consumers-problem-a7405471.html Which is one of the reasons why the criminal banking industry and its corrupt, political ladogs - have foisted online banking onto long-suffering consumers.

Massive hack on sex hook-up website AdultFriendFinder exposes details of 5.2 million UK accounts. http://www.telegraph.co.uk/technology/2016/11/14/millions-exposed-by-hack-on-sex-hookup-website-adultfriendfinder/

One in four buy-to-let investors sell up due to new tax. http://www.telegraph.co.uk/investing/buy-to-let/one-in-four-buy-to-let-investors-sell-up-due-to-new-tax/

FSB calls for clarity on EU-funded projects. http://economia.icaew.com/news/november-2016/fsb-asks-chancellor-philip-hammond-to-clarify-future-of-eu-funded-projects-brexit The Federation of Small Businesses (FSB) has called on the Chancellor to provide clarification in his Autumn Statement about future government support for EU-funded projects post-Brexit, and take steps to boost business confidence while focusing investment on local infrastructure developments. According to the FSB, applications for EU funding for business projects have fallen as smaller firms are uncertain about the future, while many firms also rely on EU-funded business support and local infrastructure, which is affecting their ability to make longer term plans.

The German Chancellor, is this? Assuming Little Ingerlandt actually has one in more than name only.

Amazon to spread Black Friday sales over twelve days. http://www.bmmagazine.co.uk/newswire/amazon-spread-black-friday-sales-twelve-days/

iPhone 7 and 7 Plus are top-sellers in the UK. http://www.internationalsupermarketnews.com/news/25612

Businessman wins payout after police wrongly brand him a paedophile. http://www.telegraph.co.uk/news/2016/11/14/businessman-wins-payout-after-police-wrongly-branded-him-a-paedo/ There used to be a time when 'policing' was proper policing and investigations were conducted discreetly and professionally to arrive, if appropriate, at a legal prosecution. Then, along came Theresa May and her Inner Scrotum which decided to turn policing into a gobby, media circus and prosecutions into public trial by hate-preaching, ass-wipe tabloids. Which is how of course, Ms May became Little Ingerlandt's latest Prime Minister: offering a ride for a ride, so to speak.

BDF announce 2016 Disability-smart Awards winners. http://www.internationalsupermarketnews.com/news/25603

How to define and communicate your USP effectively. http://www.bmmagazine.co.uk/in-business/advice/how-to-define-and-communicate-your-usp-effectively/

14.11.2016: Zuckerberg promises Facebook action over fake news. http://www.bbc.com/news/business-37967783 A bit late now! Not to worry. Anyone with half a brain won't have believed what they saw in western media for the past twenty years.

The ads that will make consumers spend. http://www.bmmagazine.co.uk/news/millennials-spending-habits-influenced-video-ads-older-generations/

The Original Two-Day Seminar for Startup and Existing MLM Companies, Las Vegas, Nevada - February 22-23, 2017. http://www.mlmlegal.com/srs2.html

The Best Business Ideas for Working With Seniors. https://www.thebalance.com/the-best-business-ideas-for-working-for-or-with-seniors-2947979?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8029887&utm_term=

Top 5 Small Business Trends. https://www.thebalance.com/top-small-business-trends-2948291?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8029887&utm_term=

13.11.2016: Over half of UKs small business owners don’t use any social media to market their business. http://www.bmmagazine.co.uk/news/51-small-business-owners-dont-use-social-media-market-business/ That's one way at least, of genuine businesses separating themselves from scammers, crooks, nutters, morons and the rest of society's trash.

Lego ends advertising with Daily Mail after calls for companies to 'Stop Funding Hate'. http://www.independent.co.uk/news/uk/home-news/lego-ends-advertising-daily-mail-stop-funding-hate-campaign-a7413361.html It's not just hate-preaching which is the problem with this particular ass-wipe tabloid and its ilk, but their entire editorial gamut ranging from support for terrorism, war crimes and crimes against humanity through to deliberate propaganda, lies and disinformation which recently led to the country's bog dwellers - who apparently believed (or militated against) what they regularly read and saw in 'the 'papers' - to vote for Brexit, for example: spewing their artificial bile has, and continues to affect us all - and not only the millions of defenceless civilians who have been murdered in their own homes in their own countries to then become displaced as still further profit fodder for the political and corporate bedfellows which rely on this filth to help plot their way.

Baltic capitals 'offer best value Christmas market breaks'. http://money.aol.co.uk/2016/11/11/baltic-capitals-offer-best-value-christmas-market-breaks/ (Little Ingerlandt Nazi terrorists not welcome.)

A new, zero emissions, electric mobile workspace. https://www.springwise.com/new-zero-emissions-electric-mobile-workspace/?utm_campaign=578369_Springwise%20Daily%20-%202016-11-11&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CE9T,2V1FMX,17XLJ,1

Smart scale sends alert when gas running low. https://www.springwise.com/smart-scale-sends-alert-gas-running-low/?utm_campaign=578369_Springwise%20Daily%20-%202016-11-11&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CE9T,2V1FMX,17XLJ,1

12.11.2016: UK construction weakest in four years, ONS says. http://www.bbc.com/news/business-37947922 Looks like the construction industry still doesn't know if it's coming or going.

Construction downturn after Brexit vote not as deep as feared. http://www.telegraph.co.uk/business/2016/11/11/construction-downturn-after-brexit-vote-not-as-deep-as-feared/ Or is it just the media which doesn't know what it's talking about? As usual.

Amazon drivers 'work illegal hours'. http://www.bbc.com/news/uk-england-37708996 Sounds like common practice to me! Still. It's BBC 'reporting'.

Police begin football corruption investigation. http://www.bbc.com/sport/football/37953558 Only a hundred years overdue! Let's hope they investigate political and media corruption in football too. Followed by doping. Although the results will almost certainly be the same as fifty-year-old investigations into has-been celebs accused of paedophilia. The only names missing from indulging in a bit of 'teenage totty' and cast-off, under-age groupies belonging to hacks and the police themselves.

Facebook cracks down on adverts that exclude ethnic minorities. http://www.telegraph.co.uk/technology/2016/11/11/facebook-cracks-down-on-adverts-that-exclude-ethnic-minorities/ Oh, good. We can look forward again to English being spoken and written like what it is supposed to be! If anyone still remembers like what that used to be. Like.

5 Ways to Establish Trust in Your Online Business. https://www.thebalance.com/how-to-establish-trust-in-your-online-business-4083192?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8029741&utm_term=

Pharmacy highlights wage gap with man tax. https://www.springwise.com/pharmacy-highlights-wage-gap-man-tax/?utm_campaign=576033_Test%3A%20Springwise%20Daily%20-%202016-11-09&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CCGX,2V1FMX,17PY2,1

Smart, connected bra monitors hearts in real time. https://www.springwise.com/smart-connected-bra-monitors-hearts-real-time/?utm_campaign=576033_Test%3A%20Springwise%20Daily%20-%202016-11-09&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CCGX,2V1FMX,17PY2,1

Wristband gives amputees wireless computer control. https://www.springwise.com/wristband-gives-amputees-wireless-computer-control/?utm_campaign=576033_Test%3A%20Springwise%20Daily%20-%202016-11-09&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CCGX,2V1FMX,17PY2,1

Smart watchband answers calls with a fingertip to ear. https://www.springwise.com/smart-watchband-answers-calls-increases-privacy/?utm_campaign=577310_Springwise%20Daily%20-%202016-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CDGE,2V1FMX,17U03,1

Wearable personal assistant for blind people. https://www.springwise.com/wearable-reads-navigates-recognizes-faces-blind-people/?utm_campaign=577310_Springwise%20Daily%20-%202016-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CDGE,2V1FMX,17U03,1

Office shuttle buses turn commutes into work opportunities. https://www.springwise.com/office-shuttle-buses-turn-commutes-work-opportunities/?utm_campaign=577310_Springwise%20Daily%20-%202016-11-10&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CDGE,2V1FMX,17U03,1

11.11.2016: Theresa May promises 'golden era' in UK-Chinese relations. http://www.bbc.com/news/uk-politics-37934784 Only fifty years overdue but hey, the 'special relationship' with US and Israeli terrorism has always been Little Ingerlandt's priority. Still, if The Donald is going to buddy up to Vlad The Bad, traditional western murder industry prospects might become more limited. So how is Theresa May going to improve relations with China now? Cease English terrorist activity in the Middle East? 'Brexit' out of the North Atlantic Terrorist Organisation (NATO)? Impose visa restrictions on Americans? Perhaps even get 99% of the country's businesses involved? (Those she and her regime doesn't know anything about.)

'Dire' housing shortage pushing up prices, says Rics. http://www.bbc.com/news/business-37934815 Rics have been offering their opinion and advice on the housing market for donkeys' years - and matters have only got worse. Just like Little Ingerlandt's terrorist media which despite its hate campaigns against everyone from the present Mayor of London through to the leader of the opposition party through to Donald Trump (in fact, anyone who isn't a dumb, Nazi pisshead subscriber), has got absolutely nothing right so far!

Homebuyers are coming back to the market - but there aren't enough houses for sale. http://www.telegraph.co.uk/property/house-prices/homebuyers-are-coming-back-to-the-market---but-there-arent-enoug/

Banks promise to increase support during branch closures. http://www.bbc.com/news/business-37929148 They're going to put some staff on the counters, are they?

UK toy sales ‘to surge to record £3.3bn’ despite economic uncertainty. http://www.bmmagazine.co.uk/newswire/uk-toy-sales-surge-record-3-3bn-despite-economic-uncertainty/

Tips for Naming Your Business. https://www.thebalance.com/tips-for-naming-your-business-3514832?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8021582&utm_term=

Popular Styles of Business Names. https://www.thebalance.com/popular-styles-business-names-2951802?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8021582&utm_term=

Plugin provides video information as users watch. http://www.springwise.com/plugin-provides-information-video-users-watch/?utm_campaign=574001_Springwise%20Daily%20-%202016-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAWH,2V1FMX,17JX4,1

Matchbox design highlights the danger of smoking. http://www.springwise.com/matchbox-design-raises-awareness-dangers-smoking/?utm_campaign=574001_Springwise%20Daily%20-%202016-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAWH,2V1FMX,17JX4,1

Free luggage wrapping service used as advertising. http://www.springwise.com/free-luggage-wrapping-service-used-advertising/?utm_campaign=574001_Springwise%20Daily%20-%202016-11-08&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAWH,2V1FMX,17JX4,1

10.11.2016: UK trade deficit widens in September, official figures show. http://www.bbc.com/news/business-37920692 That will be all those 'patriotic' Brexit knobheads buying non-British goods, then. As usual.

'Hard' Brexit could spell disaster for UK tourism, warns expert. http://www.independent.co.uk/travel/news-and-advice/brexit-travel-uk-tourism-exchange-rate-euros-monarch-thomas-cook-a7404581.html A history of gobby, hate-preaching Nazi tabloids and Theresa May's take on visa restrictions have had a significant negative effect on tourism (and the British economy in general) for a long time already. And despite the falling value of the bog-roll £, matters are going to get worse? So what's new?

Banking shortcomings make cyber crime the consumer's problem. http://www.independent.co.uk/money/banking-shortcomings-make-cyber-crime-the-consumers-problem-a7405471.html

Three ways to stay safe with online banking. http://money.aol.co.uk/2016/11/09/three-ways-to-stay-safe-with-online-banking/

Accounting profession risks its future by not keeping on top of tech skills. http://www.bmmagazine.co.uk/news/accounting-profession-future-keeping-tech-skills/

French women go on strike to protest gender pay gap. http://www.independent.co.uk/news/world/europe/france-woman-strike-pay-gap-gender-protest-office-walkout-a7404276.html. Quite right. As most French men are no better than a bunch of old women standing around rabbiting all the time, it is only fair their wages are reduced to those of women, too.

Why Entrepreneurial Burnout Is a Real Concern and How to Prevent It. https://www.thebalance.com/what-is-entrepreneurial-burnout-4048011?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8021544&utm_term=

Focus or Fail: The Ultimate Productivity Tip for Entrepreneurs. https://www.thebalance.com/focus-productivity-tip-for-entrepreneurs-4050058?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8021544&utm_term=

5 Ways to Research a Rare Item Before Selling on eBay. https://www.thebalance.com/how-to-research-rare-items-before-selling-on-ebay-4087708?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8021544&utm_term=

Are real estate agents a thing of the past? http://www.springwise.com/real-estate-agents-thing-past/?utm_campaign=573338_Springwise%20Daily%20-%202016-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAE2,2V1FMX,17HTX,1

Connected jacket unlocks exclusive product experience. http://www.springwise.com/connected-jacket-unlocks-exclusive-products-experiences/?utm_campaign=573338_Springwise%20Daily%20-%202016-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAE2,2V1FMX,17HTX,1

App tracks checked airline luggage on map. http://www.springwise.com/app-tracks-checked-airline-luggage-map/?utm_campaign=573338_Springwise%20Daily%20-%202016-11-07&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,CAE2,2V1FMX,17HTX,1

09.11.2016: Vast majority of British businesses brush off Brexit vote. http://www.bmmagazine.co.uk/news/vast-majority-british-businesses-brush-off-brexit-vote/ Which just goes to show - successful entrepreneurs never believe what they read in the 'papers. Especially lying, Nazi terrorist propaganda tabloids owned by offshore, hate-preaching migrants pretending to be patriotic, democratic Brits.

Nine in ten Brits say they will avoid shops this Black Friday. http://www.bmmagazine.co.uk/news/nine-ten-brits-say-will-avoid-shops-black-friday/

RBS to compensate squeezed firms. http://www.bbc.com/news/business-37903541 In other words, 'the taxpayer' will compensate RBS customers. Again. Perhaps we should send some RBS bankers to Hong Kong and 'kill two birds with one stone'?

PayPal users warned of scam. http://money.aol.co.uk/2016/11/07/paypal-users-warned-of-scam/?icid=maing-grid7%7Cmain5%7Cdl1%7Csec3_lnk1%26pLid%3D-670034764_uk

Over two-thirds of SME owners set to tackle “Making Tax Digital” reforms themselves without support. http://www.bmmagazine.co.uk/news/two-thirds-sme-owners-set-tackle-making-tax-digital-reforms-without-support/ What other 'support' is there? The regime's Digital Dickhead programme?

Deliveroo riders seek to unionise and gain workers' rights. http://www.bbc.com/news/uk-37905425 The regime's bogus self-employed stats under further threat again.

Lloyds's buy-to-let division pressures landlords to increase rents. http://www.telegraph.co.uk/personal-banking/mortgages/lloydss-buy-to-let-division-pressures-landlords-to-increase-rent/

The stamp duty changes on buy-to-let properties explained. http://money.aol.co.uk/2016/11/08/the-stamp-duty-changes-on-buy-to-let-properties-explained/

British-run cafe named France's best village bistro by Le Fooding. https://www.theguardian.com/lifeandstyle/2016/nov/07/british-run-cafe-named-frances-best-village-bistro-by-le-fooding Amazing. Given the fact that the French know as little about good food as they do about speaking English.

08.11.2016: Warning as household debts spiral to £1.5 trillion. http://www.bbc.com/news/uk-37873825 Hasn't the regime done well? The banks and credit card companies will be pleased!

UK SMEs facing £34.6bn US election currency risk. http://www.bmmagazine.co.uk/news/uk-smes-facing-34-6bn-us-election-currency-risk/ Hot on the heels of the hit they've just taken from Brexit.

UK halts Facebook's WhatsApp data dip. http://www.bbc.com/news/technology-37896935

Millions Have Been Tricked By This Facebook Live Hoax Video. http://www.huffingtonpost.co.uk/entry/facebook-live-hoax_uk_581c631fe4b09d57a9a846f0?icid=maing-grid7%7Cmain5%7Cdl1%7Csec3_lnk1%26pLid%3D-952688766_uk No shortage of scammers and scam-fodder on Facebook!

How much value is there in business networking? http://www.bmmagazine.co.uk/in-business/advice/how-much-value-is-there-in-business-networking/

10 Ways To Ensure Stress Free Business Travel. http://www.huffingtonpost.co.uk/entry/10-ways-to-ensure-stress-free-business-travel_uk_57e3d459e4b0e81629a949b7?icid=maing-grid7%7Cmain5%7Cdl1%7Csec1_lnk2%26pLid%3D-704281271_uk Media hacks clearly don't do any business travelling, then. All they seem to know about is flying.

How To Manage Travel As An SME. http://www.huffingtonpost.co.uk/entry/business-travel-sme-british-airways-onbusiness_uk_57c699d2e4b09f5b5e348fe5?icid=maing-grid7%7Cmain5%7Cdl1%7Csec3_lnk1%26pLid%3D-704281271_uk Ditto.

Would your invoice stand up to interrogation? http://www.bmmagazine.co.uk/in-business/advice/invoice-stand-up-interrogation/

6 Traits You Need to Be Self-Employed. https://www.thebalance.com/traits-you-need-to-be-self-employed-2948570?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8012663&utm_term=

20 Right and Wrong Reasons to Start Your Own Business. https://www.thebalance.com/right-and-wrong-reasons-to-start-business-4066585?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8012663&utm_term=

The Two Main Problems of Starting a Small Business. https://www.thebalance.com/the-two-main-problems-of-starting-a-small-business-2948554?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8012663&utm_term=

This is probably the worst tourism slogan ever created. https://www.indy100.com/article/tourism-cu-in-the-nt-australia-slogan-rude-swear-7402816?utm_source=indy&utm_medium=top5&utm_campaign=i100

07.11.2016: Tesco Bank customers targeted by fraudsters. http://www.bbc.com/news/business-37888327

Clearing credit cards takes longer than you think. http://money.aol.co.uk/2016/11/06/clearing-credit-cards-takes-longer-than-you-think/

Scamwatch: "ghost" insurance brokers. http://money.aol.co.uk/2016/11/06/scamwatch-ghost-insurance-brokers/

Brexit: Six of the biggest myths we've heard about immigration since the EU referendum vote, debunked. http://www.independent.co.uk/news/business/news/brexit-immigration-uk-freedom-movement-myths-eu-referendum-theresa-may-amber-rudd-a7393136.html As not reported by the country's 'Above The Law' Fascist Four of offshore, hate-preaching tabloids.

UK house price five-year forecast: Brexit uncertainty stalls growth but the market looks set to recover by 2021. http://www.homesandproperty.co.uk/property-news/buying/uk-house-price-fiveyear-forecast-brexit-uncertainty-stalls-growth-but-the-market-looks-set-to-a106066.html Not to worry. Little Ingerlandt's Nazi tabloids and their social media Brownshirts have offered to make up the difference in the meantime.

Building your own home: everything you need to know to get started on your self-build house. http://www.homesandproperty.co.uk/property-news/buying/building-your-own-home-everything-you-need-to-know-to-get-started-on-your-selfbuild-house-a106006.html

More than a quarter of shoppers buy free-from products despite warnings they could be unhealthy. http://www.telegraph.co.uk/news/2016/11/06/more-than-a-quarter-of-shoppers-buy-free-from-products-despite-w/

The problem with maternity discrimination and the mumpreneur. https://www.theguardian.com/lifeandstyle/2016/nov/06/the-problem-with-maternity-discrimination-and-the-mumpreneur

10 Quick Tips to Improve Your Small Business. https://www.thebalance.com/improve-your-small-business-2951413?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=7983138&utm_term=

101 Small Business Ideas to Inspire You to Start a Business. https://www.thebalance.com/small-business-ideas-2951453?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=7983138&utm_term=

CNET Community: Why am I receiving junk mail from my own email address? https://www.cnet.com/forums/discussions/why-am-i-receiving-junk-mail-from-my-own-email-address/?ftag=CAD5920658&bhid=22951757626637189212880527427435

06.11.2016: Brexit ‘spinning out of control’, top bosses warn. http://www.independent.co.uk/news/business/news/brexit-latest-theresa-may-article-50-ruling-martin-sorrell-warning-a7398461.html Brexit was never 'under control'!

What does Brexit really mean for SMEs? http://www.bmmagazine.co.uk/news/brexit-really-mean-smes/

Anglo-Saxon treasure trove discovered in potato field. http://www.telegraph.co.uk/news/2016/11/05/anglo-saxon-treasure-trove-discovered-in-potato-field/ This will be a potato field worked by migrants, no doubt. Although as the hoard is 'Anglo-Saxon', I guess Brexit's knobheads will be giving it back to the Germans (or the EU, in other words)?

T-shirts are now more popular than suits for work. http://www.bmmagazine.co.uk/news/t-shirts-now-popular-suits-work/ And if you're self-employed and on the breadline, t-shirts also happen to be a lot cheaper than suits or overalls.

The shop that lets you save hundreds legally buying STOLEN goods. http://www.mirror.co.uk/money/shop-lets-you-save-hundreds-9195194

10 ways to work from home and not end up as dogsbody-in-chief. https://www.theguardian.com/lifeandstyle/2016/nov/05/work-home-not-be-dogsbody-get-dressed-family-mess-chores

British entrepreneur invents collapsible mug. http://www.dailymail.co.uk/news/article-3907494/The-reusable-coffee-cup-squash-bag-British-entrepreneur-invents-collapsible-mug-replace-2-5BILLION-takeaway-cups-dumped-year.html

'Rare' new fivers put up for sale on eBay sell for less than £5 after sellers forget to set a reserve price. http://www.dailymail.co.uk/news/article-3906922/Rare-new-fivers-sale-eBay-sell-5-sellers-forget-set-reserve-price.html

Beware the scam costing buyers and sellers thousands of pounds. http://www.dailymail.co.uk/money/beatthescammers/article-3897256/Beware-fraudsters-targeting-house-sale-proceeds.html

Gift website owner, 32, stands up to online retailer Boohoo.com after spotting an almost identical version of her £29 'Prosecc-ho ho ho' jumper on sale for half the price. http://www.dailymail.co.uk/news/article-3905830/Gift-website-owner-32-stands-online-retailer-Boohoo-com-spotting-identical-version-29-Prosecc-ho-ho-ho-jumper-sale-half-price.html

05.11.2016: House prices to stay flat until 2018, with growth overtaken by rents. http://www.telegraph.co.uk/property/house-prices/house-prices-to-stay-flat-until-2018-with-growth-overtaken-by-re/

FCA to investigate £100 per month bank overdraft fees. http://www.bmmagazine.co.uk/newswire/fca-investigate-100-per-month-bank-overdraft-fees/

'Surge' of Saturday shoppers from Republic. http://www.bbc.com/news/uk-northern-ireland-37871271

Action plan to grow food and drink exports. https://www.gov.uk/government/news/global-ambitions-for-british-food-and-drink-could-boost-economy-by-nearly-3-billion Defra has outlined its ambitions to grow the value of UK food and drink exports in 'UK Food and Drink: International Action Plan 2016-2020'. The plan identifies nine markets across 18 countries with the best potential for growth, as well as the measures needed to break into these markets. To this end, the action plan outlines three strategic objectives: enhanced support to improve export skills in the food and drink sector; encouraging more food and drink firms to start exporting and expand into new markets; and implementing measures to identify and trade with new markets.

Uber facing hundreds more claims from drivers for back pay. http://www.bmmagazine.co.uk/newswire/uber-facing-hundreds-claims-drivers-back-pay/

How mobile apps create better business practices. http://www.bmmagazine.co.uk/columns/opinion/mobile-apps-create-better-business-practices/

Avoidable Networking Mistakes That Make You Look Amateur. https://www.thebalance.com/avoidable-networking-mistakes-3967774

5 Tips for Better Small Business Networking. https://www.thebalance.com/better-small-business-networking-2951705?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8012629&utm_term=

Best Online Courses for Starting a Business. https://www.thebalance.com/best-online-courses-for-business-1200637?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=8012629&utm_term=

App for parents lists essentials, plus hidden gems. http://www.springwise.com/app-parents-lists-essentials-plus-hidden-gems/?utm_campaign=566992_Springwise%20Daily%20-%202016-11-02&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C5HS,2V1FMX,16YCP,1

Ethical Uber launches in New York City. http://www.springwise.com/ethical-uber-launches-new-york-city/?utm_campaign=566992_Springwise%20Daily%20-%202016-11-02&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C5HS,2V1FMX,16YCP,1

Clean drinking water produced by new solar panels. http://www.springwise.com/water-clean-enough-drink-produced-new-solar-panels/?utm_campaign=565562_Springwise%20Daily%20-%202016-11-01&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C4E2,2V1FMX,16TIF,1

Chatbot for kids teaches online safety, reporting to parents. http://www.springwise.com/chatbot-kids-teaches-online-safety-reports-parents/?utm_campaign=565562_Springwise%20Daily%20-%202016-11-01&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C4E2,2V1FMX,16TIF,1

04.11.2016: Brexit court defeat for UK government. http://www.bbc.com/news/uk-politics-37857785 Ooops! The regime should have gone to the United Nations and MI5 for a 'decision of convenience'. Or is this ruling just such a decision?

SMEs forecast to contribute £217bn to UK economy by 2020. http://www.bmmagazine.co.uk/news/smes-forecast-contribute-217bn-uk-economy-2020/ Which is at least ten times the value of the UK murder industry - and that enjoys the attentions of an entire army of bureaucratic, media and political knob polishers! Are SMEs ever going to enjoy the attention they deserve - or is it the continuing story of public school fags who never learned how to count? (And old school habits dying hard.)

UK service sector 'moves up a gear' report says. http://www.bbc.com/news/business-37859744 Does that mean it's now in neutral?

Bank overdraft cap could be re-examined, says FCA. http://www.bbc.com/news/business-37845849

PPI complaints continue to flood in at Ombudsman. http://www.bbc.com/news/business-37847857

Google fights EU price comparison case. http://www.bbc.com/news/technology-37860227

How much money does Facebook make from you? http://www.telegraph.co.uk/technology/2016/11/03/how-much-money-does-facebook-make-from-you/

Engineers using drones to farm crops. http://www.bbc.com/news/business-37851565 Makes a change from murdering children.

03.11.2016: UK houses now cost six times annual wages, says Nationwide. http://www.bbc.com/news/business-37844832 So who's fault is it that housing has become largely unaffordable?

UK construction rises despite Brexit vote. http://www.bbc.com/news/business-37844837

Government cash won't be enough to stop the danger from floods, MPs warn. http://www.mirror.co.uk/news/uk-news/government-cash-wont-enough-stop-9178778 What 'government cash'?

Over a third of millennials aspire to work for themselves. http://www.bmmagazine.co.uk/news/third-millennials-aspire-work/ The other two thirds aspire to appear on X Factor.

Mobile web usage overtakes desktop for first time. http://www.telegraph.co.uk/technology/2016/11/01/mobile-web-usage-overtakes-desktop-for-first-time/

Consumers question worth of top-end tablet computers as sales fall dramatically. https://www.theguardian.com/technology/2016/nov/01/consumers-top-end-tablets-sales-fall-dramatically

Is Black Friday a "marketing gimmick"? 50% of shoppers believe deals aren’t any good. http://www.mirror.co.uk/money/black-friday-marketing-gimmick-50-9172540 It's unusual for '50% of the public' to be on the ball these days but as a rule, if American trash has appeared in the UK tabloids (aka American migrant corporate propaganda) then 'a marketing gimmick' would be a polite way of describing it.

Brexit threat to pork pies. http://www.independent.co.uk/news/uk/politics/brexit-threat-to-pork-pies-a7392931.html Now this really is serious.

How to Qualify a Business Idea. https://www.thebalance.com/how-to-qualify-a-business-idea-2951452?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=7983114&utm_term=

5 Great Online Business Ideas. https://www.thebalance.com/great-online-business-ideas-1794512?utm_campaign=smbinfo&utm_medium=email&utm_source=cn_nl&utm_content=7983114&utm_term=

App teaches accountancy through games. http://www.springwise.com/app-teaches-accountancy-games/?utm_campaign=563708_Springwise%20Daily%20-%202016-10-31&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C2YK,2V1FMX,16NJQ,1

Tomatoes grown with mirrors in the desert. http://www.springwise.com/tomatoes-grown-mirrors-desert/?utm_campaign=563708_Springwise%20Daily%20-%202016-10-31&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C2YK,2V1FMX,16NJQ,1

DIY programmable drone. http://www.springwise.com/diy-programmable-drone/?utm_campaign=563708_Springwise%20Daily%20-%202016-10-31&utm_medium=email&utm_source=Newsletter&dm_i=3GJ2,C2YK,2V1FMX,16NJQ,1

02.11.2016: School-leavers 'lack essential workplace skills'. http://www.bbc.com/news/business-37824641 And of course, with nothing but Dragons' Den, The Apprentice and a couple of superficial websites to guide them, it goes without saying they lack self-employment, business and life and social skills, too. Like - innit? (Takes selfie.) oh my god. Like.

Hackers target more than 50,000 people a day with tax refund scam. http://www.independent.co.uk/life-style/gadgets-and-tech/tax-refund-rebate-scam-fake-hackers-target-people-hmrc-a7390381.html

Hackers 'actively exploiting' security flaw in Microsoft Windows, Google warns. http://www.aol.co.uk/news/2016/11/01/hackers-actively-exploiting-security-flaw-in-microsoft-windows/

UK to increase national cyber-defence efforts. http://www.bbc.com/news/technology-37821867 . . . when all it takes is for someone to pull a plug. Making counter-threats impresses the swinish multitude, though, and keeps the usual swathes of scammers and wasters in work.

Regulator accused of letting down poorer bank customers. http://www.bbc.com/news/business-37836554 And what has 'the regulator' for poorer businesses (i.e. the huge majority) got to say for himself? Oh, dear. There isn't one. Way to go.

Facebook users less likely to die, says major study conducted by social network on 12 million people. http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-death-life-expectancy-die-users-safe-healthy-california-study-research-a7390836.html Is this because Facebookers don't have a life to start with?

Restaurant food sales soar as UK tastes change. http://www.bbc.com/news/business-37835187 The Brexit effect obviously hasn't started to bite yet.

Chinese tourists want 'true sense of the UK'. http://www.bbc.com/news/uk-england-oxfordshire-37820663 In the meantime, Brits who want to retain a true memory of how England used to be, have been buying properties in central France.

01.11.2016: WPP reports first signs of 'Brexit anxiety' as UK sales growth slows. http://www.aol.co.uk/news/2016/10/31/wpp-reports-first-signs-of-brexit-anxiety-as-uk-sales-growth-s/ It's not 'Brexit' that's the real problem but the political wasters, fags and rent-boys (and gals) which the country is lumbered with to try and make it work. And although that much was apparent long before any voting was cast, it is something which is only just beginning to dawn on the country's Brexit knobheads.

New HMRC team to tackle false self-employment. http://www.out-law.com/en/articles/2016/october/hmrc-to-create-new-compliance-team-focused-on-gig-economy-workers/ HMRC is to establish a new Employment Status and Intermediaries Team that will focus on employers falsely describing workers as self-employed in order to avoid employment rights and protections. This measure was announced in a letter from Jane Ellison, Financial Secretary to HM Treasury, to Frank Field, Chair of the Work and Pensions Select Committee. According to Ms Ellison, the existence of a dedicated team will enable HMRC to "better focus its resources and expertise to ensure these issues are effectively tackled". (EnterpriseQuest)

To view Jane Ellison's letter in full, go to: http://www.frankfield.com/latest-news/press-releases/news.aspx?p=1021353

Yet another challenge to the regime's bogus 'self-employed/entrepreneur' statistics. Still. No real harm done. They served their purpose in helping the regime get re-elected.

EU, Canada sign free trade deal but battle not over. http://www.aol.co.uk/video/eu-canada-sign-free-trade-deal-but-battle-not-over-58166459c4d21f500797c643/?icid=nav-ukhp And speaking of political wasters again - albeit EU ones this time - there are rumours circulating that this anti-consumer, anti-small business deal was signed to cock a snoot at Brexit Britain. A typically EU infantile logic which can be relied upon to backfire, although Little Ingerlandt's fags are already up there to trying to cut a unilateral cock-up of their own.

New guides to unfair terms in consumer contracts. https://www.gov.uk/government/news/over-half-of-businesses-dont-know-unfair-contract-rules-well A range of guides to raise UK firms' awareness of the rules relating to unfair terms in consumer contracts has been published by the Competition and Markets Authority (CMA). A survey of 1,250 firms carried out by the CMA has indicated that less than half of firms are familiar with the rules relating to unfair contract terms provided under the Consumer Rights Act 2015. Of the firms surveyed by the CMA, 18% had never heard of the rules relating to unfair contract terms and 36% said they didn't know the rules very well. The survey also found that some firms believe that every contract term is binding as soon as the contract is signed by a consumer, despite an unfair term being legally unenforceable. (EnterpriseQuest)

New pound coin: Firms told to prepare for redesign. http://www.bbc.com/news/business-37820622

Energy prices set to rise: how to switch and save now. http://money.aol.co.uk/2016/10/31/energy-prices-set-to-rise-how-to-switch-and-save-now/

Broadband advert rule changes come into effect. http://www.bbc.com/news/business-37818861 It's only taken twenty years! Any chance of refunds from the telecomms industry's scammers?

Barclays customers face being charged twice over duplicate payments glitch. http://www.mirror.co.uk/news/uk-news/millions-barclays-customers-face-being-9161700

9 facts about people who work from home that will make you really jealous. http://www.mirror.co.uk/tech/9-facts-people-who-work-9117082


With our usual gratitude and thanks to BAD News and Cobweb Info.

Len Tondel



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